Sign in

Private company

ARAG

Logo: Arag Konzernkommunikation, CC BY-SA 4.0, via Wikimedia Commons4

European insurance group

ARAG SE is a European insurance group. ARAG stands for Allgemeine Rechtsschutzversicherungs Aktiengesellschaft. "SE" stands for "Societas Europaea".2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1935Founded1
  • Industryinsurance industry1
  • HeadquartersArag-Tower1
  • Websitewww.arag.com
  • Legal formSocietas Europaea1
  • LEI391200QKNZJ8J1XWFE163
  • StatusActive3
  • LEI statusIssued and current3
  • Registered addressARAG Platz 1, 40472 Düsseldorf, Germany3
  • Registered withLocal Court Düsseldorf, HRB 668463

See how the biggest companies compare on our leaderboards

ARAG SE is a European insurance group. ARAG stands for Allgemeine Rechtsschutzversicherungs Aktiengesellschaft. "SE" stands for "Societas Europaea". Its headquarters are located in the ARAG-Tower in Düsseldorf. The ARAG Group employs 6,500 people worldwide and reported total gross premium income of €3.220 billion in 2025. ARAG is the largest family-owned German insurance group and considered to be the largest legal expenses insurer in the world. At the end of 2025, ARAG managed 14.0 million policies, 9.7 million of which were outside of Germany.2

Corporate structure

ARAG is part of a group headed by ARAG Holding SE. 12 entities, 5 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • ARAG Holding SE Düsseldorf, Germany
    • ARAG Düsseldorf, Germany
      • ARAG Legal Services B.V. Subsidiary · 100% · Leusden, Netherlands
      • ARAG Allgemeine Versicherungs-Aktiengesellschaft Subsidiary · Düsseldorf, Germany
        • Interlloyd Versicherungs-Aktiengesellschaft Subsidiary · Düsseldorf, Germany
      • ARAG IT GmbH Subsidiary · Düsseldorf, Germany
      • ARAG Krankenversicherungs-Aktiengesellschaft Subsidiary · München, Germany
      • ARAG PLC Subsidiary · Bristol, United Kingdom
      • Justix GmbH Subsidiary · Düsseldorf, Germany
      • ARAG SE Direktion für Österreich Branch · Düsseldorf, Germany
      • Arag-Tower Owned · Düsseldorf, Germany
    • HELP Forsikring Oslo, Norway
    • ARAG Services Australia Pty Ltd Subsidiary · Sydney, Australia

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What ARAG reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Stakes and holdings (Wikidata)

  • Arag-Tower

Things Wikidata records the company as owning, with the share when stated.1

The story

The ARAG Group was founded in 1935 as a legal expenses insurance company under the name of Deutsche Auto-Rechtsschutz-AG (DARAG) by the Düsseldorf entrepreneur and attorney Heinrich Fassbender. With this venture, Faßbender opened the door to a lucrative field of business. His stated founding principle was to make access to justice easier for people: "All citizens should be able to assert their rights, not only those who can afford to do so". Following the expansion of legal expenses insurance beyond the boundaries of straight automotive legal expenses insurance (1948), the company branched out into other segments of the insurance industry in 1962 and began marketing the business concept of legal expenses insurance also outside of Germany.

From 1965 onward, the ARAG Group entered the life insurance business and, from 1985, the health insurance sector, acquiring other insurers for this purpose. The ARAG Krankenversicherungs-AG conducts its insurance business from Munich, the group’s second German location. The life insurance division was sold in 2017, retroactive to January 1, to the Frankfurter Leben Group.

In 2001, the Group occupied new corporate headquarters in the ARAG Tower in Düsseldorf, a building designed by Lord Norman Foster and the Düsseldorf firm of RKW Rhode Kellermann Wawrowsky Architektur + Städtebau.

Over the years, further acquisitions and the establishment of international legal expenses insurance companies followed. In response to ongoing internationalization, ARAG was converted into a European Company (SE) in December 2011.

At the end of 2019, ARAG launched business operations in Australia. ARAG Services Australia Pty Ltd acted as an underwriting agency providing legal expense insurance to brokers and intermediaries, including commercial, private, landlord, and online legal policies. In 2025, ARAG withdrew from the Australian market after the business had not developed as expected.

As part of the acquisition of D.A.S. UK from Ergo in 2023, ARAG also took over its law firm in the United Kingdom, further expanding its international business involving in-house lawyers. ARAG had already been present on the UK market since 2006 through its subsidiary, ARAG plc.

From Wikipedia’s article on ARAG SE, shared under CC BY-SA 4.0.5

Subsidiaries and ownership

Also owns

  • Arag-Tower

Parent company (GLEIF)

From Wikidata.1 Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Apr 30, 2025Parent Directly consolidated by ARAG Holding SE3
  2. 1935Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5