Private company

ATM Bersama

Indonesian interbank network

ATM Bersama (lit. 'Common ATMs') is an interbank network in Indonesia, connecting the ATM networks of twenty-one banks. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines. ATM Bersama has over 70 members with 17,000 ATMs throughout Indonesia.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

ATM Bersama (lit. 'Common ATMs') is an interbank network in Indonesia, connecting the ATM networks of twenty-one banks. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines.2

Products and brands

Services

ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004, ARTAJASA made a cross-border ATM Bersama with partner provider MEPS, Malaysia. Singapore and Thailand have been linked to the ATM Bersama network with NETS and ITMX respectively.

Indonesian interbank networks

ALTO

PRIMA

ATM Link

From Wikipedia’s article on ATM Bersama, shared under CC BY-SA 4.0.3

Sources

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