Bangladesh Development Bank

Export Cash Credit and Packing Credits

Purchase of Documentary Bills (local and foreign)

Payment against Bill Dues

Import Trade Loans, Loans against Trust Receipts

Foreign Exchange Business

Local Letters of Credit

Import local Letters of Credit / Export Bill Collection / Back to Back Letters of Credit

Foreign Remittance Services

BDBL also serves as a major development partner to both the public and private financial sectors by providing long, medium and short-term loans. Additionally, it also offers services such as industrial loans, equity capital supply programs, capital market participation, loan recovery incentives, rehabilitation programs, and capital mobilization for loan investments.

BDBL also supports Public-Private Partnership projects for sectors such as power, energy and telecommunications, as well as within government projects such as the development of ports and transport and renewable energy infrastructure. It also has financing options for SMEs, loans for agro-based entrepreneurs and green banking initiatives.

Technological Banking

Since July 2015, the Bangladesh Development Bank Limited (BDBL) has implemented the Core Banking System (CBS) to centralize banking transactions and overall operations. This system enables seamless transactions from any BDBL branch through the core banking software. Additionally, two types of inter-bank transactions are facilitated:

1. Bangladesh Automated Check Clearing House (BACH): This system handles the clearing and settlement of inter-bank checks.

2. Bangladesh Electronic Fund Transfer Network (BEFTN): Also known as the 'Electronic Fund Transfer System,' this network enables nationwide inter-bank debit and credit transactions. These transactions are processed easily, quickly, and free of charge from any bank branch.

BDBL is also the first government bank to connect with the National Payment Switch Bangladesh (NPSB), enabling users to transfer funds instantly and conveniently.