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Private company

Bankgirot

Logo: bankgirot.se3

Payment clearing system in Sweden

Bankgirot is a proprietary clearing system (a giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates. The clearing system is connected with the banks enabling payments to be received directly into bank accounts.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1959Founded1

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Bankgirot is a proprietary clearing system (a giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates.2

The story

Bankgirot was started in 1959. Postgirot (now called PlusGirot), the main competitor, having its own account system, was not able to offer deposits into bank accounts and still does not generally do so except to Nordea bank accounts.

Nordea was obliged to withdraw from involvement in Bankgirocentralen's operations related to Bankgirot for competitive reasons when it acquired Postgirot Bank (now PlusGirot) in 2002.

In 2012 Bankgirot established second-fast electronic payments, used for a mobile phone payment system called Swish.

From Wikipedia’s article on Bankgirot, shared under CC BY-SA 4.0.4

Subsidiaries and ownership

Owners

From Wikidata.1

Timeline

  1. 1959Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

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    Company websiteBankgirot logo
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