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Private company

DUCA Financial Services Credit Union Ltd.

Canadian credit union

DUCA Financial Services Credit Union Limited, commonly shortened to DUCA Credit Union, is a Canadian credit union. Financial products include chequing and savings accounts, loans, mortgages, insurance and small business products. It is a member-owned institution and its deposits are insured through the Financial Services Regulatory Authority of Ontario.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1954Founded1
  • Industryfinancial services1
  • HeadquartersToronto1
  • Websitewww.duca.com
  • Legal formCredit Union3
  • LEI549300NAZ0RZAMXOIR973
  • StatusActive3
  • LEI statusIssued and current3
  • Registered address5290 Yonge Street, M2N 6P4 Toronto, Canada3
  • Registered withMinistry of Government and Consumer Services, 16135793

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Photo: Raysonho @ Open Grid Scheduler / Scalable Grid Engine, CC0, via Wikimedia Commons5

DUCA Financial Services Credit Union Limited, commonly shortened to DUCA Credit Union, is a Canadian credit union. Financial products include chequing and savings accounts, loans, mortgages, insurance and small business products. It is a member-owned institution and its deposits are insured through the Financial Services Regulatory Authority of Ontario.2

The story

DUCA was established on May 5, 1954, by Dutch immigrants to Canada under the name Dutch Canadian Toronto Credit Union Ltd.

The company introduced a profit sharing program in 1997. In 2010, DUCA shared $7 million with members.

On November 1, 2000, the credit union changed its official name to its current DUCA Financial Services Credit Union Ltd. DUCA has merged with other credit unions, including Torcity Savings Credit Union, Dutch Canadian Credit Union and Virtual One Credit Union Ltd.

Today, DUCA has over 83,000 members and over $6 billion in assets.

In 2009, DUCA joined the Exchange Network increasing the number of ATMs accessible to members. DUCA is also a member of Interac.

DUCA is currently on a rapid growth phase—its net branch deposits grew by 99% in 2018 compared to the prior year. This was in large measure due to the 3% annual interest rate being offered to new members who open an Earn More Savings Account (EMSA), which is among the highest rates offered in Canada. The Earn More Savings Promotional Account with 3% interest is closed to new participants effective May 16, 2019.

From Wikipedia’s article on DUCA Credit Union, shared under CC BY-SA 4.0.4

Timeline

  1. 1954Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

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