Private company

EarnIn

Logo: https://www.earnin.com/, Non-free logo, via Wikipedia3

American financial services company

EarnIn is an American earnings management company that provides earned wage access services and other financial and payroll-related services. Founded by Ram Palaniappan in 2013 as Activehours, the company launched its app in May 2014 to provide earned wage access services, and has since expanded to include services including free credit monitoring, balance alerts, bill reminders, savings features, and payroll.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

2013Founded1
  • IndustryEarned Wage Access, financial services, fintech1
  • HeadquartersPalo Alto1
  • Websitewww.earnin.com

EarnIn is an American earnings management company that provides earned wage access services and other financial and payroll-related services. Founded by Ram Palaniappan in 2013 as Activehours, the company launched its app in May 2014 to provide earned wage access services, and has since expanded to include services including free credit monitoring, balance alerts, bill reminders, savings features, and payroll.2

Timeline

  1. 2013Founded Founded1

Sources

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