Private company

ESL Federal Credit Union

Logo: esl.org4

Federal credit union in Rochester, New York, US

ESL Federal Credit Union is a full-service financial institution with headquarters in Rochester, New York. The locally owned financial institution employs more than 870 people in Rochester, New York, and includes more than 376,000 members and 11,800 businesses. Access to the credit union includes 22 branch locations and more than 40 ATM locations, locally based telephone and internet chat centers, and online and mobile banking channels.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1920Founded1
  • Industryfinancial services1
  • HeadquartersRochester1
  • Websitewww.esl.org
  • Legal formcredit union3
  • LEI549300KUYF5QOROM7N373
  • StatusActive3
  • LEI statusIssued and current3
  • Registered address225 Chestnut St, 14604 Rochester, United States3
  • Registered withNational Credit Union Administration, 245633
ESL Federal Credit Union headquarters
Photo: DanielPenfield, CC BY-SA 3.0, via Wikimedia Commons6

ESL Federal Credit Union is a full-service financial institution with headquarters in Rochester, New York. The locally owned financial institution employs more than 870 people in Rochester, New York, and includes more than 376,000 members and 11,800 businesses.2

The story

ESL Federal Credit Union was chartered in 1920 as Eastman Savings and Loan Association by George Eastman, founder of Eastman Kodak Company. Eastman’s intent was to provide his employees with a financial institution that served their financial needs by providing savings accounts and mortgages.

On February 1, 1996, Eastman Savings and Loan changed its charter from a U.S. bank to a federal credit union, changing its name to ESL Federal Credit Union.

It is the largest locally owned financial institution in the Greater Rochester area, and the second largest credit union in New York State. ESL is in the top 1% of national credit unions ranked by assets.

From Wikipedia’s article on ESL Federal Credit Union, shared under CC BY-SA 4.0.5

Products and brands

  • savings account

Listed on Wikidata.1

Timeline

  1. 1920Founded Founded1