Private company
Logo: EPI Company SE, Public domain, via Wikimedia Commons3
Pan-European payment system
The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a unified digital payment service launched in 2020 and backed by sixteen founding European banks and payment service providers. Its aim is to allow European consumers and merchants to make next-generation payments for all types of person-to-person transfers and retail transactions via a digital wallet, called Wero.2 It was founded by Commerzbank AG, Unicaja Banco, Société Générale and Liberbank and others.1 Wikipedia text CC BY-SA 4.0
Last updated Oct 21, 2026.
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The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a unified digital payment service launched in 2020 and backed by sixteen founding European banks and payment service providers. Its aim is to allow European consumers and merchants to make next-generation payments for all types of person-to-person transfers and retail transactions via a digital wallet, called Wero.2
Founded by Abanca, BNP Paribas, Banco Bilbao Vizcaya Argentaria, Banco Santander, Bankinter, Caixa d'Enginyers, CaixaBank, Commerzbank AG, Credit Agricole Group, Crédit Mutuel, DZ Bank, Deutsche Bank, Deutscher Sparkassen- und Giroverband, Fundación Bancaria Ibercaja, ING Group, KBC Group, Kutxabank, La Banque Postale, Liberbank, Sabadell Bank, Société Générale, UniCredit and Unicaja Banco on Jul 2, 2020.1
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