Overview
- IndustryFire, Marine & Casualty Insurance2
- HeadquartersWarren, United States2
- Incorporated inDE3
- Business address100 Everest Way, Warren, Nj 070593
- Filer categoryNon-accelerated filer3
- Legal formCorporation2
- LEI254900P29PM5UJR3VU912
- StatusActive2
- LEI statusIssued and current2
- Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States2
- Registered withDivision of Corporations, Department of State, 23594122
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Holdings, a Delaware corporation, is a wholly-owned subsidiary of Holdings Ireland. Holdings Ireland is a direct subsidiary of Group and serves as a holding company for the U.S. reinsurance and insurance subsidiaries. Group is a Bermuda holding company whose common shares are publicly traded in the U.S. on the New York Stock Exchange under the symbol “EG”. Group files an annual report on Form 10-K with the Securities and Exchange Commission (the “SEC”) with respect to its consolidated operations, including Holdings.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs91¢$9.5B
- Income tax1¢$112.0M
- Profit7¢$775.0M
Out of $10.4B in revenue.5
Where each dollar of operating cash went, fiscal 2025
- Kept or used elsewhere100¢$1.5B
Out of $1.5B of cash from operations.5
Financial statements
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $6.3B6 | $6.8B7 | $8.4B8 | $7.5B9 | $9.3B5 | $10.5B5 | $10.4B5 |
| Interest | $34.9M6 | $36.0M7 | $70.0M8 | $101.0M8 | $134.0M8 | ||
| Income before tax | $991.0M8 | -$557.0M9 | $1.2B5 | $329.0M5 | $887.0M5 | ||
| Income tax | $135.2M6 | $32.0M7 | $192.0M8 | -$112.0M9 | $210.0M5 | $108.0M5 | $112.0M5 |
| Net income | $629.7M6 | $352.0M7 | $800.0M8 | -$445.0M9 | $972.0M5 | $221.0M5 | $775.0M5 |
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Cash | $411.1M13 | $378.5M13 | $699.0M9 | $481.0M5 | $527.0M5 | $616.0M5 | $398.0M5 |
| Total assets | $19.7B13 | $23.6B6 | $27.7B7 | $28.0B8 | $31.6B9 | $36.2B5 | $39.5B5 |
| Total liabilities | $13.8B13 | $17.2B6 | $20.7B7 | $22.3B8 | $24.5B9 | $28.9B5 | $31.0B5 |
| Retained earnings | $5.8B7 | $5.4B8 | $6.4B9 | $6.6B5 | $7.4B5 | ||
| Shareholders’ equity | $5.9B6 | $6.4B7 | $7.0B8 | $5.7B9 | $7.2B5 | $7.3B5 | $8.5B5 |
| Shares outstanding | 1.0K shares13 | 1.0K shares6 | 1.0K shares7 | 1.0K shares8 | 1.0K shares9 | 1.0K shares5 | 1.0K shares5 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
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Corporate structure
EVEREST REINSURANCE HOLDINGS INC is part of a group headed by EVEREST GROUP, LTD.. 16 entities, 4 countries on record. Switch between the flow chart and the network, and select any entity to see its details.
- EVEREST GROUP, LTD. Hamilton, Bermuda
- EVEREST REINSURANCE HOLDINGS INC Warren, New Jersey, United States
- EVEREST REINSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- EVEREST DENALI INSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- EVEREST INDEMNITY INSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- Everest International Assurance, Ltd. Subsidiary · Hamilton, Bermuda
- EVEREST NATIONAL INSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- EVEREST PREMIER INSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- MT. WHITNEY SECURITIES, L.L.C. Subsidiary · Warren, New Jersey, United States
- EVEREST REINSURANCE COMPANY Subsidiary · Warren, New Jersey, United States
- EVEREST ADVISORS (UK), LTD. Subsidiary · London, United Kingdom
- EVEREST CORPORATE MEMBER LIMITED Subsidiary · Hamilton, Bermuda
- EVEREST INSURANCE COMPANY OF CANADA Subsidiary · Toronto, Ontario, Canada
- EVEREST INTERNATIONAL REINSURANCE, LTD. Subsidiary · Hamilton, Bermuda
- EVEREST MANAGING AGENCY LIMITED Subsidiary · Hamilton, Bermuda
- EVEREST REINSURANCE (BERMUDA), LTD. Subsidiary · Hamilton, Bermuda
- MT. LOGAN RE, LTD. Subsidiary · Hamilton, Bermuda
- EVEREST REINSURANCE HOLDINGS INC Warren, New Jersey, United States
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0). Each entity in the chart links to its source.
What it owns
What EVEREST REINSURANCE HOLDINGS INC reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Operating-lease assets (leased space) | $156.0M5 Dec 31, 2025 | $92.0M5 Dec 31, 2024 | +69.6% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Marketable securities, current | $331.0M9 Dec 31, 2024 | $2.0M9 Dec 31, 2023 | +16450.0% |
| Stakes in other companies (equity method) | $3.8B5 Dec 31, 2025 | $3.6B5 Dec 31, 2024 | +3.8% |
Properties, in its own words
Everest Re’s corporate offices are located in approximately 321,500 square feet of leased office space in Warren, New Jersey. The Company’s 12 other locations occupy a total of approximately 186,621 square feet, all of which are leased.
Item 2 of the 10-K filed Mar 31, 2026.4
Subsidiaries and ownership
Parent company (GLEIF)
Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.
Former names
- PRUDENTIAL REINSURANCE HOLDINGS INCMar 12, 1996 to Jun 14, 19963
Timeline
Filings
23 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 2 major events, 1 other. The latest 20:
- Aug 13, 202610-Q EDGAR
- May 15, 202610-Q EDGAR
- Mar 31, 202610-K EDGAR
- Nov 14, 202510-Q EDGAR
- Aug 12, 202510-Q EDGAR
- May 12, 202510-Q EDGAR
- Mar 18, 202510-K EDGAR
- Nov 12, 202410-Q EDGAR
- Aug 9, 202410-Q EDGAR
- May 10, 202410-Q EDGAR
- Mar 14, 202410-K EDGAR
- Nov 8, 202310-Q EDGAR
- Aug 10, 202310-Q EDGAR
- Jun 6, 20238-K EDGAR
- May 11, 202310-Q EDGAR
- Mar 10, 202310-K HOLDINGS 2022 10-K EDGAR
- Nov 10, 202210-Q HOLDINGS 10Q 3Q2022 EDGAR
- Aug 11, 202210-Q EVEREST REINSURANCE HOLDINGS 10-Q 2Q2022 EDGAR
- May 12, 202210-Q HOLDINGS 1Q22 10-Q EDGAR
- Mar 28, 202210-K HOLDINGS 10-K 4Q21 EDGAR
The 23 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
SEC filer profile
How EVEREST REINSURANCE HOLDINGS INC is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGAREVEREST REINSURANCE HOLDINGS INC1
- CIK0000914748
- Employer ID (EIN)22-32636094
- Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
- Incorporated inDelaware4
- Fiscal year endsDecember 311
- Industry code (SIC)6331 Fire, Marine & Casualty Insurance1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address100 Everest Way, Warren, NJ 070591
- Phone90860430001
- Shares outstanding1,000 as of Aug 13, 202612
- Public float$0 as of Jun 30, 20255
- AuditorKPMG LLP, New York, New York PCAOB ID 185; no auditor attestation of internal control over financial reporting4
- On EDGAR sinceMar 12, 19961
- Filings260 in all: 10-Q (91), 10-K (27), 4 (21), 8-K (21), SC 13G/A (19), SC 13G (10), 424B5 (9), CORRESP (7)1
All 30 form types
SC 13D/A (7), UPLOAD (7), S-3/A (5), S-3ASR (5), 424B2 (4), FWP (4), DEF 14A (3), S-3 (3), 10-K405 (2), 10-Q/A (2), 8-A12B (2), 10-K/A (1), 15-12B (1), 25 (1), 25-NSE (1), 3 (1), 424B3 (1), 8-K/A (1), POSASR (1), S-3MEF (1), S-8 (1), SC 13D (1)
- Latest filingsAnnual report (10-K) Mar 31, 2026
Quarterly report (10-Q) Aug 13, 2026
Proxy statement (DEF 14A) Apr 8, 1999
Latest 8-K (8-K) Jun 6, 2023
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| 4.868% Senior Notes Due 2044 | NYSE | |
| 3.50% Senior Notes Due 2050 | NYSE | |
| 3.125% Senior Notes Due 2052 | NYSE | |
| 6.60% Long-Term Notes Due 2067 | NYSE |
From the cover page of the 10-K filed Mar 31, 2026 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
The risks EVEREST REINSURANCE HOLDINGS INC names in Item 1A of its 10-K filed Mar 31, 2026: 31 risks under these headings, as written.4
- Our results could be adversely affected by catastrophic events.
- Our losses from future catastrophic events could exceed our projections.
- Unfavorable loss development may adversely affect our business, financial condition, results of operations or liquidity.
- If we are unable to or choose not to purchase reinsurance and transfer risk to the reinsurance markets, our net income could be reduced or we could incur a net loss in the event of unusual loss experience.
- The failure to accurately assess underwriting risk and establish adequate premium rates could reduce our net income or result in a net loss.
- Decreases in pricing for property and casualty reinsurance and insurance could reduce our net income.
- The effects of emerging claim and coverage issues on our business are uncertain.
- A decline in our financial strength ratings could adversely affect our standing among cedents and broker partners and our ability to grow premiums and earnings.
- A decline in our debt ratings could increase our borrowing costs and adversely affect our ability to access capital markets at attractive rates.
- The failure of our insureds, intermediaries and reinsurers to satisfy their obligations to us could reduce our income.
- The value of our overall investment and investment income could decline due to changed conditions in the financial markets and prevailing economic conditions.
- The failure to maintain access to enough cash, readily salable or unencumbered financial assets to meet near-term financial obligations may adversely impact business relations and creditworthiness.
The other 19 risks
- We may require additional capital or financing sources in the future, which may not be available or may be available only on unfavorable terms.
- Because of our holding company structure, our ability to pay dividends, interest and principal is dependent on receiving dividends, loan payments and other funds from our subsidiaries.
- We may experience foreign currency exchange losses that reduce our net income and capital levels.
- Our business is sensitive to unanticipated levels of inflation.
- Measures taken by domestic or foreign governments could have effects on our business.
- Global economic conditions could adversely affect our business, results of operations or financial condition.
- We are dependent on our key personnel.
- We rely on our processes, people and systems to maintain our operations and manage the operational risks inherent to our business. Any errors, omissions or misconduct by our employees or third-party agents in the execution of these processes could adversely affect our business, results of operations and financial condition.
- We are subject to cybersecurity risks that could negatively impact our business operations.
- We are dependent on brokers and agents for business developments.
- Analytical models used in decision making and estimates, assumptions and valuations in these models could vary materially from actual results, which could have an adverse impact on the financial condition, results of operations and cash flows of the Company.
- Our operations are subject to business continuation and resiliency risk.
- Our industry is highly competitive and rapidly evolving, and we may not be able to compete successfully in the future.
- Business or asset acquisitions and dispositions may expose us to certain risks.
- Applicable insurance laws may have an anti-takeover effect.
- We may be subject to legal, governmental or regulatory proceedings.
- Insurance laws and regulations restrict our ability to operate and any failure to comply with those laws and regulations could have a material adverse effect on our business.
- Regulatory and legislative developments, as well as executive orders, related to cybersecurity, privacy, data protection and AI could have an adverse impact on our business.
- If U.S. tax law changes, our net income may be impacted.
Legal proceedings
In the ordinary course of business, the Company is involved in lawsuits, arbitrations and other formal and informal dispute resolution procedures, the outcomes of which will determine the Company’s rights and obligations under insurance and reinsurance agreements. In some disputes, the Company seeks to enforce its rights under an agreement or to collect funds owing to it. In other matters, the Company is resisting attempts by others to collect funds or enforce alleged rights. These disputes arise from time to time and are ultimately resolved through both informal and formal means, including negotiated resolution, arbitration and litigation. In all such matters, the Company believes that its positions are legally and commercially reasonable. The Company considers the statuses of these proceedings when determining its reserves for unpaid loss and LAE.
Aside from litigation and arbitrations related to these insurance and reinsurance agreements, the Company is not a party to any other material litigation or arbitration.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 14SEC EDGARChange of auditor
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