Figure Certificate Co

Overview

• HeadquartersSan Francisco, United States²
• Incorporated inDE³
• Business address650 California Street, Suite 2700, San Francisco, Ca 94108³
• Filer categoryNon-accelerated filer³
• Legal formFUND²
• Kind of organizationFund²
• LEI25490021PGADT3WMZK18²
• StatusActive²
• LEI statusIssued and current²
• Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States²
• Registered withSecurities and Exchange Commission, 0001974395²

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Figure Certificate Company (“FCC” or the “Company”) is registered with the Securities and Exchange Commission ("SEC") under the Investment Company Act of 1940, as amended (“Investment Company Act”), as a face-amount certificate company. Figure Transferable Certificates issued by FCC entitle the certificate owner to receive at maturity a stated amount of money and an interest rate equal to the overnight SOFR rate less 35 basis points, with a minimum of 0.00%. The certificates issued by FCC are not insured by any government agency or other entity. FCC was incorporated on April 13, 2023 as a Delaware corporation and has been, since its inception, wholly owned by Figure Technologies, LLC (f/k/a Figure Technologies, Inc.) (“FT”). A reorganization agreement (the “Agreement”) was entered into on March 18, 2024 with various affiliates, including FT. Subsequent to the reorganization agreement, FT…⁴ From its latest annual report

Corporate structure

Figure Certificate Co is part of a group headed by Figure Technology Solutions, Inc.. 82 entities, 4 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC. Each entity in the chart links to its source.

What it owns

What Figure Certificate Co reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

Properties, in its own words

FCC occupies office space in San Francisco, California which is leased by FTS or a subsidiary thereof.

Item 2 of the 10-K filed Mar 20, 2026.⁴

Timeline

1. Jan 23, 20268-K Executive or director change⁸
2. Apr 13, 2023Founded Figure Certificate Co is founded²

Filings

119 filings to the SEC since October 2021: 1 annual reports, 5 quarterly reports, 1 major events, 112 other. The latest 20:

1. Oct 9, 2026497AD EDGAR
2. Sep 30, 2026497AD EDGAR
3. Aug 17, 2026497AD EDGAR
4. Aug 14, 202610-Q EDGAR
5. Aug 6, 2026424B3 EDGAR
6. Jun 30, 2026424B3 EDGAR
7. Jun 30, 2026497AD EDGAR
8. Jun 30, 2026497AD EDGAR
9. Jun 30, 2026497AD EDGAR
10. Jun 26, 2026497AD EDGAR
11. Jun 4, 2026497AD EDGAR
12. May 15, 202610-Q EDGAR
13. May 8, 2026497AD EDGAR
14. May 8, 2026497AD EDGAR
15. May 8, 2026497AD EDGAR
16. May 8, 2026497AD EDGAR
17. Apr 24, 2026EFFECT EDGAR
18. Apr 24, 2026497 EDGAR
19. Apr 17, 2026POS AM EDGAR
20. Apr 1, 2026497AD EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How Figure Certificate Co is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARFigure Certificate Co¹
• CIK0001974395
• Employer ID (EIN)92-3576834⁴
• Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company⁴
• Incorporated inDelaware⁴
• Fiscal year endsDecember 31¹
• Business address650 California Street, Suite 2700, San Francisco, CA 94108¹
• Phone(310) 592-0097¹
• Shares outstanding1,000 as of Aug 13, 2026⁷
• Public float$0 as of Dec 31, 2025⁵
• AuditorKPMG LLP, San Francisco, California PCAOB ID 185; no auditor attestation of internal control over financial reporting⁴
• On EDGAR sinceApr 20, 2023¹
• Filings119 in all: 497AD (63), CORRESP (13), 424B3 (8), S-1/A (6), 10-Q (5), POS AM (5), 497 (4), EFFECT (3)¹
  All 20 form types

  10-K (1), 40-APP (1), 40-APP/A (1), 8-K (1), APP NTC (1), APP ORDR (1), DRS (1), DRS/A (1), N-8A (1), N-8B-4 (1), N-8B-4/A (1), S-1 (1)

• Latest filingsAnnual report (10-K) Mar 20, 2026
  Quarterly report (10-Q) Aug 14, 2026
  Latest 8-K (8-K) Jan 23, 2026

Securities registered for trading

From the cover page of the 10-K filed Mar 20, 2026 (Section 12(b) of the Exchange Act).⁴

Risk factors and legal proceedings

The risks Figure Certificate Co names in Item 1A of its 10-K filed Mar 20, 2026: 24 risks under these headings, as written.⁴

• Face-Amount Certificate Company Structure Risks
• Certificates Are Unsecured and Backed Only By FCC Assets.
• Competition.
• Certificates are not in bearer form.
• Digital Asset Risks
• Untested Use of Blockchain Technology.
• Management Risk.
• Regulatory Risk.
• Certificate Liquidity Risk.
• Emerging Technology Risk.
• Operational and Technology Risk.
• The Fees and Risks Related to Use of the Approved Blockchains.

Legal proceedings

From time to time, we may be subject to legal proceedings and claims in the ordinary course of business. We are not presently a party to any such legal proceedings that, if determined adversely to us, would individually or taken together have a material adverse effect on our business, results of operations, financial condition, or cash flows, nor, to our knowledge, are any material legal proceedings threatened against the Company. The results of any current or future litigation cannot be predicted with certainty, and regardless of the outcome, litigation can have an adverse impact on us because of defense and settlement costs, diversion of management resources, and other factors.

Please refer to Note 9 of the accompanying notes to our Financial Statements for additional information on commitments and contingencies.

The opening of Item 3, Legal Proceedings.⁴