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Private company

Innovis

American consumer credit reporting agency

Innovis is the credit reporting division of CBC Companies and is considered the fourth largest consumer credit reporting agency in the United States, behind the "big three" Experian, TransUnion, and Equifax. Based in Columbus, Ohio, the company offers services such as fraud protection, credit information, identity verification, and receivables management.2 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1970Founded1

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Innovis is the credit reporting division of CBC Companies and is considered the fourth largest consumer credit reporting agency in the United States, behind the "big three" Experian, TransUnion, and Equifax. Based in Columbus, Ohio, the company offers services such as fraud protection, credit information, identity verification, and receivables management.2

The story

Innovis began as ACB Services, founded by Associated Credit Bureaus (ACB) in 1970.

In 1989, ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999.

Although they have the same parent company, Innovis is different than CBCInnovis, which merged with mortgage credit-reporting agency, Factual Data, in 2019.

From Wikipedia’s article on Innovis, shared under CC BY-SA 4.0.3

Products and brands

Identity verification

Receivables management

Fraud and identity theft prevention

Consumer Reports

Read the full text

Credit reports

The company's credit reports contain personal information and credit history. It does not include credit scores. Their reports are most often used for pre-screened marketing offers. Their services are also used by cell phone service providers.

Innovis also collects non-traditional credit information like rent payments, magazine subscriptions and utility bills.

FailSafe Fraud Suite

Under the direction of Bruce Nixon, president of Innovis, the company launched the FailSafe Fraud Suite, which provides multi-layer authentication that works to identify abnormal patterns of behavior in an effort to fight fraud.

From Wikipedia’s article on Innovis, shared under CC BY-SA 4.0.3

Timeline

  1. 1970Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

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