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Private company

LIC Housing Finance Limited

Logo: LIC Housing Finance, Non-free logo, via Wikipedia4

Indian state owned housing finance company

LIC Housing Finance Limited (LIC HFL) is the largest Housing Finance Company in India, with a registered corporate office in Mumbai. It is a deposit-taking housing finance company, and it is a subsidiary of LIC, mostly providing long-term financing to people who purchase or construct residential houses or flats. It also finances the repair and renovation of existing residences and gives loans to businesses to purchase or construct clinics, nursing homes, diagnostic centres, office space, or equipment.2 It was founded by Life Insurance Corporation of India.1 Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1989Founded1
  • Industryfinancial services1
  • HeadquartersMumbai1
  • Websitewww.lichousing.com
  • Legal formHousing Finance Company3
  • LEI335800NFSMJ2ZKBCYP063
  • StatusActive3
  • LEI statusIssued and current3
  • Registered addressBOMBAY LIFE BUILDING,2ND FLOOR, 400001 Mumbai, India3
  • Registered withMinistry of Corporate Affairs, L65922MH1989PLC0522573

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LIC Housing Finance Limited (LIC HFL) is the largest Housing Finance Company in India, with a registered corporate office in Mumbai. It is a deposit-taking housing finance company, and it is a subsidiary of LIC, mostly providing long-term financing to people who purchase or construct residential houses or flats. It also finances the repair and renovation of existing residences and gives loans to businesses to purchase or construct clinics, nursing homes, diagnostic centres, office space, or equipment.2

The story

Founded by Life Insurance Corporation of India in 1989.1

The company was incorporated on 19 June 1989, under the Companies Act, 1956. It was promoted by Life Insurance Corporation of India and went public in the year 1994. The maiden global depository receipt (GDR) issue was launched in 2004. The Authorized Capital of the company is Rs.1,500 Million (Rs.150 crore) and its paid-up Capital is Rs.1,009.9 Million (Rs.100.99 crore). The company is registered with the National Housing Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE), and its shares are traded only in Demat form. The GDR's are listed on the Luxembourg Stock Exchange.

From Wikipedia’s article on LIC Housing Finance, shared under CC BY-SA 4.0.5

Products and brands

  • mortgage loan

Listed on Wikidata.1

In FY-2019, it had 9 regional offices, 24 back offices, and 282 marketing Offices across India. It also has 2 foreign offices in Kuwait and Dubai to cater to the Non-Resident Indians in the Persian Gulf countries, covering the residents of Bahrain, Dubai, Kuwait, Qatar, and Saudi Arabia. It has more than 450 centres across India. The company also has more than 12000 marketing intermediaries or agents to guide through the loan processes. It also has an online home loan approval facility through its website.

From Wikipedia’s article on LIC Housing Finance, shared under CC BY-SA 4.0.5

Timeline

  1. 1989Founded Founded1

Sources

The numbers on this page point here. Each one links to the record it came from.

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