METLIFE POLICYHOLDER TRUST

Overview

• IndustryLife Insurance¹
• HeadquartersWilmington, Delaware¹
• Incorporated inDE²
• Business addressC/O Wilmington Trust Co, 1100 North Market Street, Wilmington, De 19890²
• Filer categoryNon-accelerated filer²

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The Trust was established under the Metropolitan Life Insurance Company (“Metropolitan Life”) plan of reorganization (the “Plan”) and pursuant to the MetLife Policyholder Trust Agreement, dated as of November 3, 1999, by and among Metropolitan Life, MetLife, Inc., Wilmington Trust Company (not in its individual capacity, but solely as trustee for the Trust, the “Trustee”) and ChaseMellon Shareholder Services, L.L.C., as custodian (now known as Computershare Inc., the “Custodian”), as amended on November 8, 2001 (the “Trust Agreement”), in connection with the conversion of Metropolitan Life from a mutual life insurance company to a stock life insurance company. The Trust is a single-purpose trust that does not engage in any business or activity other than voting and holding the Trust Shares (as defined below) and certain closely related activities, such as distributing cash dividends and …³ From its latest annual report

Filings

5 filings to the SEC since October 2021: 5 annual reports. The latest 5:

1. Mar 26, 202610-K EDGAR
2. Mar 27, 202510-K EDGAR
3. Mar 27, 202410-K EDGAR
4. Mar 29, 202310-K EDGAR
5. Mar 25, 202210-K EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How METLIFE POLICYHOLDER TRUST is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARMETLIFE POLICYHOLDER TRUST¹
• CIK0001110795
• Employer ID (EIN)51-6516897³
• Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company³
• Incorporated inDelaware³
• Fiscal year endsDecember 31¹
• Industry code (SIC)6311 Life Insurance¹
• SEC reviewing officeOffice of Finance, Division of Corporation Finance¹
• Business addressC/O Wilmington Trust Co, 1100 North Market Street, Wilmington, DE 19890¹
• Phone3026518856¹
• Shares outstanding104,740,099 shares as of Mar 20, 2026³
• Public float$0 as of Dec 31, 2025⁹
• AuditorDeloitte & Touche LLP, New York, New York PCAOB ID 34; no auditor attestation of internal control over financial reporting³
• On EDGAR sinceMar 31, 2000¹
• Filings27 in all: 10-K (24), 10-K405 (2), 8-A12G (1)¹
• Latest filingsAnnual report (10-K) Mar 26, 2026

Risk factors and legal proceedings

The risks METLIFE POLICYHOLDER TRUST names in Item 1A of its 10-K filed Mar 26, 2026: 6 risks under these headings, as written.³

• The Trust has limited resources and is dependent upon MetLife, Inc.
• Beneficiaries do not have legal title to any part of the Trust assets and have only certain limited rights.
• There is no existing trading market for the Trust Interests and Beneficiaries may transfer their Trust Interests only in limited circumstances.
• The Trust is terminable at any time at the discretion of MetLife, Inc.
• The Custodian or any of its vendors may fail to protect the confidentiality, integrity or availability of systems or data, including Beneficiary confidential information, as a result of a failure in any of their respective cybersecurity or other information security systems, or disaster recovery plans, and any such failure may also adversely affect the Trust’s operations.
• Litigation may result in adverse results or other consequences; a representative may be appointed for certain Beneficiaries in legal proceedings.