Private company
MINISTRY PARTNERS INVESTMENT COMPANY, LLC
American finance services company based in Brea, incorporated in California1
In its 2026 annual report the company says: “We are a financial services company whose mission is to strengthen Christian stewardship by providing financial products and services to organizations, businesses, and individuals. We serve churches, ministries, individuals, businesses, and other financial institutions. We provide our clients with high quality advice based upon sound biblical and business principles through our investment advisory, insurance agency, broker-dealer, church financing, or servicing operations.”16
Last updated Oct 21, 2026.
Overview
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs96¢$1.3M
- Income tax1¢$17.0K
- Profit2¢$30.0K
Out of $1.3M in revenue.2
Financial statements
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.4M4 | $1.6M5 | $3.4M6 | $3.6M7 | $3.6M8 | $2.6M8 | $1.3M2 | $1.3M2 |
| Interest | $3.4M8 | $4.5M8 | ||||||
| Income before tax | $1.9M7 | $647.0K8 | -$737.0K9 | -$587.0K2 | $47.0K2 | |||
| Income tax | $20.0K4 | $19.0K5 | $20.0K6 | $20.0K7 | $20.0K8 | $20.0K9 | $20.0K2 | $17.0K2 |
| Net income | $477.0K4 | $2.0M5 | $2.1M6 | $1.9M7 | $627.0K8 | -$757.0K9 | -$607.0K2 | $30.0K2 |
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash | $9.9M4 | $26.0M5 | $21.9M6 | $28.1M7 | $9.5M8 | $10.9M9 | $9.0M2 | $9.8M2 |
| Property, plant and equipment | $172.0K7 | $140.0K8 | $56.0K9 | $84.0K2 | $64.0K2 | |||
| Total assets | $155.4M4 | $158.0M5 | $143.1M6 | $128.0M7 | $99.4M8 | $116.6M9 | $109.2M2 | $107.6M2 |
| Long-term debt | $76.5M13 | |||||||
| Total liabilities | $145.9M4 | $146.9M5 | $130.2M6 | $113.5M7 | $84.7M8 | $103.6M9 | $97.3M2 | $96.1M2 |
| Retained earnings | $1.3M7 | $1.4M8 | -$129.0K9 | -$1.3M2 | -$1.7M2 | |||
| Shareholders’ equity | $9.5M5 | $9.5M6 | $12.9M7 | $12.9M8 | $14.6M9 | $13.1M2 | $11.9M2 | $11.5M2 |
| Shares outstanding | 146.5K shares13 | 146.5K shares4 | 146.5K shares5 | 146.5K shares6 | 146.5K shares7 | 146.5K shares8 | 146.5K shares9 | 146.5K shares2 |
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | $1.1M4 | $1.9M5 | -$264.0K6 | -$501.0K7 | -$1.4M8 | -$2.2M9 | -$324.0K2 | -$647.0K2 |
| Depreciation and amortization | $48.0K7 | $44.0K8 | $47.0K9 | $33.0K2 | $22.0K2 | |||
| Capital spending | $14.0K4 | $176.0K5 | $87.0K6 | $1.0K7 | $12.0K8 | $63.0K2 | $2.0K2 | |
| Free cash flow | $1.1M | $1.8M | -$351.0K | -$502.0K | -$1.5M | -$387.0K | -$649.0K | |
| Cash from investing | $20.8M7 | $10.3M8 | -$13.3M9 | $5.5M2 | $2.7M2 | |||
| Dividends paid | $405.0K4 | $331.0K5 | $315.0K6 | $245.0K7 | $533.0K8 | $695.0K9 | $575.0K2 | $490.0K2 |
| Cash from financing | -$14.1M7 | -$27.5M8 | $18.6M9 | -$7.1M2 | -$1.2M2 |
Compare MINISTRY PARTNERS INVESTMENT COMPANY, LLC with another company
What it owns
What MINISTRY PARTNERS INVESTMENT COMPANY, LLC reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $723.0K2 Dec 31, 2025 | $721.0K2 Dec 31, 2024 | +0.3% |
| Accumulated depreciation | $659.0K2 Dec 31, 2025 | $637.0K2 Dec 31, 2024 | +3.5% |
| Property and equipment, net | $64.0K2 Dec 31, 2025 | $84.0K2 Dec 31, 2024 | −23.8% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $9.8M2 Dec 31, 2025 | $9.0M2 Dec 31, 2024 | +8.6% |
| Stakes in other companies (equity method) | $875.0K2 Dec 31, 2025 | $873.0K2 Dec 31, 2024 | +0.2% |
| Loans, net of allowance | $90.8M2 Dec 31, 2025 | $93.2M2 Dec 31, 2024 | −2.5% |
Properties, in its own words
Corporate Offices
As of December 31, 2025, the Company conducted most of its operations from its main corporate office at 1 Pointe Drive, Suite 205, Brea, California. In addition, the Company has a branch office in Fresno, California. The Brea corporate office and Fresno branch locations have operating leases. Ministry Partners Securities, LLC also keeps networking agreement office locations in Glendora, California; Brentwood, Tennessee; and Nampa, Idaho.
Item 2 of the 10-K filed Mar 31, 2026.16
Leadership
Named in SEC Form D filings
People the company listed in its private-offering notices.
- PRESIDENT.DARREN THOMPSON named Aug 5, 202417
Former names
- MINISTRY PARTNERS INVESTMENT CORPFeb 14, 1997 to Jan 8, 20093
Timeline
- May 28, 20268-K Shareholder vote; Other events18
- Jan 8, 20268-K Executive or director change19
- May 22, 20258-K Executive or director change20
- Jan 6, 20258-K Executive or director change21
- Dec 19, 20238-K Executive or director change22
- Dec 4, 20238-K Entered a material agreement23
- Nov 14, 20238-K Entered a material agreement24
- Nov 13, 20238-K Executive or director change25
- Feb 21, 20238-K Entered a material agreement26
- Nov 16, 20228-K Executive or director change27
- Jun 27, 20228-K Executive or director change28
- Jun 9, 20228-K Entered a material agreement; Ended a material agreement29
Filings
85 filings to the SEC since October 2021: 5 annual reports, 16 quarterly reports, 16 major events, 4 private raises, 44 other. The latest 20:
- Aug 13, 202610-Q EDGAR
- May 28, 20268-K EDGAR
- May 15, 202610-Q EDGAR
- Mar 31, 202610-K EDGAR
- Jan 8, 20268-K EDGAR
- Nov 14, 202510-Q EDGAR
- Aug 14, 202510-Q EDGAR
- May 22, 20258-K MINISTRY PARTNERS INVESTMENT COMPANY, LLC - FORM 8-K SEC FILING EDGAR
- May 15, 202510-Q/A EDGAR
- May 15, 202510-Q EDGAR
- May 1, 2025424B3 EDGAR
- Mar 31, 202510-K EDGAR
- Jan 6, 20258-K EDGAR
- Nov 8, 202410-Q EDGAR
- Sep 3, 2024424B3 EDGAR
- Aug 13, 202410-Q EDGAR
- Aug 5, 2024D/A EDGAR
- May 13, 202410-Q EDGAR
- Mar 28, 202410-K EDGAR
- Mar 5, 2024424B3 EDGAR
The 85 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Funding
Where the company's money came from, by calendar year: private offerings filed with the SEC, federal grants, loans, contracts and other assistance from USAspending.gov, and PPP loans from the SBA. Each bar links to the records below.
- Private raises (Form D) $16.2M
Figures by year
| Year | Private raises (Form D) | Total |
|---|---|---|
| 2022 | $16.2M | $16.2M |
Private raises
Private offerings the company reported to the SEC on Form D. The amount is what the latest filing says was sold so far, charted in the year of the first sale. Covers filings since Oct 1, 2021.
SEC filer profile
How MINISTRY PARTNERS INVESTMENT COMPANY, LLC is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARMINISTRY PARTNERS INVESTMENT COMPANY, LLC1
- CIK0000944130
- Employer ID (EIN)26-395934816
- Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company16
- Incorporated inCalifornia16
- Fiscal year endsDecember 311
- Industry code (SIC)6199 Finance Services1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address1 Pointe Dr., Suite 205, Brea, CA 928211
- Phone(714) 671-57201
- Shares outstanding146,522 as of Jun 30, 202611
- Public float$7.9M as of Jun 29, 201816
- AuditorHutchinson and Bloodgood LLP, Glendale, California PCAOB ID 261; no auditor attestation of internal control over financial reporting16
- On EDGAR sinceFeb 11, 19971
- Filings457 in all: 8-K (82), 10-Q (56), CORRESP (46), 424B3 (37), POS AM (36), 10QSB (34), EFFECT (23), S-1/A (21)1
All 31 form types
UPLOAD (20), 10-K (18), D/A (12), 10KSB (11), SB-2/A (9), SUPPL (8), S-1 (7), SB-2 (6), D (4), 10-K/A (3), 10-Q/A (3), 8-K/A (3), POS EX (3), 10KSB/A (2), 10QSB/A (2), CT ORDER (2), NT 10-K (2), NT 10-Q (2), AW (1), DEF 14C (1), DEL AM (1), PRE 14C (1), REGDEX (1)
- Latest filingsAnnual report (10-K) Mar 31, 2026
Quarterly report (10-Q) Aug 13, 2026
Latest 8-K (8-K) May 28, 2026
Risk factors and legal proceedings
The risks MINISTRY PARTNERS INVESTMENT COMPANY, LLC names in Item 1A of its 10-K filed Mar 31, 2026: 36 risks under these headings, as written.16
- Risks Related to the Company
- We may be unable to obtain sufficient capital to meet the financing requirements of our business.
- Our growth is dependent on leverage, which may create other risks.
- We may be unable to successfully implement our strategy to grow our mortgage loan and non-interest generating segments of our business.
- The loss of our management team or the ability to attract and keep key employees could harm our business.
- Our broker-dealer and investment advisory business depends on fees generated from the distribution of financial products and advisory fees.
- The ability to attract and keep qualified financial advisors and associates is critical to MP Securities’ continued success.
- From time to time, we have engaged in transactions with related parties and our policies and procedures on these transactions may be insufficient to address any conflicts of interest that may arise.
- Risks Related to the Financial Services Industry and Financial Markets
- The deterioration of market conditions could negatively affect our business.
- External Risks and Uncertainties could harm our operations.
- Declining real estate values could harm our operations.
The other 26 risks
- The Company is subject to interest rate risk.
- Regulatory compliance failures could adversely affect our reputation, operating business, and core strategic goals.
- Risks Related to Our Use of Technology
- Our systems may experience a breach in security, which could subject us to increased operating costs as well as litigation and other liabilities.
- We rely extensively on electronic storage of data, electronic communications, data processing and third party vendors to effectively operate our business.
- We face cyber security risks and threats that could have a material adverse effect on our operations.
- Our communications, data processing and communications systems could be impacted by downtime and service interruption.
- Our business requires that we maintain appropriate oversight and organizational control of our technology systems.
- Risks Related to Our Mortgage Loan Investments
- We may need, from time to time, to sell or pledge as security our mortgage loan investments.
- We are subject to risks related to prepayment of mortgage loans held in our portfolio, which may negatively affect our business.
- We are subject to the risks associated with loan participations, such as less than full control rights.
- Church revenues fluctuate and may substantially decrease during times of economic hardship and global pandemics.
- When a mortgage loan is made to a church, the senior pastor usually plays a critical role in determining whether the loan will be repaid.
- The quality of our mortgage loans depends on consistent application of sound underwriting standards.
- We may suffer losses on loans due to not having all the material information relating to a potential borrower at the time that we make a credit decision with respect to that potential borrower or at the time we advance funds to the borrower.
- Because we primarily invest in specialized purpose mortgage loans, our loan portfolio is riskier than if it were diversified.
- Our loan portfolio is concentrated geographically and focused on loans to churches and religious organizations.
- We may be unable to recognize or act upon an operational or financial problem with a church in a timely fashion to prevent a loss of our loan to that church.
- We make assumptions about the collectability of our loan portfolio.
- Our reserves for loan losses may prove inadequate, which could have a material, adverse effect on us.
- Some of our mortgage loan investments currently are, and in the future may be, nonaccrual loans or may be restructured, which subject us to increased risks compared to performing loans.
- In the event a borrower defaults on one of our mortgage loan investments, we may need to recover our investment through the sale of the property securing the loan.
- The risks of cost overruns and non-completion of the construction or renovation of the mortgage properties securing construction loans we invest in may have a material and adverse effect on our investment.
- We face potential environmental liabilities related to properties we acquire.
- Risks Relating to Our Debt Certificates
- Unexpected large withdrawals by investors that hold our debt certificates can reduce our overall liquidity.
- We depend on repeat purchases by a significant number of investors in our debt certificates to finance our business.
- Some of our investors may be unable to purchase our public offered debt certificates due to FINRA’s investor suitability rule.
Legal proceedings
Given the nature of our investments made in mortgage loans, we may from time to time have an interest in, or be involved in, litigation arising out of our loan portfolio. We consider litigation related to our loan portfolio to be routine to the conduct of our business. As of December 31, 2025, we are not involved in any litigation matters that could have a material adverse effect on our financial position, results of operations, or cash flows.
The opening of Item 3, Legal Proceedings.16
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 18SEC EDGARShareholder vote; Other events
- 19SEC EDGARExecutive or director change
- 20SEC EDGARExecutive or director change
- 21SEC EDGARExecutive or director change
- 22SEC EDGARExecutive or director change
- 23SEC EDGAREntered a material agreement
- 24SEC EDGAREntered a material agreement
- 25SEC EDGARExecutive or director change
- 26SEC EDGAREntered a material agreement
- 27SEC EDGARExecutive or director change
- 28SEC EDGARExecutive or director change
- 29