Private company

PROTECTIVE LIFE INSURANCE CO

PROTECTIVE LIFE INSURANCE CO is an American life insurance company based in Birmingham, incorporated in Tennessee.2

Last updated Oct 21, 2026.

Overview

  • IndustryLife Insurance2
  • HeadquartersBirmingham, United States2
  • Incorporated inTN3
  • Business address2801 Highway 280 South, Birmingham, Al 352233
  • Legal formInsurance Company2
  • LEI41W01VBG8F2D0X56VL512
  • StatusActive2
  • LEI statusIssued and current2
  • Registered address2801 HIGHWAY 280 SOUTH, 35223 Birmingham, United States2
  • Registered withNational Association of Insurance Commissioners, 681362

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2021

5.2%Operating margin4
4.4%Net margin4
2.2%Return on equity4

Where the money goes

Where each dollar of revenue went, fiscal 2021

  • Other costs94¢$6.0B
  • Interest0¢$14.9M
  • Income tax1¢$86.0M
  • Profit4¢$285.0M

Out of $6.4B in revenue.4

Financial statements

Fiscal year2021
Revenue$6.4B4
Operating income$333.0M4
Interest$14.9M4
Income before tax$371.0M4
Income tax$86.0M4
Net income$285.0M4

Compare PROTECTIVE LIFE INSURANCE CO with another company

Corporate structure

PROTECTIVE LIFE INSURANCE CO sits at the top of its group. 20 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

  • PROTECTIVE LIFE INSURANCE CO Birmingham, Alabama, United States
    • SHELTERPOINT GROUP, INC. Subsidiary · Birmingham, Alabama, United States
    • ShelterPoint Insurance Company Subsidiary · West Palm Beach, Florida, United States
    • ShelterPoint Life Insurance Company Subsidiary · Birmingham, Alabama, United States
    • FIRST VARIABLE ANNUITY FUND A Fund · Birmingham, Alabama, United States
    • First Variable Annuity Fund E Fund · Birmingham, Alabama, United States
    • Keynote Series Account Fund · Knoxville, Tennessee, United States
    • PLICO Variable Annuity Account S Fund · Birmingham, Alabama, United States
    • PROTECTIVE ACQUIRED VARIABLE ANNUITY SEPARATE ACCOUNT Fund · Birmingham, Alabama, United States
    • Protective COLI VUL Fund · Birmingham, Alabama, United States
    • PROTECTIVE VARIABLE ANNUITY SEPARATE ACCOUNT Fund · Knoxville, Tennessee, United States
    • PROTECTIVE VARIABLE LIFE SEPARATE ACCOUNT Fund · Knoxville, Tennessee, United States
    • SEPARATE ACCOUNT VL Fund · Knoxville, Tennessee, United States
    • TITANIUM ANNUITY VARIABLE ACCOUNT Fund · Birmingham, Alabama, United States
    • TITANIUM UNIVERSAL LIFE VARIABLE ACCOUNT Fund · Birmingham, Alabama, United States
    • UNITED INVESTORS ADVANTAGE GOLD VARIABLE ACCOUNT Fund · Birmingham, Alabama, United States
    • United Investors Annuity Variable Account Fund · Birmingham, Alabama, United States
    • UNITED INVESTORS LIFE VARIABLE ACCOUNT Fund · Birmingham, Alabama, United States
    • United Investors RetireMap Variable Account Fund · Birmingham, Alabama, United States
    • UNITED INVESTORS UNIVERSAL LIFE VARIABLE ACCOUNT Fund · Knoxville, Tennessee, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0). Each entity in the chart links to its source.

What it owns

What PROTECTIVE LIFE INSURANCE CO reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Land$25.0M4 Dec 31, 2021$25.0M4 Dec 31, 20200%

Real estate and locations

ItemLatestA year beforeChange
Real estate investments, net$10.2M5 Dec 31, 2020$10.3M5 Dec 31, 2019−1.6%
Real estate accumulated depreciation$370.0K5 Dec 31, 2020$203.0K5 Dec 31, 2019+82.3%

Investments

ItemLatestA year beforeChange
Debt securities available for sale$71.0B4 Dec 31, 2021$70.1B4 Dec 31, 2020+1.3%
Equity securities at fair value$828.0M4 Dec 31, 2021$667.0M4 Dec 31, 2020+24.1%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$697.0M4 Dec 31, 2021$826.0M4 Dec 31, 2020−15.6%
Intangible assets, net (excluding goodwill)$491.0M4 Dec 31, 2021$540.0M4 Dec 31, 2020−9.1%
Accumulated amortization$368.0M4 Dec 31, 2021$312.0M4 Dec 31, 2020+17.9%
Finite-lived intangibles, net$459.0M4 Dec 31, 2021$508.0M4 Dec 31, 2020−9.6%

Timeline

  1. Jul 24, 1907Founded PROTECTIVE LIFE INSURANCE CO is founded2

Filings

59 filings to the SEC since October 2021: 1 annual reports, 1 quarterly reports, 57 other. The latest 20:

  1. May 1, 2026497J EDGAR
  2. May 1, 2026497J EDGAR
  3. Apr 15, 2026497VPU EDGAR
  4. Apr 15, 2026485BPOS EDGAR
  5. Apr 15, 2026497VPU EDGAR
  6. Apr 15, 2026485BPOS EDGAR
  7. Apr 7, 2026N-VPFS EDGAR
  8. Mar 11, 202624F-2NT EDGAR
  9. Mar 11, 202624F-2NT EDGAR
  10. Apr 15, 2025497VPU EDGAR
  11. Apr 15, 2025497 EDGAR
  12. Apr 15, 2025497VPU EDGAR
  13. Apr 15, 2025497 EDGAR
  14. Apr 11, 2025485BPOS EDGAR
  15. Apr 11, 2025485BPOS EDGAR
  16. Apr 9, 2025424B3 EDGAR
  17. Apr 9, 2025424B3 EDGAR
  18. Apr 7, 2025N-VPFS EDGAR
  19. Apr 1, 2025485BXT EDGAR
  20. Apr 1, 2025485BXT EDGAR

The 59 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How PROTECTIVE LIFE INSURANCE CO is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARPROTECTIVE LIFE INSURANCE CO1
  • CIK0000310826
  • Employer ID (EIN)63-01697201
  • Incorporated inTennessee1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6311 Life Insurance1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address2801 Highway 280 South, Birmingham, AL 352231
  • Mailing addressPo Box 2606, Birmingham, AL 352021
  • Phone20587992301
  • Shares outstanding5,000,000 as of Mar 14, 20224
  • Public float$0 as of Jun 30, 20214
  • On EDGAR sinceMar 25, 19941
  • Filings752 in all: 8-K (175), 424B2 (169), 10-Q (84), 424B5 (67), 424B3 (33), 10-K (26), EFFECT (26), CORRESP (25)1
    All 39 form types

    POS AM (23), S-3/A (16), S-1 (15), S-1/A (9), S-3 (9), UPLOAD (7), 485BXT (6), 24F-2NT (5), 8-K/A (5), CT ORDER (5), 10-K/A (4), 485BPOS (4), 497 (4), 497VPU (4), AW (4), 10-K405 (3), FWP (3), 25-NSE (2), 485APOS (2), 497J (2), 8-A12B (2), CERTNYS (2), N-VPFS (2), POS AMI (2), 15-12B (1), 8-A12B/A (1), ARS (1), S-2 (1), S-2/A (1), S-3MEF (1), SC 13G/A (1)

  • Latest filingsAnnual report (10-K) Mar 18, 2022
    Quarterly report (10-Q) Nov 12, 2021
    Latest 8-K (8-K) Jun 23, 2021