UBCP on Nasdaq

UNITED BANCORP INC /OH/

American state commercial bank, incorporated in Ohio, listed on Nasdaq (UBCP)1

In its 2026 annual report the company says: “The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. The Company serves customers in northeastern, eastern, southeastern and south central Ohio and the Northern panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities.”3 It is headquartered in Martins Ferry, Ohio.1

Price unavailable

Last updated Oct 21, 2026.

Overview

Compare with another stock.

  • TickerUBCP on Nasdaq1
  • IndustryState Commercial Banks1
  • HeadquartersMartins Ferry, Ohio1
  • Incorporated inOH2
  • Business address201 South Fourth Street, P O Box 10, Martins Ferry, Oh 439352
  • Filer categoryNon-accelerated filer, Smaller reporting company2

United Bancorp, Inc. (Company) is a bank holding company headquartered in Martins Ferry, Ohio. The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. At December 31, 2025 the Company has one wholly-owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (Unified, or the Bank).3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income456789$7.8M in 2025+14% since 2019
0$2.5M$5.0M$7.5M$10.0M2019: $6.8M$6.8M20192020: $8.0M$8.0M2020+17%2021: $9.5M$9.5M2021+19%2022: $8.7M$8.7M2022−8%2023: $8.9M$8.9M2023+3%2024: $7.4M$7.4M2024−17%2025: $7.8M$7.8M2025+5%
Fiscal year20192020202120222023202420252026
Interest$6.1M4$4.7M5$2.6M6$3.3M7$11.0M7
Income before tax$10.7M6$9.5M7$9.5M8$7.3M9$7.7M9
Income tax$599.0K4$629.0K5$1.2M6$879.0K7$541.0K8-$107.0K9-$86.0K9
Net income$6.8M4$8.0M5$9.5M6$8.7M7$8.9M8$7.4M9$7.8M9
Earnings per share$1.194$1.395$1.626$1.507$1.578$1.279$1.349
Earnings per share (diluted)$1.194$1.395$1.626$1.507$1.578$1.279$1.349
Shares (weighted, basic)5.5M shares65.5M shares75.5M shares85.5M shares95.5M shares9
Shares (weighted, diluted)5.5M shares65.5M shares75.5M shares85.5M shares95.5M shares9

Compare UNITED BANCORP INC /OH/ with another company

What it owns

What UNITED BANCORP INC /OH/ reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$62.2M9 Dec 31, 2025$50.6M9 Dec 31, 2024+23.1%
Accumulated depreciation$28.1M9 Dec 31, 2025$27.0M9 Dec 31, 2024+4.4%
Property and equipment, net$34.1M9 Dec 31, 2025$23.6M9 Dec 31, 2024+44.5%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$46.5M9 Dec 31, 2025$19.6M9 Dec 31, 2024+137.3%
Loans, net of allowance$487.3M9 Dec 31, 2025$486.9M9 Dec 31, 2024+0.1%
Deposits held (banks)$641.4M9 Dec 31, 2025$613.5M9 Dec 31, 2024+4.5%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$682.0K9 Dec 31, 2025$682.0K9 Dec 31, 20240%

Properties, in its own words

The Company owns and operates its Main Office and stand alone operations center in Martins Ferry, Ohio a future Unified Center (new operations center) building in St Clairsville, Ohio and the following offices:

Branch Office Location · Owned or Leased · Location · Owned or Leased

The rest of Item 2

Bridgeport, Ohio · Owned · Sherrodsville, Ohio · Owned

Colerain, Ohio · Owned · Glouster, Ohio · Owned

Jewett, Ohio · Owned · Nelsonville, Ohio · Owned

St. Clairsville, Ohio · Owned · Lancaster, Ohio · Owned

Dover, Ohio · Owned · Lancaster, Ohio · Owned

Dellroy, Ohio · Owned · Powhatan, Ohio · Owned

New Philadelphia, Ohio · Owned · Moundsville, WV · Owned

Strasburg, Ohio · Owned · St. Clairsville, Ohio · Owned

Tiltonsville, Ohio · Owned · Wheeling, WV · Leased

Management believes the properties described above to be in good operating condition for the purpose for which they are used. The properties are unencumbered by any mortgage or security interest and are, in management’s opinion, adequately insured.

Item 2 of the 10-K filed Mar 18, 2026.3

Leadership

Who has led UNITED BANCORP INC /OH/, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (19)

Timeline

  1. Aug 20, 20268-K Other events39
  2. Jul 24, 20268-K Results of operations40
  3. May 7, 20268-K Results of operations41
  4. Apr 23, 20268-K Other events42
  5. Apr 23, 20268-K Shareholder vote43
  6. Feb 20, 20268-K Other events44
  7. Feb 3, 20268-K Results of operations45
  8. Nov 20, 20258-K Other events46
  9. Nov 7, 20258-K Results of operations47
  10. Aug 21, 20258-K Other events48
  11. Aug 1, 20258-K Results of operations49
  12. May 12, 20258-K Results of operations50
  13. Mar 11, 2019New chief executive John M. Hoopingarner becomes CEO13
  14. May 13, 2014New chief executive Scott A. Everson becomes CEO14
  15. Feb 23, 2006New chief executive James W. Everson becomes CEO15

Calendar

Coming up

  1. Nov 5, 2026Reports results for the quarter ending Sep/202651

When it reported results

  1. Jul 24, 2026Reported quarterly or annual results40
  2. May 7, 2026Reported quarterly or annual results41
  3. Feb 3, 2026Reported quarterly or annual results45
  4. Nov 7, 2025Reported quarterly or annual results47
  5. Aug 1, 2025Reported quarterly or annual results49
  6. May 12, 2025Reported quarterly or annual results50
  7. Feb 7, 2025Reported quarterly or annual results52
  8. Nov 6, 2024Reported quarterly or annual results53

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

171 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 46 major events, 92 insider forms, 3 large holders, 9 other. The latest 20:

  1. Aug 20, 20268-K EDGAR
  2. Aug 12, 202610-Q EDGAR
  3. Jul 24, 20268-K EDGAR
  4. May 28, 20264 PRIMARY DOCUMENT EDGAR
  5. May 28, 20264 PRIMARY DOCUMENT EDGAR
  6. May 28, 20264 PRIMARY DOCUMENT EDGAR
  7. May 28, 20264 PRIMARY DOCUMENT EDGAR
  8. May 28, 20264 PRIMARY DOCUMENT EDGAR
  9. May 28, 20264 PRIMARY DOCUMENT EDGAR
  10. May 28, 20264 PRIMARY DOCUMENT EDGAR
  11. May 28, 20264 PRIMARY DOCUMENT EDGAR
  12. May 14, 202610-Q EDGAR
  13. May 7, 20263 PRIMARY DOCUMENT EDGAR
  14. May 7, 20268-K EDGAR
  15. Apr 29, 20263 PRIMARY DOCUMENT EDGAR
  16. Apr 23, 20268-K EDGAR
  17. Apr 23, 20268-K EDGAR
  18. Mar 19, 2026ARS EDGAR
  19. Mar 19, 202610-K/A EDGAR
  20. Mar 18, 2026DEF 14A EDGAR

The 171 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

44 open-market trades by officers, directors and large owners since October 2021: 38 buys and 6 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 28, 2026Schunn Bethany EDirectorBuy1,175$14.93$17.5KForm 4
May 27, 2026GREENWOOD RANDALL MSR VP CFO and TreasurerBuy1,034$14.93$15.4KForm 4
May 27, 2026Ball Erin SDirectorBuy632$14.93$9.4KForm 4
May 27, 2026Clark Jonathan CHASEDirectorBuy1,511$14.93$22.6KForm 4
May 27, 2026HOOPINGARNER JOHN MDirectorBuy931$14.93$13.9KForm 4
May 27, 2026Branstetter Matthew FredrickChief Operating OfficerBuy380$14.93$5.7KForm 4
May 27, 2026EVERSON SCOTT AChairman Pres and CEOBuy2,213$14.93$33.0KForm 4
May 27, 2026Glessner Gary WDirectorBuy3,527$14.93$52.7KForm 4
May 22, 2025Branstetter Matthew FredrickChief Operating OfficerBuy339$13.62$4.6KForm 4
May 22, 2025HOOPINGARNER JOHN MDirectorBuy927$13.62$12.6KForm 4
May 22, 2025EVERSON SCOTT AChairman Pres and CEOBuy2,197$13.62$29.9KForm 4
May 22, 2025Hendershot Brian MDirectorBuy2,207$13.62$30.1KForm 4
May 22, 2025Glessner Gary WDirectorBuy3,497$13.62$47.6KForm 4
May 22, 2025GREENWOOD RANDALL MSR VP CFO and TreasurerBuy1,006$13.62$13.7KForm 4
May 22, 2025Schunn Bethany EDirectorBuy836$13.62$11.4KForm 4
Jun 21, 2024Branstetter Matthew FredrickChief Operating OfficerBuy588$12.33$7.2KForm 4
Jun 21, 2024Glessner Gary WDirectorBuy3,329$12.33$41.0KForm 4
Jun 21, 2024Hendershot Brian MDirectorBuy1,620$12.33$20.0KForm 4
Jun 21, 2024Schunn Bethany EDirectorBuy1,569$12.33$19.3KForm 4
Jun 21, 2024EVERSON SCOTT AChairman Pres and CEOBuy2,092$12.33$25.8KForm 4

All 44 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

3 such filings since October 2021:

  1. Feb 9, 2024SC 13G/A
  2. Feb 13, 2023SC 13G/A
  3. Feb 8, 2022SC 13G/A

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank58$510.3K$650.4K54
2025Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank$252.0K$311.2K54
2025Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc.$238.0K$297.8K54
2024Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank58$485.3K$940.0K54
2024Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank$242.3K$554.7K54
2024Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc.$228.8K$538.9K54
2023Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank58$466.4K$606.8K54
2023Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank$231.9K$288.8K54
2023Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc.$219.0K$284.7K54

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 31. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Vanguard Capital Management LLC112,925$1.8M0.0%+22,016
Commonwealth Financial Services, LLC89,160$1.4M0.2%+1,805
Post Resch Tallon Group Inc.55,675$884.1K0.6%+12,500
Geode Capital Management, LLC54,762$869.9K0.0%+5,093
Stratos Wealth Partners, LTD.48,775$774.6K0.0%New
Dimensional Fund Advisors LP45,509$722.7K0.0%+353
Bahl & Gaynor LLC40,050$636.0K0.0%No change
Vawter Financial, Ltd.36,392$577.9K0.2%+63
Raffles Associates LP35,398$562.1K0.2%+17,699
Appalachian Capital Management Ltd33,387$530.2K0.4%+15
Wesbanco Bank Inc31,360$498.0K0.0%No change
BlackRock, Inc.29,194$463.6K0.0%+4,690
Founders Financial Alliance, LLC28,984$460.3K0.1%+1
Vanguard Fiduciary Trust Co28,971$460.1K0.0%−3,126
Koss-Olinger Consulting, LLC23,623$375.1K0.0%+285
Susquehanna International Group, Llp18,063$286.8K0.0%+1,695
LPL Financial LLC14,757$234.3K0.0%+17
Northern Trust Corp10,451$166.0K0.0%−12,461
Morgan Stanley9,031$143.4K0.0%No change
Institute for Wealth Management, LLC.8,471$134.5K0.0%New
Loring Wolcott & Coolidge Fiduciary Advisors Llp/ma6,917$109.8K0.0%No change
Osaic Holdings, Inc.3,175$50.4K0.0%+595
Russell Investments Group, Ltd.2,199$34.9K0.0%−351
Vanguard Global Advisers, LLC1,881$29.9K0.0%No change
UBS Group AG430$6.8K0.0%+5

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How UNITED BANCORP INC /OH/ is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARUNITED BANCORP INC /OH/1
  • CIK0000731653
  • Employer ID (EIN)34-14053573
  • Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
  • Incorporated inOhio3
  • Fiscal year endsDecember 311
  • Industry code (SIC)6022 State Commercial Banks1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address201 South Fourth Street, P O Box 10, Martins Ferry, OH 439351
  • Phone74063304451
  • Shares outstanding5,735,518 as of Aug 7, 202611
  • Public float$66.1M as of Jun 30, 20253
  • On EDGAR sinceMay 15, 19951
  • Filings872 in all: 4 (477), 8-K (173), 10-Q (95), DEF 14A (31), 10-K (25), SC 13G/A (18), 3 (9), 10-K405 (6)1
    All 29 form types

    4/A (5), ARS (4), DEFA14A (4), PRE 14A (4), 10-Q/A (2), S-3 (2), S-4 (2), S-4/A (2), 10-K/A (1), 3/A (1), 424B3 (1), 425 (1), CORRESP (1), D (1), DEFA14C (1), EFFECT (1), S-3D (1), S-3DPOS (1), S-8 (1), SC 13G (1), UPLOAD (1)

  • Latest filingsAnnual report (10-K) Mar 18, 2026
    Quarterly report (10-Q) Aug 12, 2026
    Proxy statement (DEF 14A) Mar 18, 2026
    Latest 8-K (8-K) Aug 20, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, Par Value $1.00UBCPNASDAQ

From the cover page of the 10-K filed Mar 18, 2026 (Section 12(b) of the Exchange Act).3

Risk factors and legal proceedings

Legal proceedings

There are no material legal proceedings, other than ordinary routine litigation incidental to its business, to which the Company or its subsidiary is a party or to which any of its property is subject.

The opening of Item 3, Legal Proceedings.3

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
    SEC EDGAROther events
  40. 40
  41. 41
  42. 42
    SEC EDGAROther events
  43. 43
  44. 44
    SEC EDGAROther events
  45. 45
  46. 46
    SEC EDGAROther events
  47. 47
  48. 48
    SEC EDGAROther events
  49. 49
  50. 50
  51. 51
  52. 52
  53. 53
  54. 54