UBCP on Nasdaq
UNITED BANCORP INC /OH/
American state commercial bank, incorporated in Ohio, listed on Nasdaq (UBCP)1
In its 2026 annual report the company says: “The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. The Company serves customers in northeastern, eastern, southeastern and south central Ohio and the Northern panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities.”3 It is headquartered in Martins Ferry, Ohio.1
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Last updated Oct 21, 2026.
Overview
- TickerUBCP on Nasdaq1
- IndustryState Commercial Banks1
- HeadquartersMartins Ferry, Ohio1
- Incorporated inOH2
- Business address201 South Fourth Street, P O Box 10, Martins Ferry, Oh 439352
- Filer categoryNon-accelerated filer, Smaller reporting company2
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United Bancorp, Inc. (Company) is a bank holding company headquartered in Martins Ferry, Ohio. The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. At December 31, 2025 the Company has one wholly-owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (Unified, or the Bank).3 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Financial statements
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Interest | $6.1M4 | $4.7M5 | $2.6M6 | $3.3M7 | $11.0M7 | |||
| Income before tax | $10.7M6 | $9.5M7 | $9.5M8 | $7.3M9 | $7.7M9 | |||
| Income tax | $599.0K4 | $629.0K5 | $1.2M6 | $879.0K7 | $541.0K8 | -$107.0K9 | -$86.0K9 | |
| Net income | $6.8M4 | $8.0M5 | $9.5M6 | $8.7M7 | $8.9M8 | $7.4M9 | $7.8M9 | |
| Earnings per share | $1.194 | $1.395 | $1.626 | $1.507 | $1.578 | $1.279 | $1.349 | |
| Earnings per share (diluted) | $1.194 | $1.395 | $1.626 | $1.507 | $1.578 | $1.279 | $1.349 | |
| Shares (weighted, basic) | 5.5M shares6 | 5.5M shares7 | 5.5M shares8 | 5.5M shares9 | 5.5M shares9 | |||
| Shares (weighted, diluted) | 5.5M shares6 | 5.5M shares7 | 5.5M shares8 | 5.5M shares9 | 5.5M shares9 |
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash | $15.0M4 | $51.6M5 | $83.0M6 | $30.1M7 | $40.8M8 | $19.6M9 | $46.5M9 | |
| Property, plant and equipment | $12.8M6 | $12.1M7 | $15.0M8 | $23.6M9 | $34.1M9 | |||
| Goodwill | $682.0K7 | $682.0K8 | $682.0K9 | $682.0K9 | $682.0K9 | |||
| Total assets | $685.7M4 | $693.4M5 | $724.5M6 | $757.4M7 | $819.4M8 | $816.7M9 | $857.4M9 | |
| Total liabilities | $625.8M4 | $625.1M5 | $652.8M6 | $697.7M7 | $755.9M8 | $753.2M9 | $786.9M9 | |
| Retained earnings | $37.8M6 | $41.9M7 | $44.0M8 | $46.3M9 | $48.6M9 | |||
| Shareholders’ equity | $59.9M5 | $68.3M6 | $71.7M7 | $59.7M8 | $63.6M9 | $63.5M9 | $70.5M9 | |
| Shares outstanding | 5.5M shares4 | 5.8M shares5 | 5.8M shares6 | 5.7M shares7 | 5.7M shares8 | 5.8M shares9 | 5.8M shares9 | 5.8M shares12 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | $8.6M4 | $9.4M5 | $8.2M6 | $8.5M7 | $9.5M8 | $8.4M9 | $10.5M9 | |
| Depreciation and amortization | $1.1M6 | $1.0M7 | $997.0K8 | $1.1M9 | $1.2M9 | |||
| Stock-based compensation | $414.0K6 | $1.0M7 | $658.0K8 | $884.0K9 | $357.0K9 | |||
| Capital spending | $1.3M4 | $2.5M5 | $777.0K6 | $511.0K7 | $1.1M8 | $9.7M9 | $11.8M9 | |
| Free cash flow | $7.3M | $6.9M | $7.4M | $8.0M | $8.4M | -$1.2M | -$1.3M | |
| Cash from investing | -$1.2M6 | -$103.3M7 | -$48.5M8 | -$19.5M9 | -$4.5M9 | |||
| Dividends paid | $3.2M4 | $3.4M5 | $4.1M6 | $4.6M7 | $4.8M8 | $5.1M9 | $5.5M9 | |
| Share buybacks | $416.0K4 | $526.0K5 | $72.0K6 | $767.0K7 | $733.0K8 | $687.0K9 | $317.0K9 | |
| Cash from financing | $24.4M6 | $41.9M7 | $49.7M8 | -$10.1M9 | $21.0M9 | |||
| Dividend per share | $0.554 | $0.575 | $0.696 | $0.787 | $0.818 | $0.859 | $0.929 |
What it owns
What UNITED BANCORP INC /OH/ reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $62.2M9 Dec 31, 2025 | $50.6M9 Dec 31, 2024 | +23.1% |
| Accumulated depreciation | $28.1M9 Dec 31, 2025 | $27.0M9 Dec 31, 2024 | +4.4% |
| Property and equipment, net | $34.1M9 Dec 31, 2025 | $23.6M9 Dec 31, 2024 | +44.5% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $46.5M9 Dec 31, 2025 | $19.6M9 Dec 31, 2024 | +137.3% |
| Loans, net of allowance | $487.3M9 Dec 31, 2025 | $486.9M9 Dec 31, 2024 | +0.1% |
| Deposits held (banks) | $641.4M9 Dec 31, 2025 | $613.5M9 Dec 31, 2024 | +4.5% |
Intangibles and goodwill
Properties, in its own words
The Company owns and operates its Main Office and stand alone operations center in Martins Ferry, Ohio a future Unified Center (new operations center) building in St Clairsville, Ohio and the following offices:
Branch Office Location · Owned or Leased · Location · Owned or Leased
The rest of Item 2
Bridgeport, Ohio · Owned · Sherrodsville, Ohio · Owned
Colerain, Ohio · Owned · Glouster, Ohio · Owned
Jewett, Ohio · Owned · Nelsonville, Ohio · Owned
St. Clairsville, Ohio · Owned · Lancaster, Ohio · Owned
Dover, Ohio · Owned · Lancaster, Ohio · Owned
Dellroy, Ohio · Owned · Powhatan, Ohio · Owned
New Philadelphia, Ohio · Owned · Moundsville, WV · Owned
Strasburg, Ohio · Owned · St. Clairsville, Ohio · Owned
Tiltonsville, Ohio · Owned · Wheeling, WV · Leased
Management believes the properties described above to be in good operating condition for the purpose for which they are used. The properties are unencumbered by any mortgage or security interest and are, in management’s opinion, adequately insured.
Item 2 of the 10-K filed Mar 18, 2026.3
Leadership
Who has led UNITED BANCORP INC /OH/, and when. Pick a name to see everywhere that person has worked.
Chief financial officer
Chief operating officer
- Chief executive officerJohn M. Hoopingarner Mar 11, 2019 to Mar 11, 201913
- Chief executive officerScott A. Everson May 13, 2014 to Mar 11, 201914
- Chief executive officerJames W. Everson Feb 23, 2006 to Feb 5, 201415
- ChairScott A. Everson May 23, 2025 to now16
- ChairJames W. Everson Feb 23, 2006 to Feb 5, 201415
- PresidentJohn M. Hoopingarner Mar 11, 2019 to Mar 11, 201913
- PresidentScott A. Everson May 16, 2013 to Mar 11, 201917
- PresidentJames W. Everson Feb 23, 2006 to Nov 21, 201215
- Chief financial officerRandall M. Greenwood Apr 26, 2006 to now18
- Chief operating officerRichard L. Riesbeck Mar 11, 2019 to Mar 11, 201913
- Chief operating officerScott A. Everson May 8, 2006 to Nov 22, 201319
Board members and other officers (19)
- Corporate SecretaryLisa Ann Basinger Feb 23, 2015 to Mar 11, 201920
- Vice President Chief Human ResSeth Robert Abraham May 20, 2014 to Feb 23, 201521
- VP Chief Retail OfficerElmer Kinsey Leeper May 12, 2008 to May 13, 201622
- Vice President-ComplianceNorman F. Assenza Jr. May 30, 2007 to Dec 6, 200723
- VP Information SystemsMichael A. Lloyd Jun 5, 2007 to May 13, 201624
- Sr. VP LendingJames A. Lodes Aug 3, 2007 to Feb 17, 200925
- EVP Chief Admin OfficerAlan M. Hooker Feb 23, 2006 to Feb 23, 200626
- Sr. VP OPerationsScott A. Everson Feb 23, 2006 to Mar 11, 201927
- Board memberErin S. Ball Apr 29, 2026 to now28
- Board memberBethany E. Schunn Dec 1, 2023 to now29
- Board memberBrian M. Hendershot Dec 1, 2023 to now30
- Board memberGary W. Glessner Dec 23, 2013 to now31
- Board memberScott A. Everson Aug 20, 2009 to Nov 17, 201432
- Board memberMatthew C. Thomas Feb 23, 2006 to Dec 22, 201533
- Board memberMichael J. Arciello Feb 23, 2006 to Feb 6, 200934
- Board memberTerry A. McGhee Feb 23, 2006 to Dec 2, 201635
- Board memberJohn M. Hoopingarner Feb 24, 2006 to now36
- Board memberRichard L. Riesbeck Mar 1, 2006 to Dec 14, 202337
- Board memberL. E. Richardson Jr. Aug 4, 2006 to May 25, 200738
Timeline
- Aug 20, 20268-K Other events39
- Jul 24, 20268-K Results of operations40
- May 7, 20268-K Results of operations41
- Apr 23, 20268-K Other events42
- Apr 23, 20268-K Shareholder vote43
- Feb 20, 20268-K Other events44
- Feb 3, 20268-K Results of operations45
- Nov 20, 20258-K Other events46
- Nov 7, 20258-K Results of operations47
- Aug 21, 20258-K Other events48
- Aug 1, 20258-K Results of operations49
- May 12, 20258-K Results of operations50
- Mar 11, 2019New chief executive John M. Hoopingarner becomes CEO13
- May 13, 2014New chief executive Scott A. Everson becomes CEO14
- Feb 23, 2006New chief executive James W. Everson becomes CEO15
Calendar
Coming up
- Nov 5, 2026Reports results for the quarter ending Sep/202651
When it reported results
- Jul 24, 2026Reported quarterly or annual results40
- May 7, 2026Reported quarterly or annual results41
- Feb 3, 2026Reported quarterly or annual results45
- Nov 7, 2025Reported quarterly or annual results47
- Aug 1, 2025Reported quarterly or annual results49
- May 12, 2025Reported quarterly or annual results50
- Feb 7, 2025Reported quarterly or annual results52
- Nov 6, 2024Reported quarterly or annual results53
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
171 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 46 major events, 92 insider forms, 3 large holders, 9 other. The latest 20:
- Aug 20, 20268-K EDGAR
- Aug 12, 202610-Q EDGAR
- Jul 24, 20268-K EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 28, 20264 PRIMARY DOCUMENT EDGAR
- May 14, 202610-Q EDGAR
- May 7, 20263 PRIMARY DOCUMENT EDGAR
- May 7, 20268-K EDGAR
- Apr 29, 20263 PRIMARY DOCUMENT EDGAR
- Apr 23, 20268-K EDGAR
- Apr 23, 20268-K EDGAR
- Mar 19, 2026ARS EDGAR
- Mar 19, 202610-K/A EDGAR
- Mar 18, 2026DEF 14A EDGAR
The 171 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
44 open-market trades by officers, directors and large owners since October 2021: 38 buys and 6 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| May 28, 2026 | Schunn Bethany EDirector | Buy | 1,175 | $14.93 | $17.5K | Form 4 |
| May 27, 2026 | GREENWOOD RANDALL MSR VP CFO and Treasurer | Buy | 1,034 | $14.93 | $15.4K | Form 4 |
| May 27, 2026 | Ball Erin SDirector | Buy | 632 | $14.93 | $9.4K | Form 4 |
| May 27, 2026 | Clark Jonathan CHASEDirector | Buy | 1,511 | $14.93 | $22.6K | Form 4 |
| May 27, 2026 | HOOPINGARNER JOHN MDirector | Buy | 931 | $14.93 | $13.9K | Form 4 |
| May 27, 2026 | Branstetter Matthew FredrickChief Operating Officer | Buy | 380 | $14.93 | $5.7K | Form 4 |
| May 27, 2026 | EVERSON SCOTT AChairman Pres and CEO | Buy | 2,213 | $14.93 | $33.0K | Form 4 |
| May 27, 2026 | Glessner Gary WDirector | Buy | 3,527 | $14.93 | $52.7K | Form 4 |
| May 22, 2025 | Branstetter Matthew FredrickChief Operating Officer | Buy | 339 | $13.62 | $4.6K | Form 4 |
| May 22, 2025 | HOOPINGARNER JOHN MDirector | Buy | 927 | $13.62 | $12.6K | Form 4 |
| May 22, 2025 | EVERSON SCOTT AChairman Pres and CEO | Buy | 2,197 | $13.62 | $29.9K | Form 4 |
| May 22, 2025 | Hendershot Brian MDirector | Buy | 2,207 | $13.62 | $30.1K | Form 4 |
| May 22, 2025 | Glessner Gary WDirector | Buy | 3,497 | $13.62 | $47.6K | Form 4 |
| May 22, 2025 | GREENWOOD RANDALL MSR VP CFO and Treasurer | Buy | 1,006 | $13.62 | $13.7K | Form 4 |
| May 22, 2025 | Schunn Bethany EDirector | Buy | 836 | $13.62 | $11.4K | Form 4 |
| Jun 21, 2024 | Branstetter Matthew FredrickChief Operating Officer | Buy | 588 | $12.33 | $7.2K | Form 4 |
| Jun 21, 2024 | Glessner Gary WDirector | Buy | 3,329 | $12.33 | $41.0K | Form 4 |
| Jun 21, 2024 | Hendershot Brian MDirector | Buy | 1,620 | $12.33 | $20.0K | Form 4 |
| Jun 21, 2024 | Schunn Bethany EDirector | Buy | 1,569 | $12.33 | $19.3K | Form 4 |
| Jun 21, 2024 | EVERSON SCOTT AChairman Pres and CEO | Buy | 2,092 | $12.33 | $25.8K | Form 4 |
All 44 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
3 such filings since October 2021:
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank | 58 | $510.3K | $650.4K54 |
| 2025 | Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank | $252.0K | $311.2K54 | |
| 2025 | Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc. | $238.0K | $297.8K54 | |
| 2024 | Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank | 58 | $485.3K | $940.0K54 |
| 2024 | Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank | $242.3K | $554.7K54 | |
| 2024 | Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc. | $228.8K | $538.9K54 | |
| 2023 | Scott A. EversonChairman, President & Chief Executive Officer United Bancorp, Inc. Principal Position CEO Unified Bank | 58 | $466.4K | $606.8K54 |
| 2023 | Matthew F. BranstetterSenior Vice President Chief Operating Officer United Bancorp, Inc. Principal Position Chief Operating and Lending Officer Unified Bank | $231.9K | $288.8K54 | |
| 2023 | Randall M. GreenwoodSenior Vice President Chief Financial Officer United Bancorp, Inc. Principal Position, CFO, United Bancorp, Inc. | $219.0K | $284.7K54 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 31. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How UNITED BANCORP INC /OH/ is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARUNITED BANCORP INC /OH/1
- CIK0000731653
- Employer ID (EIN)34-14053573
- Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
- Incorporated inOhio3
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address201 South Fourth Street, P O Box 10, Martins Ferry, OH 439351
- Phone74063304451
- Shares outstanding5,735,518 as of Aug 7, 202611
- Public float$66.1M as of Jun 30, 20253
- On EDGAR sinceMay 15, 19951
- Filings872 in all: 4 (477), 8-K (173), 10-Q (95), DEF 14A (31), 10-K (25), SC 13G/A (18), 3 (9), 10-K405 (6)1
All 29 form types
4/A (5), ARS (4), DEFA14A (4), PRE 14A (4), 10-Q/A (2), S-3 (2), S-4 (2), S-4/A (2), 10-K/A (1), 3/A (1), 424B3 (1), 425 (1), CORRESP (1), D (1), DEFA14C (1), EFFECT (1), S-3D (1), S-3DPOS (1), S-8 (1), SC 13G (1), UPLOAD (1)
- Latest filingsAnnual report (10-K) Mar 18, 2026
Quarterly report (10-Q) Aug 12, 2026
Proxy statement (DEF 14A) Mar 18, 2026
Latest 8-K (8-K) Aug 20, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, Par Value $1.00 | UBCP | NASDAQ |
From the cover page of the 10-K filed Mar 18, 2026 (Section 12(b) of the Exchange Act).3
Risk factors and legal proceedings
Legal proceedings
There are no material legal proceedings, other than ordinary routine litigation incidental to its business, to which the Company or its subsidiary is a party or to which any of its property is subject.
The opening of Item 3, Legal Proceedings.3
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
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- 11
- 12
- 13
- 14
- 15
- 16SEC EDGARScott A. Everson, Chair
- 17SEC EDGARScott A. Everson, President
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25SEC EDGARJames A. Lodes, Sr. VP Lending
- 26
- 27SEC EDGARScott A. Everson, Sr. VP OPerations
- 28SEC EDGARErin S. Ball, Board member
- 29SEC EDGARBethany E. Schunn, Board member
- 30SEC EDGARBrian M. Hendershot, Board member
- 31SEC EDGARGary W. Glessner, Board member
- 32SEC EDGARScott A. Everson, Board member
- 33SEC EDGARMatthew C. Thomas, Board member
- 34SEC EDGARMichael J. Arciello, Board member
- 35SEC EDGARTerry A. McGhee, Board member
- 36SEC EDGARJohn M. Hoopingarner, Board member
- 37SEC EDGARRichard L. Riesbeck, Board member
- 38SEC EDGARL. E. Richardson Jr., Board member
- 39SEC EDGAROther events
- 40SEC EDGARResults of operations
- 41SEC EDGARResults of operations
- 42SEC EDGAROther events
- 43SEC EDGARShareholder vote
- 44SEC EDGAROther events
- 45SEC EDGARResults of operations
- 46SEC EDGAROther events
- 47SEC EDGARResults of operations
- 48SEC EDGAROther events
- 49SEC EDGARResults of operations
- 50SEC EDGARResults of operations
- 51NasdaqNasdaq calendar
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