1y return+15.8%S&P 500 +20.9%
3y return+38.3%S&P 500 +68.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since December 31, 2022: $149 against $195 in the S&P 500.2
RCS Financial Planning, LLCS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| Dimensional Etf TrustCUSIP 25434V708 | $31.0M | 14.7% | +2.3% |
| DFCFDimensional Etf Trust | $17.5M | 8.3% | |
| FBNDFidelity Merrimack Str Tr | $17.0M | 8.0% | |
| Dimensional Etf TrustCUSIP 25434V815 | $11.7M | 5.5% | +1.9% |
| DFICDimensional Etf Trust | $11.4M | 5.4% | +1.0% |
| Dimensional Etf TrustCUSIP 25434V831 | $11.1M | 5.3% | +2.9% |
| DFSDDimensional Etf Trust | $7.7M | 3.6% | −1.2% |
| DFEMDimensional Etf Trust | $6.3M | 3.0% | −4.0% |
| FLDRFidelity Merrimack Str Tr | $6.3M | 3.0% | +1.8% |
| CRWDCrowdstrike Hldgs Inc | $5.0M | 2.4% | −15.7% |
| VTEBVanguard Mun Bd Fds | $4.8M | 2.3% | |
| VUGVanguard Index Fds | $4.0M | 1.9% | |
| IVVIshares Tr | $4.0M | 1.9% | +19.3% |
| AAPLApple Inc | $3.9M | 1.8% | +1.9% |
| AVDVAmerican Centy Etf Tr | $3.1M | 1.5% | |
| VTVVanguard Index Fds | $2.8M | 1.3% | |
| DFAUDimensional Etf Trust | $2.6M | 1.2% | |
| MUBIshares Tr | $2.5M | 1.2% | −1.2% |
| VEAVanguard Tax-managed Fds | $2.2M | 1.0% | −5.7% |
| Dimensional Etf TrustCUSIP 25434V823 | $1.8M | 0.9% | +2.0% |
| ESGUIshares Tr | $1.7M | 0.8% | −3.6% |
| IUSBIshares Tr | $1.5M | 0.7% | +19.4% |
| SUBIshares Tr | $1.4M | 0.7% | +1.9% |
| BSVVanguard Bd Index Fds | $1.4M | 0.7% | +12.4% |
| SUSCIshares Tr | $1.3M | 0.6% | +7.8% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| VUGVanguard Index Fds | December 31, 2022 | +142.5% | $4.0M |
| AAPLApple Inc | December 31, 2022 | +122.7% | $3.9M |
| IVWIshares Tr | September 30, 2023 | +101.0% | $1.2M |
| VVVanguard Index Fds | December 31, 2022 | +97.4% | $956K |
| IVVIshares Tr | December 31, 2022 | +94.9% | $4.0M |
| VTIVanguard Index Fds | December 31, 2022 | +93.5% | $1.0M |
| ESGUIshares Tr | December 31, 2022 | +93.1% | $1.7M |
| DFAUDimensional Etf Trust | December 31, 2022 | +91.3% | $2.6M |
| DFAEDimensional Etf Trust | December 31, 2022 | +83.2% | $1.1M |
| Dimensional Etf TrustCUSIP 25434V708 | December 31, 2022 | +82.7% | $31.0M |
Sold off last quarter
- SPMOInvesco Exch Traded Fd Tr II was $583K
- GOVTIshares Tr was $215K
- Exxon Mobil CorpCUSIP 30231G102 was $206K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +9.6% | +14.8% |
| March 31, 2026 | −1.2% | −4.6% |
| December 31, 2025 | +1.5% | +2.4% |
| September 30, 2025 | +5.4% | +7.8% |
| June 30, 2025 | +5.8% | +10.5% |
| March 31, 2025 | −0.8% | −4.6% |
| December 31, 2024 | −2.3% | +2.1% |
| September 30, 2024 | +5.2% | +5.4% |
| June 30, 2024 | +1.0% | +4.0% |
| March 31, 2024 | +4.3% | +10.0% |
| December 31, 2023 | +8.3% | +11.2% |
| September 30, 2023 | −3.2% | −3.6% |
| June 30, 2023 | +2.9% | +8.3% |
| March 31, 2023 | +4.5% | +7.0% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: RCS Financial Planning, LLC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1963347&type=13F-HR&dateb=&owner=include&count=40CIK 1963347
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1963347/000196334726000003/Filed July 22, 2026 · accession 0001963347-26-000003