John Merrick
Photo: R. McCants Andrews (Robert McCants), Public domain, via Wikimedia Commons7

John Merrick

American businessman

John Merrick (1859–1919) was an American businessman. Born into slavery in Clinton, North Carolina, Merrick founded various companies in the Raleigh, North Carolina and Durham, North Carolina areas, most notably the North Carolina Mutual Life Insurance Company.2

From Wikipedia’s article on John Merrick (this version), CC BY-SA 4.0.

Born 1859, died 1919.1

About

Portions of his wealth were channeled back into the Black community through philanthropy. His business acumen and social consciousness made him one of the most influential members of the African-American community in his lifetime.

From Wikipedia’s article on John Merrick, shared under CC BY-SA 4.0.2

Companies

Early life and education

Merrick was born into slavery in Clinton, North Carolina on September 7, 1859. Following his emancipation, Merrick learned to read and write at a Reconstructionist school. Most newly freed Black people at this time were merely trying to survive, as they lacked many of the rights that their white counterparts possessed. Black people also faced blunt discrimination and a lack of economic opportunities from biased whites that were opposed to their emancipation. Growing up in this environment, Merrick was forced to begin work at a young age in order to support his parents and siblings. Merrick became a brick mason while simultaneously learning the barber trade “during a lull in construction” in order to make ends meet. In the brickyards, Merrick had a first-hand look at Durham's impoverished black population, “whose improvidence impressed upon his mind the thought of doing something for their protection”. His early jobs paved the way for Merrick's future success as a barbershop entrepreneur and later as a business mogul and philanthropist.

From Wikipedia’s article on John Merrick (this version), CC BY-SA 4.0.

Career

Occupation: founder, architect.4

Barbering

Merrick's first financially successful business venture was his ownership of barbershops in the Durham area. His eventual financial achievements in the barbershop business gave him the necessary experience and resources to kick start his later business endeavors. Merrick joined John Wright, “a fellow barber,” who decided to “establish a [barbershop] business” in Durham and “offered [Merrick] employment in the new shop”. Eventually, Merrick became a partner in the barbershop, and ultimately became the sole owner of the business when Wright retired. Owning the Durham barbershop brought Merrick immense personal success. He rose from an “un-schooled, self-trained boy to a successful businessman and substantial citizen”. John N. Ingham notes that few blacks in the late 1800s demonstrated such adroitness for business success.

Merrick later expanded the barbershop business by opening many more branches and became extremely successful. Through his entrepreneurial experiences in the barbershop business, Merrick accumulated wealth and was able to build relationships with many prominent white families of the time. His financial success allowed him to live somewhat extravagantly, purchasing a lavish “six-room cottage” for his family.

Merrick's barbershops “catered to wealthy white men”, and Merrick's endearing and industrious attitude—he was noted to be unselfish and altruistic—allowed for his powerful white clients to become his friends. Many older members of Durham's African American community told stories of the fabulous gifts that Merrick received from his white confidantes. The networking and relationships that his barbershop business allowed for would serve Merrick well in his future business undertakings and enable him to develop the necessary social skills to thrive in a white-dominated society. The success that the barbershop brought John Merrick was uncommon for a black man. Reconstruction had only just concluded, yet Merrick was already beginning to transcend financial racial barriers. His wealth and influence among numerous prominent white families of the time was extremely rare for someone of his race during this time period, and these resources paved the way for even more individual success.

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Insurance career

Merrick's early success in the barbershop business led him to expand into other ventures. During his career he became involved in several businesses in Durham, North Carolina, including the North Carolina Mutual Life Insurance Company, the Merrick-Moore-Spaulding Real Estate Company, the Mechanics and Farmers Bank, and the Bull City Drug Company. Historian R. Andrew McCants noted that Merrick's success as a businessman helped position him as a leader in community enterprises.

Merrick's most significant undertaking was the founding of the North Carolina Mutual Life Insurance Company. To establish the business he secured financial backing from industrialist Washington Duke, one of his customers in Durham. Working with Dr. Aaron Moore and Charles C. Spaulding, Merrick helped build the company into one of the largest African American–owned businesses in the United States.

By the early twentieth century the company had sold $4,986,344.40 in insurance and conducted business across several southern states. Contemporary sources described the enterprise as the “world’s largest Negro business.”

Additional business ventures

Merrick's other business ventures brought him affluence, power, and prominence as well. He established the Mechanics and Farmers Bank, the first bank in Durham owned, controlled by African Americans,” which grew rapidly and was supported by black citizens at the time. Additionally, Merrick was instrumental in the formation of an African American drug store in Durham, namely the Bull City Drug Company. Merrick's plethora of business undertakings brought him wealth, power, and influence. Merrick was a well-known figure of amongst Durham's citizens. Durham's black community considered Merrick an ally because of his relationships with the “big whites” of Durham and his ability to “be a friend” to his townspeople. He was successful not only in his financial achievements but in that his persona, wit, and success earned him reverence from blacks and whites alike, as can be seen by his friendships with Durham's citizens, ranging from the poorest black farmers to the prominent white families of the time.

From Wikipedia’s article on John Merrick (this version), CC BY-SA 4.0.

Personal life

  • Born1859, Sampson County5

In 1880, Merrick lived with his wife Martha Hunter Merrick in Raleigh, North Carolina where he attended barbering school. By 1900, the Merrick family included five children—three daughters (Geneva, Mabel and Martha) and two sons (Edward and John). The household also included other extended family members.

From Wikipedia’s article on John Merrick (this version), CC BY-SA 4.0.