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Banks in Mississippi
The 57 FDIC-insured banks headquartered in Mississippi, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 57
- Their assets
- $130.2B
- Their deposits
- $109.5B
- Failures since 2000
- 3
- Credit unions
- 55
Every bank headquartered in Mississippi
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Hancock Whitney BankGulfport, MS | Hancock Whitney | $36.3B | $29.9B | $4.3B | $180.0M | 1.01% | 8.29% | 12.9% | 50% | 194 |
| 2 | Renasant BankTupelo, MS | Renasant Corp | $27.0B | $22.2B | $4.2B | $188.2M | 1.40% | 9.17% | 12.4% | 45% | 266 |
| 3 | Trustmark BankJackson, MS | TRUSTMARK CORP | $19.2B | $16.2B | $2.2B | $126.5M | 1.33% | 11.39% | 12.4% | 37% | 181 |
| 4 | BankPlusBelzoni, MS | Bancplus Corp | $8.4B | $7.3B | $942.2M | $52.4M | 1.27% | 11.23% | – | 20% | 74 |
| 5 | Community Bank of MississippiFlowood, MS | Community Bancshares MS Employee STK Ownership Plan | $5.1B | $4.6B | $430.2M | $28.1M | 1.11% | 13.33% | 13.1% | 36% | 57 |
| 6 | BankFirst Financial ServicesColumbus, MS | Bankfirst Capital Corp | $3.3B | $2.8B | $439.9M | $18.1M | 1.10% | 8.41% | – | 24% | 51 |
| 7 | Guaranty Bank and Trust CompanyBelzoni, MS | Guaranty Capital Corp | $3.1B | $2.6B | $341.4M | $16.6M | 1.11% | 9.91% | – | 24% | 42 |
| 8 | Planters Bank & Trust CompanyIndianola, MS | Planters Holding Co | $2.7B | $2.3B | $313.3M | $16.4M | 1.32% | 11.63% | 15.3% | 39% | 32 |
| 9 | The Citizens National Bank of MeridianMeridian, MS | Citizens National Banc Corp | $1.9B | $1.6B | $194.3M | $14.8M | 1.59% | 15.54% | 13.6% | 41% | 29 |
| 10 | The Citizens Bank of Philadelphia, MississippiPhiladelphia, MS | Citizens Holding Co | $1.6B | $1.3B | $86.9M | $6.1M | 0.80% | 15.19% | 12.4% | 17% | 26 |
| 11 | TownBridge BankPascagoula, MS | Merchants&marine Bcorp Inc | $1.3B | $1.0B | $130.2M | $12.0M | 2.22% | 22.13% | 11.2% | 23% | 24 |
| 12 | PriorityOne BankMagee, MS | Priorityone Capital Corp | $1.2B | $1.0B | $140.7M | $11.9M | 2.03% | 17.02% | – | 21% | 18 |
| 13 | Bank of CommerceGreenwood, MS | Commerce Bcorp Inc | $1.1B | $996.2M | $131.2M | $6.4M | 1.13% | 10.11% | – | 47% | 16 |
| 14 | Story Bank DBA Story Financial PartnersJackson, MS | Story Bancshares | $1.0B | $890.4M | $106.1M | $4.3M | 0.88% | 8.36% | 12.2% | 36% | 7 |
| 15 | First Security BankBatesville, MS | Security Capital Corp | $976.5M | $837.7M | $84.3M | $6.2M | 1.33% | 15.25% | 13.6% | 42% | 19 |
| 16 | First State BankWaynesboro, MS | First State Corp | $951.5M | $828.0M | $91.5M | $1.6M | 0.34% | 3.58% | – | 43% | 16 |
| 17 | FNB Oxford BankOxford, MS | First National Holding Co | $939.7M | $786.9M | $105.4M | $3.8M | 0.83% | 7.40% | – | 43% | 7 |
| 18 | BNA BankNew Albany, MS | Bna Bancshares Inc | $855.7M | $718.7M | $94.2M | $6.8M | 1.60% | 15.06% | 18.0% | 30% | 8 |
| 19 | The Peoples Bank, Biloxi, MississippiBiloxi, MS | Peoples Financial Corp | $770.7M | $610.1M | $100.8M | $2.5M | 0.67% | 5.07% | – | 48% | 18 |
| 20 | Bank of Holly SpringsHolly Springs, MS | Holly Springs Bancshares Inc | $587.5M | $490.8M | $80.7M | $3.8M | 1.30% | 9.54% | – | 32% | 9 |
| 21 | The Peoples BankRipley, MS | The Peoples Corp | $581.8M | $522.6M | $52.1M | $2.9M | 1.00% | 11.13% | 20.6% | 30% | 6 |
| 22 | Century BankLucedale, MS | Bancorp of Lucedale Inc | $566.2M | $509.2M | $51.7M | $3.5M | 1.24% | 13.81% | – | 26% | 9 |
| 23 | Farmers and Merchants BankBaldwyn, MS | FMB Bancshares Inc | $565.8M | $481.2M | $76.2M | $4.9M | 1.78% | 13.33% | – | 24% | 12 |
| 24 | First BankMccomb, MS | First Southwest Corp | $562.9M | $484.6M | $73.6M | $4.4M | 1.58% | 11.72% | – | 36% | 14 |
| 25 | First Choice BankPontotoc, MS | Pontotoc Bancshares Corp | $561.0M | $510.0M | $45.9M | $1.0M | 0.38% | 4.60% | – | 38% | 6 |
| 26 | United Mississippi BankNatchez, MS | Southwest Security Inc | $560.7M | $478.9M | $64.3M | $3.2M | 1.15% | 10.22% | – | 19% | 13 |
| 27 | Peoples BankMendenhall, MS | Peoples Bancshares Inc | $503.5M | $445.0M | $56.4M | $9.8M | 3.96% | 36.10% | 15.2% | 34% | 5 |
| 28 | Citizens BankColumbia, MS | CITIZENS, INC. | $466.3M | $401.3M | $59.8M | $5.7M | 2.40% | 19.17% | 22.0% | 16% | 8 |
| 29 | RiverHills BankVicksburg, MS | Riverhills Capital Corp | $445.2M | $387.6M | $55.3M | $4.6M | 2.07% | 16.85% | – | 40% | 5 |
| 30 | Pike National BankMccomb, MS | Pcnb Corp | $408.8M | $358.0M | $43.2M | $2.0M | 1.00% | 9.43% | – | 38% | 5 |
| 31 | First National Bank of ClarksdaleClarksdale, MS | First Valley National Corp | $386.1M | $342.0M | $40.5M | $1.5M | 0.75% | 7.41% | – | 34% | 5 |
| 32 | First Federal Savings and Loan AssociationPascagoula, MS | – | $381.4M | $276.2M | $35.8M | $797.0K | 0.42% | 4.49% | – | 22% | 6 |
| 33 | BankOkolonaOkolona, MS | Bancorp of Okolona | $359.6M | $322.3M | $32.9M | $2.4M | 1.38% | 15.02% | – | 18% | 5 |
| 34 | Great Southern BankMeridian, MS | Great Southern Capital Corp | $355.1M | $312.0M | $26.5M | $1.2M | 0.67% | 8.73% | 20.5% | 15% | 11 |
| 35 | Bank of KilmichaelKilmichael, MS | Kilmichael Bcorp Inc | $341.6M | $311.6M | $19.4M | $1.9M | 1.09% | 19.65% | – | 31% | 6 |
| 36 | The Cleveland State BankCleveland, MS | Cleveland State Bcorp Inc | $340.2M | $312.0M | $25.6M | $1.7M | 1.01% | 14.17% | – | 30% | 4 |
| 37 | Copiah BankHazlehurst, MS | Copiah Bancshares Inc | $332.2M | $288.9M | $38.5M | $1.5M | 0.92% | 8.02% | – | 23% | 9 |
| 38 | Bank of Yazoo CityYazoo City, MS | Yazoo Capital Corp | $318.2M | $280.7M | $34.9M | $1.6M | 0.99% | 9.14% | – | 35% | 5 |
| 39 | First Southern BankColumbia, MS | First Federal Bcorp | $317.3M | $271.4M | $31.4M | $2.9M | 1.89% | 18.75% | – | 34% | 6 |
| 40 | Bank of FranklinMeadville, MS | Franklin Bancshares Inc | $302.3M | $267.8M | $32.7M | $1.4M | 0.96% | 8.70% | – | 21% | 5 |
| 41 | The Bank of ForestForest, MS | First Forest Corp | $296.3M | $269.0M | $25.6M | $2.0M | 1.41% | 16.12% | – | 32% | 3 |
| 42 | The Commercial BankDe Kalb, MS | Commercial Capital Corp | $295.5M | $267.0M | $18.7M | $1.3M | 0.91% | 14.47% | – | 35% | 5 |
| 43 | FNB Picayune BankPicayune, MS | First Natl Corp of Picayune | $282.3M | $241.0M | $40.0M | $4.6M | 3.28% | 22.92% | – | 17% | 7 |
| 44 | Unity Bank of MississippiHolly Springs, MS | Unity Capital Corp | $281.8M | $248.2M | $20.0M | $617.0K | 0.43% | 6.37% | – | 37% | 8 |
| 45 | Grand Bank for Savings, FSBHattiesburg, MS | GBS Financial Inc | $280.4M | $246.9M | $30.4M | $537.0K | 0.39% | 3.57% | – | 12% | 1 |
| 46 | Bank of BrookhavenBrookhaven, MS | Haven Capital Corp | $262.2M | $229.5M | $28.7M | $1.6M | 1.28% | 11.82% | 18.0% | 44% | 1 |
| 47 | Bank of WigginsWiggins, MS | – | $228.1M | $204.5M | $21.9M | $642.0K | 0.56% | 5.86% | – | 23% | 3 |
| 48 | The Jefferson BankGreenville, MS | Southeast Arkansas Bank Corp | $210.8M | $174.8M | $35.1M | $2.3M | 2.22% | 13.20% | 17.7% | 25% | 3 |
| 49 | Merchants and Planters BankRaymond, MS | – | $199.0M | $161.7M | $36.4M | $1.3M | 1.22% | 7.14% | – | 29% | 6 |
| 50 | Bank of AnguillaAnguilla, MS | Pyramid Financial Corp | $192.2M | $158.3M | $29.1M | $1.1M | 1.15% | 7.81% | – | 35% | 5 |
| 51 | Commerce BankCorinth, MS | Commerce Holding Corp | $167.9M | $149.0M | $17.1M | $2.0M | 2.48% | 24.42% | – | 13% | 1 |
| 52 | Bank of WinonaWinona, MS | Bancorp of Winona Inc | $142.7M | $119.6M | $16.9M | $842.0K | 1.19% | 10.11% | 34.2% | 21% | 1 |
| 53 | Covington County BankCollins, MS | Covington Capital Corp | $109.2M | $93.9M | $13.6M | $765.0K | 1.42% | 11.56% | 17.5% | 13% | 2 |
| 54 | Citizens Bank & Trust Co.Marks, MS | Cb&t Bancshares Inc | $98.6M | $83.0M | $14.0M | $468.0K | 0.92% | 6.73% | 17.0% | 26% | 2 |
| 55 | Genesis BankBenoit, MS | Genesis Bcorp Inc | $97.2M | $73.8M | $19.0M | $442.0K | 0.95% | 5.70% | – | 48% | 1 |
| 56 | Amory First Savings And Loan Bank, SsbAmory, MS | – | $78.7M | $68.1M | $10.2M | $238.0K | 0.62% | 4.78% | – | 6% | 1 |
| 57 | Richton Bank & Trust CompanyRichton, MS | Centon Bcorp Inc | $52.0M | $43.1M | $8.1M | $208.0K | 0.79% | 5.16% | – | 10% | 2 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Mississippi
38 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Apr 15, 2011 | Heritage Banking GroupCarthage, MS | MS | $228.3M | $205.0M | $37.8M | Trustmark National Bank | Purchase and assumption |
| Jun 4, 2010 | First National BankRosedale, MS | MS | $60.4M | $63.5M | $18.1M | The Jefferson Bank | Purchase and assumption |
| Sep 29, 2000 | Bank of FalknerFalkner, MS | MS | $85.5M | $77.1M | $14.6M | Citizens Bank & Savings Com | Purchase and assumption, insured deposits |
| Oct 16, 1992 | Security FS & LaJackson, MS | MS | $276.5M | $271.4M | $42.6M | Branch Sale | Purchase and assumption |
| Aug 7, 1992 | Foxworth BankFoxworth, MS | MS | $36.5M | $36.0M | $5.4M | Trustmark National Bank | Purchase and assumption |
| Apr 19, 1991 | Mercantile Savings BankSouthaven, MS | MS | $33.8M | $34.0M | $9.1M | First TN Bank Na, MS | Purchase and assumption |
| Feb 8, 1991 | Peoples Federal Savings BankBay St. Louis, MS | MS | $59.7M | $53.9M | $2.1M | Hancock Bank | Purchase and assumption |
| Sep 7, 1990 | First City FSBLucedale, MS | MS | $41.7M | $38.0M | $9.0M | Magnolia FB for Savings | Purchase and assumption |
| Jul 20, 1990 | Charter Bank, A FSBHattiesburg, MS | MS | $130.8M | $68.9M | $22.6M | Branch Sale | Purchase and assumption |
| Jun 29, 1990 | First Jackson FSBJackson, MS | MS | $116.5M | $91.4M | $22.0M | Trustmark NB | Purchase and assumption |
| Jun 22, 1990 | Southern Federal Bank for SavingsGulfport, MS | MS | $142.8M | $93.9M | $35.0M | Branch Sale | Insured deposit transfer |
| May 8, 1990 | Mississippi Savings Bank, FSBBatesville, MS | MS | $172.3M | $148.7M | $16.3M | Payout | Payout |
| Apr 20, 1990 | Southeastern Federal Savings BankLaurel, MS | MS | $49.8M | $38.4M | $8.9M | Citizens NB of Meridian | Insured deposit transfer |
| Mar 16, 1990 | Great American FS & LaCorinth, MS | MS | $159.2M | $133.2M | $29.8M | Payout | Payout |
| Feb 23, 1990 | Greenwood FS & LaGreenwood, MS | MS | $26.7M | $25.6M | $4.5M | Magnolia FB for Savings | Insured deposit transfer |
| Jan 18, 1990 | Brookhaven FS & LaBrookhaven, MS | MS | $42.7M | $42.0M | $8.2M | Magnolia FB for Savings | Purchase and assumption |
| Jan 4, 1990 | First Guaranty Bank for SavingsHattiesburg, MS | MS | $241.0M | $179.8M | $79.5M | Branch Sale | Purchase and assumption |
| Aug 10, 1989 | Unifirst Bank for SavingsJackson, MS | MS | $738.3M | $606.8M | $59.1M | Branch Sale | Purchase and assumption |
| Apr 6, 1989 | Fidelity FSBCorinth, MS | MS | $116.4M | $135.3M | $96.6M | Southbank, A FSB | Purchase and assumption |
| Apr 6, 1989 | Delta FS & LaDrew, MS | MS | $10.3M | $13.8M | $8.5M | Delta Bank & Trust | Insured deposit transfer |
| Apr 6, 1989 | Central S & L Assoc.Jackson, MS | MS | $52.1M | $72.9M | $41.0M | Bank of Forest | Insured deposit transfer |
| Apr 6, 1989 | Republic Bank for SavingsJackson, MS | MS | $43.4M | $85.2M | $73.6M | Southbank, A FSB | Insured deposit transfer |
| Apr 6, 1989 | State Mutual Fed. S & L Assoc.Jackson, MS | MS | $8.7M | $9.8M | $4.0M | First Commerce SB | Purchase and assumption |
| Jan 27, 1989 | First FS&LA in New AlbanyNew Albany, MS | MS | $20.8M | $17.5M | $4.9M | – | Insured deposit transfer |
| Apr 22, 1987 | The Bank of North MississippiOakland, MS | MS | $14.5M | $13.8M | $2.7M | Bank of Mississippi | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Mississippi
55 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | KeeslerBiloxi, MS | Federal | $5.3B | 397,213 | $3.6B | $4.1B | 12.81% | $22.4M |
| 2 | HopeJackson, MS | Federal | $881.4M | 49,735 | $627.2M | $628.8M | 16.18% | $120.2K |
| 3 | MutualVicksburg, MS | Federal | $528.5M | 42,917 | $294.1M | $458.9M | 13.44% | $4.5M |
| 4 | NavigatorMoss Point, MS | Federal | $406.7M | 47,805 | $278.4M | $327.7M | 17.98% | $3.4M |
| 5 | Singing RiverMoss Point, MS | Federal | $397.4M | 33,511 | $324.6M | $348.3M | 11.41% | $1.3M |
| 6 | SunbeltHattiesburg, MS | Federal | $366.4M | 34,960 | $237.7M | $305.2M | 16.25% | $1.6M |
| 7 | StatewideFlowood, MS | Federal | $211.4M | 24,411 | $127.4M | $189.9M | 9.51% | $1.0M |
| 8 | MagnoliaJackson, MS | Federal | $185.6M | 21,013 | $118.4M | $141.8M | 23.43% | $1.3M |
| 9 | RivertrustPearl, MS | Federal | $167.8M | 7,673 | $84.9M | $141.4M | 19.27% | $589.3K |
| 10 | CenturyfirstHattiesburg, MS | Federal | $144.9M | 16,069 | $110.9M | $124.8M | 13.48% | $633.2K |
| 11 | Members ExchangeRidgeland, MS | Federal | $143.6M | 11,662 | $64.5M | $110.7M | 21.21% | $522.8K |
| 12 | TriangleColumbus, MS | Federal | $129.0M | 11,655 | $65.2M | $115.6M | 11.00% | $439.7K |
| 13 | Gulf Coast CommunityGulfport, MS | Federal | $125.5M | 12,113 | $83.2M | $101.4M | 17.70% | $296.4K |
| 14 | FergusonMonticello, MS | Federal | $94.2M | 10,070 | $67.5M | $83.1M | 9.63% | −$22.9K |
| 15 | 1st MississippiMeridian, MS | Federal | $82.8M | 10,813 | $50.1M | $57.4M | 28.51% | $302.7K |
| 16 | Meridian MutualMeridian, MS | Federal | $71.2M | 7,674 | $33.5M | $62.6M | 12.43% | $246.0K |
| 17 | Eagle ExpressJackson, MS | Federal | $66.8M | 3,848 | $22.1M | $53.4M | 20.32% | −$35.9K |
| 18 | Jackson AreaJackson, MS | Federal | $60.9M | 15,704 | $42.1M | $136.2M | −145.36% | −$103.0M |
| 19 | Mississippi National GuardJackson, MS | Federal | $43.5M | 2,980 | $30.8M | $40.7M | 8.76% | $279.3K |
| 20 | BrightviewRidgeland, MS | Federal | $37.6M | 4,613 | $21.1M | $30.8M | 16.25% | $60.9K |
| 21 | Camp ShelbyHattiesburg, MS | Federal | $31.8M | 3,066 | $16.0M | $23.9M | 23.89% | $175.8K |
| 22 | Meridian Mississippi AngMeridian, MS | Federal | $31.3M | 1,639 | $22.7M | $26.7M | 14.61% | $269.1K |
| 23 | Mississippi Public EmployeesJackson, MS | Federal | $29.2M | 5,131 | $7.7M | $24.3M | 18.15% | $255.1K |
| 24 | EcmRidgeland, MS | Federal | $28.9M | 2,304 | $15.2M | $24.4M | 14.87% | $176.2K |
| 25 | Gulf TrustPascagoula, MS | Federal | $25.5M | 2,724 | $17.6M | $19.9M | 21.75% | $137.4K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".