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Banks in Puerto Rico
The 5 FDIC-insured banks headquartered in Puerto Rico, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 5
- Their assets
- $95.2B
- Their deposits
- $86.1B
- Failures since 2000
- 4
- Credit unions
- 4
Every bank headquartered in Puerto Rico
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto RicoSan Juan, PR | Popular, Inc. | $63.3B | $58.7B | $4.0B | $422.0M | 1.38% | 21.78% | 16.4% | 60% | 164 |
| 2 | FirstBank Puerto RicoSanturce, PR | First Bcorp | $19.2B | $16.9B | $1.9B | $181.1M | 1.89% | 18.97% | 16.0% | 46% | 73 |
| 3 | Oriental BankSan Juan, PR | OFG Bancorp | $12.0B | $10.0B | $1.3B | $109.4M | 1.80% | 16.60% | 13.2% | 52% | 45 |
| 4 | Nave BankSan Juan, PR | Nave Holdings Inc | $555.0M | $431.9M | $70.7M | −$1.2M | −0.49% | −3.29% | 24.9% | 85% | 1 |
| 5 | Banco Cooperativo de Puerto RicoSan Juan, PR | – | – | – | – | – | – | – | – | – | – |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Puerto Rico
17 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Feb 27, 2015 | Doral BankSan Juan, PR | PR | $5.9B | $4.1B | $689.4M | Banco Popular de Puerto Rico | Purchase and assumption |
| Apr 30, 2010 | R-G Premier Bank of Puerto RicoHato Rey, PR | PR | $5.7B | $4.2B | $978.1M | Scotiabank de Puerto Rico | Purchase and assumption |
| Apr 30, 2010 | Westernbank Puerto RicoMayaguez, PR | PR | $10.8B | $8.4B | $2.2B | Banco Popular de Puerto Rico | Purchase and assumption |
| Apr 30, 2010 | EurobankSan Juan, PR | PR | $2.5B | $1.9B | $539.1M | Oriental Bank and Trust | Purchase and assumption |
| Jan 24, 1992 | Banco Nacional, National AssociationSan Juan, PR | PR | $52.1M | $48.9M | $8.0M | Eurobank&trust Co | Purchase and assumption |
| May 25, 1990 | Cagaus-Central Federal SavingsCaguas, PR | PR | $1.6B | $1.3B | $231.3M | Banco Santander PR | Purchase and assumption |
| May 30, 1986 | Banco de Ahorro, F.s.b.Mayaguez, PR | PR | $34.0M | $30.0M | $7.0M | Banco Popular de Puerto | Purchase and assumption |
| Oct 1, 1984 | Home FS&LAPonce, PR | PR | $45.6M | $23.7M | $1.7M | Caguas FS&LA of Puerto Rico | Open-bank assistanceAssistance |
| Aug 16, 1984 | Girod Trust CompanySan Juan, PR | PR | $405.7M | $289.7M | $86.3M | Citibank N A | Purchase and assumption |
| Dec 9, 1983 | Union Trust CompanySan Juan, PR | PR | $30.6M | $25.7M | $9.2M | Banco Popular de Puerto | Purchase and assumption |
| Jul 30, 1982 | United FS&LA of Puerto RicoSan Juan, PR | PR | $286.9M | $215.9M | – | Caguas FS&LA | Open-bank assistanceAssistance |
| Jun 12, 1982 | Banco RegionalBayamon, PR | PR | $21.4M | $17.9M | $319.8K | Citibank N A | Purchase and assumption |
| Nov 20, 1981 | Pan American, FS&LARio Piedras, PR | PR | $43.9M | $31.6M | – | First FSB | Open-bank assistanceAssistance |
| Nov 20, 1981 | First FS&LA of Puerto RicoSanturce, PR | PR | – | – | – | First FSB | Open-bank assistanceAssistance |
| Sep 5, 1978 | Banco de Ahorro de Puerto RicoSan Juan, PR | PR | $9.4M | $11.8M | – | – | Purchase and assumption |
| Mar 31, 1978 | Banco Credito Y de Ahorro PoncenoPonce, PR | PR | $712.5M | $607.6M | – | – | Purchase and assumption |
| Sep 2, 1977 | Banco EconomiasSan German, PR | PR | $190.3M | $170.0M | – | – | Open-bank assistanceAssistance |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Puerto Rico
4 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | CaribeGuaynabo, PR | Federal | $799.9M | 64,987 | $608.9M | $691.3M | 12.04% | $14.1M |
| 2 | VaprGuaynabo, PR | Federal | $315.6M | 20,961 | $222.6M | $283.0M | 11.04% | $1.9M |
| 3 | Puerto RicoCaparra, PR | Federal | $188.0M | 23,142 | $143.2M | $164.0M | 14.01% | $348.0K |
| 4 | Puerto Rico Employee GroupsPuerto Nuevo, PR | Federal | $3.4M | 845 | $1.8M | $2.9M | 14.28% | $8.6K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".