1y return+19.1%S&P 500 +20.9%
3y return+54.8%S&P 500 +68.5%
5y return+58.4%S&P 500 +74.5%
10y return+179.4%S&P 500 +256.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since June 30, 2016: $279 against $357 in the S&P 500.2
Adirondack Trust CoS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| SPYSpdr S & P 500 Etf Trust | $42.1M | 12.5% | |
| AAPLApple Inc | $18.2M | 5.4% | −2.7% |
| NVDANvidia Corp. | $17.3M | 5.2% | −1.4% |
| VTHREtf Vanguard Russell 3000 | $12.0M | 3.6% | +10.6% |
| MSFTMicrosoft Corp | $9.0M | 2.7% | +1.7% |
| AMZNAmazon. Com, Inc | $8.8M | 2.6% | |
| CATCaterpillar Inc | $7.4M | 2.2% | −7.5% |
| MDYS & P Midcap 400 Depository Receipts Etf | $6.7M | 2.0% | −1.2% |
| JPMJpmorgan Chase & Co Com | $6.5M | 1.9% | −1.2% |
| IWFIshares Russell 1000 Growth Etf | $5.7M | 1.7% | |
| IBDWIshares Ibonds Dec 2031 Term Corporate Etf | $5.4M | 1.6% | +6.1% |
| AMATApplied Matl Inc | $5.4M | 1.6% | −2.3% |
| JNJJohnson & Johnson | $5.0M | 1.5% | −1.3% |
| IJRIshares Core S&p Small-cap Etf | $4.7M | 1.4% | −1.2% |
| AGGIshares Core Total Us Aggregate Bond Etf | $4.5M | 1.3% | +32.9% |
| LLYEli Lilly & Co | $4.4M | 1.3% | −3.1% |
| BRK/BBerkshire Hathaway Inc. Del Class B | $4.4M | 1.3% | |
| TIPIshares Tips Bond Etf | $4.2M | 1.3% | +39.5% |
| IBDVIshares Ibonds Dec 2030 Term Corp-etf | $3.8M | 1.1% | +5.6% |
| PGProcter & Gamble Co | $3.8M | 1.1% | −2.2% |
| IBDUIshares Ibonds Dec 2029 Term Corporate Etf | $3.7M | 1.1% | +4.3% |
| XLKTechnology Select Sect Spdr | $3.5M | 1.0% | −1.0% |
| IBDXIshares Trust Ibonds Dec2032term Corp Etf | $3.5M | 1.0% | +6.2% |
| ABBVAbbvie Inc. | $3.5M | 1.0% | −1.5% |
| VUGVanguard Growth Etf | $3.4M | 1.0% | +1.1% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| NVDANvidia Corp. | June 30, 2020 | +2006.7% | $17.3M |
| AMATApplied Matl Inc | June 30, 2020 | +1096.1% | $5.4M |
| AMDAdvanced Micro Devices Inc | June 30, 2020 | +1004.1% | $3.3M |
| CATCaterpillar Inc | June 30, 2020 | +741.8% | $7.4M |
| LLYEli Lilly & Co | June 30, 2020 | +630.6% | $4.4M |
| SMHVaneck Semiconductor Etf | June 30, 2021 | +400.2% | $2.7M |
| XLKTechnology Select Sect Spdr | June 30, 2020 | +264.7% | $3.5M |
| JPMJpmorgan Chase & Co Com | June 30, 2020 | +248.0% | $6.5M |
| AAPLApple Inc | June 30, 2020 | +217.3% | $18.2M |
| Exxon Mobil CorpCUSIP 30231G102 | June 30, 2020 | +205.7% | $3.1M |
Sold off last quarter
- Honeywell International IncCUSIP 438516106 was $570K
- CMCCommercial Metals Company Common Stock was $117K
- Centessa Pharmaceuticals PLCCUSIP 152309100 was $37K
- CTRACoterra Energy Inc was $35K
- RCATRed Cat Holdings Inc. was $7,854
- HESAYHermes Intl S A Unsponsored Adr was $7,019
- SLBSlb N.v was $5,138
- SBSCompanhia De Saneamento Basico Do Estado was $4,910
- HDBHdfc Bank Limited Common Adr was $4,277
- ROLRollins Inc. Common Stock was $3,310
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +11.0% | +14.8% |
| March 31, 2026 | −1.5% | −4.6% |
| December 31, 2025 | +1.7% | +2.4% |
| September 30, 2025 | +7.1% | +7.8% |
| June 30, 2025 | +7.0% | +10.5% |
| March 31, 2025 | −2.7% | −4.6% |
| December 31, 2024 | −0.3% | +2.1% |
| September 30, 2024 | +6.0% | +5.4% |
| June 30, 2024 | +2.4% | +4.0% |
| March 31, 2024 | +9.4% | +10.0% |
| December 31, 2023 | +9.8% | +11.2% |
| September 30, 2023 | −3.9% | −3.6% |
| June 30, 2023 | +6.2% | +8.3% |
| March 31, 2023 | +4.8% | +7.0% |
| December 31, 2022 | +8.7% | +7.1% |
| September 30, 2022 | −5.8% | −5.3% |
| June 30, 2022 | −14.2% | −16.5% |
| March 31, 2022 | −4.1% | −4.9% |
| December 31, 2021 | +9.9% | +10.7% |
| September 30, 2021 | −0.7% | +0.3% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Adirondack Trust Co Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1054257&type=13F-HR&dateb=&owner=include&count=40CIK 1054257
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1054257/000105425726000003/Filed July 16, 2026 · accession 0001054257-26-000003