1y return+21.5%S&P 500 +20.9%
3y return+41.7%S&P 500 +68.5%
5y return+28.7%S&P 500 +74.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since March 31, 2021: $134 against $188 in the S&P 500.2
tru Independence LLCS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| Dimensional Etf TrustCUSIP 25434V708 | $23.7M | 10.4% | +1.3% |
| RDVYFirst Tr Exchange Traded Fd | $21.1M | 9.2% | +1.2% |
| FBNDFidelity Merrimack Str Tr | $19.8M | 8.7% | +10.5% |
| FTCSFirst Tr Exchange-traded Fd | $18.7M | 8.2% | +7.5% |
| DFAIDimensional Etf Trust | $16.0M | 7.0% | |
| QGRWWisdomtree Tr | $12.9M | 5.7% | −1.5% |
| CGGRCapital Group Growth Etf | $10.6M | 4.6% | +4.2% |
| AAPLApple Inc | $10.3M | 4.5% | |
| HGERHarbor Etf Trust | $7.2M | 3.2% | +6.5% |
| XCWisdomtree Tr | $6.9M | 3.0% | +6.5% |
| AIRRFirst Tr Exchange Traded Fd | $6.9M | 3.0% | |
| FESMFidelity Covington Trust | $5.9M | 2.6% | −6.7% |
| INCOColumbia Etf Tr II | $5.4M | 2.4% | +7.0% |
| HISFFirst Tr Exchange-traded Fd | $3.4M | 1.5% | +7.2% |
| VGTVanguard World Fd | $3.1M | 1.4% | −3.5% |
| IVVIshares Tr | $3.0M | 1.3% | −1.8% |
| JAAAJanus Detroit Str Tr | $2.8M | 1.2% | +6.5% |
| MSFTMicrosoft Corp | $2.7M | 1.2% | |
| BRK/BBerkshire Hathaway Inc Del | $2.4M | 1.0% | −1.0% |
| SPYMSpdr Series Trust | $1.5M | 0.6% | |
| VTIVanguard Index Fds | $1.3M | 0.6% | |
| FVDFirst Tr Exchange-traded Fd | $1.3M | 0.5% | −7.0% |
| SDVYFirst Tr Exchange Traded Fd | $1.2M | 0.5% | |
| NVDANvidia Corporation | $1.2M | 0.5% | +3.0% |
| JPMJpmorgan Chase & Co | $1.2M | 0.5% | −15.2% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| JPMJpmorgan Chase & Co | June 30, 2020 | +248.0% | $1.2M |
| AAPLApple Inc | June 30, 2020 | +217.3% | $10.3M |
| IVVIshares Tr | June 30, 2020 | +141.8% | $3.0M |
| BACBank Of Amer Corp | June 30, 2020 | +139.9% | $1.1M |
| VGTVanguard World Fd | September 30, 2021 | +138.3% | $3.1M |
| VTIVanguard Index Fds | June 30, 2020 | +136.4% | $1.3M |
| GOOGLAlphabet Inc | June 30, 2024 | +96.2% | $830K |
| AIRRFirst Tr Exchange Traded Fd | June 30, 2024 | +95.1% | $6.9M |
| COFCapital One Finl Corp | June 30, 2022 | +92.5% | $642K |
| CGUSCapital Group Core Equity Et | March 31, 2023 | +87.8% | $636K |
Sold off last quarter
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +10.2% | +14.8% |
| March 31, 2026 | +0.9% | −4.6% |
| December 31, 2025 | +2.0% | +2.4% |
| September 30, 2025 | +7.2% | +7.8% |
| June 30, 2025 | +3.7% | +10.5% |
| March 31, 2025 | −0.3% | −4.6% |
| December 31, 2024 | +1.5% | +2.1% |
| September 30, 2024 | +4.0% | +5.4% |
| June 30, 2024 | −1.5% | +4.0% |
| March 31, 2024 | +4.5% | +10.0% |
| December 31, 2023 | +10.9% | +11.2% |
| September 30, 2023 | −6.4% | −3.6% |
| June 30, 2023 | +1.4% | +8.3% |
| March 31, 2023 | +3.0% | +7.0% |
| December 31, 2022 | +10.3% | +7.1% |
| September 30, 2022 | −8.4% | −5.3% |
| June 30, 2022 | −14.4% | −16.5% |
| March 31, 2022 | −1.2% | −4.9% |
| December 31, 2021 | +4.6% | +10.7% |
| September 30, 2021 | −2.8% | +0.3% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: tru Independence LLC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1785445&type=13F-HR&dateb=&owner=include&count=40CIK 1785445
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1785445/000178544526000003/Filed August 10, 2026 · accession 0001785445-26-000003