Brighthouse Investment Advisers, LLC: investment adviser

Investment Company Act of 1940, as amended (the "1940 Act"), that are available under the Marquis Portfolios variable annuity contracts and/or that are available to investors through other variable insurance and variable annuity products. Item 4C In the Marquis Portfolios asset allocation program, you will choose to allocate your purchase payments among a set of investment portfolios you select using one of the models we provide. There currently are twenty models, a disciplined and a flexible model for each of ten levels of risk tolerance and return potential. It is your responsibility to select or change your model and your investment portfolios. Neither BIA, the insurance company nor your registered representative will make this decision for you. Item 4D Item 4E As of February 28, 2026, client assets under the Marquis program, which are managed on a nondiscretionary basis, were approximately $1,414,861,911.54.

An asset class refers to a category of investments having similar characteristics, such as stocks and other equities, bonds and other fixed income investments, and cash equivalents. There are further divisions within asset classes, for example, divisions according to the size of the issuer (large cap, mid cap, small cap), the type of issuer (government, municipal, corporate, etc.) or the location of the issuer (domestic, foreign, etc.). In the asset allocation program, you will choose to allocate your purchase payments among a set of investment portfolios you select using one of the models we provide. An asset allocation model is a set of target percentages for asset classes or sub-classes that represent the principal investments of the available investment portfolios. There currently are twenty models, a disciplined and a flexible model for each of ten levels of risk tolerance and return potential (generally, asset classes and sub-classes with higher potential returns have greater risk of losses and experience greater volatility). Disciplined models are designed to be constructed only from investment portfolios that adhere strictly to their stated investment styles and invest in specific asset classes or sub-classes, whereas flexible models can include allocations to investment portfolios that may invest across multiple asset classes or sub-classes, or that may move between investment styles, or asset classes or sub-classes, depending on market conditions or other factors. It is your responsibility to select or change your model and your investment portfolios. Neither BIA, the insurance company nor your registered representative will make this decision for you. A disciplined or flexible asset allocation model will be suggested based on your responses to a profile questionnaire that seeks to measure your personal investment risk tolerance, investment time horizon, financial goals and other factors. In order to participate in this program, you will need to complete the questionnaire. Once you select a model and the investment portfolio allocations, these selections will remain unchanged until you elect to revise the investment portfolio allocations within your model, select a new model, or both. Although the models are designed to maximize investment returns and reduce volatility for a given level of risk, there is no guarantee the value of your contract will not decline or experience volatility. A model may fail to perform as intended, or may perform worse than a single investment portfolio, asset class or different combination of investment options. In addition, the model is subject to all of the risks associated with its underlying investment portfolios. If, from time to time, the models are changed, the flows of money into and out of underlying investment portfolios may generate higher brokerage and administrative costs for those portfolios, or such changes may disrupt an investment portfolio's management strategy.

For more complete information about each investment portfolio in the program, including a discussion of the investment portfolio's risks, investment objective and strategies, fees and expenses, see that investment portfolio's prospectus. There is no assurance any investment portfolio will achieve its investment objective. You should read each prospectus carefully before investing.

These affiliated insurance companies have joint ownership interests in BIA, which is formed as a "limited liability company." These ownership interests entitle these companies to profit distributions if we make a profit with respect to the advisory fees we receive from the investment portfolios we advise. Our affiliates therefore benefit accordingly from assets allocated to the investment portfolios to the extent they result in profits to BIA. The issuing insurance company selects the investment portfolios offered through Marquis Portfolios contracts based on a number of criteria, including asset class coverage, the strength of the adviser's or subadviser's reputation and tenure, brand recognition, performance, and the capability and qualification of each investment firm. Another factor the issuing insurance company considers during the selection process is whether the investment portfolio's adviser or subadviser is one of its affiliates or whether the investment portfolio, its adviser, its subadviser(s), or an affiliate will make payments to the insurance company or its affiliates. In this regard, the profit distributions these companies receive from BIA are a component of the total revenue the companies consider in configuring the features and investment choices available in the contract. Since these insurance companies may benefit more from the allocation of assets to portfolios advised by BIA and affiliated investment advisers than to those that are not, the companies may be more inclined to offer portfolios advised by us or our affiliates.

As noted above, we serve as investment adviser to the Brighthouse Funds available under the Marquis program and we receive a management fee for those services. Also, our affiliates provide various services to the investment portfolios you may Select and receive compensation for those services, including the receipt of 12b-1 fees paid by the investment portfolios (see the prospectuses that describe your contract and investment portfolios for more information about fees and other payments we and our affiliates receive in connection with your contract and the investment portfolios). Therefore, we have incentives to develop models in such a way that larger allocations will be made to more profitable portfolios. Also, we could believe certain portfolios we manage may benefit from additional assets or could be harmed by redemptions. As a fiduciary, we legally are obligated to disregard these incentives. These incentives are mitigated by the fact that our role is limited to the provision of non-discretionary models and we do not have investment discretion over any ultimate investments. In addition, we believe following the recommendations of an independent third-party to develop and update the models may reduce or eliminate the potential for us to be influenced by these competing interests. As described above, from time to time, we may select a different consultant to provide these recommendations, to the extent permitted under applicable law. Item 10D

These limitations cover (i) investments in private placements; (ii) participation in initial public offerings; (iii) reporting of securities holdings and transactions as required by Rule 204A- 1 under the Investment Advisers Act of 1940, as amended, and Rule 17j-1 under the 1940 Act; (iv) service on boards of publicly-traded companies; (v) the purchase of affiliated mutual funds; and (vi) trading before and after an affiliated mutual fund trade if the access person had actual knowledge that the security was being purchased or sold or that a buy or sell order was pending for the affiliated mutual fund. The Code sets out exemptions from certain of these limitations. In addition, the Code states general principles that BIA expects personnel to follow in light of the fiduciary obligations BIA owes to clients. BIA recognizes that it is generally improper for BIA or its personnel to use for their own benefit information about trading or recommendations for clients or to take advantage of investment opportunities that would otherwise be available to clients. The Code requires that all of its personnel comply with federal securities laws, report violations of the Code and acknowledge receipt of the Code. The Code also places restrictions on the accepting and giving of gifts by personnel. A copy of the Code will be provided to any client or prospective client of BIA upon request.

Items 11B through 11D See Item 10C, above.

The insurance company will provide notice regarding any such changes, and you, in consultation with your registered representative, may wish to revise your investment allocations based on these model and investment portfolio changes. You are not required to make any changes, and if you take no action your current allocations will continue in effect (provided the insurance company continues to make the investment portfolios in your current allocations available under the contract- please see your contract prospectus).