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Lloyds Bank PLC: investment adviser

Lloyds Bank PLC is an investment adviser registered with the SEC (file 802-75227, CRD 161257). What it reports on Form ADV: assets and clients, fees, owners, disciplinary history and its client brochure. From the SEC's Investment Adviser Public Disclosure site; read Oct 21, 2026.

Assets managed
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Discretionary
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Accounts
–
Employees
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In advisory roles
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Disclosures
3

Company page · SEC adviser record · Full Form ADV (PDF)

The firm reports no custody of client cash or securities.

Form ADV Part 1A, Item 5, as filed on the SEC Investment Adviser Public Disclosure site; read Oct 21, 2026.

Who owns it

Schedule A lists direct owners of 5% or more (and officers who own a stake); Schedule B lists the owners of those owners.

Direct owners (Schedule A)

OwnerTypeRoleStakeSinceControlPublic company
Lloyds Banking Group PLCCompany (outside the U.S.)Parent companyE 75% or moreDec 2005Yes

Form ADV reports ownership in bands, not exact stakes: A means 5% to 10%, B 10% to 25%, C 25% to 50%, D 50% to 75%, E 75% or more. F marks a general partner, trustee or managing member, a role that controls the firm without a percentage. Owners of less than 5% are not listed.

Form ADV Schedules A and B, via the SEC Investment Adviser Public Disclosure site.

Disciplinary history

What the firm disclosed under Item 11 of Form ADV. A disclosure is the firm's own report: pending matters are allegations, not findings, and many settlements are made without admitting or denying them. Text is quoted from the filing, set in sentence case.

Item 11 questions answered Yes

These questions cover the firm and its advisory affiliates.

  • In the past ten years, have you or any advisory affiliate: been convicted of or pled guilty or nolo contendere ("no contest") in a domestic, foreign, or military court to any felony?
  • Has any other federal regulatory agency, any state regulatory agency, or any foreign financial regulatory authority: ever found you or any advisory affiliate to have been involved in a violation of investment-related regulations or statutes?

Actions about affiliates (2)

  1. Jun 11, 2020
    Regulatory Action: Financial Conduct Authority FinalAbout an affiliate: Lloyds Bank PLCSanctions: Civil and Administrative Penalt(ies) /Fine(s) · Fine: $64.0M · Begun Jun 11, 2020 · Resolved Jun 11, 2020 · Settled

    On 11 June 2020, the FCA published a final notice imposing a penalty of £64,046,800 on Lloyds Bank PLC, bank of scotland PLC, and the mortgage business PLC ('the banks') for breaches of principles 3 and 6 of the authority's principles for businesses. These breaches were in relation to the handling of mortgage customers in payment difficulties or arrears between 7 April 2011 and 21 December 2015. As a result of these breaches, the FCA found that the banks put a large number of customers at risk of being treated unfairly. The banks agreed to resolve all issues of fact and liability and qualified for a 30% discount under the authority's executive settlement procedures. Were it not for this discount, the authority would have imposed a financial penalty of £91,495,400.

  2. Jun 21, 2019
    Regulatory Action: UK Financial Conduct Authority FinalAbout an affiliate: Bank of Scotland PLCSanctions: Civil and Administrative Penalt(ies) /Fine(s) · Fine: $45.5M · Begun Jun 21, 2019 · Resolved Jun 21, 2019 · Settled

    Bank of Scotland failed to alert the then regulator (the financial services authority) of suspicions of fraud in its reading branch within the impaired assets ('iar') team, after identifying suspicious conduct in early 2007. The suspicious conduct related to a director (lynden scourfield) sanctioning limits and additional lending facilities beyond the scope of his authority for at least 3 years. Bank of Scotland notified the FCA in 2009. The FCA found that this caused delays in investigations conducted by the FCA and thames valley police and that it risked prejudicing the investigation by thames valley police.

    A fine of £45,500,000 was levied for breaching principle 11 and subsequently paid. The matter is now settled. No information Filed

Disclosures filed elsewhere

The firm's Form ADV names these and the kind of action only; the details are on the named firm's own filing.

  • 1 criminal disclosure about The Mortgage Business PLC

Form ADV Item 11 and its Disclosure Reporting Pages, via the SEC record. All adviser disciplinary records.

The brochure

No brochure text was read for this firm.

Form ADV Part 2A, via the SEC Investment Adviser Public Disclosure site.