Banks with the most uninsured deposits, June 2026
The banks holding the most deposits above the FDIC's $250,000-per-depositor insurance limit, as each bank estimates in its call report for the quarter ending June 30, 2026. Uninsured deposits are the money most likely to leave fast in a scare, as at Silicon Valley Bank in 2023. 1,006 banks report an estimate.
Top 100
Click a column heading to sort. Share is uninsured deposits as a part of all deposits. Sort by it to see the banks most reliant on large depositors.
| # | Bank | Holding company | Uninsured deposits | Share of deposits | Deposits | Assets |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National AssociationColumbus, OH | JPMorgan Chase&co | $1.4T | 49% | $2.8T | $4.1T |
| 2 | Bank of America, National AssociationCharlotte, NC | Bank of America Corp | $899.7B | 42% | $2.1T | $2.7T |
| 3 | Wells Fargo Bank, National AssociationSioux Falls, SD | Wells Fargo&company | $786.2B | 50% | $1.6T | $1.9T |
| 4 | Citibank, National AssociationSioux Falls, SD | Citigroup Inc | $739.5B | 48% | $1.5T | $2.0T |
| 5 | U.S. Bank National AssociationCincinnati, OH | U S Bcorp | $282.9B | 52% | $541.9B | $705.6B |
| 6 | The Bank of New York MellonNew York, NY | Bank of NY Mellon Corp the | $254.0B | 68% | $372.6B | $425.1B |
| 7 | State Street Bank and Trust CompanyBoston, MA | State Street Corp | $247.6B | 76% | $326.2B | $412.6B |
| 8 | Goldman Sachs Bank USANew York, NY | Goldman Sachs Group Inc the | $214.0B | 43% | $498.8B | $758.8B |
| 9 | PNC Bank, National AssociationWilmington, DE | PNC Finl Services Group Inc | $204.9B | 45% | $457.8B | $609.8B |
| 10 | Truist BankCharlotte, NC | Truist Financial Corp | $188.3B | 45% | $419.2B | $548.3B |
| 11 | Morgan Stanley Bank, National AssociationSalt Lake City, UT | Morgan Stanley | $118.1B | 42% | $278.9B | $419.3B |
| 12 | Fifth Third Bank, National AssociationCincinnati, OH | Fifth Third Bcorp | $106.9B | 44% | $240.9B | $299.2B |
| 13 | Capital One, National AssociationMclean, VA | Capital One Financial Corp | $106.7B | 21% | $512.6B | $662.2B |
| 14 | TD Bank, National AssociationWilmington, DE | Toronto-Dominion Bank the | $103.5B | 37% | $277.7B | $342.8B |
| 15 | BMO Bank National AssociationChicago, IL | Bank of Montreal | $102.3B | 53% | $194.1B | $255.0B |
| 16 | HSBC Bank USA, National AssociationTysons, VA | HSBC Holdings PLC | $96.1B | 68% | $141.2B | $173.1B |
| 17 | Citizens Bank, National AssociationProvidence, RI | Citizens Financial Group Inc | $89.6B | 47% | $188.7B | $232.5B |
| 18 | Manufacturers and Traders Trust CompanyBuffalo, NY | M&t Bank Corp | $84.2B | 49% | $172.3B | $218.8B |
| 19 | KeyBank National AssociationCleveland, OH | Keycorp | $82.1B | 52% | $158.5B | $188.6B |
| 20 | The Huntington National BankColumbus, OH | Huntington Bancshares Inc | $73.7B | 32% | $227.1B | $283.1B |
| 21 | First-Citizens Bank & Trust CompanyRaleigh, NC | First Citizens Bancshares Inc | $65.1B | 37% | $174.0B | $236.3B |
| 22 | Regions BankBirmingham, AL | Regions Financial Corp | $51.7B | 39% | $131.8B | $159.8B |
| 23 | Pinnacle BankNashville, TN | Pinnacle Finl Partners Inc | $50.7B | 50% | $102.2B | $128.8B |
| 24 | City National BankLos Angeles, CA | Royal Bank of Canada | $45.2B | 55% | $81.5B | $99.1B |
| 25 | The Northern Trust CompanyChicago, IL | Northern Trust Corp | $43.7B | 29% | $148.1B | $178.6B |
| 26 | Charles Schwab Bank, SSBWestlake, TX | Charles Schwab Corp the | $42.9B | 19% | $225.2B | $250.8B |
| 27 | Morgan Stanley Private Bank, National AssociationPurchase, NY | Morgan Stanley | $41.2B | 19% | $211.7B | $250.4B |
| 28 | UBS Bank USA, National AssociationSalt Lake City, UT | Ubs Group Ag | $40.6B | 37% | $109.3B | $124.4B |
| 29 | UMB Bank, National AssociationKansas City, MO | Umb Financial Corp | $38.2B | 64% | $60.2B | $71.9B |
| 30 | East West BankPasadena, CA | East West Bcorp Inc | $36.2B | 52% | $70.3B | $84.3B |
| 31 | Zions Bancorporation, N.A.Salt Lake City, UT | – | $35.4B | 46% | $76.6B | $89.0B |
| 32 | Banco Popular de Puerto RicoSan Juan, PR | Popular Inc | $34.8B | 59% | $58.7B | $63.3B |
| 33 | CIBC Bank USAChicago, IL | Canadian Imperial BK of Com | $33.9B | 66% | $51.5B | $66.5B |
| 34 | Western Alliance BankPhoenix, AZ | Western Alliance Bcorp | $31.4B | 38% | $82.3B | $98.6B |
| 35 | American Express National BankSandy, UT | American Express Co | $31.2B | 18% | $171.6B | $213.9B |
| 36 | First Horizon BankMemphis, TN | First Horizon Corp | $27.7B | 40% | $68.8B | $84.1B |
| 37 | Santander Bank, N.A.Wilmington, DE | Banco Santander Sa | $26.9B | 32% | $84.4B | $104.0B |
| 38 | Deutsche Bank Trust Company AmericasNew York, NY | Deutsche BK Aktiengesellschaft | $25.7B | 91% | $28.1B | $40.5B |
| 39 | Old National BankEvansville, IN | Old National Bcorp | $24.7B | 43% | $57.0B | $73.9B |
| 40 | Webster Bank, National AssociationStamford, CT | Webster Financial Corp | $24.4B | 35% | $70.7B | $85.9B |
| 41 | Frost BankSan Antonio, TX | Cullen Frost Bankers Inc | $22.8B | 52% | $43.7B | $54.0B |
| 42 | Valley National BankPassaic, NJ | Valley National Bcorp | $21.6B | 40% | $54.3B | $66.2B |
| 43 | SouthState Bank, National AssociationWinter Haven, FL | Southstate Bank Corp | $21.3B | 38% | $56.4B | $68.8B |
| 44 | BOKF, National AssociationTulsa, OK | Bok Financial Corp | $21.2B | 53% | $40.0B | $53.0B |
| 45 | Columbia BankRoseburg, OR | Columbia Banking System Inc | $20.6B | 39% | $52.2B | $65.4B |
| 46 | Associated Bank, National AssociationGreen Bay, WI | Associated Banc-Corp | $19.6B | 49% | $40.1B | $51.8B |
| 47 | Flagstar Bank, National AssociationHicksville, NY | – | $19.5B | 29% | $67.5B | $87.7B |
| 48 | BankUnited, National AssociationMiami Lakes, FL | Bankunited Inc | $16.8B | 58% | $29.1B | $34.9B |
| 49 | Ally BankSandy, UT | Ally Financial Inc | $16.2B | 10% | $156.6B | $188.2B |
| 50 | First National Bank of PennsylvaniaGreenville, PA | F N B Corp | $15.7B | 40% | $39.1B | $50.8B |
| 51 | Hancock Whitney BankGulfport, MS | Hancock Whitney Corp | $15.5B | 52% | $29.9B | $36.3B |
| 52 | Prosperity BankEl Campo, TX | Prosperity Bancshares Inc | $14.1B | 43% | $32.9B | $43.9B |
| 53 | BNY Mellon, National AssociationPittsburgh, PA | Bank of NY Mellon Corp the | $14.0B | 54% | $26.0B | $30.6B |
| 54 | Bank of ChinaNew York, NY | – | $13.5B | 55% | $24.7B | $48.5B |
| 55 | City National Bank of FloridaMiami, FL | Empresas Juan Yarur Spa | $11.4B | 51% | $22.1B | $29.1B |
| 56 | Atlantic Union BankRichmond City, VA | Atlantic Union Bankshares Corp | $11.1B | 36% | $30.6B | $38.0B |
| 57 | Fulton Bank, National AssociationLancaster, PA | Fulton Financial Corp | $11.1B | 40% | $27.4B | $32.6B |
| 58 | Texas Capital BankDallas, TX | Texas Capital Bancshares Inc | $11.1B | 38% | $29.4B | $33.6B |
| 59 | Bank OZKLittle Rock, AR | – | $11.0B | 32% | $34.0B | $41.7B |
| 60 | Eastern BankBoston, MA | Eastern Bankshares Inc | $10.9B | 42% | $26.1B | $31.1B |
| 61 | Commerce BankKansas City, MO | Commerce Bancshares Inc | $10.8B | 39% | $28.1B | $35.0B |
| 62 | Provident BankJersey City, NJ | Provident Finl Services Inc | $10.6B | 54% | $19.6B | $25.7B |
| 63 | United BankFairfax, VA | United Bankshares Inc | $10.5B | 38% | $27.3B | $33.6B |
| 64 | Cathay BankLos Angeles, CA | Cathay General Bcorp | $10.4B | 49% | $21.1B | $24.6B |
| 65 | Ameris BankAtlanta, GA | Ameris Bcorp | $10.3B | 46% | $22.7B | $28.4B |
| 66 | Renasant BankTupelo, MS | Renasant Corp | $10.3B | 46% | $22.2B | $27.0B |
| 67 | Synchrony BankDraper, UT | Synchrony Financial | $10.2B | 12% | $86.0B | $115.2B |
| 68 | Bank of HawaiiHonolulu, HI | Bank of Hawaii Corp | $9.9B | 47% | $21.0B | $23.8B |
| 69 | First Hawaiian BankHonolulu, HI | First Hawaiian Inc | $9.8B | 48% | $20.2B | $23.6B |
| 70 | Customers BankMalvern, PA | Customers Bcorp Inc | $9.7B | 44% | $21.9B | $26.5B |
| 71 | ServisFirst BankBirmingham, AL | Servisfirst Bancshares Inc | $9.7B | 66% | $14.6B | $18.3B |
| 72 | United Community BankGreenville, SC | United Community Banks Inc | $9.5B | 39% | $24.1B | $29.0B |
| 73 | First National Bank of OmahaOmaha, NE | Lauritzen Corp | $9.4B | 34% | $27.8B | $34.2B |
| 74 | OceanFirst Bank, National AssociationToms River, NJ | Oceanfirst Financial Corp | $9.3B | 52% | $18.0B | $23.2B |
| 75 | Centennial BankConway, AR | Home Bancshares Inc | $9.1B | 47% | $19.6B | $24.6B |
| 76 | TowneBankPortsmouth, VA | – | $9.0B | 48% | $18.8B | $22.6B |
| 77 | Wilmington Savings Fund Society, FSBWilmington, DE | WSFS Financial Corp | $8.9B | 46% | $19.3B | $22.6B |
| 78 | Citizens Business Bank, National AssociationOntario, CA | CVB Financial Corp | $8.9B | 54% | $16.4B | $21.2B |
| 79 | TriState Capital BankPittsburgh, PA | Raymond James Financial Inc | $8.6B | 38% | $22.3B | $24.3B |
| 80 | Glacier BankKalispell, MT | Glacier Bcorp Inc | $8.4B | 34% | $24.9B | $31.6B |
| 81 | Banc of CaliforniaLos Angeles, CA | Banc of California Inc | $8.1B | 29% | $28.2B | $34.9B |
| 82 | FirstBank Puerto RicoSanturce, PR | First Bcorp | $8.0B | 47% | $16.9B | $19.2B |
| 83 | First Interstate BankBillings, MT | First Intrst Bancsystem | $7.9B | 36% | $21.7B | $25.8B |
| 84 | Mechanics BankWalnut Creek, CA | 2011 TCRT | $7.8B | 43% | $18.1B | $21.2B |
| 85 | First Merchants BankMuncie, IN | First Merchants Corp | $7.6B | 45% | $16.8B | $21.3B |
| 86 | First Financial BankCincinnati, OH | First Financial Bcorp | $7.5B | 42% | $17.8B | $22.4B |
| 87 | Safra National Bank of New YorkNew York, NY | Snbny Holdings LTD | $7.5B | 54% | $13.9B | $15.7B |
| 88 | Simmons BankPine Bluff, AR | Simmons First National Corp | $7.2B | 36% | $19.9B | $24.7B |
| 89 | Beacon Bank and TrustBoston, MA | Beacon Financial Corp | $7.2B | 38% | $18.6B | $22.2B |
| 90 | WesBanco Bank, Inc.Wheeling, WV | Wesbanco Inc | $7.0B | 32% | $21.8B | $27.7B |
| 91 | Rockland Trust CompanyRockland, MA | Independent Bank Corp | $6.9B | 33% | $20.5B | $25.0B |
| 92 | Arvest BankFayetteville, AR | Arvest Bank Group Inc | $6.8B | 28% | $24.6B | $28.1B |
| 93 | WaFd BankSeattle, WA | Wafd Inc | $6.5B | 31% | $21.1B | $27.6B |
| 94 | Busey BankChampaign, IL | First Busey Corp | $6.5B | 43% | $15.2B | $18.1B |
| 95 | Bank of HopeLos Angeles, CA | Hope Bcorp Inc | $6.4B | 40% | $15.9B | $19.0B |
| 96 | The Central Trust BankJefferson City, MO | Central Bancompany Inc | $6.3B | 38% | $16.4B | $20.3B |
| 97 | Dime Commercial BankHauppauge, NY | Dime Commercial Bancshares Inc | $6.3B | 49% | $12.7B | $15.0B |
| 98 | Israel Discount Bank of New YorkNew York, NY | Israel Discount Bank LTD | $6.2B | 50% | $12.3B | $14.4B |
| 99 | MidFirst BankOklahoma City, OK | G Jeffrey Records JR 2020 Family TR | $6.2B | 24% | $25.3B | $42.8B |
| 100 | FirstBankNashville, TN | FB Financial Corp | $6.1B | 43% | $14.4B | $16.8B |
Showing the top 100 of 1,000. Download all 1,000 as CSV.
Source: FDIC BankFind Suite API, quarterly call reports. Estimates are the banks’ own; a deposit is insured up to $250,000 per depositor, per bank, per ownership category. Each bank links to its FDIC record.