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Banks in Florida

The 81 FDIC-insured banks headquartered in Florida, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.

Banks headquartered here
81
Their assets
$344.5B
Their deposits
$286.5B
Failures since 2000
76
Credit unions
107

Every bank headquartered in Florida

Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.

#BankHolding companyAssetsDepositsEquityNet income, year to dateROAROECET1 ratioUninsured depositsOffices
1SouthState Bank, National AssociationWinter Haven, FLSouthState Bank$68.8B$56.4B$9.7B$481.1M1.42%9.97%12.2%38%373
2EverBank, National AssociationJacksonville, FLEverbank Financial Corp$46.7B$37.8B$4.3B$233.1M1.00%11.14%13.0%13%43
3Raymond James BankSaint Petersburg, FLRaymond James Financial$45.6B$41.4B$3.3B$373.9M1.67%22.98%15.1%9%1
4BankUnited, National AssociationMiami Lakes, FLBankUnited$34.9B$29.1B$3.2B$151.9M0.87%9.55%13.0%58%57
5City National Bank of FloridaMiami, FLEmpresas Juan Yarur Spa$29.1B$22.1B$3.1B$177.6M1.24%11.86%14.6%51%30
6Seacoast National BankStuart, FLSeacoast Banking Corp of FL$21.3B$16.8B$3.0B$92.7M0.88%6.11%13.6%36%118
7Amerant Bank, National AssociationCoral Gables, FLAmerant Bancorp Inc.$10.3B$8.4B$986.3M$44.9M0.90%9.14%12.9%44%24
8Ocean BankMiami, FLOcean Bankshares Inc$7.6B$6.2B$733.8M$40.8M1.08%11.41%11.4%46%25
9Bradesco BankCoral Gables, FLBBD Participacoes Sa$6.1B$5.0B$605.5M$29.5M1.03%9.99%13.9%64%1
10Banesco USAMiami, FL–$6.0B$5.2B$626.4M$42.1M1.47%13.92%–52%6
11Emigrant BankMiami, FLNew York Private B&t Corp$5.7B$4.2B$1.2B$17.2M0.60%2.83%17.4%15%7
12First Federal BankLake City, FLFirst Federal Bcorp MHC$4.5B$3.4B$465.8M$26.2M1.19%11.61%20.6%41%29
13Capital City BankTallahassee, FLCAPITAL CITY BANK GROUP INC$4.4B$3.8B$527.4M$33.6M1.52%12.85%18.2%45%67
14Banco do Brasil AmericasMiami, FLBanco Do Brasil Sa$3.5B$3.1B$373.3M$26.4M1.57%14.52%23.3%30%4
15The Bank of TampaTampa, FLTampa Bay Banking Co$3.0B$2.7B$295.2M$18.8M1.25%13.05%14.5%53%13
16U. S. Century BankDoral, FLUSCB FINANCIAL HOLDINGS, INC.$3.0B$2.5B$263.6M$21.5M1.49%16.79%12.5%54%10
17Newtek Bank, National AssociationMiami, FLNewtekOne, Inc.$2.5B$2.2B$205.0M$46.7M4.40%50.51%11.5%19%1
18Cogent BankOrlando, FLCogent Bcorp Inc$2.5B$2.2B$243.5M$27.1M2.22%23.54%12.0%46%11
19Pibank, National AssociationMiami, FL–$2.4B$2.1B$212.2M−$4.9M−0.49%−5.49%10.8%10%1
20Crews Bank & TrustWauchula, FLCrews Banking Corp$2.3B$2.1B$248.7M$22.2M1.90%18.17%–19%20
21Climate First BankSaint Petersburg, FLClimate First Bcorp Inc$1.9B$1.5B$178.3M$10.8M1.22%13.42%9.8%26%4
22International Finance BankMiami, FLIfb Bcorp Inc$1.6B$1.5B$132.2M$9.6M1.20%14.85%10.3%15%3
23Pacific National BankMiami, FL–$1.6B$1.3B$171.8M$8.8M1.15%10.52%15.3%28%8
24Citizens Bank and TrustFrostproof, FLCitizens Banking Corp$1.5B$1.4B$60.8M$10.5M1.43%36.22%12.7%31%17
25Grove Bank & TrustMiami, FLCoconut Grove Bankshares Inc$1.4B$1.2B$138.5M$4.7M0.68%6.96%15.2%45%5
26OptimumBankFort Lauderdale, FLOptimumBank Holdings, Inc.$1.4B$1.2B$132.8M$12.2M1.95%19.31%–29%4
27Bank of Central FloridaLakeland, FLBank of Central FL Holding Co$1.2B$1.1B$99.7M$8.1M1.32%16.71%12.5%30%6
28Helm Bank USAMiami, FL–$1.2B$1.1B$110.1M$6.3M1.09%11.76%29.3%54%2
29First State BankKey West, FLFirst State Bank Holding Co$1.2B$1.1B$104.9M$3.1M0.52%5.83%16.0%38%9
30BayFirst National BankSaint Petersburg, FLBayFirst Financial Corp.$1.1B$1.0B$111.8M−$38.1M−6.32%−79.98%11.9%20%12
31Brannen BankInverness, FLBrannen Banks of Florida Inc$1.0B$991.9M$37.0M$10.2M1.97%57.25%14.9%31%12
32Sanibel Captiva Community BankSanibel, FL–$976.2M$805.9M$96.6M$9.5M1.88%20.24%12.7%26%8
33Mainstreet Community Bank of FloridaDeland, FLNorthstar Financial Group Inc$953.4M$863.2M$83.8M$5.0M1.06%12.28%–36%9
34Terrabank, National AssociationCoral Gables, FL–$897.7M$791.4M$78.2M$3.1M0.71%8.11%10.4%49%5
35United Southern BankUmatilla, FLUnisouth Inc$843.0M$769.1M$64.1M$5.2M1.23%16.60%–20%14
36First BankClewiston, FLPioneer Bankcorp Inc$810.5M$727.3M$77.5M$6.0M1.48%15.69%14.8%41%7
37Anchor BankPalm Beach Gardens, FLAnchor Bcorp Inc$805.5M$656.4M$66.5M$11.6M3.52%41.85%–33%9
38Flagship BankClearwater, FLWest Florida Bank Corp$802.8M$670.4M$97.8M$3.7M0.96%7.72%–45%7
39Axiom Bank, National AssociationMaitland, FLAxiom Bancshares Inc$732.4M$636.4M$89.1M$633.0K0.17%1.42%–46%7
40Florida Capital Bank, National AssociationJacksonville, FLFlorida Capital Group Inc$713.1M$639.8M$70.0M$3.4M0.98%9.86%15.0%67%5
41FNBT BANKFort Walton Beach, FLSouthern National Banks Inc$628.5M$555.9M$70.8M$4.8M1.51%13.95%30.6%48%11
42Sunrise BankOrlando, FLSunrise Bancshares Inc$622.9M$544.2M$52.6M$3.9M1.29%14.88%–39%4
43Sunstate BankMiami, FLSunstate Bancshares Inc$580.4M$502.7M$73.2M$2.9M1.01%8.05%14.0%39%3
44Intracoastal BankPalm Coast, FLIntracoastal Bcorp Inc$573.2M$518.6M$44.4M$3.9M1.39%18.03%11.8%35%3
45BankFloridaDade City, FLBankflorida Bcorp Inc$459.5M$388.9M$54.9M$2.8M1.25%10.71%14.3%60%6
46Edison National BankFort Myers, FLEdison Bancshares Inc$453.7M$399.0M$39.6M$1.4M0.61%7.36%29.5%40%4
47Paradise BankBoca Raton, FLParadise Bcorp Inc$415.2M$381.2M$30.6M$4.8M2.22%31.51%13.2%37%3
48Waterfall BankClearwater, FLWaterfall Bcorp Inc$409.9M$330.3M$52.8M−$70.0K−0.03%−0.26%13.5%61%2
49Locality BankFort Lauderdale, FLLocality Bancshares Inc$396.2M$346.0M$48.6M$541.0K0.29%2.24%–51%2
50Central BankTampa, FLCentral Financial Holdings Inc$386.8M$325.2M$35.4M$1.6M0.84%9.61%–35%4
51TCM Bank, National AssociationTampa, FL–$382.4M$279.6M$74.2M−$2.2M−1.14%−5.88%20.9%82%1
52Desjardins Bank, National AssociationHallandale, FLThe Desjardins Group$362.1M$292.9M$67.4M$2.2M1.25%6.61%–31%2
53The First National Bank of Mount DoraMount Dora, FLFnbmd Bancshares Inc$358.0M$317.6M$37.1M$1.2M0.67%6.51%–20%3
54Interamerican Bank, A FSBMiami, FL–$355.7M$306.6M$38.6M$924.0K0.55%4.84%17.9%32%5
55Gulfside BankSarasota, FL–$344.6M$294.1M$35.5M$2.5M1.45%14.74%–42%2
56BankMiamiCoral Gables, FL–$317.9M$280.8M$34.9M−$921.0K−0.71%−5.22%28.8%71%1
57Evermore BankFort Lauderdale, FL–$316.9M$269.1M$42.0M$1.1M0.70%5.20%15.7%46%2
58DLP BankStarke, FLRegent Capital Corp$301.4M$241.5M$58.2M$1.3M0.84%4.40%–40%3
59Natbank, National AssociationHollywood, FLNational Bank of Canada$296.5M$206.8M$86.1M$766.0K0.53%1.79%60.9%35%4
60First Colony Bank of FloridaMaitland, FL–$291.1M$262.4M$27.6M$3.0M2.07%22.80%13.3%23%1
61First National Bank of PascoDade City, FLFlorida Bancshares Inc$280.0M$234.1M$20.0M$525.0K0.37%5.31%–34%4
62Community Bank of the SouthMerritt Island, FLCbos Bankshares Inc$266.5M$242.8M$20.1M$1.1M0.85%10.57%21.7%65%3
63Cypress Bank & TrustMelbourne, FLCypress Capital Group Inc$256.8M$219.3M$28.6M$1.4M1.26%10.39%–35%5
64Gulf Atlantic BankKey West, FLGulf Atlantic Financial Corp$253.2M$213.0M$22.7M$831.0K0.68%7.74%11.1%38%5
65Lafayette State BankMayo, FLLafayette Banking Co$252.2M$229.0M$20.5M$1.4M1.13%14.15%13.8%18%4
66Surety BankDeland, FLSurety Financial Holdings Inc$213.7M$189.6M$23.8M$2.2M2.06%18.97%23.8%29%2
67Madison County Community BankMadison, FLMadison Cmty Bancshares Corp$211.7M$196.9M$13.1M$858.0K0.83%13.45%13.9%26%2
68Commerce Bank & TrustWinter Park, FLCommerce Natl Bankshares FL$197.9M$168.8M$14.8M$860.0K0.91%12.14%14.1%22%1
69Gulf Coast Business BankFort Myers, FL–$186.6M$160.3M$25.6M$349.0K0.37%2.74%–38%1
70The Warrington BankPensacola, FLFive Flags Banks Inc$173.9M$145.0M$28.9M$588.0K0.68%4.10%–26%4
71Bank of Belle GladeBelle Glade, FLBelle Glade Bank Corp$160.1M$145.4M$13.6M$839.0K1.06%12.69%–53%1
72PNB Community BankNiceville, FLBankshares Corp of Niceville$155.2M$140.3M$13.8M$970.0K1.24%14.18%–26%3
73Bank of PensacolaPensacola, FLFive Flags Banks Inc$147.0M$132.6M$14.1M$738.0K1.02%10.64%–34%2
74Peoples Bank of GracevilleGraceville, FLPBG Financial Services Inc$115.8M$106.5M$8.6M$592.0K1.02%14.43%30.2%15%1
75Century Bank of FloridaTampa, FLCentury Bancshares of FL Inc$101.1M$87.0M$9.5M$256.0K0.50%5.45%15.5%38%1
76First National Bank of WauchulaWauchula, FLFirst Hardee Holding Corp$87.5M$76.2M$9.8M$275.0K0.63%5.68%–17%1
77Eastern National BankMiami, FLCorpofin Ca$65.2M$57.6M$5.6M−$2.4M−6.56%−72.24%13.9%16%4
78Echelon BankClearwater, FL–$52.2M$23.5M$27.2M−$2.1M−8.19%−15.72%176.3%46%3
79Gala BankOcala, FL–$44.9M$35.5M$9.2M−$362.0K−1.98%−7.72%29.5%57%2
80Portrait BankWinter Park, FL–$44.7M$594.0K$41.5M−$1.8M−8.27%−8.90%–19%1
81Members Trust CompanyTampa, FL–$34.3M$500.0K$28.8M−$185.0K−1.07%−1.28%–50%4

Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.

Bank failures in Florida

199 since 1934; the latest 25.

All failures
DateBankStateAssetsDepositsCost to the fundAcquirerResolution
Oct 16, 2020First City Bank of FloridaFort Walton Beach, FLFL$136.6M$133.9M$7.2MUnited Fidelity Bank, FSBPurchase and assumption
Jan 16, 2015First National Bank of CrestviewCrestview, FLFL$73.8M$73.2M$6.3MFirst NBC BankPurchase and assumption
Jun 20, 2014Valley BankFort Lauderdale, FLFL$81.8M$66.5M$5.4MLandmark Bank, National AssociationPurchase and assumption
Oct 30, 2013Bank of Jackson CountyGraceville, FLFL$24.7M$24.6M$5.8MFirst Federal Bank of FloridaPurchase and assumption
Aug 2, 2013First Community Bank of Southwest FloridaFort Myers, FLFL$247.3M$243.6M$24.9MC1 BankPurchase and assumption
Apr 19, 2013Chipola Community BankMarianna, FLFL$37.5M$37.1M$7.9MFirst Federal Bank of FloridaPurchase and assumption
Apr 19, 2013Heritage Bank of North FloridaOrange Park, FLFL$104.0M$106.3M$25.2MFirstatlantic BankPurchase and assumption
Nov 2, 2012Heritage Bank of FloridaLutz, FLFL$225.5M$223.3M$73.8MCentennial BankPurchase and assumption
Oct 19, 2012Gulfsouth Private BankDestin, FLFL$139.4M$131.6M$40.3MSmartbankPurchase and assumption
Oct 19, 2012First East Side Savings BankTamarac, FLFL$65.7M$64.9M$12.4MStearns Bank National AssociationPurchase and assumption
Jul 20, 2012The Royal Palm Bank of FloridaNaples, FLFL$78.8M$78.9M$16.8MFirst National Bank of the Gulf CoastPurchase and assumption
Jun 15, 2012Putnam State BankPalatka, FLFL$169.5M$160.0M$28.8MHarbor Community BankPurchase and assumption
May 4, 2012Security Bank, National AssociationNorth Lauderdale, FLFL$101.0M$99.1M$15.1MBanesco USAPurchase and assumption
Jan 27, 2012First Guaranty Bank and Trust Company of JacksonvilleJacksonville, FLFL$397.1M$378.3M$54.4MCenterstate Bank of Florida, National AssociationPurchase and assumption
Jan 20, 2012Central Florida State BankBelleview, FLFL$71.5M$71.1M$13.7MCenterstate Bank of Florida, National AssociationPurchase and assumption
Dec 16, 2011Premier Community Bank of the Emerald CoastCrestview, FLFL$126.0M$112.0M$25.1MSummit Bank, National AssociationPurchase and assumption
Oct 21, 2011Old Harbor BankClearwater, FLFL$209.0M$212.2M$26.3M1st UNITED BANKPurchase and assumption
Sep 9, 2011The First National Bank of FloridaMilton, FLFL$296.8M$280.1M$75.7MCharterbankPurchase and assumption
Aug 19, 2011Lydian Private BankPalm Beach, FLFL$1.7B$1.3B$183.5MSabadell United Bank, National AssociationPurchase and assumption
Jul 22, 2011Southshore Community BankApollo Beach, FLFL$41.3M$41.4M$11.4MAmerican Momentum BankPurchase and assumption
Jul 22, 2011Landmark Bank of FloridaSarasota, FLFL$266.5M$244.4M$37.4MAmerican Momentum BankPurchase and assumption
Jul 15, 2011First Peoples BankPort Saint Lucie, FLFL$225.0M$207.6M$13.1MPremier American Bank, National AssociationPurchase and assumption
Jun 17, 2011First Commercial Bank of Tampa BayTampa, FLFL$98.6M$92.6M$33.5MStonegate BankPurchase and assumption
May 6, 2011Coastal BankCocoa Beach, FLFL$129.4M$124.0M$18.5MPremier American Bank, National AssociationPurchase and assumption
Apr 29, 2011Cortez Community BankBrooksville, FLFL$66.3M$65.4M$17.2MPremier American Bank, National AssociationPurchase and assumption

Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.

The largest credit unions in Florida

107 credit unions; the largest 25 by assets.

#Credit unionCharterAssetsMembersLoansShares and depositsNet worth ratioNet income, year to date
1SuncoastTampa, FLState$20.8B1,408,203$16.3B$18.3B10.12%$90.4M
2VystarJacksonville, FLState$14.3B1,024,058$10.7B$11.2B8.71%$34.1M
3MidfloridaLakeland, FLState$9.8B499,969$7.8B$8.6B10.69%$62.4M
4Space CoastMelbourne, FLState$9.2B705,088$7.5B$7.8B11.41%$36.0M
5FairwindsOrlando, FLState$5.3B258,151$3.4B$4.8B10.86%$20.4M
6Campus USANewberry, FLState$4.0B164,703$3.4B$3.4B12.25%$25.5M
7Grow FinancialTampa, FLFederal$3.9B301,785$3.0B$3.2B11.23%$14.4M
8Addition FinancialLake Mary, FLState$3.8B259,247$2.1B$3.4B10.01%$13.3M
9Achieva Credit UnionDunedin, FLState$3.2B216,949$2.6B$2.8B9.94%$15.1M
10Community First Credit Union of FloJacksonville, FLState$3.2B194,282$2.4B$2.8B12.26%$14.1M
11GteTampa, FLFederal$3.1B232,246$2.7B$2.7B10.85%$3.9M
12EglinFort Walton Beach, FLFederal$3.1B121,815$927.1M$2.7B13.06%$18.1M
13PenairPensacola, FLState$2.8B140,350$1.8B$2.4B11.48%$6.0M
14FloridaGainesville, FLState$2.8B185,862$2.3B$2.4B12.70%$19.9M
15Ithink FinancialDelray Beach, FLState$2.4B119,335$1.8B$2.0B10.52%$9.6M
16TyndallPanama City, FLFederal$1.9B101,178$970.7M$1.6B13.61%$13.6M
17EducationalMiami, FLFederal$1.8B122,426$1.1B$1.6B15.45%$9.1M
18Publix EmployeesLakeland, FLFederal$1.8B125,683$1.1B$1.6B11.29%$8.3M
19Dade CountySweetwater, FLFederal$1.5B111,518$1.1B$1.2B12.82%$13.0M
20First FloridaJacksonville, FLState$1.5B63,075$1.1B$1.1B12.96%$5.2M
21Community Credit Union of FloridaRockledge, FLState$1.4B56,406$1.1B$1.2B11.25%$3.6M
22Launch Credit UnionMerritt Island, FLState$1.4B87,188$1.1B$1.2B9.32%$2.1M
23Usf Federal Credit UnionTemple Terrace, FLFederal$1.4B80,247$1.2B$1.2B10.62%$2.5M
24Gulf WindsPensacola, FLState$1.4B74,541$970.3M$1.2B9.90%$6.2M
25First CommerceTallahassee, FLState$1.2B74,967$976.0M$1.1B10.13%$4.2M

Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".