Sign in

BKU on NYSE

BankUnited

Florida based regional bank

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $34.9 billion as of June 30, 2026.3 Its shares trade on NYSE under the symbol BKU.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

2006Founded1

Compare with Dime Community Bank, Capitol Federal Savings Bank or HomeTrust Bancshares, or pick any stock.

  • TickerBKU on NYSE1
  • Industryfinancial services1
  • HeadquartersMiami Lakes1
  • Websitewww.bankunited.com
  • Legal formDelaware corporation1
  • Incorporated inDE5
  • Business address14817 Oak Lane, Miami Lakes, Fl 330165
  • Filer categoryLarge accelerated filer5
  • LEI96OVUWEW5D4YX6PFXD914
  • StatusActive4
  • LEI statusLapsed (not renewed)4
  • Registered addressC/O The Corporation Trust Company, 19801 Wilmington, United States4
  • Registered withDivision of Corporations, Department of State, 46811704

See how the biggest companies compare on our leaderboards

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $34.9 billion as of June 30, 2026.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

1234.8%Net margin7
7.4%Revenue growth, 20257
8.8%Return on equity7
0.10×Debt to equity7

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax26¢$93.4M
  • Profit74¢$268.4M

Out of $21.7M in revenue.7

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid26¢$91.9M
  • Share buybacks12¢$44.8M
  • Kept or used elsewhere62¢$221.9M

Out of $358.6M of cash from operations.7

Financial statements

Revenue8910117$21.7M in 2025+31% since 2019
0$10.0M$20.0M$30.0M2019: $16.5M$16.5M20192020: $16.5M$16.5M2020−0%2021: $21.7M$21.7M2021+31%2022: $22.5M$22.5M2022+4%2023: $20.9M$20.9M2023−7%2024: $20.2M$20.2M2024−3%2025: $21.7M$21.7M2025+7%
Net income8910117$268.4M in 2025−14% since 2019
0$200.0M$400.0M$600.0M2019: $313.1M$313.1M20192020: $197.9M$197.9M2020−37%2021: $415.0M$415.0M2021+110%2022: $285.0M$285.0M2022−31%2023: $178.7M$178.7M2023−37%2024: $232.5M$232.5M2024+30%2025: $268.4M$268.4M2025+15%

Every line of the income statement as filed: the last 3 fiscal years (annual) or 8 quarters (quarterly), latest first.7

Period ending2025-12-312024-12-312023-12-31
Loans$1.3B$1.4B$1.3B
Investment securities$469.5M$497.7M$488.2M
Other$31.9M$37.6M$51.2M
Total interest income$1.8B$1.9B$1.9B
Deposits$664.3M$815.6M$660.3M
Borrowings$140.9M$195.3M$323.5M
Total interest expense$805.2M$1.0B$983.8M
Net interest income before provision for credit losses$987.6M$914.3M$873.8M
Provision for credit losses$67.9M$55.1M$87.6M
Net interest income after provision for credit losses$919.6M$859.2M$786.2M
Deposit service charges and fees$21.7M$20.2M$20.9M
Lease financing$17.7M$30.6M$45.9M
Capital Markets Revenue$27.4M$14.4M$11.6M
Other non-interest income$38.8M$33.9M$8.5M
Total non-interest income$105.6M$99.2M$86.8M
Employee compensation and benefits$341.0M$315.6M$280.7M
Occupancy and equipment$44.0M$45.6M$43.3M
Deposit insurance expense$27.2M$36.1M$66.7M
Technology$88.3M$83.0M$80.0M
Depreciation of operating lease equipment$16.4M$26.1M$44.4M
Other non-interest expense$146.6M$135.6M$120.7M
Total non-interest expense$663.5M$642.0M$636.0M
Income before income taxes$361.7M$316.3M$237.1M
Provision for income taxes$93.4M$83.9M$58.4M
Net income$268.4M$232.5M$178.7M
Earnings per common share, basic (in dollars per share)$3.55$3.10$2.39
Earnings per common share, diluted (in dollars per share)$3.53$3.08$2.38

Compare BankUnited with another company

Corporate structure

BankUnited sits at the top of its group. 6 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of BankUnited

  • BankUnited Miami Lakes, Florida, United States
    • 2 Bridge Funding Group, Inc. Subsidiary · Delaware, United States
    • 3 BU Delaware, Inc. Subsidiary · Delaware, United States
    • 4 CRE Properties, Inc. Subsidiary · Florida, United States
    • 5 Pinnacle Public Finance, Inc. Subsidiary · Delaware, United States
    • BankUnited, National Association Subsidiary · Miami Lakes, Florida, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What BankUnited reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$273.8M7 Dec 31, 2025$257.4M7 Dec 31, 2024+6.4%
Accumulated depreciation$212.7M7 Dec 31, 2025$196.0M7 Dec 31, 2024+8.5%
Property and equipment, net$61.1M7 Dec 31, 2025$61.4M7 Dec 31, 2024−0.4%
Finance-lease assets$18.0M7 Dec 31, 2025$20.3M7 Dec 31, 2024−11.4%
Operating-lease assets (leased space)$58.7M7 Dec 31, 2025$64.4M7 Dec 31, 2024−8.9%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$217.8M7 Dec 31, 2025$491.1M7 Dec 31, 2024−55.7%
Debt securities available for sale$9.3B7 Dec 31, 2025$9.1B7 Dec 31, 2024+1.7%
Loans, net of allowance$24.1B7 Dec 31, 2025$24.1B7 Dec 31, 2024−0.1%
Deposits held (banks)$29.4B7 Dec 31, 2025$27.9B7 Dec 31, 2024+5.3%

Properties, in its own words

BankUnited's corporate headquarters is located in leased office space in Miami Lakes, Florida. We also lease office space in New York, New Jersey, certain other areas in Florida, Dallas, Atlanta and North Carolina. Our subsidiaries lease office space in Baltimore, Maryland and Scottsdale, Arizona. At December 31, 2025, we provided banking services at 55 banking centers located in Florida, New York, Texas, and Atlanta. We believe that our facilities are in good condition and are adequate to meet our operating needs for the foreseeable future.

Item 2 of the 10-K filed Feb 26, 2026.15

Leadership

Who has led BankUnited, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. John Adam Kanas2011–2016
  2. Rajinder P. Singh2017–now

Chair

  1. John Adam Kanas2011–2016

President

  1. John Adam Kanas2011–2016
  2. Rajinder P. Singh2017–now

Chief financial officer

  1. Douglas J. Pauls2011–2012
  2. Leslie Lunak2013–2025
  3. James G. Mackey2025–now

Chief operating officer

  1. Rajinder P. Singh2011–2016
  2. Thomas M. Cornish2017–now
2010201520202025
Board members and other officers (25)

Products and brands

  • retail banking

Listed on Wikidata.1

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • 2 Bridge Funding Group, Inc. Delaware6
  • 3 BU Delaware, Inc. Delaware6
  • 4 CRE Properties, Inc. Florida6
  • 5 Pinnacle Public Finance, Inc. Delaware6

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Jul 22, 20268-K Results of operations47
  2. May 21, 20268-K Executive or director change; Shareholder vote48
  3. May 12, 20268-K Executive or director change49
  4. Apr 22, 20268-K Results of operations50
  5. Feb 11, 20268-K Regulation FD disclosure51
  6. Jan 21, 20268-K Results of operations; Other events52
  7. Nov 21, 20258-K Executive or director change53
  8. Nov 10, 20258-K Executive or director change; Regulation FD disclosure54
  9. Oct 22, 20258-K Results of operations55
  10. Aug 22, 20258-K Entered a material agreement56
  11. Jul 25, 20258-K Executive or director change57
  12. Jul 23, 20258-K Results of operations; Other events58
  13. Mar 17, 2017New chief executive Rajinder P. Singh becomes CEO16
  14. Jan 27, 2011New chief executive John Adam Kanas becomes CEO17
  15. 2006Founded Founded1

Calendar

Coming up

  1. Oct 21, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.95 a share, on Oct 22, 2025.59

When it reported results

  1. Jul 22, 2026Reported quarterly or annual results47
  2. Apr 22, 2026Reported quarterly or annual results50
  3. Jan 21, 2026Reported quarterly or annual results52
  4. Oct 22, 2025Reported quarterly or annual results55
  5. Jul 23, 2025Reported quarterly or annual results58
  6. Apr 28, 2025Reported quarterly or annual results60
  7. Jan 22, 2025Reported quarterly or annual results61
  8. Oct 22, 2024Reported quarterly or annual results62

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

240 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 36 major events, 121 insider forms, 29 large holders, 34 other. The latest 20:

  1. Aug 21, 20264 PRIMARY DOCUMENT EDGAR
  2. Aug 13, 2026144 EDGAR
  3. Aug 13, 20264 PRIMARY DOCUMENT EDGAR
  4. Aug 6, 202610-Q EDGAR
  5. Jul 22, 20268-K EDGAR
  6. Jul 8, 2026SCHEDULE 13G/A EDGAR
  7. Jun 16, 20264 PRIMARY DOCUMENT EDGAR
  8. Jun 15, 2026144 EDGAR
  9. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  10. May 27, 2026S-8 EDGAR
  11. May 21, 20264 PRIMARY DOCUMENT EDGAR
  12. May 21, 20264 PRIMARY DOCUMENT EDGAR
  13. May 21, 20264 PRIMARY DOCUMENT EDGAR
  14. May 21, 20264 PRIMARY DOCUMENT EDGAR
  15. May 21, 20264 PRIMARY DOCUMENT EDGAR
  16. May 21, 20264 PRIMARY DOCUMENT EDGAR
  17. May 21, 20264 PRIMARY DOCUMENT EDGAR
  18. May 21, 20264 PRIMARY DOCUMENT EDGAR
  19. May 21, 20268-K EDGAR
  20. May 12, 20268-K EDGAR

The 240 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

25 open-market trades by officers, directors and large owners since October 2021: 2 buys and 23 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 13, 2026PAULS DOUGLAS JDirectorSale3,000$47.90$143.7KForm 4
Jun 15, 2026Richards Jay D.Officer of SubsidiarySale4,000$48.67$194.7KForm 4
Jun 1, 2026DiGiacomo John N.DirectorSale1,000$45.97$46.0KForm 4
Mar 4, 2026Malcolm Kevin A.Sale3,447$47.11$162.4KForm 4
Feb 9, 2026SOBTI SANJIVDirectorSale5,000$50.88$254.4KForm 4
Feb 3, 2026Richards Jay D.Officer of SubsidiarySale3,506$49.83$174.7KForm 4
Jul 25, 2025PAULS DOUGLAS JDirectorSale3,500$38.79$135.8KForm 4
Jul 25, 2025Richards Jay D.Officer of SubsidiarySale3,942$38.81$153.0KForm 4
May 28, 2025DiGiacomo John N.DirectorSale1,000$34.43$34.4KForm 4
May 7, 2025LUNAK LESLIEChief Financial OfficerSale2,224$33.63$74.8KForm 4
May 6, 2025LUNAK LESLIEChief Financial OfficerSale22,776$33.56$764.4KForm 4
Mar 13, 2025SOBTI SANJIVDirectorBuy1,000$32.83$32.8KForm 4
Mar 11, 2025SOBTI SANJIVDirectorBuy2,000$32.07$64.1KForm 4
Mar 5, 2025Malcolm Kevin A.Sale3,234$35.18$113.8KForm 4
Nov 19, 2024Richards Jay D.Officer of SubsidiarySale2,500$41.18$103.0KForm 4
Nov 8, 2024Cornish Thomas M.Chief Operating OfficerSale10,778$39.11$421.5KForm 4
Jul 31, 2024Rubenstein William S.DirectorSale7,864$38.57$303.3KForm 4
Jul 22, 2024Richards Jay D.Officer of SubsidiarySale10,143$36.61$371.3KForm 4
Jul 22, 2024PAULS DOUGLAS JDirectorSale3,500$36.50$127.8KForm 4
May 21, 2024DiGiacomo John N.DirectorSale1,500$29.28$43.9KForm 4

All 25 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Rajinder P. Singh55$1.1M$7.4M73
2025Thomas M. Cornish67$661.5K$4.0M73
2025Rishi Bansal52$472.5K$2.2M73
2025Leslie N. Lunak68$525.0K$2.2M73
2025James G. Mackey58$229.6K$1.8M73
2025Jay D. Richards55$425.0K$1.4M73
2024ChairmanPresident and Chief Executive Officer$1.1M$6.6M73
2024Chief Operating Officer$661.5K$3.5M73
2024Chief Financial Officer (through November 2025)$525.0K$2.0M73
2024Chief Investment Officer BankUnitedN.A.$472.5K$2.0M73
2024Chief Risk Officer BankUnitedN.A.$425.0K$1.2M73
2023ChairmanPresident and Chief Executive Officer$1.1M$6.0M73
2023Chief Operating Officer$661.5K$3.1M73
2023Chief Financial Officer (through November 2025)$525.0K$1.8M73
2023Chief Investment Officer BankUnitedN.A.$472.5K$1.8M73
2023Chief Risk Officer BankUnitedN.A.$420.8K$1.2M73

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.10,701,583$518.5M0.0%−184,599
Vanguard Portfolio Management LLC4,976,193$241.1M0.0%+48,183
Dimensional Fund Advisors LP4,690,584$227.3M0.0%+31,740
State Street Corp4,529,785$219.5M0.0%+78,337
HoldCo Asset Management, LP3,535,282$171.3M11.0%No change
Vanguard Capital Management LLC3,272,801$158.6M0.0%−19,579
American Century Companies Inc2,747,938$133.1M0.1%+231,191
Artemis Investment Management LLP2,541,447$123.1M1.1%+324,175
Geode Capital Management, LLC2,172,422$105.3M0.0%+86,172
Cramer Rosenthal Mcglynn LLC1,571,322$76.1M3.9%+247,658
Jpmorgan Chase & Co1,514,094$73.4M0.0%+149,181
Ameriprise Financial Inc1,342,619$65.0M0.0%+72,578
Charles Schwab Investment Management Inc1,287,968$62.4M0.0%−59,143
Driehaus Capital Management LLC1,188,026$57.6M0.3%+268,991
Qube Research & Technologies Ltd1,047,443$50.7M0.1%+263,004
Millennium Management LLC963,758$46.7M0.0%−559,466
Bank of New York Mellon Corp953,089$46.2M0.0%+122,834
Northern Trust Corp882,296$42.7M0.0%+49,791
Goldman Sachs Group Inc850,840$41.2M0.0%−8,742
Morgan Stanley785,653$38.1M0.0%−378,604
Royce & Associates LP784,071$38.0M0.3%−174,849
Nuveen, LLC775,724$37.6M0.0%+271,994
Bank Of America Corp /de/718,897$34.8M0.0%−100,651
Wellington Management Group Llp702,043$34.0M0.0%−172,444
Jacobs Levy Equity Management, Inc635,888$30.8M0.1%−83,278

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

3 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Jun 24, 2019Donna Shalala, HouseSale$1,001 - $15,000+134.7%Report
Apr 16, 2019Donna Shalala, HouseBuy$1,001 - $15,000−148.7%Report
Mar 6, 2019Donna Shalala, HouseBuy$1,001 - $15,000−160.6%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How BankUnited is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARBankUnited, Inc.2
  • CIK0001504008
  • Employer ID (EIN)27-016245015
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company15
  • Incorporated inDelaware15
  • Fiscal year endsDecember 312
  • Industry code (SIC)6035 Savings Institution, Federally Chartered2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business address14817 Oak Lane, Miami Lakes, FL 330162
  • Phone(305) 569-20002
  • Shares outstanding71,232,249 as of Aug 4, 202613
  • Public float$2.6B as of Jun 30, 202515
  • AuditorDeloitte and Touche LLP, Miami, FL PCAOB ID 34; it also attests to the company’s internal control over financial reporting15
  • On EDGAR sinceOct 29, 20102
  • Filings929 in all: 4 (433), 8-K (154), SC 13G/A (56), 10-Q (47), 3 (40), SC 13G (22), 5 (20), UPLOAD (20)2
    All 38 form types

    CORRESP (19), 10-K (16), 144 (16), DEF 14A (15), 425 (9), S-8 (9), 424B3 (7), S-1/A (5), S-3ASR (5), 4/A (3), 424B5 (3), 8-K/A (3), EFFECT (3), S-4/A (3), SCHEDULE 13G (3), DEFA14A (2), FWP (2), SCHEDULE 13G/A (2), 424B1 (1), 424B2 (1), 8-A12B (1), ARS (1), CERTNYS (1), DEFR14A (1), POS AM (1), PRE 14A (1), S-1 (1), S-1MEF (1), S-4 (1), S-8 POS (1)

  • Latest filingsAnnual report (10-K) Feb 26, 2026
    Quarterly report (10-Q) Aug 6, 2026
    Proxy statement (DEF 14A) Apr 10, 2026
    Latest 8-K (8-K) Jul 22, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, $0.01 Par ValueBKUNew York Stock Exchange

From the cover page of the 10-K filed Feb 26, 2026 (Section 12(b) of the Exchange Act).15

Risk factors and legal proceedings

The risks BankUnited names in Item 1A of its 10-K filed Feb 26, 2026: 42 risks under these headings, as written.15

  • Strategic Risk
  • We may not realize the expected benefits of our business strategy.
  • We face significant competition from other financial institutions and financial services providers, which may adversely impact our ability to execute on strategic objectives, our growth or profitability.
  • Major disruptive events such as but not limited to hurricanes, fires or other weather-related events, social or health-care crises such as pandemics, political or social unrest, government shutdowns, geopolitical conflict, terrorist activity or other natural or man-made disasters could disrupt our operations or otherwise have adverse impacts on our customers, our business and results of operations.
  • Both physical and transitional risks related to climate change or societal and governmental responses, could adversely affect our business reputation and performance, including indirectly through impacts on our customers.
  • Failure to attract and retain employees may adversely impact our ability to successfully execute our business strategy
  • The actual or perceived financial stability of other financial institutions and in particular other regional and mid-size banks could adversely affect our business, market valuation and results of operations.
  • We may need to raise additional capital in the future, and such capital may not be available when needed or at all.
  • A downgrade of our credit rating could increase our cost of capital or place limitations on business activities.
  • As a lender, our business is highly susceptible to credit risk.
  • Our ACL may not be adequate to cover actual credit losses.
  • We depend on the accuracy and completeness of information about clients and counterparties in making credit decisions.
The other 31 risks
  • The credit quality of a substantial portion of our assets and our results of operations are affected by residential and commercial real estate values and the level of residential and commercial real estate sales and rental activity.
  • Since we engage in lending secured by real estate, we may be forced to foreclose on the collateral property and thereby be subject to risks associated with the ownership of commercial or residential real property, which could have an adverse effect on our business, financial condition or results of operations.
  • The geographic concentration of our markets in Florida and the New York Tri-State area makes our business highly susceptible to local conditions in those markets.
  • Our portfolio of operating lease equipment is exposed to fluctuations in the demand for and valuation of the underlying assets. Many of these assets are in service to the fossil fuel industry, and subject to transition risks related to climate change.
  • Interest Rate Risk
  • Our business is inherently highly susceptible to interest rate risk.
  • Liquidity Risk
  • A failure to maintain adequate liquidity could adversely affect our ability to sustain normal operations, our financial condition and results of operations.
  • We may be subject to material unanticipated outflows of deposits, jeopardizing our ability to maintain sufficient liquidity to conduct normal business operations.
  • The FRB and the FHLB are important sources of both operating and contingent liquidity. If the availability of those liquidity sources were compromised, our business, financial condition or results of operations could be materially adversely affected.
  • A significant percentage of our deposits are commercial deposits, many of which are uninsured.
  • Loss of deposits or a change in deposit mix could increase our funding costs.
  • The inability of BankUnited, Inc. to receive dividends from its subsidiary bank could have a material adverse effect on the ability of BankUnited, Inc. to make payments on its debt, pay cash dividends to its shareholders or execute share repurchases.
  • Operational Risk
  • We rely on analytical and forecasting models and tools that may prove to be inadequate or inaccurate, which could adversely impact the effectiveness of our strategic planning, the quality of certain accounting estimates including the ACL, the effectiveness of our risk management framework including but not limited to credit, interest rate and liquidity risk monitoring and management and thereby our results of operations.
  • New lines of business, new products and services or strategic project initiatives may subject us to additional operational risks, and the failure to successfully implement these initiatives could affect our reputation and results of operations.
  • We are subject to the risk of fraud, theft or errors by employees or outsiders and to the impact of ineffective processes and controls, which may adversely affect our business, financial condition and results of operations.
  • We are dependent on our information technology and telecommunications systems. System failures or interruptions could have an adverse effect on our business, reputation, financial condition and results of operations.
  • We are highly dependent on third-party service providers for significant aspects of our business infrastructure, information technology, and telecommunications systems.
  • We are at risk of cybersecurity incidents, defined as any unauthorized occurrence, or series of related unauthorized occurrences, on or conducted through our information systems, including those of third-party service providers that we rely on, that jeopardizes the confidentiality, integrity or availability of those information systems or information residing therein.
  • The risk inherent in the adoption and implementation of new technologies, or the failure to keep pace with technological innovation may result in reputational harm, increased regulatory scrutiny, increased liability, heightened operational risk, an adverse impact on our ability to compete for loans and deposits and serve our customers, and an adverse impact on our business, financial condition and results of operations.
  • The soundness of other financial institutions, particularly our financial institution counterparties, could adversely affect us.
  • Regulatory, Legal and Compliance Risk
  • As a BHC, we and BankUnited operate in a highly regulated environment and the laws and regulations that apply to us, changes in them, or our failure to comply with them, may adversely affect us.
  • Our ability to expand through acquisition or de novo branching requires regulatory approvals, and failure to obtain them may restrict our growth.
  • Financial institutions, such as BankUnited, face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.
  • We are subject to the CRA and fair lending laws, and failure to comply with these laws could lead to material penalties.
  • Any future FDIC assessments could adversely affect our earnings.
  • We are subject to laws regarding the privacy, information security and protection of personal information and any violation of these laws or another incident involving personal, confidential or proprietary information of individuals could damage our reputation, lead to monetary settlements or penalties and otherwise adversely affect our operations and financial condition.
  • General Risk Factors
  • Our business may be adversely affected by conditions in the financial markets and economic conditions generally.
  • Damage to our reputation could adversely affect our operating results.
  • Our enterprise risk management framework may not be effective in mitigating the risks to which we are subject, or in reducing the potential for losses in connection with such risks.
  • Our reported financial results depend on management's selection and application of accounting policies and methods and related assumptions and estimates.
  • Changes in taxes and other assessments may adversely affect us.
  • The price of our common stock may be volatile or may decline.

Legal proceedings

The Company is involved as plaintiff or defendant in various legal actions arising in the normal course of business. In the opinion of management, based upon advice of legal counsel, the likelihood is remote that the adverse impact of these proceedings, either individually or in the aggregate, would be material to the Company’s consolidated financial position, results of operations or cash flows.

The opening of Item 3, Legal Proceedings.15

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
  40. 40
  41. 41
  42. 42
  43. 43
  44. 44
  45. 45
  46. 46
  47. 47
  48. 48
  49. 49
  50. 50
  51. 51
  52. 52
  53. 53
  54. 54
  55. 55
  56. 56
  57. 57
  58. 58
  59. 59
  60. 60
  61. 61
  62. 62
  63. 63
  64. 64
  65. 65
  66. 66
  67. 67
  68. 68
  69. 69
  70. 70
  71. 71
  72. 72
  73. 73