• S&P 500 7,659.44 −1.09%
  • Dow Jones 52,002.41 −0.34%
  • Nasdaq 26,713.03 +0.08%
  • VIX 19.99 +21.45%
  • 10-year Treasury 5.09% −0.01
  • Dollar index 121.40 −0.14%
  • WTI crude $101.91 +1.04%

Growth and spending

How much the U.S. economy is producing and spending: GDP, industrial output, retail sales, housing, household income and credit, and money. From the BEA, the Census Bureau, the Federal Reserve and others via FRED; latest Sep 1, 2026.

Output and spending now

Real GDP growth

2.20% −0.30 pts

Q2 2026; change vs prior reading

Quarter over quarter, annualized

FRED A191RL1Q225SBEA

GDP, nominal

$32.56T +2.1%

Q2 2026; change vs prior reading

FRED GDP

Industrial production, year over year

2.25% +0.63 pts

Sep 2026; change vs prior reading

FRED INDPRO

Capacity utilization

76.85% +0.43 pts

Sep 2026; change vs prior reading

FRED TCU

Retail sales, year over year

6.29% +0.73 pts

Sep 2026; change vs prior reading

FRED RSAFS

Housing starts

1,275 −2.6%

Aug 2026; change vs prior reading

Thousands, annual rate

FRED HOUST

Building permits

1,403 −2.1%

Aug 2026; change vs prior reading

Thousands, annual rate

FRED PERMIT

Consumer sentiment (Michigan)

51.7 −6.3%

Aug 2026; change vs prior reading

FRED UMCSENT

Personal saving rate

4.10% −0.50 pts

Aug 2026; change vs prior reading

FRED PSAVERT

Real disposable income, year over year

1.30% −0.19 pts

Aug 2026; change vs prior reading

FRED DSPIC96

Consumer credit outstanding

$5196.78T +0.2%

Aug 2026; change vs prior reading

FRED TOTALSL

Credit card delinquency rate

2.85% −0.06 pts

Q2 2026; change vs prior reading

FRED DRCCLACBS

Growth

Real GDP growth

2.20% −0.30 pts Q2 2026

Source: FRED A191RL1Q225SBEA. Quarter over quarter, annualized.

Industrial production, year over year

2.25% +0.63 pts Sep 2026

Source: FRED INDPRO.

Capacity utilization

76.85% +0.43 pts Sep 2026

Source: FRED TCU.

Retail sales, year over year

6.29% +0.73 pts Sep 2026

Source: FRED RSAFS.

Housing

Housing starts

1,275 −2.6% Aug 2026

Source: FRED HOUST. Thousands, annual rate.

Building permits

1,403 −2.1% Aug 2026

Source: FRED PERMIT. Thousands, annual rate.

Home prices, year over year

1.93% +0.32 pts Jul 2026

Source: FRED CSUSHPINSA. S&P CoreLogic Case-Shiller national index.

30-year mortgage rate

7.40% 0.00 pts week of Oct 15, 2026

Source: FRED MORTGAGE30US.

Households

Consumer sentiment (Michigan)

51.7 −6.3% Aug 2026

Source: FRED UMCSENT.

Personal saving rate

4.10% −0.50 pts Aug 2026

Source: FRED PSAVERT.

Real disposable income, year over year

1.30% −0.19 pts Aug 2026

Source: FRED DSPIC96.

Consumer credit outstanding

$5196.78T +0.2% Aug 2026

Source: FRED TOTALSL.

Credit card delinquency rate

2.85% −0.06 pts Q2 2026

Source: FRED DRCCLACBS.

Money and markets

The money supply, the Fed's balance sheet and stock market levels.

M2 money supply, year over year

5.66% +0.25 pts Aug 2026

Source: FRED M2SL.

Federal Reserve total assets

$6.76T +0.1% week of Oct 14, 2026

Source: FRED WALCL.

S&P 500

7,659.44 −1.1% Oct 16, 2026

Source: FRED SP500.

Nasdaq Composite

26,713.03 +0.08% Oct 15, 2026

Source: FRED NASDAQCOM.

VIX volatility index

19.99 +21.4% Oct 16, 2026

Source: FRED VIXCLS.

Trade-weighted dollar index

121.40 −0.1% Oct 16, 2026

Source: FRED DTWEXBGS.