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USCB on Nasdaq

USCB FINANCIAL HOLDINGS, INC.

USCB FINANCIAL HOLDINGS, INC. is an American state commercial bank that raised $40 million in 2025 (SEC Form D).1 It is headquartered in Doral, Florida.1

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Last updated Oct 21, 2026.

Overview

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  • TickerUSCB on Nasdaq1
  • IndustryState Commercial Banks1
  • HeadquartersDoral, Florida1
  • Incorporated inFL2
  • Business address2301 Nw 87Th Avenue, Doral, Fl 331722
  • Filer categoryAccelerated filer, Smaller reporting company, Emerging growth company2
  • Legal formCorporation

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income34567$26.1M in 2025+141% since 2020
0$10.0M$20.0M$30.0M2020: $10.8M$10.8M20202021: $21.1M$21.1M2021+95%2022: $20.1M$20.1M2022−4%2023: $16.5M$16.5M2023−18%2024: $24.7M$24.7M2024+49%2025: $26.1M$26.1M2025+6%
Fiscal year20192020202120222023202420252026
Interest$9.0M3$4.2M4$7.4M5$42.4M5
Income before tax$27.7M4$27.1M5$21.8M6$32.5M7$35.9M7
Income tax$2.6M3$6.6M4$6.9M5$5.3M6$7.8M7$9.8M7
Net income$10.8M3$21.1M4$20.1M5$16.5M6$24.7M7$26.1M7
Earnings per share$1.257$1.347
Earnings per share (diluted)$1.247$1.337
Shares (weighted, basic)19.7M shares719.4M shares7
Shares (weighted, diluted)19.8M shares719.7M shares7

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Corporate structure

USCB FINANCIAL HOLDINGS, INC. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of USCB FINANCIAL HOLDINGS, INC.

  • USCB FINANCIAL HOLDINGS, INC. Doral, Florida

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What USCB FINANCIAL HOLDINGS, INC. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$27.6M7 Dec 31, 2025$27.3M7 Dec 31, 2024+1.1%
Accumulated depreciation$23.3M7 Dec 31, 2025$22.7M7 Dec 31, 2024+2.7%
Property and equipment, net$4.2M7 Dec 31, 2025$4.6M7 Dec 31, 2024−6.9%
Operating-lease assets (leased space)$5.5M7 Dec 31, 2025$8.5M7 Dec 31, 2024−34.7%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$38.5M7 Dec 31, 2025$77.0M7 Dec 31, 2024−50.1%
Debt securities available for sale$307.5M7 Dec 31, 2025$260.2M7 Dec 31, 2024+18.2%
Debt securities held to maturity$153.9M7 Dec 31, 2025$164.7M7 Dec 31, 2024−6.5%
Deposits held (banks)$2.3B7 Dec 31, 2025$2.2B7 Dec 31, 2024+7.9%

Leadership

Who has led USCB FINANCIAL HOLDINGS, INC., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. La Aguilera Luis De2022–now

President

  1. La Aguilera Luis De2022–now
2025
Board members and other officers (17)

Named in SEC Form D filings

People the company listed in its private-offering notices.

  • Chairman, President, and Chief Executive OfficerLuis de la Aguilera named Aug 27, 202527
  • Executive Vice President, Chief Risk OfficerMaricarmen Longrono named Aug 27, 202527

Timeline

  1. Jul 28, 20268-K Regulation FD disclosure28
  2. Jul 23, 20268-K Results of operations; Regulation FD disclosure29
  3. Jul 20, 20268-K Regulation FD disclosure30
  4. Jun 1, 20268-K Other events31
  5. May 27, 20268-K Shareholder vote; Other events32
  6. May 1, 20268-K Ended a material agreement33
  7. Apr 23, 20268-K Results of operations; Regulation FD disclosure34
  8. Apr 20, 20268-K Regulation FD disclosure35
  9. Apr 8, 20268-K Executive or director change36
  10. Feb 4, 20268-K Executive or director change37
  11. Jan 30, 20268-K Executive or director change38
  12. Jan 22, 20268-K Results of operations; Regulation FD disclosure39
  13. Nov 28, 2022New chief executive La Aguilera Luis De becomes CEO10

Calendar

Coming up

  1. Oct 22, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $0.45 a share, on Oct 23, 2025.40
  2. Nov 16, 2026Dividend Ex-dividend; $0.125 a share; paid 2026-12-04.41

When it reported results

  1. Jul 23, 2026Reported quarterly or annual results29
  2. Apr 23, 2026Reported quarterly or annual results34
  3. Jan 22, 2026Reported quarterly or annual results39
  4. Dec 5, 2025Reported quarterly or annual results42
  5. Oct 23, 2025Reported quarterly or annual results43
  6. Jul 24, 2025Reported quarterly or annual results44
  7. Apr 24, 2025Reported quarterly or annual results45
  8. Jan 23, 2025Reported quarterly or annual results46

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

292 filings to the SEC since October 2021: 6 annual reports, 14 quarterly reports, 66 major events, 159 insider forms, 15 large holders, 1 private raises, 31 other. The latest 20:

  1. Aug 14, 2026SCHEDULE 13G/A EDGAR
  2. Aug 7, 202610-Q EDGAR
  3. Jul 28, 20268-K EDGAR
  4. Jul 23, 20268-K EDGAR
  5. Jul 20, 20268-K EDGAR
  6. Jul 17, 2026SCHEDULE 13G EDGAR
  7. Jul 16, 2026SCHEDULE 13D/A EDGAR
  8. Jul 9, 20264 EDGAR
  9. Jul 8, 20263 EDGAR
  10. Jun 8, 20264 EDGAR
  11. Jun 3, 20263 EDGAR
  12. Jun 1, 20268-K EDGAR
  13. May 27, 2026144 EDGAR
  14. May 27, 20268-K EDGAR
  15. May 22, 20264 EDGAR
  16. May 21, 20264 EDGAR
  17. May 19, 20264 EDGAR
  18. May 15, 20264 EDGAR
  19. May 15, 20264 EDGAR
  20. May 14, 20264 EDGAR

The 292 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

61 open-market trades by officers, directors and large owners since October 2021: 34 buys and 27 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 8, 2026COLLAZO ANDRESEVP, Operations & ITSale1,000$19.00$19.0KForm 4
May 21, 2026DE LA AGUILERA LUISPresident and CEOSale49,414$18.30$904.3KForm 4
May 20, 2026DE LA AGUILERA LUISPresident and CEOSale36,826$18.15$668.4KForm 4
May 19, 2026DE LA AGUILERA LUISPresident and CEOSale4,931$18.01$88.8KForm 4
May 18, 2026DE LA AGUILERA LUISPresident and CEOSale2,485$18.06$44.9KForm 4
May 15, 2026DE LA AGUILERA LUISPresident and CEOSale805$18.05$14.5KForm 4
May 14, 2026DE LA AGUILERA LUISPresident and CEOSale22,883$18.20$416.5KForm 4
May 14, 2026ABADIN RAMONDirectorSale9,000$18.21$163.9KForm 4
May 13, 2026DE LA AGUILERA LUISPresident and CEOSale19,947$18.06$360.2KForm 4
May 13, 2026ABADIN RAMONDirectorSale6,552$18.03$118.1KForm 4
May 11, 2026DE LA AGUILERA LUISPresident and CEOSale5,279$18.27$96.4KForm 4
May 7, 2026DE LA AGUILERA LUISPresident and CEOSale10,005$18.14$181.5KForm 4
May 6, 2026DE LA AGUILERA LUISPresident and CEOSale13,100$18.16$237.9KForm 4
May 5, 2026DE LA AGUILERA LUISPresident and CEOSale16,895$18.12$306.1KForm 4
May 1, 2026LUBERT IRA M10% ownerSale12,848$18.28$234.9KForm 4
Apr 30, 2026LUBERT IRA M10% ownerSale37,152$18.24$677.7KForm 4
Mar 7, 2026COLLAZO ANDRESEVP, Operations & ITSale8,000$18.27$146.2KForm 4
Jan 29, 2026DE LA AGUILERA LUISPresident and CEOSale10,000$18.02$180.2KForm 4
Dec 11, 2025LUBERT IRA M10% ownerSale39,000$18.68$728.5KForm 4
Dec 10, 2025Patriot Financial Partners Parallel II, L.P.10% ownerSale82,043$18.56$1.5MForm 4

All 61 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Luis de la Aguilera$700.0K$1.6M53
2025Robert Anderson$374.9K$801.8K53
2025Nicholas Bustle$355.4K$643.0K53
2024President and Chief ExecutiveOfficer$625.0K$3.1M53
2024Executive Vice President andChief Financial Officer$357.0K$1.0M53

Funding

Where the company's money came from, by calendar year: private offerings filed with the SEC, federal grants, loans, contracts and other assistance from USAspending.gov, and PPP loans from the SBA. Each bar links to the records below.

Money received by year$40.0M 2025–2025
Money received by yearMoney received by year, 2025–2025: $40.0M in all. Private raises (Form D) $40.0M.$0$10M$20M$30M$40M2025 · Private raises (Form D): $40.0M2025
Figures by year
YearPrivate raises (Form D)Total
2025$40.0M$40.0M

Private raises

Private offerings the company reported to the SEC on Form D. The amount is what the latest filing says was sold so far, charted in the year of the first sale. Covers filings since Oct 1, 2021.

  1. Aug 14, 2025Raised $40 million in a private offering of debt27 Form D: 19 investors so far Form D

SEC filer profile

How USCB FINANCIAL HOLDINGS, INC. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARUSCB FINANCIAL HOLDINGS, INC.1
  • CIK0001901637
  • Employer ID (EIN)87-407084654
  • Filer statusAccelerated filer an emerging growth company; a smaller reporting company; not a shell company54
  • Incorporated inFlorida54
  • Fiscal year endsDecember 311
  • Industry code (SIC)6022 State Commercial Banks1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address2301 Nw 87Th Avenue, Doral, FL 331721
  • Phone(305) 715-52001
  • Shares outstanding18,474,470 as of Jul 31, 20269
  • Public float$173.0M as of Jun 30, 202554
  • AuditorCrowe LLP, Fort Lauderdale, Florida PCAOB ID 173; no auditor attestation of internal control over financial reporting54
  • On EDGAR sinceDec 30, 20211
  • Filings292 in all: 4 (147), 8-K (65), 10-Q (14), 144 (10), 3 (8), 10-K (5), DEF 14A (5), SCHEDULE 13D/A (5)1
    All 28 form types

    4/A (4), ARS (3), SCHEDULE 13G (3), SCHEDULE 13G/A (3), 424B3 (2), CORRESP (2), EFFECT (2), SC 13D (2), 10-K/A (1), 8-K12B (1), D (1), DEFA14A (1), PRE 14A (1), S-3 (1), S-4 (1), S-4/A (1), S-8 (1), SC 13G (1), SC 13G/A (1), UPLOAD (1)

  • Latest filingsAnnual report (10-K) Mar 13, 2026
    Quarterly report (10-Q) Aug 7, 2026
    Proxy statement (DEF 14A) Apr 21, 2026
    Latest 8-K (8-K) Jul 28, 2026

Securities registered for trading

ClassSymbolExchange
Class A Common Stock, $1.00 par value perUSCBThe Nasdaq Stock Market LLC

From the cover page of the 10-K filed Mar 13, 2026 (Section 12(b) of the Exchange Act).54

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