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Banks in Arizona
The 12 FDIC-insured banks headquartered in Arizona, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 12
- Their assets
- $208.3B
- Their deposits
- $177.2B
- Failures since 2000
- 16
- Credit unions
- 33
Every bank headquartered in Arizona
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | USAA Federal Savings BankPhoenix, AZ | United Services Automobile Assn | $106.2B | $92.0B | $5.8B | $484.0M | 0.90% | 17.44% | 16.9% | 5% | 5 |
| 2 | Western Alliance BankPhoenix, AZ | Western Alliance Bcorp | $98.6B | $82.3B | $7.9B | $561.9M | 1.16% | 14.37% | 11.6% | 35% | 38 |
| 3 | BNC National BankGlendale, AZ | Bnccorp Inc | $1.0B | $915.8M | $120.9M | $6.1M | 1.14% | 10.30% | 14.9% | 32% | 13 |
| 4 | Southwest Heritage BankScottsdale, AZ | Bancorp 34, Inc. | $892.8M | $753.6M | $122.3M | $4.1M | 0.90% | 6.74% | 15.1% | 31% | 9 |
| 5 | Goldwater Bank, N.A.Phoenix, AZ | Goldwater Bcorp Inc | $551.9M | $408.3M | $59.6M | $1.7M | 0.63% | 5.66% | – | 40% | 2 |
| 6 | Gateway Commercial BankMesa, AZ | – | $231.4M | $190.7M | $25.7M | $1.7M | 1.44% | 13.59% | – | 39% | 1 |
| 7 | Integro BankPhoenix, AZ | – | $195.6M | $155.1M | $20.1M | −$968.0K | −1.03% | −9.55% | – | 31% | 1 |
| 8 | Mission BankKingman, AZ | Community Bancshares Inc | $185.1M | $171.0M | $13.0M | $501.0K | 0.54% | 7.88% | 19.0% | 24% | 3 |
| 9 | Zenith Bank & TrustScottsdale, AZ | Vb&t Holding Co LLC | $133.0M | $109.8M | $21.6M | $46.0K | 0.08% | 0.43% | 28.2% | 60% | 1 |
| 10 | Scottsdale Community BankScottsdale, AZ | – | $125.2M | $99.7M | $13.2M | $166.0K | 0.28% | 2.53% | – | 48% | 1 |
| 11 | Gainey Business BankScottsdale, AZ | – | $106.6M | $89.7M | $13.4M | −$36.0K | −0.07% | −0.74% | 14.7% | 31% | 1 |
| 12 | West Valley National BankGoodyear, AZ | West Valley Bcorp Inc | $74.3M | $59.4M | $6.8M | −$669.0K | −1.75% | −18.94% | 12.1% | 21% | 3 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Arizona
44 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Aug 23, 2013 | Sunrise Bank of ArizonaPhoenix, AZ | AZ | $202.2M | $196.9M | $15.4M | First Fidelity Bank, National Association | Purchase and assumption |
| May 14, 2013 | Central Arizona BankScottsdale, AZ | AZ | $31.6M | $30.8M | $5.4M | Western State Bank | Purchase and assumption |
| Apr 5, 2013 | Gold Canyon BankGold Canyon, AZ | AZ | $42.1M | $41.7M | $8.3M | First Scottsdale, National Association | Purchase and assumption |
| Dec 16, 2011 | Western National BankPhoenix, AZ | AZ | $162.9M | $144.5M | $41.7M | Washington Federal | Purchase and assumption |
| Jul 15, 2011 | Summit BankPrescott, AZ | AZ | $73.1M | $67.5M | $14.9M | The Foothills Bank | Purchase and assumption |
| Jan 7, 2011 | Legacy BankScottsdale, AZ | AZ | $136.4M | $119.7M | $32.2M | Enterprise Bank & Trust | Purchase and assumption |
| Nov 12, 2010 | Copper Star BankScottsdale, AZ | AZ | $204.0M | $190.2M | $52.6M | Stearns Bank, National Association | Purchase and assumption |
| Oct 22, 2010 | First Arizona Savings, A FSBScottsdale, AZ | AZ | $255.9M | $190.6M | $26.8M | – | Payout |
| May 7, 2010 | Towne Bank of ArizonaMesa, AZ | AZ | $120.2M | $113.2M | $44.3M | Commerce Bank of Arizona | Purchase and assumption |
| Mar 26, 2010 | Desert Hills BankPhoenix, AZ | AZ | $496.6M | $426.5M | $108.9M | New York Community Bank | Purchase and assumption |
| Dec 11, 2009 | Valley Capital Bank, N.A.Mesa, AZ | AZ | $40.3M | $41.3M | $15.0M | Enterprise Bank & Trust | Purchase and assumption |
| Oct 30, 2009 | Bank Usa, NAPhoenix, AZ | AZ | $213.2M | $170.7M | $11.7M | U.s. Bank, NA | Purchase and assumption |
| Sep 4, 2009 | First State BankFlagstaff, AZ | AZ | $107.2M | $95.7M | $49.8M | Sunwest Bank | Purchase and assumption |
| Aug 14, 2009 | Community Bank of ArizonaPhoenix, AZ | AZ | $158.5M | $143.8M | $26.8M | Midfirst Bank | Purchase and assumption |
| Aug 14, 2009 | Union Bank, National AssociationGilbert, AZ | AZ | $119.5M | $110.4M | $52.0M | Midfirst Bank | Purchase and assumption |
| Feb 7, 2002 | NextbankPhoenix, AZ | AZ | $700.2M | $551.3M | $164.0M | – | Payout |
| Feb 27, 1992 | Columbia BankAvondale, AZ | AZ | $17.0M | $16.9M | $3.7M | Valley NB of Arizona | Insured deposit transfer |
| Jan 31, 1992 | Fountain BankScottsdale, AZ | AZ | $15.6M | $16.1M | $4.7M | Bank of Arizona | Purchase and assumption |
| Jan 16, 1992 | The Bank of Verde ValleyCottonwood, AZ | AZ | $10.3M | $10.2M | $1.4M | Stockmens Bank | Purchase and assumption |
| Aug 16, 1991 | First American FSBTucson, AZ | AZ | $145.0M | $130.3M | $11.2M | State Sb, FSB | Insured deposit transfer |
| Apr 12, 1991 | Arizona Commerce BankTucson, AZ | AZ | $80.8M | $79.8M | $7.3M | Arizona Bank of Commerce | Purchase and assumption |
| Jun 18, 1990 | Farmers and Merchants BankBuckeye, AZ | AZ | $24.0M | $22.4M | $5.8M | The Stockmen's Bank | Purchase and assumption |
| Apr 26, 1990 | Guardian BankScottsdale, AZ | AZ | $25.9M | $27.0M | $8.4M | Citibank (arizona) | Purchase and assumption |
| Apr 26, 1990 | Central Arizona BankChandler, AZ | AZ | $6.6M | $7.1M | $1.0M | Security Pacific Bank Arizo | Purchase and assumption |
| Mar 15, 1990 | Independent National BankPhoenix, AZ | AZ | $12.4M | $13.5M | $3.2M | Citibank(arizona) | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Arizona
33 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | Desert FinancialPhoenix, AZ | State | $9.9B | 517,794 | $5.3B | $8.9B | 11.75% | $54.8M |
| 2 | OneazPhoenix, AZ | State | $4.5B | 245,580 | $3.0B | $4.0B | 9.87% | $26.0M |
| 3 | Arizona FinancialPhoenix, AZ | State | $3.9B | 182,056 | $2.1B | $3.5B | 11.82% | $13.0M |
| 4 | Vantage WestTucson, AZ | State | $3.3B | 217,416 | $2.5B | $2.8B | 10.32% | $12.9M |
| 5 | HughesTucson, AZ | Federal | $2.6B | 191,474 | $2.1B | $2.4B | 8.86% | $1.6M |
| 6 | TruwestTempe, AZ | State | $1.7B | 91,483 | $1.3B | $1.5B | 11.02% | $5.7M |
| 7 | PimaTucson, AZ | Federal | $1.7B | 75,440 | $1.2B | $1.5B | 9.40% | $10.2M |
| 8 | Credit Union WestGlendale, AZ | State | $1.5B | 99,715 | $1.2B | $1.3B | 10.50% | $4.2M |
| 9 | TucsonTucson, AZ | Federal | $1.0B | 52,077 | $482.7M | $769.5M | 10.94% | $4.5M |
| 10 | FirstChandler, AZ | State | $811.6M | 44,684 | $517.5M | $689.0M | 9.10% | $991.5K |
| 11 | Arizona CentralPhoenix, AZ | State | $733.4M | 46,292 | $612.1M | $648.0M | 8.79% | $1.9M |
| 12 | Copper StatePhoenix, AZ | State | $700.8M | 47,991 | $487.4M | $606.9M | 9.72% | $1.4M |
| 13 | SunwestGlendale, AZ | Federal | $525.2M | 43,875 | $341.0M | $458.2M | 10.97% | $498.7K |
| 14 | American SouthwestSierra Vista, AZ | State | $440.0M | 33,745 | $236.5M | $388.7M | 11.31% | $3.4M |
| 15 | Avenir FinancialYuma, AZ | Federal | $400.9M | 33,479 | $292.7M | $307.6M | 12.78% | $870.3K |
| 16 | AeroGlendale, AZ | Federal | $364.4M | 24,067 | $297.8M | $317.8M | 11.97% | $2.3M |
| 17 | Pinal CountyCasa Grande, AZ | Federal | $338.8M | 28,878 | $169.5M | $259.8M | 9.78% | $1.1M |
| 18 | LandingsTempe, AZ | State | $263.2M | 15,067 | $144.4M | $234.3M | 10.73% | $1.2M |
| 19 | PyramidTucson, AZ | Federal | $247.9M | 17,785 | $143.6M | $225.2M | 10.57% | $524.9K |
| 20 | CoconinoFlagstaff, AZ | Federal | $126.0M | 9,631 | $58.3M | $111.2M | 10.86% | $459.0K |
| 21 | First AmericanCasa Grande, AZ | State | $120.0M | 11,717 | $51.7M | $103.0M | 12.68% | $584.1K |
| 22 | CochiseWillcox, AZ | State | $74.5M | 5,848 | $47.6M | $61.2M | 17.73% | $746.8K |
| 23 | BannerPhoenix, AZ | Federal | $65.2M | 6,519 | $23.2M | $56.4M | 13.48% | $270.9K |
| 24 | Mohave CommunityKingman, AZ | Federal | $61.4M | 5,162 | $30.8M | $53.9M | 12.85% | $281.7K |
| 25 | MarisolPhoenix, AZ | Federal | $49.1M | 5,878 | $27.7M | $41.2M | 13.72% | $77.7K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".