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Banks in Georgia
The 123 FDIC-insured banks headquartered in Georgia, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 123
- Their assets
- $102.9B
- Their deposits
- $86.8B
- Failures since 2000
- 95
- Credit unions
- 71
Every bank headquartered in Georgia
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Ameris BankAtlanta, GA | Ameris Bancorp | $28.4B | $22.7B | $4.1B | $171.9M | 1.23% | 8.46% | 13.0% | 46% | 176 |
| 2 | RBC Bank, (Georgia) National AssociationAtlanta, GA | Royal Bank of Canada | $9.6B | $8.5B | $956.8M | $108.9M | 2.47% | 23.77% | 48.1% | 6% | 1 |
| 3 | Metro City BankDoraville, GA | Metrocity Bankshares Inc | $4.5B | $3.5B | $515.0M | $44.6M | 1.94% | 17.77% | 17.1% | 33% | 27 |
| 4 | Vallant BankElberton, GA | Vallant Financial Inc | $4.0B | $3.5B | $488.7M | $19.1M | 1.33% | 12.22% | 12.0% | 21% | 36 |
| 5 | Colony BankFitzgerald, GA | COLONY BANKCORP INC | $3.6B | $3.0B | $404.1M | $19.9M | 1.08% | 9.90% | 13.6% | 35% | 33 |
| 6 | Georgia Banking CompanyAtlanta, GA | Georgia Banking Co Inc | $3.3B | $2.9B | $317.2M | $15.2M | 1.05% | 10.81% | 11.8% | 44% | 10 |
| 7 | Queensborough National Bank & Trust CompanyLouisville, GA | The Queensborough Co | $2.3B | $2.1B | $179.6M | $12.5M | 1.09% | 13.71% | 12.4% | 41% | 25 |
| 8 | Thomasville National BankThomasville, GA | Thomasville Bancshares Inc | $2.2B | $1.9B | $226.5M | $25.4M | 2.40% | 23.80% | 12.6% | 38% | 4 |
| 9 | United BankZebulon, GA | United BK Employee STK Ownership Plan TR | $2.2B | $1.9B | $260.0M | $27.9M | 2.50% | 22.42% | 24.4% | 27% | 17 |
| 10 | PrimeSouth BankBlackshear, GA | Jones Bancshares L P | $1.6B | $1.3B | $174.7M | $14.7M | 1.92% | 17.55% | 14.6% | 41% | 9 |
| 11 | BankSouthGreensboro, GA | Banksouth Holding Co | $1.6B | $1.4B | $165.2M | $12.5M | 1.57% | 15.64% | 14.1% | 41% | 10 |
| 12 | PeoplesSouth BankColquitt, GA | Peoplessouth Bancshares Inc | $1.2B | $1.1B | $78.5M | $9.2M | 1.53% | 24.34% | – | 18% | 34 |
| 13 | American Pride BankMacon, GA | American Bcorp Inc | $1.0B | $889.9M | $124.3M | $2.3M | 0.52% | 4.09% | – | 48% | 11 |
| 14 | First American Bank and Trust CompanyAthens, GA | First American Bcorp | $901.9M | $753.2M | $117.5M | $8.7M | 1.98% | 15.19% | 17.2% | 36% | 8 |
| 15 | Farmers and Merchants BankLakeland, GA | Lowndes Bancshares Inc | $862.0M | $784.7M | $74.0M | $6.6M | 1.63% | 18.63% | – | 25% | 6 |
| 16 | First Century Bank, National AssociationCommerce, GA | First Century Bcorp | $831.6M | $693.2M | $134.5M | $7.3M | 1.64% | 11.06% | – | 68% | 2 |
| 17 | Barwick Banking CompanyBarwick, GA | Barwick Bcorp Inc | $829.6M | $702.3M | $70.7M | $3.4M | 0.87% | 10.23% | 9.6% | 42% | 7 |
| 18 | PromiseOne BankDuluth, GA | Promiseone Bcorp Inc | $812.2M | $732.2M | $69.7M | $6.3M | 1.52% | 18.37% | 15.7% | 26% | 10 |
| 19 | Citizens Trust BankAtlanta, GA | Citizens Bancshares Corp | $790.3M | $678.1M | $98.7M | $6.2M | 1.58% | 12.31% | 22.7% | 48% | 7 |
| 20 | First National Community BankChatsworth, GA | First Chatsworth Bankshares | $754.7M | $653.2M | $97.5M | $6.9M | 1.90% | 14.25% | – | 28% | 11 |
| 21 | Oconee State BankWatkinsville, GA | OCONEE FINANCIAL CORP | $744.1M | $658.3M | $68.9M | $3.0M | 0.81% | 8.87% | 12.9% | 22% | 7 |
| 22 | FNB SOUTHAlma, GA | First BK Shares of the S E Inc | $734.8M | $610.4M | $116.5M | $9.5M | 2.64% | 16.86% | 22.9% | 30% | 4 |
| 23 | First State Bank of BlakelyBlakely, GA | First ST Bancshares Blakely | $668.2M | $533.3M | $130.2M | $6.0M | 1.79% | 9.36% | 27.0% | 28% | 8 |
| 24 | Northeast Georgia BankLavonia, GA | First Security Bankshares Inc | $650.6M | $562.9M | $81.1M | $8.4M | 2.59% | 20.63% | – | 26% | 9 |
| 25 | Community Bank of Pickens CountyJasper, GA | Community Banks of Georgia Inc | $628.6M | $537.8M | $86.1M | $7.4M | 2.35% | 17.49% | 18.9% | 16% | 2 |
| 26 | Southeastern BankDarien, GA | Southeastern Banking Corp | $624.9M | $544.1M | $77.3M | $5.3M | 1.71% | 14.06% | – | 17% | 11 |
| 27 | First Port City BankBainbridge, GA | Port City Holding Co Inc | $623.9M | $557.5M | $61.6M | $4.7M | 1.56% | 15.80% | 13.6% | 35% | 6 |
| 28 | The Citizens Bank of GeorgiaCumming, GA | Forsyth Bancshares Inc | $598.5M | $531.3M | $65.5M | $5.7M | 1.86% | 17.94% | 18.8% | 33% | 4 |
| 29 | Guardian BankValdosta, GA | Wb&t Bankshares Inc | $597.9M | $524.3M | $52.7M | $4.6M | 1.54% | 17.73% | 17.4% | 43% | 5 |
| 30 | Pineland BankAlma, GA | South Banking Co | $597.1M | $532.6M | $60.4M | $4.8M | 1.66% | 16.53% | – | 26% | 9 |
| 31 | South Georgia Banking CompanyOmega, GA | South Georgia Bank Holding Co | $570.1M | $487.6M | $79.5M | $4.8M | 1.63% | 12.42% | 17.9% | 19% | 8 |
| 32 | Peoples Bank & TrustBuford, GA | Peoples Banktrust Inc | $563.3M | $505.0M | $54.0M | $4.0M | 1.41% | 15.57% | – | 45% | 1 |
| 33 | Sunmark Community BankPerry, GA | Sunmark Bancshares Inc | $556.6M | $467.5M | $82.1M | $6.9M | 2.77% | 19.78% | – | 32% | 10 |
| 34 | First National Bank of Coffee CountyDouglas, GA | FNC Bcorp Inc | $547.5M | $494.7M | $46.7M | $3.8M | 1.41% | 16.27% | 17.7% | 43% | 5 |
| 35 | Bank of DudleyDudley, GA | Hogan Investments I Inc | $537.9M | $486.8M | $48.9M | $2.5M | 0.97% | 10.61% | – | 32% | 8 |
| 36 | First State BankWrens, GA | Csra Bank Corp | $512.7M | $444.8M | $48.8M | $4.7M | 1.84% | 20.61% | – | 15% | 6 |
| 37 | Citizens Bank of AmericusAmericus, GA | Cba Bankshares Inc | $511.1M | $453.9M | $48.5M | $4.0M | 1.58% | 16.95% | 17.7% | 40% | 3 |
| 38 | American Commerce Bank, National AssociationBremen, GA | American Com Bancshares Inc | $495.7M | $392.1M | $84.7M | $4.4M | 1.79% | 10.61% | 20.9% | 21% | 4 |
| 39 | Century Bank and TrustMilledgeville, GA | Century Bcorp Inc | $490.7M | $435.3M | $52.7M | $4.4M | 1.94% | 18.18% | – | 29% | 3 |
| 40 | Planters First BankCordele, GA | Planters First Bcorp | $485.7M | $439.8M | $42.6M | $3.9M | 1.68% | 18.85% | 14.1% | 26% | 7 |
| 41 | The Commercial BankCrawford, GA | TCB Bancshares Inc | $463.7M | $419.2M | $40.3M | $7.2M | 3.14% | 36.96% | – | 31% | 5 |
| 42 | First Peoples BankPine Mountain, GA | First Peoples Bankshares Inc | $449.4M | $379.2M | $54.2M | $2.3M | 1.04% | 8.59% | 14.5% | 30% | 9 |
| 43 | Bank of MadisonMadison, GA | Madison Bank Corp | $448.1M | $398.1M | $46.4M | $4.1M | 1.88% | 18.56% | 14.6% | 29% | 4 |
| 44 | The Bank of LaFayette, GeorgiaLa Fayette, GA | Lafayette Bankshares Inc | $446.8M | $396.2M | $18.1M | $2.1M | 0.93% | 23.54% | – | 37% | 3 |
| 45 | Glennville BankGlennville, GA | GB Bank Group Inc | $444.2M | $395.5M | $44.0M | $3.4M | 1.56% | 15.94% | 21.7% | 24% | 7 |
| 46 | River City BankRome, GA | RCB Financial Corp | $423.4M | $380.9M | $39.5M | $3.5M | 1.71% | 18.71% | 13.4% | 28% | 4 |
| 47 | Great Oaks BankRichmond Hill, GA | Great Oaks Finl Holdings Inc | $422.0M | $374.4M | $41.0M | $3.0M | 1.42% | 14.74% | 13.8% | 27% | 6 |
| 48 | The Citizens Bank of SwainsboroSwainsboro, GA | Swainsboro Bankshares Inc | $420.5M | $365.1M | $50.7M | $3.8M | 1.83% | 15.48% | 18.9% | 25% | 5 |
| 49 | F&M BankWashington, GA | Washington Wilkes Holding Co | $419.9M | $356.8M | $54.4M | $3.0M | 1.40% | 11.02% | – | 22% | 5 |
| 50 | Touchmark National BankAlpharetta, GA | Touchmark Bancshares Inc | $416.9M | $356.4M | $53.2M | $933.0K | 0.45% | 3.54% | 44.2% | 55% | 1 |
| 51 | CIBC National Trust CompanyAtlanta, GA | Canadian Imperial BK of Com | $412.8M | $550.0K | $278.8M | $27.6M | 13.72% | 20.02% | 215.7% | 55% | 16 |
| 52 | Exchange BankMilledgeville, GA | Exchange Bankshares Inc | $410.3M | $358.9M | $39.2M | −$1.5M | −0.70% | −7.12% | – | 21% | 5 |
| 53 | Commercial Banking CompanyValdosta, GA | Lowndes Bancshares Inc | $409.5M | $361.6M | $38.6M | $3.9M | 1.94% | 20.60% | 14.4% | 33% | 5 |
| 54 | Citizens Bank of the SouthSandersville, GA | – | $395.1M | $345.6M | $48.4M | $3.0M | 1.58% | 12.79% | 17.6% | 31% | 3 |
| 55 | Georgia Community BankAlbany, GA | Georgia Community Bcorp Inc | $375.0M | $321.7M | $50.2M | $3.4M | 1.80% | 13.56% | – | 28% | 8 |
| 56 | First National Bank of GriffinGriffin, GA | – | $368.3M | $321.3M | $34.2M | $2.7M | 1.45% | 16.20% | 17.7% | 16% | 6 |
| 57 | Rabun County BankClayton, GA | Liberty Bcorp of Georgia Inc | $361.5M | $321.3M | $37.4M | $3.0M | 1.64% | 15.96% | – | 16% | 4 |
| 58 | First National Bank of Decatur CountyBainbridge, GA | Bainbridge Bancshares Inc | $359.6M | $330.8M | $22.7M | $474.0K | 0.26% | 4.20% | 10.0% | 22% | 6 |
| 59 | Flint Community BankAlbany, GA | Flint Community Bancshares Inc | $357.1M | $310.4M | $32.1M | $3.6M | 2.10% | 23.07% | 12.7% | 36% | 2 |
| 60 | First Southern BankWaycross, GA | Fsbh Corp | $347.2M | $312.9M | $32.7M | $1.6M | 0.94% | 10.00% | 14.9% | 39% | 1 |
| 61 | Altamaha Bank & Trust CompanyVidalia, GA | Altamaha Bancshares Inc | $334.1M | $303.8M | $29.3M | $2.6M | 1.55% | 17.99% | 13.1% | 25% | 4 |
| 62 | Bank of NewingtonNewington, GA | – | $333.8M | $301.1M | $29.7M | $2.4M | 1.50% | 16.94% | 11.4% | 19% | 4 |
| 63 | Douglas National BankDouglas, GA | DNB Financial Services Inc | $326.9M | $294.7M | $31.9M | $5.8M | 3.51% | 36.56% | 14.5% | 37% | 1 |
| 64 | Classic City BankAthens, GA | CCB Bcorp Inc | $314.3M | $277.8M | $34.2M | $3.2M | 2.11% | 19.50% | – | 51% | 1 |
| 65 | United National BankCairo, GA | – | $308.7M | $255.9M | $45.4M | $1.9M | 1.23% | 8.29% | 21.1% | 27% | 1 |
| 66 | Craft BankAtlanta, GA | Craft Bancshares Inc | $305.9M | $260.3M | $42.0M | $2.0M | 1.37% | 10.01% | 14.4% | 29% | 2 |
| 67 | The Claxton BankBellville, GA | TCB Financial Inc | $304.8M | $249.1M | $35.6M | $486.0K | 0.34% | 2.75% | 15.4% | 28% | 4 |
| 68 | Durden Banking Company, IncorporatedTwin City, GA | Durden Bankshares Inc | $299.2M | $252.2M | $46.1M | $5.3M | 3.60% | 23.70% | 21.5% | 28% | 4 |
| 69 | Community Banking CompanyFitzgerald, GA | CBC Holding Co | $297.3M | $259.9M | $35.3M | $2.5M | 1.66% | 14.63% | – | 28% | 3 |
| 70 | Georgia First BankSoperton, GA | Soperton Bancshares Inc | $290.8M | $259.5M | $29.5M | $2.7M | 1.86% | 18.99% | 13.7% | 28% | 3 |
| 71 | Farmers & Merchants BankEatonton, GA | Putnam-Greene Financial Corp | $289.6M | $258.6M | $28.7M | $824.0K | 0.55% | 5.81% | 18.5% | 40% | 2 |
| 72 | First Federal Savings and Loan Association of ValdostaValdosta, GA | – | $278.5M | $208.5M | $33.9M | $1.2M | 0.83% | 6.92% | – | 18% | 4 |
| 73 | South Coast Bank & TrustBrunswick, GA | Wb&t Bankshares Inc | $269.8M | $239.4M | $22.4M | $2.0M | 1.51% | 18.52% | – | 21% | 2 |
| 74 | The Peoples BankEatonton, GA | Peoples Bankshares Inc | $269.7M | $234.8M | $31.0M | $1.9M | 1.46% | 12.89% | – | 27% | 3 |
| 75 | South Georgia BankGlennville, GA | South Group Bancshares Inc | $269.5M | $241.3M | $23.9M | $2.4M | 1.85% | 20.90% | 20.6% | 32% | 5 |
| 76 | Community Bank of GeorgiaBaxley, GA | Community Bank of Georgia Inc | $269.5M | $239.6M | $27.7M | $2.4M | 1.85% | 17.85% | – | 15% | 2 |
| 77 | AB&TAlbany, GA | Community Capital Bancshares | $261.2M | $227.9M | $31.4M | $2.6M | 1.92% | 16.64% | 17.0% | 38% | 3 |
| 78 | The Peoples Bank of GeorgiaTalbotton, GA | – | $252.3M | $219.3M | $22.0M | $1.9M | 1.59% | 18.20% | – | 25% | 4 |
| 79 | Bank of AlapahaAlapaha, GA | Alapaha Holding Co | $251.0M | $230.0M | $19.3M | $818.0K | 0.65% | 8.56% | 19.5% | 30% | 4 |
| 80 | Waycross Bank & TrustWaycross, GA | Wb&t Bankshares Inc | $242.2M | $217.3M | $20.7M | $1.5M | 1.30% | 15.13% | – | 40% | 1 |
| 81 | Loyal Trust BankJohns Creek, GA | – | $235.3M | $175.4M | $25.4M | $307.0K | 0.26% | 2.42% | 15.8% | 23% | 1 |
| 82 | The First National Bank of WaynesboroWaynesboro, GA | First Burke Banking Co | $229.1M | $182.7M | $44.2M | $2.7M | 2.33% | 12.36% | 34.4% | 23% | 2 |
| 83 | Embassy National BankLawrenceville, GA | Embassy Bancshares Inc | $227.9M | $198.8M | $24.9M | $1.7M | 1.52% | 14.25% | 13.6% | 52% | 1 |
| 84 | Citizens Community BankHahira, GA | CCB Bancshares Inc | $221.9M | $200.0M | $14.7M | $1.6M | 1.45% | 22.03% | 13.6% | 19% | 4 |
| 85 | Mount Vernon BankMount Vernon, GA | Heart of Ga Bancshares Inc | $217.6M | $199.7M | $15.7M | $1.3M | 1.27% | 18.31% | – | 21% | 5 |
| 86 | First Bank of Coastal GeorgiaPembroke, GA | Putnam-Greene Financial Corp | $215.7M | $189.7M | $12.3M | $251.0K | 0.23% | 3.99% | 18.7% | 48% | 2 |
| 87 | Vidalia Federal Savings BankVidalia, GA | – | $212.0M | $164.3M | $25.2M | −$860.0K | −0.80% | −6.72% | – | 8% | 2 |
| 88 | Legacy State BankLoganville, GA | – | $205.9M | $180.2M | $23.2M | $1.1M | 1.11% | 9.75% | – | 43% | 2 |
| 89 | The Citizens Bank of CochranCochran, GA | Putnam-Greene Financial Corp | $201.4M | $169.1M | $29.7M | $2.0M | 2.01% | 14.23% | 21.0% | 16% | 2 |
| 90 | Magnolia State BankEastman, GA | Magnolia Bankshares Inc | $198.7M | $167.2M | $30.6M | $2.0M | 1.98% | 13.11% | – | 25% | 5 |
| 91 | Peoples BankLyons, GA | South Georgia Bankshares Corp | $192.4M | $170.3M | $21.0M | $1.2M | 1.24% | 11.66% | 22.1% | 30% | 2 |
| 92 | The Geo. D. Warthen BankSandersville, GA | GDW Bankshares Inc | $190.3M | $162.9M | $24.6M | $1.1M | 1.10% | 8.87% | 22.7% | 26% | 1 |
| 93 | Bank of CamillaCamilla, GA | Camilla Bancshares Inc | $188.1M | $147.6M | $39.7M | $1.5M | 1.54% | 7.52% | – | 17% | 1 |
| 94 | Farmers State BankLincolnton, GA | Lincoln Bancshares Inc | $186.2M | $160.3M | $25.0M | $2.5M | 2.67% | 20.07% | 31.7% | 25% | 3 |
| 95 | Farmers and Merchants BankSylvania, GA | Screven Bancshares Inc | $170.7M | $145.6M | $24.4M | $1.8M | 2.05% | 14.80% | – | 30% | 3 |
| 96 | Bank of DadeTrenton, GA | Tri-States Bankshares Inc | $162.3M | $151.3M | $10.4M | $2.2M | 2.72% | 41.71% | 16.4% | 25% | 3 |
| 97 | Family BankPelham, GA | – | $162.0M | $138.3M | $22.8M | $1.1M | 1.38% | 9.85% | 21.9% | 9% | 3 |
| 98 | West Central Georgia BankThomaston, GA | WCG Bancshares Inc | $160.4M | $123.7M | $34.0M | $1.3M | 1.65% | 7.78% | – | 13% | 2 |
| 99 | Bank of DawsonDawson, GA | Dawson Bancshares Inc | $159.9M | $132.0M | $26.1M | $1.8M | 2.22% | 13.84% | 25.8% | 27% | 1 |
| 100 | Bank of MonticelloMonticello, GA | Monticello Bancshares Inc | $158.0M | $135.6M | $21.5M | $2.5M | 3.21% | 23.75% | 19.6% | 27% | 1 |
| 101 | Farmers State BankDublin, GA | Farmers Bancshares Inc | $156.2M | $134.3M | $20.3M | $1.7M | 2.15% | 16.79% | 18.1% | 15% | 3 |
| 102 | Moultrie Bank & TrustMoultrie, GA | – | $150.6M | $128.6M | $21.6M | $800.0K | 0.99% | 7.49% | – | 51% | 1 |
| 103 | The Farmers BankGreensboro, GA | Putnam-Greene Financial Corp | $148.3M | $132.3M | $15.2M | $882.0K | 1.04% | 11.89% | 18.3% | 25% | 1 |
| 104 | The Merchants & Citizens BankMcrae, GA | M&c Bancshares Inc | $146.0M | $128.7M | $15.0M | $553.0K | 0.77% | 7.63% | 22.9% | 31% | 1 |
| 105 | Planters and Citizens BankCamilla, GA | P&c Bank Shares Inc | $139.2M | $117.3M | $12.0M | $473.0K | 0.66% | 8.04% | – | 28% | 2 |
| 106 | Bank of HazlehurstHazlehurst, GA | Hazlehurst Investors Inc | $134.2M | $117.9M | $15.9M | $1.5M | 2.19% | 19.22% | 30.6% | 30% | 2 |
| 107 | The Citizens National Bank of QuitmanQuitman, GA | Lowndes Bancshares Inc | $133.7M | $119.0M | $14.3M | $1.1M | 1.58% | 14.56% | 17.9% | 30% | 1 |
| 108 | Carver State BankSavannah, GA | Carver Financial Corp | $111.2M | $93.1M | $16.9M | $573.0K | 1.00% | 6.83% | – | 15% | 2 |
| 109 | The Peoples BankWillacoochee, GA | Atkinson Cnty Bankshares Corp | $109.3M | $95.2M | $13.9M | $390.0K | 0.71% | 5.65% | – | 21% | 2 |
| 110 | First Bank of PikeZebulon, GA | – | $87.5M | $77.8M | $8.5M | $570.0K | 1.30% | 13.93% | 16.6% | 19% | 3 |
| 111 | F & M Bank and Trust CompanyManchester, GA | F&m Holding Co Inc | $87.4M | $77.2M | $7.8M | $390.0K | 0.88% | 10.24% | 11.8% | 13% | 1 |
| 112 | The Four County BankAllentown, GA | Four County Bancshares Inc | $87.1M | $75.4M | $11.3M | $868.0K | 1.94% | 15.41% | – | 10% | 1 |
| 113 | First State Bank of Randolph CountyCuthbert, GA | – | $86.9M | $84.4M | $1.2M | −$118.0K | −0.27% | −17.68% | 15.1% | 16% | 2 |
| 114 | Rochelle State BankRochelle, GA | ST Hldgs Inc | $85.6M | $76.0M | $6.8M | $70.0K | 0.17% | 2.08% | 10.4% | 19% | 1 |
| 115 | Bank of Hancock CountySparta, GA | – | $85.2M | $71.4M | $13.7M | $196.0K | 0.46% | 2.89% | – | 7% | 1 |
| 116 | The Bank of EdisonEdison, GA | Boe Bancshares Inc | $83.9M | $78.6M | $5.1M | $762.0K | 1.80% | 31.70% | 14.3% | 26% | 1 |
| 117 | Southeast First National BankSummerville, GA | Summerville Trion Bancshares | $74.9M | $66.0M | $8.5M | $290.0K | 0.80% | 6.81% | – | 51% | 3 |
| 118 | Apex Banking Company of GeorgiaCleveland, GA | – | $72.6M | $66.5M | $5.9M | $203.0K | 0.55% | 6.98% | – | 21% | 2 |
| 119 | The Security State BankMcrae, GA | Farmers Bancshares Inc | $70.5M | $61.0M | $9.2M | $666.0K | 1.92% | 14.54% | 25.5% | 18% | 1 |
| 120 | Talbot State BankWoodland, GA | TSB Bcorp Inc | $51.7M | $45.2M | $2.3M | −$222.0K | −0.85% | −18.47% | 16.8% | 19% | 2 |
| 121 | The Trust BankLenox, GA | Lindsey Family Trust | $47.0M | $39.3M | $7.4M | $439.0K | 1.94% | 12.20% | 30.6% | 18% | 3 |
| 122 | First City BankAlpharetta, GA | – | $23.0M | $1.1M | $21.7M | −$365.0K | −3.05% | −7.97% | – | 0% | 1 |
| 123 | Private Bank & TrustGainesville, GA | – | – | – | – | – | – | – | – | – | 1 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Georgia
135 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| May 1, 2026 | Community Bank and Trust - West GeorgiaLagrange, GA | GA | $305.7M | $296.4M | $97.3M | Anchor Bank | Purchase and assumption, insured deposits |
| Aug 19, 2016 | The Woodbury Banking CompanyWoodbury, GA | GA | $21.4M | $21.1M | $3.3M | United Bank | Purchase and assumption |
| Oct 2, 2015 | The Bank of GeorgiaPeachtree City, GA | GA | $286.1M | $264.2M | $27.8M | Fidelity Bank | Purchase and assumption |
| Feb 13, 2015 | Capitol City Bank & Trust CompanyAtlanta, GA | GA | $272.3M | $262.7M | $95.9M | First-Citizens Bank & Trust Company | Purchase and assumption |
| Jul 18, 2014 | Eastside Commercial BankConyers, GA | GA | $173.9M | $166.9M | $38.3M | Community & Southern Bank | Purchase and assumption |
| May 10, 2013 | Sunrise BankValdosta, GA | GA | $60.8M | $57.8M | $16.0M | Synovus Bank | Purchase and assumption |
| Apr 26, 2013 | Douglas County BankDouglasville, GA | GA | $317.3M | $315.3M | $89.6M | Hamilton State Bank | Purchase and assumption |
| Mar 8, 2013 | Frontier BankLagrange, GA | GA | $258.8M | $224.1M | $73.4M | Heritage Bank of the South | Purchase and assumption |
| Nov 16, 2012 | Hometown CommunitybankBraselton, GA | GA | $124.6M | $108.9M | $39.7M | Certusbank, National Association | Purchase and assumption |
| Jul 27, 2012 | Jasper Banking CompanyJasper, GA | GA | $206.7M | $204.2M | $49.2M | Stearns Bank National Association | Purchase and assumption |
| Jul 20, 2012 | Georgia Trust BankBuford, GA | GA | $116.9M | $114.7M | $25.3M | Community & Southern Bank | Purchase and assumption |
| Jul 20, 2012 | First Cherokee State BankWoodstock, GA | GA | $209.0M | $182.1M | $36.2M | Community & Southern Bank | Purchase and assumption |
| Jul 6, 2012 | Montgomery Bank & TrustAiley, GA | GA | $153.2M | $164.2M | $65.8M | Ameris Bank | Purchase and assumption |
| Jun 15, 2012 | Security Exchange BankMarietta, GA | GA | $151.0M | $147.9M | $44.8M | Fidelity Bank | Purchase and assumption |
| Mar 23, 2012 | Convenant Bank & TrustRock Spring, GA | GA | $95.7M | $90.6M | $30.3M | Stearns Bank, National Association | Purchase and assumption |
| Mar 2, 2012 | Global Commerce BankDoraville, GA | GA | $143.7M | $116.8M | $40.3M | Metro City Bank | Purchase and assumption |
| Feb 24, 2012 | Central Bank of GeorgiaEllaville, GA | GA | $278.9M | $266.6M | $51.8M | Ameris Bank | Purchase and assumption |
| Jan 20, 2012 | The First State BankStockbridge, GA | GA | $516.8M | $509.1M | $192.1M | Hamilton State Bank | Purchase and assumption |
| Nov 10, 2011 | Community Bank of RockmartRockmart, GA | GA | $62.4M | $55.9M | $20.3M | Century Bank of Georgia | Purchase and assumption |
| Oct 21, 2011 | Community Capital BankJonesboro, GA | GA | $165.3M | $157.8M | $65.0M | State Bank and Trust Company | Purchase and assumption |
| Oct 21, 2011 | Decatur First BankDecatur, GA | GA | $184.8M | $172.0M | $24.6M | Fidelity Bank | Purchase and assumption |
| Oct 14, 2011 | Piedmont Community BankGray, GA | GA | $199.0M | $178.8M | $88.2M | State Bank and Trust Company | Purchase and assumption |
| Sep 2, 2011 | Patriot Bank of GeorgiaCumming, GA | GA | $150.8M | $140.6M | $54.2M | Georgia Commerce Bank | Purchase and assumption |
| Sep 2, 2011 | Creekside BankWoodstock, GA | GA | $102.3M | $96.6M | $33.8M | Georgia Commerce Bank | Purchase and assumption |
| Aug 19, 2011 | First Southern National BankStatesboro, GA | GA | $164.6M | $159.7M | $22.2M | Heritage Bank of the South | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Georgia
71 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | Delta CommunityAtlanta, GA | State | $9.1B | 547,012 | $6.7B | $8.0B | 12.58% | $53.3M |
| 2 | Robins FinancialWarner Robins, GA | State | $5.0B | 273,627 | $2.9B | $4.1B | 17.61% | $47.6M |
| 3 | Georgia's OwnAtlanta, GA | State | $4.2B | 240,275 | $3.2B | $3.6B | 9.99% | −$23.6M |
| 4 | Associated Credit UnionNorcross, GA | State | $2.5B | 172,237 | $1.9B | $2.2B | 13.03% | $9.1M |
| 5 | Georgia UnitedDuluth, GA | State | $2.5B | 162,195 | $1.8B | $2.1B | 10.78% | $12.1M |
| 6 | Center ParcAtlanta, GA | State | $2.4B | 127,515 | $1.9B | $2.1B | 13.83% | $5.8M |
| 7 | Lge CommunityAtlanta, GA | State | $2.4B | 128,026 | $1.7B | $2.0B | 11.91% | $6.9M |
| 8 | Peach StateLawrenceville, GA | Federal | $1.1B | 76,348 | $755.3M | $1.0B | 9.05% | $4.5M |
| 9 | Credit Union of GeorgiaWoodstock, GA | State | $766.1M | 37,326 | $530.0M | $670.3M | 10.15% | $4.6M |
| 10 | Coosa ValleyRome, GA | State | $765.9M | 51,938 | $606.2M | $678.1M | 9.21% | $4.1M |
| 11 | KineticColumbus, GA | Federal | $664.6M | 44,849 | $445.8M | $569.5M | 14.08% | $1.0M |
| 12 | The SouthernFayetteville, GA | State | $560.2M | 29,763 | $209.7M | $499.1M | 11.60% | $1.2M |
| 13 | Midsouth CommunityMacon, GA | Federal | $484.5M | 44,103 | $326.5M | $415.1M | 14.31% | $2.1M |
| 14 | SoutheasternValdosta, GA | State | $440.7M | 24,092 | $333.3M | $388.5M | 10.81% | $2.5M |
| 15 | MembersfirstDecatur, GA | State | $429.0M | 28,246 | $293.8M | $376.8M | 11.73% | $1.7M |
| 16 | CDCAtlanta, GA | Federal | $414.4M | 23,839 | $170.9M | $363.9M | 9.61% | −$1.2M |
| 17 | PlatinumDuluth, GA | Federal | $412.6M | 14,162 | $260.5M | $374.1M | 9.38% | $2.9M |
| 18 | InterstateJesup, GA | State | $410.9M | 36,220 | $330.6M | $341.0M | 15.55% | $5.0M |
| 19 | MarshlandBrunswick, GA | State | $272.9M | 18,111 | $198.5M | $248.3M | 8.66% | $712.4K |
| 20 | MygeorgiaGainesville, GA | State | $258.5M | 20,847 | $160.7M | $225.2M | 11.02% | $1.1M |
| 21 | GeovistaHinesville, GA | Federal | $247.2M | 21,683 | $100.2M | $224.6M | 8.68% | $703.2K |
| 22 | ExcelPeachtree Corners, GA | Federal | $174.0M | 10,374 | $112.9M | $113.8M | 13.60% | $1.0M |
| 23 | Georgia HeritageSavannah, GA | Federal | $162.7M | 15,349 | $110.5M | $143.5M | 10.38% | $242.3K |
| 24 | Go Energy FinancialTucker, GA | State | $152.6M | 11,541 | $113.3M | $134.1M | 11.82% | $530.7K |
| 25 | CoreStatesboro, GA | State | $151.6M | 15,509 | $92.8M | $130.3M | 12.75% | $671.9K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".