- S&P 500 7,659.44 −1.09%
- Dow Jones 52,002.41 −0.34%
- Nasdaq 26,713.03 +0.08%
- VIX 19.99 +21.45%
- 10-year Treasury 5.09% −0.01
- Dollar index 121.40 −0.14%
- WTI crude $101.91 +1.04%
Banks in Kentucky
The 120 FDIC-insured banks headquartered in Kentucky, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 120
- Their assets
- $84.9B
- Their deposits
- $71.3B
- Failures since 2000
- 3
- Credit unions
- 51
Every bank headquartered in Kentucky
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Stock Yards Bank & Trust CompanyLouisville, KY | Stock Yards Bancorp, Inc. | $10.4B | $8.5B | $1.2B | $80.4M | 1.64% | 14.12% | 12.0% | 41% | 87 |
| 2 | Republic Bank & Trust CompanyLouisville, KY | Republic Bcorp Inc | $7.1B | $5.6B | $1.1B | $75.8M | 2.13% | 14.26% | 16.5% | 46% | 48 |
| 3 | Community Trust Bank, Inc.Pikeville, KY | Community Trust Bcorp Inc | $6.9B | $5.7B | $907.4M | $55.4M | 1.64% | 12.47% | – | 30% | 78 |
| 4 | Central Bank & Trust Co.Lexington, KY | Central Bancshares Inc | $4.0B | $3.1B | $502.8M | $25.2M | 1.27% | 10.25% | 15.1% | 35% | 29 |
| 5 | Independence Bank of KentuckyOwensboro, KY | Independence Bancshares Inc | $3.8B | $3.0B | $318.8M | $21.4M | 1.12% | 13.76% | – | 41% | 26 |
| 6 | Traditional Bank, Inc.Mount Sterling, KY | Traditional Bcorp Inc | $2.4B | $2.1B | $215.4M | $14.4M | 1.18% | 13.66% | 14.0% | 30% | 19 |
| 7 | South Central Bank, Inc.Glasgow, KY | South Cntl Bancshares Ky Inc | $2.3B | $2.0B | $203.9M | $15.3M | 1.41% | 15.37% | 12.1% | 20% | 27 |
| 8 | Heritage Bank, Inc.Burlington, KY | Commonwealth Holdings L L C | $2.0B | $1.8B | $144.2M | $10.5M | 1.03% | 15.18% | 11.9% | 35% | 19 |
| 9 | Planters Bank, Inc.Hopkinsville, KY | Planters Financial Group Inc | $2.0B | $1.7B | $231.6M | $12.5M | 1.28% | 10.93% | 15.0% | 39% | 15 |
| 10 | Whitaker BankLexington, KY | Whitaker Bank Corp of Kentucky | $1.9B | $1.6B | $222.4M | $13.7M | 1.42% | 12.34% | – | 27% | 46 |
| 11 | Forcht Bank, National AssociationLexington, KY | Forcht Bcorp Inc | $1.6B | $1.5B | $146.1M | $6.1M | 0.74% | 8.45% | 12.4% | 20% | 23 |
| 12 | The Cecilian BankCecilia, KY | Pine Knob Holdings LLC | $1.6B | $1.3B | $163.7M | $13.2M | 1.67% | 16.14% | – | 29% | 19 |
| 13 | Community Financial Services BankBenton, KY | Community Finl Services Employee STK Ownership Plan | $1.4B | $1.2B | $113.4M | $7.2M | 1.04% | 13.01% | 13.5% | 21% | 8 |
| 14 | First Southern National BankLancaster, KY | First Southern Bcorp Inc | $1.3B | $1.1B | $148.9M | $5.2M | 0.82% | 7.06% | 18.3% | 30% | 17 |
| 15 | Edmonton State BankGlasgow, KY | Edmonton Bancshares Inc | $1.2B | $1.0B | $138.8M | $14.1M | 2.44% | 20.66% | – | 16% | 18 |
| 16 | The Monticello Banking CompanyMonticello, KY | Monticello Bankshares Inc | $1.1B | $924.3M | $92.4M | $5.3M | 0.97% | 11.18% | – | 29% | 21 |
| 17 | The Paducah Bank and Trust CompanyPaducah, KY | Paducah Bank Shares Inc | $1.1B | $844.2M | $106.8M | $11.6M | 2.25% | 21.52% | 12.9% | 23% | 6 |
| 18 | The Farmers National Bank of DanvilleDanville, KY | Boyle Bcorp Inc | $989.8M | $848.0M | $98.0M | $6.6M | 1.33% | 13.82% | 13.5% | 18% | 15 |
| 19 | American Bank & Trust Company, Inc.Bowling Green, KY | First Breckinridge Bancshares | $924.4M | $800.0M | $84.2M | $4.7M | 1.04% | 11.35% | 11.4% | 24% | 6 |
| 20 | Wilson & Muir Bank & Trust CompanyBardstown, KY | Wilson&muir Bcorp Inc | $818.4M | $727.6M | $56.2M | $10.9M | 2.61% | 38.99% | 13.9% | 30% | 12 |
| 21 | Cumberland Valley National Bank & Trust CompanyLondon, KY | Cumberland Valley Finl Corp | $816.1M | $737.2M | $74.8M | $4.7M | 1.15% | 12.67% | – | 34% | 14 |
| 22 | Franklin Bank & Trust CompanyFranklin, KY | Franklin Bcorp Inc | $803.6M | $650.7M | $107.4M | $6.3M | 1.57% | 11.96% | – | 17% | 5 |
| 23 | Farmers Bank and Trust CompanyMarion, KY | Farmers Bcorp Inc of Marion Ky | $794.0M | $699.2M | $71.0M | $7.2M | 1.86% | 21.02% | 11.4% | 12% | 10 |
| 24 | FNB Bank, Inc.Mayfield, KY | Jackson Financial Inc. | $770.0M | $706.4M | $59.8M | $4.7M | 1.23% | 15.74% | 12.2% | 17% | 11 |
| 25 | First & Farmers National Bank, Inc.Somerset, KY | Pine Knob Holdings LLC | $714.2M | $630.7M | $78.3M | $5.2M | 1.50% | 13.44% | 14.6% | 16% | 11 |
| 26 | The Citizens National Bank of SomersetSomerset, KY | Citizens Bancshares Inc | $700.9M | $569.0M | $41.1M | $6.1M | 1.73% | 29.71% | 14.7% | 26% | 12 |
| 27 | Citizens Bank of Kentucky, Inc.Paintsville, KY | Citizens National Corp | $669.9M | $571.0M | $89.9M | $3.5M | 1.04% | 7.92% | 23.5% | 20% | 12 |
| 28 | Peoples Exchange BankWinchester, KY | Genbeach Co Inc | $609.8M | $522.7M | $59.2M | $3.9M | 1.26% | 13.53% | – | 26% | 9 |
| 29 | Hearthside Bank CorporationMiddlesboro, KY | HFB Financial Corp | $608.9M | $547.9M | $55.0M | $2.5M | 0.85% | 9.40% | 14.3% | 27% | 8 |
| 30 | First United Bank and Trust CompanyMadisonville, KY | First United Bcorp Inc | $591.4M | $525.0M | $36.1M | $4.3M | 1.45% | 24.62% | 14.2% | 16% | 7 |
| 31 | First Kentucky Bank, Inc.Mayfield, KY | Exchange Bancshares Inc | $585.6M | $508.2M | $45.2M | $3.7M | 1.26% | 16.63% | 13.8% | 18% | 11 |
| 32 | Peoples Bank of Kentucky, Inc.Flemingsburg, KY | Peoples Fleming Cnty Bcorp Inc | $564.9M | $489.3M | $62.3M | $1.4M | 0.49% | 4.47% | 16.3% | 16% | 12 |
| 33 | West Point BankRadcliff, KY | First Breckinridge Bancshares | $560.6M | $475.7M | $41.5M | $3.0M | 1.08% | 15.13% | 11.7% | 22% | 5 |
| 34 | Magnolia Bank, IncorporatedElizabethtown, KY | Magnolia Bancshares Inc | $546.3M | $449.5M | $55.3M | $2.4M | 0.93% | 8.92% | – | 41% | 15 |
| 35 | The Murray BankMurray, KY | Banckentucky Inc | $534.1M | $476.7M | $48.4M | $5.0M | 1.82% | 21.32% | – | 18% | 3 |
| 36 | United Community Bank of West Kentucky, Inc.Morganfield, KY | United Cmty Bancshares Inc | $524.9M | $447.1M | $46.2M | $4.0M | 1.53% | 18.35% | – | 34% | 7 |
| 37 | The Casey County Bank, Inc.Liberty, KY | Casey County Bcorp Inc | $508.4M | $365.6M | $37.7M | $3.1M | 1.29% | 16.69% | 11.6% | 29% | 5 |
| 38 | First Community Bank of the Heartland, Inc.Clinton, KY | First Trust Financial Corp | $506.0M | $446.3M | $39.0M | $3.1M | 1.25% | 16.32% | 9.6% | 23% | 11 |
| 39 | River City Bank, Inc.Louisville, KY | First Breckinridge Bancshares | $494.9M | $438.3M | $50.4M | $2.5M | 1.02% | 10.26% | 14.8% | 22% | 7 |
| 40 | Springfield State BankSpringfield, KY | Springfield Bankshares Inc | $486.9M | $388.4M | $56.3M | $2.4M | 1.01% | 8.71% | – | 19% | 3 |
| 41 | Eclipse Bank, Inc.Louisville, KY | Eclipse Bcorp Inc | $485.7M | $341.3M | $43.7M | $1.4M | 0.58% | 6.61% | – | 16% | 4 |
| 42 | The First National Bank of Russell SpringsRussell Springs, KY | First Bcorp Inc | $475.2M | $409.0M | $43.0M | $3.4M | 1.45% | 16.37% | – | 42% | 3 |
| 43 | Pbt BancorpHazard, KY | Hazard Bcorp | $473.2M | $426.7M | $24.0M | −$31.0K | −0.01% | −0.26% | 9.4% | 22% | 6 |
| 44 | United Cumberland BankWhitley City, KY | Mccreary Bancshares Inc | $460.2M | $399.3M | $50.8M | $4.4M | 1.93% | 17.69% | – | 24% | 7 |
| 45 | Meade County BankBrandenburg, KY | Meade Bcorp Inc | $458.4M | $384.4M | $37.0M | $2.6M | 1.15% | 14.68% | 12.9% | 25% | 4 |
| 46 | The Lincoln National Bank of HodgenvilleHodgenville, KY | Hambac Inc | $454.4M | $377.8M | $65.7M | $3.2M | 1.41% | 9.94% | 23.3% | 16% | 5 |
| 47 | Morgantown Bank & Trust Company, IncorporatedMorgantown, KY | Morgantown Deposit Bcorp Inc | $439.7M | $385.7M | $33.9M | $1.8M | 0.82% | 10.76% | 11.4% | 11% | 8 |
| 48 | Town & Country Bank and Trust CompanyBardstown, KY | First Farmers Bank Holding Co | $433.7M | $378.0M | $52.7M | $3.2M | 1.47% | 12.22% | – | 17% | 5 |
| 49 | Cumberland Security Bank, Inc.Somerset, KY | First Commerce Bcorp Inc | $420.1M | $359.4M | $59.3M | $9.5M | 4.50% | 33.21% | 17.6% | 40% | 4 |
| 50 | Bank of Lexington, Inc.Lexington, KY | First Breckinridge Bancshares | $410.8M | $322.2M | $45.0M | $2.4M | 1.21% | 11.07% | 16.2% | 35% | 4 |
| 51 | Bank of the Bluegrass and Trust CompanyLexington, KY | Bluegrass Bancshares Inc | $407.0M | $346.0M | $37.5M | $2.7M | 1.35% | 15.08% | – | 34% | 5 |
| 52 | First State BankIrvington, KY | First Breckinridge Bancshares | $402.0M | $354.3M | $41.4M | $3.4M | 1.72% | 16.92% | 16.5% | 14% | 3 |
| 53 | Citizens Bank & Trust CompanyCampbellsville, KY | First Bcorp Inc | $383.4M | $333.9M | $47.0M | $2.4M | 1.24% | 10.13% | – | 37% | 4 |
| 54 | The First National Bank of GraysonGrayson, KY | First Grayson Bcorp Inc | $371.9M | $325.5M | $44.8M | $3.4M | 1.84% | 15.56% | – | 27% | 7 |
| 55 | United Southern BankHopkinsville, KY | Todd Bancshares Inc | $353.7M | $308.3M | $42.8M | $2.6M | 1.46% | 12.50% | – | 12% | 7 |
| 56 | 1st Trust Bank, Inc.Hazard, KY | – | $351.7M | $309.2M | $30.8M | $1.3M | 0.75% | 8.59% | – | 31% | 4 |
| 57 | Citizens Deposit Bank of Arlington, Inc.Arlington, KY | Carlisle Bcorp Inc | $348.2M | $287.8M | $41.2M | $2.8M | 1.60% | 13.83% | – | 34% | 5 |
| 58 | Kentucky Farmers Bank CorporationCatlettsburg, KY | KFB Holdings Inc | $328.5M | $276.1M | $51.1M | $3.5M | 2.12% | 13.81% | 27.3% | 32% | 5 |
| 59 | The Farmers Bank of MiltonMilton, KY | Farmers Financial Corp | $305.1M | $253.4M | $29.6M | $1.0M | 0.66% | 6.99% | 19.4% | 33% | 5 |
| 60 | Citizens Guaranty BankRichmond, KY | Citizens Guaranty Finl Corp | $303.6M | $260.7M | $25.6M | $2.3M | 1.51% | 17.69% | 11.2% | 14% | 6 |
| 61 | Hometown Bank of Corbin, Inc.Corbin, KY | Hometown Bancshares Inc | $302.3M | $268.1M | $20.1M | $1.2M | 0.78% | 11.76% | 12.5% | 26% | 7 |
| 62 | United Citizens Bank of Southern KentuckyColumbia, KY | United Citizens Bcorp Inc | $286.2M | $243.5M | $33.0M | $2.7M | 1.96% | 16.92% | 15.9% | 13% | 6 |
| 63 | Bank of Edmonson CountyBrownsville, KY | Edmonson Bancshares Inc | $283.4M | $242.7M | $26.2M | $2.3M | 1.61% | 17.88% | 16.8% | 12% | 3 |
| 64 | The Farmers BankNicholasville, KY | Farmers Bcorp Nicholasville | $282.7M | $250.7M | $29.7M | $1.4M | 1.03% | 9.73% | 19.3% | 20% | 4 |
| 65 | First Federal Savings Bank of KentuckyFrankfort, KY | First Federal MHC | $282.6M | $207.8M | $30.1M | $1.0M | 0.70% | 6.63% | – | 8% | 6 |
| 66 | Bank of JamestownJamestown, KY | Jamestown Bcorp Inc | $263.8M | $192.2M | $33.1M | $1.6M | 1.24% | 9.65% | – | 16% | 3 |
| 67 | Bank of HindmanHindman, KY | Community Exc Bancshares Inc | $259.7M | $211.4M | $19.5M | $636.0K | 0.48% | 6.56% | 16.0% | 14% | 3 |
| 68 | FIRST NATIONAL BANK OF KENTUCKYCarrollton, KY | Port William Bancshares Inc | $258.0M | $227.6M | $23.4M | $2.2M | 1.72% | 19.12% | – | 18% | 6 |
| 69 | Citizens BankMount Vernon, KY | Rockcastle Bcorp Inc | $250.4M | $221.6M | $20.8M | $2.0M | 1.57% | 19.59% | 11.7% | 17% | 5 |
| 70 | Farmers Bank and Trust CompanyPrinceton, KY | United Bcorp of Princeton Inc | $247.8M | $215.1M | $18.8M | $2.0M | 1.63% | 22.23% | – | 15% | 4 |
| 71 | Lewisburg Banking CompanyLewisburg, KY | Lewisburg Bancshares Corp | $246.1M | $210.1M | $18.9M | $2.2M | 1.85% | 23.08% | – | 24% | 5 |
| 72 | Taylor County BankCampbellsville, KY | Taylor County Bancshares Inc | $243.8M | $217.3M | $25.4M | $1.9M | 1.57% | 15.34% | – | 22% | 4 |
| 73 | The Commercial Bank of GraysonGrayson, KY | Commercial Grayson Bancshares | $242.0M | $215.4M | $24.7M | $1.2M | 0.98% | 9.51% | 17.6% | 11% | 3 |
| 74 | Bank of ColumbiaColumbia, KY | Columbia Bancshares Inc | $231.1M | $209.2M | $20.4M | $2.6M | 2.27% | 26.21% | – | 18% | 3 |
| 75 | The First National Bank of ManchesterManchester, KY | First National Financial Corp | $230.1M | $206.4M | $22.6M | $1.1M | 0.99% | 10.36% | 14.5% | 37% | 6 |
| 76 | The Citizens BankMorehead, KY | Citizens Bcorp Morehead Inc | $228.6M | $181.9M | $19.0M | $2.5M | 2.15% | 26.33% | 16.0% | 22% | 5 |
| 77 | The Citizens BankHickman, KY | Citizens Bcorp of Hickman Inc | $220.4M | $193.7M | $25.5M | $1.9M | 1.73% | 15.34% | – | 26% | 3 |
| 78 | United Citizens Bank & Trust CompanyCampbellsburg, KY | United Citizens Financial Corp | $219.3M | $197.5M | $21.0M | $1.2M | 1.05% | 11.29% | – | 13% | 7 |
| 79 | Citizens Bank & Trust Co. of JacksonJackson, KY | John R Turner Holding Co | $217.3M | $190.9M | $22.9M | $1.1M | 1.02% | 9.63% | 14.4% | 16% | 3 |
| 80 | Commercial BankWest Liberty, KY | Commercial Bancshares Svg&employee STK Ownership Plan | $216.1M | $181.4M | $21.1M | $1.4M | 1.29% | 13.50% | 16.6% | 15% | 2 |
| 81 | Century Bank of Kentucky, Inc.Lawrenceburg, KY | Century Bancshares Inc | $208.1M | $188.0M | $19.6M | $2.2M | 2.17% | 23.77% | – | 14% | 2 |
| 82 | First & Peoples Bank and Trust CompanyRussell, KY | First&peoples Bancshares Inc | $207.1M | $190.6M | $15.9M | −$500.0K | −0.48% | −6.23% | – | 15% | 4 |
| 83 | Elkton Bank & Trust CompanyElkton, KY | Elkton Bcorp Inc | $199.1M | $168.5M | $23.6M | $997.0K | 1.01% | 8.50% | 28.8% | 29% | 4 |
| 84 | Peoples BankLebanon, KY | King Harris Bcorp Inc | $193.7M | $173.3M | $15.3M | $1.0M | 1.06% | 13.69% | – | 18% | 4 |
| 85 | Bank of ClarksonClarkson, KY | First Breckinridge Bancshares | $178.2M | $149.7M | $18.2M | $1.3M | 1.46% | 14.53% | 19.0% | 9% | 2 |
| 86 | Jackson County BankMc Kee, KY | – | $175.9M | $113.6M | $49.9M | $1.6M | 1.87% | 6.58% | – | 21% | 3 |
| 87 | PBK BANK, INC.Stanford, KY | Community Bancshares Inc | $175.6M | $150.4M | $24.6M | $1.6M | 1.82% | 13.09% | – | 9% | 6 |
| 88 | Citizens Bank and Trust of Lebanon, Inc.Lebanon, KY | CNB of Lebanon Bcorp Inc | $173.0M | $156.9M | $10.3M | $794.0K | 0.94% | 15.43% | – | 36% | 1 |
| 89 | Auburn Banking CompanyAuburn, KY | First Community Bcorp Inc | $164.3M | $149.8M | $11.4M | $1.3M | 1.65% | 23.05% | 11.0% | 24% | 3 |
| 90 | Bank of MaysvilleMaysville, KY | First Bank of Kentucky Corp | $164.0M | $133.7M | $28.6M | $1.2M | 1.45% | 8.36% | 30.3% | 21% | 3 |
| 91 | The Salyersville National BankSalyersville, KY | SNB Bcorp Inc | $163.5M | $125.2M | $18.0M | $1.3M | 1.64% | 15.04% | 23.2% | 28% | 2 |
| 92 | The Farmers National Bank of LebanonLebanon, KY | Lebanon Bancshares Inc | $163.0M | $145.5M | $16.4M | $862.0K | 1.09% | 10.82% | – | 12% | 2 |
| 93 | Commonwealth Community Bank, Inc.Hartford, KY | Ohio Cnty Cmty Bancshares Inc | $157.7M | $134.8M | $20.9M | $190.0K | 0.24% | 1.82% | – | 11% | 3 |
| 94 | Independent Correspondent Bankers' Bank, Inc.Frankfort, KY | Independent Cmty Bcorp Inc | $151.4M | $82.5M | $21.1M | $530.0K | 0.73% | 5.08% | 22.6% | 21% | 1 |
| 95 | The Sacramento Deposit BankSacramento, KY | Sacramento Bcorp | $149.8M | $136.9M | $11.4M | $1.7M | 2.24% | 29.81% | 14.7% | 9% | 2 |
| 96 | Hyden Citizens BankHyden, KY | Middlefork Financial Group Inc | $148.6M | $134.8M | $9.9M | $1.1M | 1.57% | 23.73% | 13.6% | 19% | 4 |
| 97 | The Peoples BankTaylorsville, KY | Lake Valley Bcorp Inc | $145.0M | $132.6M | $11.7M | $1.5M | 2.14% | 26.02% | 17.5% | 21% | 2 |
| 98 | Bank of Cadiz and Trust CompanyCadiz, KY | Cadiz Bcorp Inc | $142.9M | $137.9M | $4.0M | $710.0K | 0.99% | 34.87% | 15.3% | 9% | 5 |
| 99 | Bank of BuffaloBuffalo, KY | Buffalo Bancshares Inc | $140.5M | $102.4M | $12.4M | $1.1M | 1.65% | 18.79% | – | 9% | 3 |
| 100 | The Peoples BankMarion, KY | Peoples-Marion Bcorp Inc | $135.3M | $119.4M | $15.3M | $585.0K | 0.87% | 7.78% | – | 11% | 4 |
| 101 | Bedford Loan & Deposit BankBedford, KY | Meade Bcorp Inc | $121.8M | $103.5M | $15.8M | $519.0K | 0.87% | 6.63% | 24.4% | 12% | 3 |
| 102 | Peoples Bank, Mt. WashingtonMount Washington, KY | Crossroads Bcorp Inc | $120.0M | $109.6M | $9.8M | $1.1M | 1.76% | 21.82% | 12.9% | 18% | 2 |
| 103 | Fredonia Valley BankFredonia, KY | Fredonia Valley Bcorp Inc | $119.8M | $105.5M | $11.3M | $551.0K | 0.93% | 9.66% | – | 18% | 3 |
| 104 | Owingsville Banking CompanyOwingsville, KY | Bath County Banking Co | $104.1M | $92.3M | $9.3M | $305.0K | 0.60% | 6.66% | – | 12% | 3 |
| 105 | Bank of the Mountains, Inc.West Liberty, KY | Mountain Bcorp Inc | $100.0M | $88.0M | $9.3M | $380.0K | 0.77% | 8.18% | 13.2% | 14% | 3 |
| 106 | Citizens Bank of Cumberland County, Inc.Burkesville, KY | Citizens Cumberland Bancshares | $94.9M | $80.5M | $11.6M | $982.0K | 2.06% | 17.46% | – | 12% | 1 |
| 107 | First Federal Savings and Loan AssociationHazard, KY | First Federal MHC | $81.3M | $56.6M | $18.2M | $403.0K | 0.95% | 4.44% | – | 4% | 1 |
| 108 | The First National Bank of BrooksvilleBrooksville, KY | FNB Bancshares Inc | $73.7M | $65.2M | $8.1M | $264.0K | 0.72% | 6.49% | – | 19% | 2 |
| 109 | Security Bank and Trust Co.Maysville, KY | Security Bcorp Maysville Inc | $71.8M | $60.3M | $11.3M | $710.0K | 2.00% | 12.84% | – | 20% | 3 |
| 110 | Clinton BankClinton, KY | Clinton Bcorp Inc | $70.4M | $59.2M | $10.7M | $261.0K | 0.73% | 4.77% | 21.8% | 18% | 1 |
| 111 | Farmers State BankBooneville, KY | Middlefork Financial Group Inc | $69.3M | $62.5M | $5.3M | $388.0K | 1.13% | 14.64% | 17.5% | 24% | 2 |
| 112 | Farmers & Traders Bank of CamptonCampton, KY | Middlefork Financial Group Inc | $67.2M | $58.4M | $4.6M | $438.0K | 1.29% | 19.19% | 12.8% | 17% | 1 |
| 113 | Blue Grass Federal Savings and Loan AssociationParis, KY | First Mutual Holding Co | $58.5M | $40.6M | $9.4M | $84.0K | 0.29% | 1.81% | 25.6% | 10% | 1 |
| 114 | Pinnacle Bank, Inc.Pikeville, KY | – | $57.9M | $46.8M | $9.9M | $125.0K | 0.43% | 2.55% | – | 25% | 3 |
| 115 | Cornerstone Community BankOwensboro, KY | – | $44.5M | $19.9M | $24.6M | −$75.0K | −0.34% | −0.61% | 220.5% | 64% | 1 |
| 116 | Carrollton Federal BankCarrollton, KY | – | $43.6M | $37.1M | $6.2M | $154.0K | 0.73% | 5.01% | – | 20% | 1 |
| 117 | Citizens Federal Savings and Loan AssociationCovington, KY | – | $41.9M | $28.1M | $11.3M | $50.0K | 0.24% | 0.88% | 59.0% | 5% | 1 |
| 118 | First Federal Savings and Loan AssociationMorehead, KY | – | $41.3M | $30.3M | $10.6M | $110.0K | 0.54% | 2.09% | 40.8% | 5% | 1 |
| 119 | Home Savings Bank, FSBLudlow, KY | – | $25.7M | $20.1M | $2.9M | −$171.0K | −1.29% | −11.39% | – | 2% | 1 |
| 120 | Hart County Bank and Trust CompanyMunfordville, KY | Hart Bancshares Inc | $24.1M | $16.1M | $8.0M | $299.0K | 2.51% | 7.81% | 39.2% | 10% | 1 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Kentucky
47 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Oct 25, 2019 | Louisa Community BankLouisa, KY | KY | $28.2M | $25.2M | $4.3M | Kentucky Farmers Bank Corporation | Purchase and assumption |
| Apr 19, 2013 | First Federal BankLexington, KY | KY | $93.0M | $87.2M | $7.8M | Your Community Bank | Purchase and assumption |
| Sep 18, 2009 | Irwin Union Bank, FSBLouisville, KY | KY | $518.2M | $462.6M | $114.0M | First Financial Bank, N.A. | Purchase and assumption |
| Aug 30, 1991 | United FSBPrestonsburg, KY | KY | $39.9M | $39.3M | $0 | Pikeville Nb&tc | Purchase and assumption |
| Aug 30, 1991 | Future Federal Savings BankLouisville, KY | KY | $422.3M | $408.9M | $29.1M | Citizens Fidelity B&t | Purchase and assumption |
| Apr 19, 1990 | Corinth Deposit National BankCorinth, KY | KY | $8.7M | $8.7M | $401.5K | The National Bank of Corint | Purchase and assumption |
| Feb 2, 1990 | Henderson Home S & LaHenderson, KY | KY | $50.4M | $49.8M | $2.2M | Farmers B&tc | Purchase and assumption |
| Oct 12, 1988 | First FS&LA of MayfieldMayfield, KY | KY | $51.5M | $72.8M | $22.1M | Republic Savings Bank FSB | Open-bank assistanceAssistance |
| Jun 3, 1988 | Larue FS&LAHodgenville, KY | KY | $12.0M | $16.2M | $4.0M | – | Insured deposit transfer |
| Mar 15, 1988 | Morehead National BankMorehead, KY | KY | $7.6M | $7.9M | $974.2K | Morehead National Bank | Open-bank assistanceAssistance |
| Mar 11, 1988 | First FS&LA of PaducahPaducah, KY | KY | $130.9M | $149.1M | $31.8M | – | Insured deposit transfer |
| Dec 3, 1987 | The Peoples BankOlive Hill, KY | KY | $40.9M | $39.5M | $7.6M | Commercial Bank of Grays | Purchase and assumption |
| Dec 31, 1986 | Lincoln FS&LALouisville, KY | KY | $460.8M | $478.3M | $93.0M | First Nationwide SVG FS&LA | Open-bank assistanceAssistance |
| Jun 26, 1986 | Continental National Bank of KentuckyLouisville, KY | KY | $10.1M | $10.2M | $405.1K | River City Bank Inc | Purchase and assumption |
| Jun 26, 1986 | Union Deposit BankUnion, KY | KY | $5.8M | $5.0M | $1.3M | Central Trust Co | Insured deposit transfer |
| Dec 2, 1985 | Home FS&LAPaducah, KY | KY | $106.7M | $106.1M | $21.2M | Republic Savings, FSB | Open-bank assistanceAssistance |
| Apr 19, 1984 | Gamaliel BankGamaliel, KY | KY | $22.8M | $21.5M | $4.7M | Deposit Bank of Monroe C | Insured deposit transfer |
| Apr 15, 1983 | Sparta-Sanders State BankSparta, KY | KY | $19.0M | $18.5M | $6.6M | – | Payout |
| Dec 20, 1982 | Security FS&LAMayfield, KY | KY | $45.9M | $42.0M | $1.2M | Lincoln FS&LA | Open-bank assistanceAssistance |
| Dec 20, 1982 | First Home FS&LAOwensboro, KY | KY | $83.6M | $65.3M | $3.2M | Lincoln FS&LA | Open-bank assistanceAssistance |
| Dec 20, 1982 | South East FS&LALouisville, KY | KY | $132.1M | $111.8M | $3.6M | Lincoln FS&LA | Open-bank assistanceAssistance |
| Jun 25, 1976 | Mt. Zion Deposit BankMt. Zion, KY | KY | $507.0K | $555.0K | – | – | Payout |
| Oct 8, 1970 | Berea Bank and Trust CompanyBerea, KY | KY | $5.9M | $5.4M | – | – | Purchase and assumption |
| Jun 25, 1970 | Farmers Bank of PetersburgPetersburg, KY | KY | $1.1M | $1.3M | – | – | Payout |
| Oct 1, 1954 | Bank of WhitesvilleWhitesville, KY | KY | $1.0M | $930.0K | – | – | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Kentucky
51 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | CommonwealthFrankfort, KY | Federal | $2.9B | 149,646 | $2.2B | $2.6B | 11.26% | $22.6M |
| 2 | AboundRadcliff, KY | Federal | $2.8B | 118,683 | $2.0B | $2.3B | 15.85% | $14.2M |
| 3 | L & NLouisville, KY | Federal | $2.6B | 122,957 | $2.1B | $2.3B | 10.55% | $14.7M |
| 4 | University of KentuckyLexington, KY | Federal | $1.8B | 121,057 | $1.5B | $1.4B | 10.91% | $2.5M |
| 5 | ParkLouisville, KY | Federal | $1.4B | 82,105 | $1.1B | $1.1B | 17.86% | $2.9M |
| 6 | Members HeritageLexington, KY | State | $590.8M | 55,277 | $376.0M | $515.8M | 12.39% | $2.0M |
| 7 | TranscendLouisville, KY | State | $588.3M | 50,984 | $430.6M | $473.2M | 13.37% | $3.5M |
| 8 | Members ChoiceAshland, KY | State | $430.8M | 23,103 | $299.0M | $388.4M | 8.38% | $1.4M |
| 9 | AshlandAshland, KY | State | $411.8M | 46,980 | $291.1M | $354.8M | 12.26% | $532.1K |
| 10 | SignetPaducah, KY | Federal | $398.2M | 20,863 | $226.4M | $332.1M | 16.64% | $2.3M |
| 11 | C-PlantPaducah, KY | Federal | $365.9M | 15,876 | $145.0M | $310.0M | 14.31% | $2.4M |
| 12 | Class ActLouisville, KY | Federal | $365.0M | 23,498 | $249.4M | $320.8M | 10.85% | $1.8M |
| 13 | Service OneBowling Green, KY | State | $269.1M | 18,008 | $202.9M | $242.9M | 9.51% | $546.7K |
| 14 | Autotruck FinancialLouisville, KY | State | $220.4M | 17,257 | $85.7M | $189.6M | 13.05% | $648.9K |
| 15 | AdvanzLouisville, KY | Federal | $161.6M | 9,371 | $69.8M | $135.5M | 15.63% | $627.5K |
| 16 | The Health & EducationLexington, KY | Federal | $125.8M | 12,072 | $45.4M | $104.5M | 17.66% | $1.2M |
| 17 | ExpreeFrankfort, KY | State | $119.1M | 8,941 | $93.9M | $105.4M | 10.86% | $489.7K |
| 18 | Lake Chem CommunityBenton, KY | Federal | $95.9M | 12,043 | $72.9M | $86.0M | 10.07% | $298.9K |
| 19 | OwensboroOwensboro, KY | Federal | $88.3M | 6,044 | $36.1M | $75.0M | 14.21% | $465.2K |
| 20 | Greater Kentucky Cu, Inc.Lexington, KY | State | $86.5M | 9,342 | $64.4M | $75.8M | 11.74% | $75.4K |
| 21 | Daviess County TeachersOwensboro, KY | Federal | $75.3M | 5,487 | $44.4M | $65.8M | 12.47% | $522.4K |
| 22 | Beacon CommunityLouisville, KY | State | $72.1M | 8,805 | $29.1M | $62.9M | 12.29% | $10.5K |
| 23 | Morehead CommunityMorehead, KY | Federal | $65.1M | 4,475 | $27.9M | $56.0M | 13.49% | $536.5K |
| 24 | Green River AreaOwensboro, KY | Federal | $60.3M | 4,979 | $34.5M | $47.7M | 20.74% | $432.9K |
| 25 | Kemba LouisvilleLouisville, KY | State | $59.3M | 4,009 | $11.8M | $46.3M | 20.80% | $178.5K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".