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Banks in Massachusetts
The 89 FDIC-insured banks headquartered in Massachusetts, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 89
- Their assets
- $632.3B
- Their deposits
- $503.7B
- Failures since 2000
- 1
- Credit unions
- 121
Every bank headquartered in Massachusetts
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | State Street Bank and Trust CompanyBoston, MA | State Street Corporation | $412.6B | $326.2B | $29.2B | $1.9B | 0.97% | 12.96% | 14.7% | 92% | 3 |
| 2 | Eastern BankBoston, MA | Eastern Bankshares Inc | $31.1B | $26.1B | $4.0B | $174.1M | 1.13% | 8.52% | 12.1% | 39% | 129 |
| 3 | Rockland Trust CompanyRockland, MA | Independent Bank Corp | $25.0B | $20.5B | $3.9B | $175.9M | 1.41% | 9.05% | 14.9% | 33% | 151 |
| 4 | Beacon Bank and TrustBoston, MA | Beacon Financial Corp | $22.2B | $18.6B | $2.5B | $118.5M | 1.05% | 9.41% | 11.8% | 38% | 151 |
| 5 | Salem Five Cents Savings BankSalem, MA | Salem Five Bcorp | $8.8B | $6.0B | $1.0B | $41.5M | 0.96% | 8.41% | 13.2% | 18% | 34 |
| 6 | Needham BankNeedham, MA | NB Bancorp | $7.4B | $6.3B | $810.6M | $36.3M | 1.01% | 9.14% | 11.5% | 28% | 22 |
| 7 | Cambridge Savings BankCambridge, MA | Cambridge Financial Group Inc | $7.0B | $5.4B | $711.6M | $12.5M | 0.36% | 3.53% | 12.6% | 29% | 21 |
| 8 | Middlesex Savings BankNatick, MA | Middlesex Bcorp MHC | $6.1B | $5.2B | $808.0M | $22.2M | 0.72% | 5.57% | 18.2% | 22% | 35 |
| 9 | The Cape Cod Five Cents Savings BankHyannis, MA | Mutual Bcorp | $5.6B | $4.6B | $595.9M | $20.5M | 0.74% | 7.00% | 18.2% | 17% | 23 |
| 10 | Institution for Savings in Newburyport and Its VicinityNewburyport, MA | Ifs 1820 Bcorp MHC | $5.6B | $3.4B | $694.6M | $28.6M | 1.05% | 8.46% | 16.2% | 28% | 13 |
| 11 | Leader Bank, National AssociationArlington, MA | Leader Bcorp Inc | $5.3B | $4.3B | $556.5M | $21.5M | 0.84% | 7.84% | 19.8% | 32% | 8 |
| 12 | PeoplesBankHolyoke, MA | Peoplesbancorp MHC | $4.6B | $3.5B | $409.4M | $9.7M | 0.43% | 4.83% | 12.4% | 26% | 21 |
| 13 | Hingham Institution for SavingsHingham, MA | – | $4.6B | $2.6B | $507.4M | $28.3M | 1.24% | 11.55% | 14.7% | 36% | 9 |
| 14 | Northern Bank & Trust CompanyWoburn, MA | Northern Bcorp Inc | $3.4B | $2.8B | $478.3M | $31.0M | 1.90% | 13.22% | 15.3% | 33% | 14 |
| 15 | Bristol County Savings BankTaunton, MA | Beacon Bcorp | $3.3B | $2.6B | $469.0M | $9.9M | 0.63% | 4.27% | 17.8% | 36% | 18 |
| 16 | UniBank for SavingsWhitinsville, MA | Ufs Bcorp | $3.1B | $2.6B | $236.2M | $15.5M | 1.06% | 13.54% | 14.0% | 29% | 15 |
| 17 | BayCoast BankSwansea, MA | Narragansett Financial Corp | $2.9B | $2.5B | $257.8M | $7.3M | 0.51% | 5.65% | 10.8% | 31% | 26 |
| 18 | Avidia BankHudson, MA | Avidia Bancorp, Inc. | $2.8B | $2.2B | $337.9M | $13.7M | 0.98% | 8.29% | 15.5% | 39% | 10 |
| 19 | Westfield BankWestfield, MA | Western New England Bancorp, Inc. | $2.7B | $2.4B | $253.5M | $10.1M | 0.73% | 7.94% | 12.5% | 30% | 27 |
| 20 | Dedham Institution for SavingsDedham, MA | Charlesbridge MHC | $2.6B | $2.1B | $290.6M | $11.4M | 0.88% | 7.99% | 13.9% | 36% | 15 |
| 21 | Cornerstone BankSpencer, MA | Peoplesbancorp MHC | $2.6B | $1.9B | $227.5M | $7.2M | 0.63% | 6.96% | 11.8% | 27% | 17 |
| 22 | South Shore BankSouth Weymouth, MA | Charlesbridge MHC | $2.5B | $2.2B | $242.8M | $8.9M | 0.71% | 7.42% | 13.9% | 45% | 13 |
| 23 | Country Bank for SavingsWare, MA | 1850 Financial MHC | $2.2B | $1.7B | $318.2M | $9.0M | 0.81% | 5.73% | – | 27% | 16 |
| 24 | The Village BankNewton, MA | – | $2.1B | $1.8B | $176.4M | $4.9M | 0.48% | 5.65% | 14.7% | 52% | 12 |
| 25 | TruNorth BankEasthampton, MA | Hometown Financial Group MHC | $2.0B | $1.8B | $195.3M | $5.3M | 0.52% | 5.42% | 12.1% | 34% | 56 |
| 26 | Florence BankFlorence, MA | Florence Bcorp MHC | $2.0B | $1.8B | $216.4M | $7.3M | 0.72% | 6.83% | – | 25% | 14 |
| 27 | The Lowell Five Cent Savings BankTewksbury, MA | Lowell Five Bcorp MHC | $1.9B | $1.6B | $234.6M | $7.2M | 0.77% | 6.20% | 16.8% | 43% | 15 |
| 28 | Fall River Five Cents Savings BankFall River, MA | Bankfive MHC | $1.9B | $1.4B | $138.0M | $3.7M | 0.39% | 5.38% | 11.6% | 27% | 18 |
| 29 | North Easton Savings BankSouth Easton, MA | 1864 Bcorp MHC | $1.8B | $1.6B | $210.4M | $6.9M | 0.76% | 7.07% | 16.2% | 22% | 14 |
| 30 | Cape & Coast BankYarmouth Port, MA | Coastal Affiliates MHC | $1.7B | $1.4B | $160.6M | $4.4M | 0.52% | 5.49% | – | 38% | 11 |
| 31 | Everett Co-operative BankEverett, MA | Ecb Bcorp Inc | $1.7B | $1.2B | $162.7M | $6.3M | 0.77% | 7.99% | 13.9% | 41% | 3 |
| 32 | Main Street BankMarlborough, MA | Main Street Group Bancshares MHC | $1.7B | $1.4B | $183.7M | $5.2M | 0.63% | 5.73% | 17.3% | 26% | 6 |
| 33 | East Cambridge Savings BankCambridge, MA | 1854 Bcorp | $1.7B | $1.3B | $156.3M | $3.1M | 0.38% | 4.02% | 13.7% | 37% | 12 |
| 34 | Bluestone BankRaynham, MA | Bluestone Financial MHC | $1.6B | $1.3B | $131.8M | $2.4M | 0.30% | 3.75% | 13.3% | 35% | 11 |
| 35 | Newburyport Five Cents Savings BankNewburyport, MA | River Run Bcorp MHC | $1.6B | $1.3B | $142.7M | $3.1M | 0.39% | 4.36% | 11.7% | 40% | 12 |
| 36 | Greenfield Savings BankGreenfield, MA | GSB MHC | $1.5B | $1.3B | $140.8M | $4.4M | 0.59% | 6.31% | 14.5% | 30% | 9 |
| 37 | Watertown Savings BankWatertown, MA | – | $1.4B | $1.3B | $167.6M | $5.6M | 0.78% | 6.77% | 28.4% | 26% | 10 |
| 38 | Martha's Vineyard BankEdgartown, MA | Vineyard Bcorp MHC | $1.3B | $1.1B | $147.2M | $4.3M | 0.65% | 5.89% | – | 32% | 10 |
| 39 | Fidelity Co-operative BankLeominster, MA | Mutual Bcorp | $1.3B | $1.1B | $161.9M | $5.4M | 0.80% | 6.70% | – | 30% | 13 |
| 40 | Webster Five Cents Savings BankWebster, MA | Webfive MHC | $1.3B | $1.0B | $156.6M | $5.7M | 0.87% | 7.35% | – | 39% | 7 |
| 41 | MutualOne BankFramingham, MA | – | $1.2B | $924.5M | $257.2M | $5.5M | 0.88% | 4.32% | – | 35% | 3 |
| 42 | Reading Co-operative BankReading, MA | – | $1.2B | $1.0B | $77.0M | $2.5M | 0.42% | 6.60% | 10.6% | 31% | 13 |
| 43 | Pentucket BankHaverhill, MA | River Run Bcorp MHC | $1.1B | $877.9M | $119.8M | $4.1M | 0.74% | 7.04% | – | 34% | 6 |
| 44 | Winchester Savings BankWinchester, MA | Winchester Bcorp MHC | $1.1B | $817.7M | $101.3M | $2.2M | 0.42% | 4.38% | – | 37% | 6 |
| 45 | MountainOne BankNorth Adams, MA | Mountainone Financial MHC | $1.1B | $774.3M | $170.9M | $6.5M | 1.22% | 7.73% | 16.8% | 33% | 6 |
| 46 | Cape Ann Savings BankGloucester, MA | – | $1.1B | $804.8M | $216.5M | $9.0M | 1.72% | 8.52% | 27.4% | 23% | 4 |
| 47 | OneLocal BankNorwood, MA | 1889 Bcorp MHC | $1.1B | $843.0M | $146.2M | $5.2M | 0.99% | 7.18% | – | 36% | 4 |
| 48 | Adams Community BankAdams, MA | Community Bcorp Berkshires MHC | $1.0B | $822.6M | $108.2M | $2.5M | 0.49% | 4.64% | 16.3% | 43% | 10 |
| 49 | Coastal Heritage BankWeymouth, MA | Equitable Bcorp MHC | $983.6M | $790.9M | $108.0M | $1.8M | 0.37% | 3.41% | – | 26% | 10 |
| 50 | Winchester Co-operative BankWinchester, MA | – | $946.9M | $773.8M | $110.0M | $2.8M | 0.61% | 5.21% | – | 26% | 2 |
| 51 | StonehamBank, A Co-operative BankStoneham, MA | – | $918.3M | $773.2M | $71.0M | $2.3M | 0.51% | 6.54% | 12.5% | 27% | 2 |
| 52 | Greenfield Co-operative BankGreenfield, MA | Greenfield Bcorp MHC | $901.8M | $800.0M | $98.0M | $2.5M | 0.57% | 5.04% | – | 26% | 10 |
| 53 | Mechanics Cooperative BankTaunton, MA | Mountainone Financial MHC | $898.8M | $679.6M | $118.6M | $5.5M | 1.24% | 9.57% | 14.4% | 22% | 11 |
| 54 | The Savings BankWakefield, MA | Wakefield Bcorp MHC | $891.0M | $766.6M | $83.4M | $1.9M | 0.44% | 4.66% | – | 28% | 8 |
| 55 | Rollstone Bank & TrustFitchburg, MA | River Run Bcorp MHC | $816.3M | $677.3M | $70.2M | $306.0K | 0.07% | 0.88% | 13.5% | 29% | 8 |
| 56 | Monson Savings BankMonson, MA | Monson Financial Services MHC | $806.3M | $721.9M | $75.7M | $3.9M | 0.99% | 10.68% | – | 32% | 6 |
| 57 | Savers Co-operative BankSouthbridge, MA | – | $783.2M | $562.3M | $81.4M | $2.7M | 0.68% | 6.71% | – | 21% | 7 |
| 58 | The Bank of CantonCanton, MA | Ponkapoag Bcorp MHC | $782.5M | $661.1M | $114.1M | $2.0M | 0.51% | 3.56% | 23.0% | 46% | 6 |
| 59 | Clinton Savings BankClinton, MA | Clinton Financial Services MHC | $744.7M | $581.6M | $59.4M | $1.3M | 0.35% | 4.43% | 13.6% | 25% | 9 |
| 60 | Eagle BankEverett, MA | Eagle Bcorp MHC | $709.0M | $617.8M | $70.2M | $1.2M | 0.35% | 3.47% | – | 34% | 6 |
| 61 | Middlesex Federal Savings, F.A.Somerville, MA | Middlesex Federal MHC | $654.4M | $576.5M | $56.9M | $440.0K | 0.14% | 1.55% | – | 14% | 4 |
| 62 | Walpole Co-operative BankWalpole, MA | – | $646.5M | $509.2M | $122.7M | $3.6M | 1.13% | 6.02% | – | 24% | 1 |
| 63 | OneUnited BankBoston, MA | – | $637.9M | $511.7M | $59.2M | −$2.7M | −0.80% | −8.88% | – | 15% | 5 |
| 64 | Haverhill BankHaverhill, MA | HB Holdings MHC | $636.8M | $507.6M | $64.7M | $4.9M | 1.53% | 15.74% | 14.1% | 27% | 7 |
| 65 | Lee BankLee, MA | Berkshire Finl Services Inc | $591.2M | $519.6M | $52.1M | $2.9M | 0.99% | 11.58% | – | 35% | 5 |
| 66 | Bay State Savings BankWorcester, MA | 1895 MHC | $580.3M | $513.7M | $52.1M | $1.5M | 0.51% | 5.77% | 11.2% | 31% | 8 |
| 67 | The Cooperative BankRoslindale, MA | – | $548.3M | $457.8M | $48.2M | $153.0K | 0.06% | 0.64% | 12.9% | 37% | 4 |
| 68 | Milford Federal BankMilford, MA | – | $545.1M | $451.5M | $59.5M | $891.0K | 0.33% | 3.01% | – | 8% | 4 |
| 69 | Dean Co-operative BankFranklin, MA | – | $494.3M | $420.6M | $33.2M | $959.0K | 0.39% | 5.84% | 13.4% | 20% | 4 |
| 70 | Seamen's BankProvincetown, MA | – | $478.5M | $405.4M | $58.5M | $1.4M | 0.60% | 4.85% | – | 17% | 5 |
| 71 | The Pittsfield Co-operative BankPittsfield, MA | – | $451.5M | $327.7M | $55.6M | $441.0K | 0.20% | 1.59% | 18.6% | 23% | 5 |
| 72 | North Brookfield Savings BankNorth Brookfield, MA | Trunorth Bcorp MHC | $448.7M | $383.2M | $40.8M | $1.2M | 0.56% | 6.10% | – | 13% | 7 |
| 73 | The National Grand Bank of MarbleheadMarblehead, MA | Grand Bank Corp | $444.8M | $365.8M | $41.4M | $1.3M | 0.60% | 6.43% | – | 25% | 2 |
| 74 | Winter Hill Bank, FSBSomerville, MA | – | $407.9M | $299.3M | $41.4M | $252.0K | 0.12% | 1.22% | 16.9% | 21% | 3 |
| 75 | BankGloucesterGloucester, MA | – | $386.9M | $304.2M | $32.6M | $820.0K | 0.42% | 5.11% | 13.5% | 24% | 3 |
| 76 | New Valley Bank & TrustSpringfield, MA | – | $385.0M | $321.4M | $27.4M | $155.0K | 0.08% | 1.14% | 10.8% | 38% | 3 |
| 77 | Charles River BankMedway, MA | Charles River Bcorp MHC | $336.1M | $312.6M | $21.6M | $672.0K | 0.41% | 6.31% | 12.5% | 30% | 4 |
| 78 | Washington Savings BankLowell, MA | – | $302.3M | $249.3M | $29.3M | $345.0K | 0.23% | 2.42% | 16.9% | 15% | 2 |
| 79 | Marblehead BankMarblehead, MA | – | $262.5M | $229.4M | $26.4M | $584.0K | 0.44% | 4.44% | 17.0% | 19% | 3 |
| 80 | Bank of EastonNorth Easton, MA | – | $249.0M | $222.5M | $24.0M | $879.0K | 0.71% | 7.45% | – | 27% | 3 |
| 81 | Commonwealth Co-operative BankHyde Park, MA | – | $205.0M | $140.6M | $28.2M | $384.0K | 0.37% | 2.73% | – | 41% | 2 |
| 82 | Wrentham Co-operative BankWrentham, MA | – | $192.6M | $175.8M | $16.2M | $43.0K | 0.04% | 0.53% | 20.4% | 24% | 3 |
| 83 | 42 North Private BankCanton, MA | 42 North Private Holdings Inc | $182.2M | $144.4M | $13.8M | −$3.4M | −3.86% | −47.56% | 12.1% | 17% | 2 |
| 84 | Canton Co-operative BankCanton, MA | – | $154.8M | $127.2M | $21.5M | $321.0K | 0.41% | 3.01% | 22.3% | 13% | 1 |
| 85 | Millbury National BankMillbury, MA | – | $146.5M | $123.4M | $13.4M | $603.0K | 0.85% | 9.17% | 13.2% | 18% | 1 |
| 86 | Methuen Co-operative BankMethuen, MA | – | $141.3M | $127.6M | $13.3M | $319.0K | 0.45% | 4.85% | – | 18% | 1 |
| 87 | Stoughton Co-operative BankStoughton, MA | – | $135.2M | $117.1M | $12.7M | $474.0K | 0.70% | 7.57% | – | 13% | 1 |
| 88 | MassMutual Private Wealth & Trust, FSBSpringfield, MA | – | $93.7M | $50.5M | $28.2M | $2.8M | 6.00% | 20.59% | 58.9% | 98% | 1 |
| 89 | North Cambridge Co-operative BankCambridge, MA | – | $87.1M | $60.3M | $25.4M | $65.0K | 0.15% | 0.52% | 65.0% | 19% | 1 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Massachusetts
59 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Apr 16, 2010 | Butler BankLowell, MA | MA | $245.5M | $227.4M | $18.3M | People's United Bank | Purchase and assumption |
| Oct 21, 1994 | Ludlow Savings BankLudlow, MA | MA | $222.7M | $229.1M | $2.9M | Albany Savings Bank FSB | Purchase and assumption |
| May 6, 1994 | Commercial Bank and Trust CompanyLowell, MA | MA | $30.3M | $29.8M | $3.7M | Medford Savings Bank | Purchase and assumption |
| Dec 4, 1992 | Heritage Bank for SavingsHolyoke, MA | MA | $1.3B | $1.0B | $24.0M | Fleet Bank of Ma NA | Purchase and assumption, insured deposits |
| Nov 13, 1992 | Guaranty-First Trust CompanyWaltham, MA | MA | $353.2M | $348.9M | $60.2M | Fleet Bank of Ma NA | Purchase and assumption, insured deposits |
| Sep 18, 1992 | Plymouth Five Cents Savings BankPlymouth, MA | MA | $221.0M | $182.9M | $5.3M | Citizens Bank of Ma | Purchase and assumption, insured deposits |
| Aug 21, 1992 | Attleboro Pawtucket SBPawtucket, MA | MA | $632.5M | $567.7M | $28.1M | New Bedford Inst for SVG | Purchase and assumption, insured deposits |
| Aug 14, 1992 | Winchendon Savings BankWinchendon, MA | MA | $65.2M | $64.0M | $7.3M | Athol Savings Bank | Purchase and assumption, insured deposits |
| Jul 31, 1992 | Massachusetts Bank & Trust Co.Brockton, MA | MA | $61.8M | $59.4M | $13.4M | Haymarket Coop Bank | Purchase and assumption, insured deposits |
| Jul 17, 1992 | New England FsaWellesley, MA | MA | $137.3M | $118.1M | $25.9M | Cambridgeport Bank | Purchase and assumption |
| Jun 26, 1992 | Olympic International Bank & TrustBoston, MA | MA | $140.3M | $142.3M | $69.2M | Haymarket Coop Bank | Purchase and assumption, insured deposits |
| Jun 12, 1992 | Landmark Bank for SavingsWhitman, MA | MA | $62.1M | $48.1M | $11.2M | Abington Savings Bank | Purchase and assumption |
| May 29, 1992 | Workingmen's Co-Operative BankBoston, MA | MA | $223.7M | $189.9M | $12.9M | First NB of Boston | Purchase and assumption, insured deposits |
| May 15, 1992 | Malden Trust CompanyMalden, MA | MA | $225.2M | $238.5M | $39.4M | Eastern Bank | Purchase and assumption, insured deposits |
| Apr 24, 1992 | Southstate Bank for SavingsBrockton, MA | MA | $285.9M | $267.5M | $10.5M | Baybank | Purchase and assumption, insured deposits |
| Apr 24, 1992 | Shore Bank & Trust Co.Lynn, MA | MA | $183.2M | $184.2M | $70.6M | Eastern Bank | Purchase and assumption, insured deposits |
| Mar 27, 1992 | Vanguard Savings BankHolyoke, MA | MA | $427.9M | $432.6M | $120.5M | Fleet Bank of Ma NA | Purchase and assumption |
| Mar 20, 1992 | The Bank for SavingsMalden, MA | MA | $398.0M | $392.7M | $21.7M | Medford Savings Bank | Purchase and assumption |
| Mar 6, 1992 | New Heritage BankLawrence, MA | MA | $99.8M | $99.9M | $19.3M | First NB of Boston | Insured deposit transfer |
| Feb 14, 1992 | The Central Savings BankLowell, MA | MA | $369.1M | $354.2M | $26.7M | Massbank for Savings | Purchase and assumption |
| Dec 13, 1991 | Merchants National BankLeominster, MA | MA | $153.6M | $147.4M | $29.4M | Worcester County Institutio | Purchase and assumption |
| Dec 12, 1991 | Granite Co-Operative BankQuincy, MA | MA | $103.8M | $84.3M | $14.0M | South Boston Savings Bank | Insured deposit transfer |
| Oct 25, 1991 | Coolidge Bank and Trust CompanyBoston, MA | MA | $321.2M | $315.0M | $85.7M | Pioneer Financial, A Cooper | Purchase and assumption |
| Sep 27, 1991 | Plymouth FsaPlymouth, MA | MA | $174.7M | $137.8M | $20.1M | Branch Sale | Purchase and assumption |
| Sep 27, 1991 | Midcounty Bank and Trust CompanyNorwood, MA | MA | $62.1M | $58.2M | $12.4M | Dedham Institution for Savi | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Massachusetts
121 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | RocklandRockland, MA | Federal | $3.8B | 224,919 | $3.4B | $3.3B | 10.25% | $13.4M |
| 2 | MetroChelsea, MA | State | $3.3B | 218,846 | $2.8B | $2.8B | 9.18% | $5.8M |
| 3 | WorkersLittleton, MA | Federal | $2.5B | 119,940 | $2.0B | $1.9B | 10.05% | −$2.6M |
| 4 | BrightbridgeLawrence, MA | State | $2.4B | 117,912 | $1.8B | $2.1B | 10.56% | $6.5M |
| 5 | Jeanne D'arcLowell, MA | State | $2.2B | 102,484 | $1.8B | $1.7B | 9.12% | $4.8M |
| 6 | HanscomHanscom AFB, MA | Federal | $2.2B | 97,310 | $1.7B | $1.9B | 10.47% | $3.6M |
| 7 | GreylockPittsfield, MA | Federal | $1.8B | 114,211 | $1.4B | $1.5B | 12.81% | $7.6M |
| 8 | Webster FirstWorcester, MA | Federal | $1.5B | 85,320 | $1.3B | $1.1B | 19.66% | $13.5M |
| 9 | Sharon & Crescent UnitedSharon, MA | State | $1.4B | 70,546 | $966.2M | $1.1B | 12.83% | $6.2M |
| 10 | St. Anne'sFall River, MA | State | $1.4B | 61,349 | $1.0B | $1.1B | 9.74% | $4.8M |
| 11 | HarvardCambridge, MA | Federal | $1.2B | 59,763 | $1.0B | $922.7M | 8.81% | $1.7M |
| 12 | St. Mary'sMarlborough, MA | State | $1.0B | 57,336 | $756.8M | $854.9M | 11.69% | $1.3M |
| 13 | All OneLeominster, MA | State | $880.8M | 36,538 | $632.1M | $692.2M | 8.67% | $1.5M |
| 14 | Central OneShrewsbury, MA | Federal | $872.1M | 39,412 | $698.7M | $723.0M | 9.72% | $2.6M |
| 15 | Liberty BayBraintree, MA | State | $827.4M | 21,624 | $644.1M | $591.3M | 15.06% | $2.2M |
| 16 | DirectNeedham, MA | Federal | $794.7M | 23,736 | $709.6M | $622.0M | 11.36% | $733.7K |
| 17 | Polish NationalChicopee, MA | State | $776.9M | 28,682 | $641.4M | $614.5M | 13.58% | $2.0M |
| 18 | FreedomSpringfield, MA | State | $764.0M | 31,456 | $517.7M | $611.6M | 14.26% | $2.2M |
| 19 | GfaGardner, MA | Federal | $747.3M | 33,661 | $505.3M | $617.1M | 9.16% | −$525.6K |
| 20 | Mass. Institute of Tech.Lexington, MA | Federal | $730.8M | 35,749 | $551.5M | $649.4M | 9.90% | $749.4K |
| 21 | QuincyQuincy, MA | State | $729.4M | 39,827 | $469.1M | $645.8M | 14.57% | $3.0M |
| 22 | First Citizens'Fairhaven, MA | Federal | $705.9M | 42,583 | $404.3M | $559.8M | 20.19% | $3.2M |
| 23 | Umassfive CollegeHadley, MA | Federal | $702.7M | 51,576 | $541.9M | $632.2M | 9.66% | $1.8M |
| 24 | AlignLowell, MA | State | $650.9M | 26,942 | $416.6M | $556.8M | 8.67% | −$1.5M |
| 25 | I-CFitchburg, MA | Federal | $583.0M | 37,756 | $446.0M | $505.4M | 8.23% | −$777.9K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".