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Banks in Maryland
The 27 FDIC-insured banks headquartered in Maryland, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 27
- Their assets
- $49.1B
- Their deposits
- $42.1B
- Failures since 2000
- 10
- Credit unions
- 61
Every bank headquartered in Maryland
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | EagleBankBethesda, MD | Eagle Bcorp Inc | $9.6B | $8.2B | $1.2B | $26.1M | 0.52% | 4.50% | 14.9% | 28% | 14 |
| 2 | Forbright BankPotomac, MD | Forbright, Inc. | $8.5B | $7.3B | $1.0B | $25.3M | 0.62% | 5.25% | – | 14% | 4 |
| 3 | Shore United Bank, National AssociationEaston, MD | SHORE BANCSHARES INC | $6.1B | $5.4B | $675.0M | $39.8M | 1.28% | 12.02% | 12.3% | 18% | 40 |
| 4 | CFG BankLutherville, MD | Capital Funding Bcorp Inc | $6.1B | $5.1B | $651.0M | $43.0M | 1.47% | 13.33% | 12.5% | 15% | 3 |
| 5 | Capital Bank, National AssociationRockville, MD | Capital Bancorp Inc | $3.8B | $3.4B | $349.5M | $23.1M | 1.24% | 13.52% | 11.3% | 45% | 8 |
| 6 | First United Bank & TrustOakland, MD | First United Corp | $2.1B | $1.7B | $217.8M | $12.8M | 1.25% | 12.02% | 14.0% | 23% | 23 |
| 7 | Rosedale BankNottingham, MD | – | $1.4B | $1.1B | $255.5M | $1.9M | 0.28% | 1.50% | – | 5% | 15 |
| 8 | Middletown Valley BankMiddletown, MD | Community Heritage Finl Inc | $1.2B | $1.1B | $100.6M | $2.6M | 0.45% | 5.06% | 11.7% | 23% | 9 |
| 9 | Calvin B. Taylor Banking Company of Berlin, MarylandBerlin, MD | Calvin B Taylor Bankshares Inc | $1.0B | $881.5M | $129.7M | $7.4M | 1.49% | 11.61% | – | 11% | 12 |
| 10 | Presidential Bank, FSBBethesda, MD | Cleveland Family Generational TR I | $1.0B | $897.1M | $93.1M | $2.5M | 0.49% | 5.49% | 13.5% | 18% | 11 |
| 11 | Farmers and Merchants BankUpperco, MD | Farmers & Merchants Bancshares, Inc. | $874.5M | $725.7M | $79.5M | $4.2M | 0.97% | 10.84% | 12.1% | 14% | 9 |
| 12 | BayVanguard BankBaltimore, MD | BV Financial, Inc. | $868.7M | $689.1M | $162.6M | $4.5M | 1.01% | 5.57% | 22.4% | 21% | 12 |
| 13 | Hebron Savings BankHebron, MD | HSB Bcorp Inc | $838.8M | $723.0M | $107.2M | $6.9M | 1.68% | 13.21% | 16.0% | 15% | 14 |
| 14 | Harford BankAberdeen, MD | – | $776.6M | $692.5M | $74.6M | $4.1M | 1.09% | 11.15% | 13.1% | 32% | 9 |
| 15 | The Queenstown Bank of MarylandQueenstown, MD | Queenstown Bcorp of MD Inc | $729.5M | $648.8M | $75.6M | $3.1M | 0.86% | 8.32% | 18.4% | 21% | 9 |
| 16 | Bank of Ocean CityOcean City, MD | – | $695.0M | $616.5M | $76.4M | $4.6M | 1.37% | 12.40% | 14.6% | 17% | 6 |
| 17 | The Farmers Bank of WillardsWillards, MD | – | $547.6M | $472.6M | $64.1M | $3.7M | 1.35% | 11.73% | 18.9% | 14% | 8 |
| 18 | Arundel BankGlen Burnie, MD | – | $492.1M | $372.6M | $66.2M | $382.0K | 0.16% | 1.17% | – | 6% | 5 |
| 19 | Woodsboro BankWoodsboro, MD | – | $483.3M | $445.9M | $34.2M | $2.6M | 1.11% | 15.86% | 12.2% | 24% | 5 |
| 20 | The Bank of Glen BurnieGlen Burnie, MD | GLEN BURNIE BANCORP | $394.9M | $357.0M | $21.3M | −$125.0K | −0.07% | −1.18% | 11.9% | 3% | 6 |
| 21 | The Harbor Bank of MarylandBaltimore, MD | Harbor Bankshares Corp | $383.2M | $323.8M | $46.8M | $702.0K | 0.37% | 2.99% | – | 41% | 7 |
| 22 | First Shore Federal Savings and Loan AssociationSalisbury, MD | – | $366.5M | $303.4M | $62.3M | $1.4M | 0.77% | 4.55% | 27.7% | 12% | 7 |
| 23 | Eastern Savings Bank, FSBHunt Valley, MD | – | $336.4M | $208.0M | $108.6M | $4.0M | 2.27% | 7.46% | – | 21% | 3 |
| 24 | Jarrettsville Federal Savings and Loan AssociationJarrettsville, MD | – | $167.1M | $147.1M | $19.3M | $177.0K | 0.21% | 1.84% | – | 10% | 1 |
| 25 | The Chesapeake Bank & Trust Co.Chestertown, MD | Chesapeake Bcorp Employee STK Ownership Plan With 401 K Provisions | $141.5M | $104.5M | $13.2M | $1.4M | 1.99% | 20.80% | 13.8% | 23% | 3 |
| 26 | The Glen Burnie Mutual Savings BankGlen Burnie, MD | – | $103.9M | $93.8M | $9.3M | $118.0K | 0.23% | 2.55% | 18.6% | 9% | 1 |
| 27 | Homewood Federal Savings BankBaltimore, MD | – | $67.3M | $50.0M | $17.3M | $121.0K | 0.36% | 1.41% | 38.1% | 3% | 1 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Maryland
36 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Oct 17, 2014 | Nbrs Financial BankRising Sun, MD | MD | $155.4M | $151.6M | $19.8M | Howard Bank | Purchase and assumption |
| May 30, 2014 | Slavie Federal Savings BankBel Air, MD | MD | $140.1M | $111.1M | $11.0M | Bay Bank, FSB | Purchase and assumption |
| Apr 27, 2012 | Harvest Bank of MarylandGaithersburg, MD | MD | $163.0M | $145.5M | $26.7M | Sonabank | Purchase and assumption |
| Apr 27, 2012 | Bank of the Eastern ShoreCambridge, MD | MD | $162.5M | $151.0M | $57.9M | – | Deposit insurance national bank |
| Nov 5, 2010 | K BankRandallstown, MD | MD | $538.3M | $500.1M | $136.3M | Manufacturers and Traders Trust Company | Purchase and assumption |
| Jul 9, 2010 | Bay National BankBaltimore, MD | MD | $217.7M | $212.6M | $21.1M | Bay Bank, FSB | Purchase and assumption |
| Jul 9, 2010 | Ideal Federal Savings BankBaltimore, MD | MD | $6.2M | $5.8M | $3.7M | – | Payout |
| Mar 5, 2010 | Waterfield BankGermantown, MD | MD | $155.6M | $156.2M | $11.3M | – | Deposit insurance national bank |
| Aug 28, 2009 | Bradford BankBaltimore, MD | MD | $451.9M | $382.2M | $46.9M | Manufacturers and Traders Trust Company | Purchase and assumption |
| Jan 30, 2009 | Suburban Federal Savings BankCrofton, MD | MD | $347.4M | $301.8M | $73.8M | Bank of Essex | Purchase and assumption |
| Dec 4, 1992 | Second National, FSBSalisbury, MD | MD | $1.6B | $1.2B | $78.0M | Branch Sale | Purchase and assumption |
| Oct 21, 1992 | Standard FSBGaithersburg, MD | MD | $1.7B | $1.5B | $527.6M | Branch Sale | Purchase and assumption |
| Oct 16, 1992 | Universal BankLanham, MD | MD | $18.0M | $18.1M | $6.0M | – | Payout |
| Aug 28, 1992 | Potomac FSBSilver Spring, MD | MD | $72.3M | $68.8M | $32.0M | Maryland FS&LA | Purchase and assumption |
| Feb 28, 1992 | Irvington FSBGlen Burnie, MD | MD | $43.8M | $43.2M | $5.1M | Arundel FSB | Purchase and assumption |
| May 10, 1991 | The Washington Bank (of Maryland)Baltimore, MD | MD | $39.0M | $39.0M | $968.3K | The First National Bank of | Insured deposit transfer |
| Apr 26, 1991 | John Hanson FSBBeltsville, MD | MD | $840.7M | $658.6M | $147.7M | Branch Sale | Purchase and assumption |
| Apr 26, 1991 | Augusta FsaBaltimore, MD | MD | $151.3M | $132.6M | $5.6M | Branch Sale | Purchase and assumption, insured deposits |
| Mar 22, 1991 | Republic Sb, FSBRockville, MD | MD | $26.4M | $26.5M | $8.4M | First FSB of de | Purchase and assumption |
| Jan 4, 1991 | Royal Oak FS & LaRandallstown, MD | MD | $27.3M | $29.2M | $2.1K | Royal Oak Sb, FSB | Purchase and assumption |
| Jun 1, 1990 | First Annapolis SavingsAnnapolis, MD | MD | $720.1M | $618.3M | $176.9M | Branch Sale | Insured deposit transfer |
| Feb 9, 1990 | Liberty Savings Bank FSBRandallstown, MD | MD | $49.5M | $42.0M | $15.3M | Royal Oak Sb, Fsa | Insured deposit transfer |
| Feb 9, 1990 | Vermont SaTimonium, MD | MD | $334.9M | $254.3M | $41.9M | First NB of MD | Purchase and assumption |
| Dec 14, 1989 | Yorkridge-Calvert Federal SavingsBaltimore, MD | MD | $585.8M | $372.2M | $40.1M | Household Bank, FSB | Insured deposit transfer |
| Mar 2, 1989 | Gibraltar S & L Assoc.Annapolis, MD | MD | $71.8M | $71.3M | $7.5M | Annapolis NB | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Maryland
61 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | State Employees Cu of Maryland, IncLinthicum, MD | State | $5.8B | 274,489 | $4.5B | $5.0B | 10.43% | $24.4M |
| 2 | NasaUpper Marlboro, MD | Federal | $5.8B | 238,953 | $4.4B | $4.7B | 10.49% | $25.1M |
| 3 | TowerLaurel, MD | Federal | $5.0B | 222,073 | $3.8B | $4.3B | 14.31% | $29.0M |
| 4 | Aberdeen Proving GroundEdgewood, MD | Federal | $2.7B | 188,141 | $2.3B | $2.4B | 9.26% | $12.2M |
| 5 | Andrews Federal Credit UnionSuitland, MD | Federal | $2.7B | 162,195 | $2.1B | $2.0B | 10.62% | $5.5M |
| 6 | LafayetteRockville, MD | Federal | $2.1B | 56,729 | $976.0M | $1.8B | 12.44% | $1.1M |
| 7 | First Financial of MarylandSparks, MD | Federal | $1.4B | 81,365 | $930.0M | $1.2B | 16.73% | $2.4M |
| 8 | Educational SystemsGreenbelt, MD | Federal | $1.4B | 84,473 | $1.1B | $1.2B | 10.79% | $6.2M |
| 9 | Municipal Empl.credit Union of BaltBaltimore, MD | State | $1.3B | 91,110 | $800.9M | $1.1B | 12.84% | $1.8M |
| 10 | Point BreezeHunt Valley, MD | State | $1.1B | 72,869 | $729.4M | $914.1M | 13.18% | $2.2M |
| 11 | Cedar PointLexington Park, MD | Federal | $905.8M | 48,035 | $525.1M | $819.3M | 9.26% | $3.7M |
| 12 | National Institutes of HealthRockville, MD | Federal | $816.7M | 39,993 | $503.6M | $741.7M | 7.93% | $1.6M |
| 13 | AplLaurel, MD | Federal | $723.6M | 31,521 | $485.9M | $639.0M | 11.50% | $4.1M |
| 14 | First Peoples CommunityCumberland, MD | Federal | $666.1M | 34,982 | $482.2M | $560.0M | 13.61% | $3.8M |
| 15 | Johns HopkinsBaltimore, MD | Federal | $637.3M | 46,276 | $342.2M | $547.1M | 12.70% | $2.1M |
| 16 | SecurityplusBaltimore, MD | Federal | $596.9M | 35,966 | $437.6M | $519.9M | 10.35% | $416.6K |
| 17 | Freedom of MarylandBel Air, MD | Federal | $557.4M | 42,688 | $427.1M | $495.0M | 8.66% | $1.9M |
| 18 | PeakeTowson, MD | Federal | $534.2M | 28,648 | $332.9M | $491.0M | 8.64% | $1.7M |
| 19 | FedchoiceLanham, MD | Federal | $468.7M | 25,827 | $321.5M | $423.2M | 9.42% | $1.2M |
| 20 | Mid-AtlanticGermantown, MD | Federal | $443.4M | 17,595 | $319.0M | $389.5M | 10.96% | $1.1M |
| 21 | ChessieCumberland, MD | Federal | $434.4M | 33,309 | $220.1M | $372.3M | 13.83% | $2.7M |
| 22 | NymeoFrederick, MD | Federal | $409.1M | 20,829 | $292.6M | $349.4M | 11.11% | $1.5M |
| 23 | WepcoBloomington, MD | Federal | $399.3M | 42,591 | $257.9M | $336.7M | 15.46% | $3.3M |
| 24 | Signal FinancialKensington, MD | Federal | $363.9M | 18,069 | $291.9M | $325.0M | 9.34% | −$258.6K |
| 25 | Library of CongressHyattsville, MD | Federal | $338.2M | 9,954 | $189.9M | $278.8M | 16.65% | $1.4M |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".