1050 on Saudi Stock Exchange

Banque Saudi Fransi

Logo: Banque Saudi Fransi, Public domain, via Wikimedia Commons4

Saudi Arabian bank

Banque Saudi Fransi (BSF; Arabic: البنك السعودي الفرنسي) is a Saudi Arabian bank established by Royal Decree No. M/23 dated June 1977. BSF has a banking network of about 83 Full-Fledged branches, 4 ladies section, 563 ATM's and 45031 POS across the Saudi Kingdom and employs over 3,000 staff. The bank's head office is located in Riyadh and the company has three Regional Head offices in Jeddah, Dammam, Abha.2 Its shares trade on Saudi Stock Exchange under the symbol 1050.1 Wikipedia text CC BY-SA 4.0

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Last updated Oct 21, 2026.

Overview

Jun 4, 1977Founded1

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  • Ticker1050 on Saudi Stock Exchange1
  • Industryfinancial services1
  • HeadquartersRiyadh1
  • Websitebsf.sa
  • Legal formjoint venture, joint-stock company1
  • LEI558600N07EDF4ATYR1063
  • StatusActive3
  • LEI statusIssued and current3
  • Registered addressRiyadh - Al Mather road, 11554 Riyadh, Saudi Arabia3
  • Registered withMinistry of Commerce and Industry, 10100733683

Banque Saudi Fransi (BSF; Arabic: البنك السعودي الفرنسي) is a Saudi Arabian bank established by Royal Decree No. M/23 dated June 1977.2

Corporate structure

Banque Saudi Fransi sits at the top of its group. 7 entities, 2 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Banque Saudi Fransi Riyadh, Saudi Arabia
    • Banque Bemo Saudi Fransi Stake · 27% · Damascus
    • BSF Markets Limited Subsidiary · 100% · Riyadh, Saudi Arabia
    • SAFIA- Saudi Fransi Insurance Products Selling Co Subsidiary · 100% · Riyadh, Saudi Arabia
    • Saudi Fransi Capital Subsidiary · 100% · Riyadh, Saudi Arabia
    • SFL - Saudi Fransi Leasing Subsidiary · 100% · Riyadh, Saudi Arabia
    • SAKAN Subsidiary · Riyadh, Saudi Arabia

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What Banque Saudi Fransi reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Stakes and holdings (Wikidata)

Things Wikidata records the company as owning, with the share when stated.1

The story

Banque Saudi Fransi was established in accordance with the Royal Decree No. m. 32 dd 17 Jumada II 1397H 4 June 1977. Following the transfer of Banque de l'Indochine et de Suez operations in Saudi Arabia, Banque Saudi Fransi officially commenced its operations on 5 September 1989, under CR No. 1010073368 issued on 5 September 1989.

In 2012 they launched The Saudi Fransi Lease Finance Company - a subsidiary of Banque Saudi Fransi that provides digital financial solutions.

In June 2012 Fitch Ratings has affirmed Banque Saudi Fransi's (BSF) long-term issuer default rating (IDR) at 'A' with a stable outlook and short-term IDR at 'F1'.

The bank was affiliated with Crédit Agricole Corporate and Investment Bank (2015).

In January 2017 They launched their loyalty rewards program known as Jana (Arabic: جنى ) and later in May they Launched the App for IOS and Android.

In May 2017 BSF launched a dedicated ladies banking services with its own identity and branding known as Antee (Arabic: أنتِ).

In 2020 Crédit Agricole ended its affiliation with BSF and announced the disposal of its remaining 4.0% stake in Banque Saudi Fransi.

In March 2022 BSF and Saudi Arabian Airlines signed a memorandum of understanding and later launched Saudia-branded miles credit card.

Read the full text

In December 2023 BSF launched a new identity for The Saudi Fransi Lease Finance Company known as JB (Arabic:جيبي ).

In May 2024 Banque Saudi Fransi launched it new identity and brand.

BSF was ranked 19th on Forbes Middle East's 30 Most Valuable Banks 2025 list. It also ranked 28th on Forbes Middle East's Top 100 Listed Companies 2025 list.

From Wikipedia’s article on Banque Saudi Fransi, shared under CC BY-SA 4.0.5

Products and brands

  • financial services

Listed on Wikidata.1

Banque Saudi Fransi offers financial services in private banking, corporate baking and personal banking, including Islamic banking in accordance with the Islamic Sharia principles (Arabic: مبادىء الشريعة الإسلامية). The bank also provides investment services such as asset management and investment funds, in addition to providing brokerage services through subsidiary BSF Capital. The bank also provides car leasing services and several other Shariah-compliant financing solutions for private individuals and businesses in the kingdom through JB (Arabic:جيبي ). In addition, the bank Also Provides Insurance Services to Individuals. The bank also has special ladies banking services with their own Branches around the kingdom and for individuals they provide services through Branches, FransiPlus, FransiMobile, BSF Phone (Telephone Banking), BSF ATM, BSF Send (Instant Transfer Via Western Union), BSF self-service machines, and branches Where you can print documents, issue and replace cards, transfer money, pay bills, update information and more. BSF also has a loyalty rewards program known as BSF Jana where you can earn points for using credit card, bill payments, loans or digital banking services BSF issues MADA, Visa and Mastercard debit and credit Cards They also have Different Types of cards including miles credit card in partnership with Saudia Airlines, which allows the user to earn Al Fursan miles on every purchase. Their cards work with Mada Pay and Apple Pay. BSF has 4 banking programs for individuals classic banking, advance banking, privilege banking, and elite banking.

From Wikipedia’s article on Banque Saudi Fransi, shared under CC BY-SA 4.0.5

Subsidiaries and ownership

Also owns

From Wikidata.1

Timeline

  1. Dec 11, 1977Went public Listed on Saudi Stock Exchange1
  2. Jun 4, 1977Founded Founded1