Enact Holdings, Inc.

Overview

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• TickerACT on Nasdaq²
• IndustryInsurance Agents, Brokers & Service²
• HeadquartersRaleigh, United States²
• Incorporated inDE³
• Business address8325 Six Forks Road, Raleigh, Nc 27615³
• Filer categoryLarge accelerated filer³
• Legal formCorporation²
• LEI9845003CA5664B741N19²
• StatusActive²
• LEI statusIssued and current²
• Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States²
• Registered withDivision of Corporations, Department of State, 5254821²

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We are a leading private mortgage insurance company serving the United States housing finance market since 1981 with a mission to help people buy a house and keep it their home. We operate in all 50 states and the District of Columbia. Our principal mortgage insurance customers are originators of residential mortgage loans who typically determine which mortgage insurer or insurers they will use for the placement of mortgage insurance written on loans they originate.⁵ From its latest annual report

Corporate structure

Enact Holdings, Inc. is part of a group headed by Genworth Financial. 49 entities, 5 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Enact Holdings, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Investments

Properties, in its own words

We are currently leasing our headquarters in Raleigh, North Carolina, which consists of approximately 130,000 square feet. The lease is set to expire in December 2027. Additionally, we lease a second office in Washington, D.C. consisting of approximately 2,022 square feet. That lease is set to expire in April 2026. We believe our current facilities are adequate for our current needs and that suitable additional or alternative space will be available as and when needed.

Item 2 of the 10-K filed Feb 27, 2026.⁵

Leadership

Who has led Enact Holdings, Inc., and when. Pick a name to see everywhere that person has worked.

• Chief financial officerHardin Dean Mitchell Sep 15, 2021 to now¹³

Subsidiaries and ownership

Parent company (GLEIF)

• Genworth Financial²

Subsidiaries (Exhibit 21)

• Enact Financial Assurance Corporation North Carolina⁴
• Enact Financial Services, Inc. Delaware⁴
• Enact Global Holdings Corporation North Carolina⁴
• Enact Mortgage Holdings, LLC North Carolina⁴
• Enact Mortgage Insurance Corporation North Carolina⁴
• Enact Mortgage Insurance Corporation of North Carolina North Carolina⁴
• Enact Mortgage Services, LLC North Carolina⁴
• Enact Re Ltd. Bermuda⁴
• Enact Residential Insurance Corporation North Carolina⁴
• Monument Lane IC 1, Inc. Washington, D.C.⁴
• Monument Lane IC 2, Inc. Washington, D.C.⁴
• Monument Lane PCC, Inc. Washington, D.C.⁴
• Sponsored Captive Re, Inc. North Carolina⁴

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record. The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

• Genworth Mortgage Holdings, Inc.Sep 15, 2020 to May 4, 2021³

Timeline

1. Aug 5, 20268-K Results of operations²⁸
2. May 15, 20268-K Shareholder vote²⁹
3. May 5, 20268-K Results of operations³⁰
4. Feb 3, 20268-K Results of operations; Other events³¹
5. Nov 5, 20258-K Results of operations³²
6. Oct 1, 20258-K Entered a material agreement; Ended a material agreement; New debt or obligation³³
7. Jul 30, 20258-K Results of operations³⁴
8. May 19, 20258-K Shareholder vote³⁵
9. Apr 30, 20258-K Results of operations; Other events³⁶
10. Mar 11, 20258-K Executive or director change; Regulation FD disclosure³⁷
11. Feb 4, 20258-K Results of operations³⁸
12. Dec 9, 20248-K Bylaws or fiscal year changed³⁹
13. Dec 12, 2012Parent Directly consolidated by Genworth Financial²
14. Dec 12, 2012Founded Enact Holdings, Inc. is founded²

Calendar

Coming up

1. Nov 4, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $1.12 a share, on Nov 5, 2025.⁴⁰

When it reported results

1. Aug 5, 2026Reported quarterly or annual results²⁸
2. May 5, 2026Reported quarterly or annual results³⁰
3. Feb 3, 2026Reported quarterly or annual results³¹
4. Nov 5, 2025Reported quarterly or annual results³²
5. Jul 30, 2025Reported quarterly or annual results³⁴
6. Apr 30, 2025Reported quarterly or annual results³⁶
7. Feb 4, 2025Reported quarterly or annual results³⁸
8. Nov 6, 2024Reported quarterly or annual results⁴¹

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

599 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 38 major events, 501 insider forms, 7 large holders, 33 other. The latest 20:

1. Oct 5, 20264 EDGAR
2. Oct 1, 20264 EDGAR
3. Sep 21, 20264 EDGAR
4. Sep 21, 20264 EDGAR
5. Sep 21, 20264 EDGAR
6. Sep 21, 20264 EDGAR
7. Sep 21, 20264 EDGAR
8. Sep 21, 20264 EDGAR
9. Sep 21, 20264 EDGAR
10. Sep 21, 20264 EDGAR
11. Sep 21, 20264 EDGAR
12. Sep 21, 20264 EDGAR
13. Sep 21, 20264 EDGAR
14. Sep 21, 20264 EDGAR
15. Sep 21, 20264 EDGAR
16. Sep 21, 20264 EDGAR
17. Sep 1, 20264 EDGAR
18. Aug 19, 20264 EDGAR
19. Aug 17, 2026144 EDGAR
20. Aug 6, 202610-Q EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

64 open-market trades by officers, directors and large owners since October 2021: 5 buys and 59 sales. Grants, option exercises and gifts are left out.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

• Genworth Holdings, Inc.SCHEDULE 13G/A, 4 filings Feb 1, 2022 to Jan 24, 2025⁴²
• Bayview Asset Management, LLCSC 13G/A, 3 filings Feb 24, 2022 to Feb 13, 2024⁴³

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

SEC filer profile

How Enact Holdings, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGAREnact Holdings, Inc.¹
• CIK0001823529
• Employer ID (EIN)46-1579166⁵
• Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company⁵
• Incorporated inDelaware⁵
• Fiscal year endsDecember 31¹
• Industry code (SIC)6411 Insurance Agents, Brokers & Service¹
• SEC reviewing officeOffice of Finance, Division of Corporation Finance¹
• Business address8325 Six Forks Road, Raleigh, NC 27615¹
• Phone(919) 846-4100¹
• Shares outstanding137,483,671 as of Aug 3, 2026¹²
• Public float$1.0B as of Jun 30, 2025⁵
• AuditorKPMG LLP, Chicago, Illinois PCAOB ID 185; it also attests to the company’s internal control over financial reporting⁵
• On EDGAR sinceSep 15, 2020¹
• Filings662 in all: 4 (516), 8-K (37), 3 (20), 10-Q (15), 144 (14), CORRESP (8), 10-K (5), DEF 14A (5)¹
  All 29 form types

  DEFA14A (5), SC 13G/A (5), ARS (4), S-1/A (4), DRS/A (3), DRSLTR (3), 424B5 (2), SC 13G (2), UPLOAD (2), 424B4 (1), 8-A12B (1), 8-K/A (1), CERT (1), DRS (1), EFFECT (1), FWP (1), PRE 14A (1), S-1 (1), S-3ASR (1), S-8 (1), SCHEDULE 13G/A (1)

• Latest filingsAnnual report (10-K) Feb 27, 2026
  Quarterly report (10-Q) Aug 6, 2026
  Proxy statement (DEF 14A) Mar 25, 2026
  Latest 8-K (8-K) Aug 5, 2026

Securities registered for trading

From the cover page of the 10-K filed Feb 27, 2026 (Section 12(b) of the Exchange Act).⁵

Risk factors and legal proceedings

The risks Enact Holdings, Inc. names in Item 1A of its 10-K filed Feb 27, 2026: 39 risks under these headings, as written.⁵

• Risks Relating to Our Business
• Risks Relating to Regulatory Matters
• Risks Relating to Our Continuing Relationship with Genworth
• Risks Relating to Taxation
• General Risk Factors
• If we are unable to continue to meet the requirements mandated by PMIERs, or any additional restrictions which may be imposed on us by the GSEs, we may not be eligible to write new insurance on loans acquired by the GSEs, which would have a material adverse effect on our business, results of operations and financial condition.
• A deterioration in economic conditions, a severe recession or a decline in home prices may adversely affect our loss experience.
• When we are notified that an insured loan is in default, we establish loss reserves based on management’s estimate of claim rates and claim sizes, which are subject to uncertainties and are based on assumptions about certain estimation parameters that may be volatile. As a result, the actual claim payments we make may materially differ from the amount of our corresponding loss reserves.
• If the models used in our business are inaccurate or there are differences and/or variability in loss development compared to our model estimates and actuarial assumptions, it could have a material adverse effect on our business, results of operations and financial condition.
• Competition within the mortgage insurance industry could result in the loss of market share, loss of customers, lower premiums, wider credit guidelines and other changes that could have a material adverse effect on our business, results of operations and financial condition.
• Changes to the charters or practices of the GSEs, including actions or decisions to decrease or discontinue the use of mortgage insurance, could adversely affect our business, results of operations and financial condition.
• The amount of mortgage insurance we write could decline significantly if alternatives to private mortgage insurance are used or lower coverage levels of mortgage insurance are selected.

Legal proceedings

We are not subject to any pending material legal proceedings.

The opening of Item 3, Legal Proceedings.⁵