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Private company

AMERICAN EXPRESS CREDIT CORP

AMERICAN EXPRESS CREDIT CORP is an American short-term business credit institutions company based in New York.2

Last updated Oct 21, 2026.

Overview

  • IndustryShort-Term Business Credit Institutions2
  • HeadquartersNew York, United States2
  • Incorporated inDE3
  • Business address200 Vesey Street, New York, Ny 102853
  • Filer categoryNon-accelerated filer3
  • Legal formCorporation2
  • LEI9ET6B8VCXWW51H8Z3M542
  • StatusActive2
  • LEI statusIssued and current2
  • Registered addressC/O THE CORPORATION TRUST COMPANY, 19801 Wilmington, United States2
  • Registered withDivision of Corporations, Department of State, 5782192

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2020

24.2%Net margin4
-48.6%Revenue growth, 20204
6.9%Return on equity4
2.43×Debt to equity4

Where the money goes

Where each dollar of revenue went, fiscal 2020

  • Other costs61¢$508.0M
  • Income tax15¢$121.0M
  • Profit24¢$201.0M

Out of $830.0M in revenue.4

Where each dollar of operating cash went, fiscal 2020

  • Kept or used elsewhere100¢$599.0M

Out of $599.0M of cash from operations.4

Financial statements

Revenue56784$830.0M in 2020−11% since 2014
0$500.0M$1.0B$1.5B$2.0B2014: $929.0M$929.0M20142015: $755.0M$755.0M2015−19%2016: $718.0M$718.0M2016−5%2017: $1.1B$1.1B2017+51%2018: $1.5B$1.5B2018+34%2019: $1.6B$1.6B2019+11%2020: $830.0M$830.0M2020−49%
Net income56784$201.0M in 2020−43% since 2014
-$1.0B-$500.0M0$500.0M2014: $353.0M$353.0M20142015: $214.0M$214.0M2015−39%2016: $197.0M$197.0M2016−8%2017: -$603.0M-$603.0M20172018: $387.0M$387.0M20182019: $418.0M$418.0M2019+8%2020: $201.0M$201.0M2020−52%
Fiscal year2014201520162017201820192020
Revenue$929.0M5$755.0M6$718.0M7$1.1B8$1.5B4$1.6B4$830.0M4
Income tax-$35.0M5$38.0M6$15.0M7$878.0M8$29.0M4$94.0M4$121.0M4
Net income$353.0M5$214.0M6$197.0M7-$603.0M8$387.0M4$418.0M4$201.0M4

Compare AMERICAN EXPRESS CREDIT CORP with another company

Corporate structure

AMERICAN EXPRESS CREDIT CORP is part of a group headed by American Express. 146 entities, 36 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • American Express New York, New York, United States
    • AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC New York, New York, United States
      • AMERICAN EXPRESS CREDIT CORP New York, New York, United States
        • AMERICAN EXPRESS CREDIT MEXICO, LLC Subsidiary · Wilmington, Delaware, United States
        • American Express Netherlands B.V. Subsidiary · Amsterdam, Netherlands
        • AMERICAN EXPRESS OVERSEAS CREDIT CORPORATION LIMITED Subsidiary · St. Helier, Jersey
          • 1 more
      • ACCERTIFY, INC. Subsidiary · Wilmington, Delaware, United States
        • ACCERTIFY (UK) LIMITED Subsidiary · London, United Kingdom
        • ACCERTIFY HOLDINGS LLC Subsidiary · Itasca, Illinois, United States
      • AE INNOVATION LABS HOLDINGS, LLC Subsidiary · New York, New York, United States
        • AMERICAN EXPRESS INNOVATION LABORATORIES LIMITED Subsidiary · Dublin, Ireland
      • American Express Bank (Mexico), S.A., Institucion de Banca Multiple Subsidiary · Mexico City, Mexico
      • AMERICAN EXPRESS COMPANY MEXICO SA DE CV Subsidiary · Mexico City, Mexico
      • American Express Hong Kong Limited Subsidiary · New York, New York, United States
      • AMERICAN EXPRESS INTERNATIONAL (NZ), INC. Subsidiary · New York, New York, United States
      • American Express Israel Ltd Subsidiary · Netanya, Israel
      • AMERICAN EXPRESS LIMITED Subsidiary · New York, New York, United States
        • AMERICAN EXPRESS INTERNATIONAL, INC. New York, New York, United States
          • 10 more
        • American Express European Holdings B.V. Subsidiary · Amsterdam, Netherlands
        • American Express Holdings G.K. (アメリカン・エキスプレス・ホールディングス合同会社) Subsidiary · 東京, Japan
        • American Express International, Inc. (Australia Branch) Branch · Wilmington, Delaware, United States
      • American Express National Bank Subsidiary · Sandy, Utah, United States
      • AMEX BANK OF CANADA Subsidiary · Toronto, Ontario, Canada
      • TRAVELLERS CHEQUE ASSOCIATES LIMITED Subsidiary · London, United Kingdom
    • Express (Shanghai) Subsidiary · Hangzhou, People's Republic of China
    • 56th Street AXP Campus LLC Subsidiary · Arizona, United States
    • AAC Statutory Trust Subsidiary · Delaware, United States
    • AE Exposure Management Limited Subsidiary · Jersey
    • AE Innovation Labs Holdings, LLC Subsidiary · Delaware, United States
    • AEOCC Funding Australia Limited Subsidiary · Jersey
    • AEOCC Management Company Limited Subsidiary · Jersey
    • American Express (India) Private Limited Subsidiary · India
    • American Express (Malaysia) SDN. BHD. Subsidiary · Malaysia
    • American Express (Thai) Company Limited Subsidiary · Thailand
    • American Express Argentina S.A. Subsidiary · Argentina
    • American Express Asia Network Consulting (Beijing) Limited Company Subsidiary · China
    • American Express Australia Limited Subsidiary · Australia
    • American Express Bank LLC Subsidiary · Moscow, Russia
    • AMERICAN EXPRESS BANKING CORP. Subsidiary · New York, New York, United States
    • American Express Brasil Assessoria Empresarial Ltda. Subsidiary · Brazil
    • American Express Business Solutions (India) Private Limited Subsidiary · India
    • American Express Canada Holdings B.V. Subsidiary · Netherlands
    • American Express Carte-France Subsidiary · France
    • American Express Company (Mexico) S.A. de C.V. Subsidiary · Mexico
    • American Express Credit Mexico, LLC Subsidiary · Delaware, United States
    • American Express de Espana, S.A. (Sociedad Unipersonal) Subsidiary · Spain
    • AMERICAN EXPRESS EUROPE LLC Subsidiary · New York, New York, United States
    • American Express European Holdings B.V. Subsidiary · Netherlands
    • and 76 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What AMERICAN EXPRESS CREDIT CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$33.0M8 Dec 31, 2019$102.0M8 Dec 31, 2018−67.6%
Loans, net of allowance$687.0M8 Dec 31, 2019$636.0M8 Dec 31, 2018+8.0%

Subsidiaries and ownership

Parent company (GLEIF)

Ultimate parent

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Dec 1, 20218-K Other events10
  2. Nov 16, 20218-K Other events11
  3. Nov 1, 20218-K Other events12
  4. Oct 7, 20218-K Ended a material agreement13
  5. Jan 3, 1983Parent Directly consolidated by AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC2
  6. Jan 15, 1962Founded AMERICAN EXPRESS CREDIT CORP is founded2

Filings

7 filings to the SEC since October 2021: 1 quarterly reports, 4 major events, 2 other. The latest 7:

  1. Jan 14, 202215-15D EDGAR
  2. Dec 1, 20218-K EDGAR
  3. Nov 16, 20218-K EDGAR
  4. Nov 5, 202125-NSE EDGAR
  5. Nov 1, 20218-K EDGAR
  6. Oct 28, 202110-Q EDGAR
  7. Oct 7, 20218-K EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How AMERICAN EXPRESS CREDIT CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARAMERICAN EXPRESS CREDIT CORP1
  • CIK0000004969
  • Employer ID (EIN)11-19883501
  • Filer statusNon-accelerated filer1
  • Incorporated inDelaware1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6153 Short-Term Business Credit Institutions1
  • Business address200 Vesey Street, New York, NY 102851
  • Phone21264020001
  • Shares outstanding1,504,938 as of Oct 28, 202114
  • Public float$0 as of Jun 30, 20204
  • On EDGAR sinceMar 30, 19941
  • Filings544 in all: 424B2 (129), 10-Q (84), 8-K (77), 424B3 (65), FWP (61), IRANNOTICE (27), 10-K (22), 8-A12B (8)1
    All 27 form types

    305B2 (7), 424B5 (7), 10-K405 (6), 10-Q/A (6), 25-NSE (5), CERTNYS (5), CORRESP (5), S-3ASR (5), UPLOAD (5), S-3 (4), 424B1 (3), 8-K/A (3), 10-K/A (2), 25 (2), S-3/A (2), 10-K405/A (1), 15-15D (1), 8-A12B/A (1), REGDEX (1)

  • Latest filingsAnnual report (10-K) Feb 25, 2021
    Quarterly report (10-Q) Oct 28, 2021
    Latest 8-K (8-K) Dec 1, 2021

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
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  8. 8
  9. 9
  10. 10
    SEC EDGAROther events
  11. 11
    SEC EDGAROther events
  12. 12
    SEC EDGAROther events
  13. 13
  14. 14