Overview
- TickerBCBP on Nasdaq2
- IndustrySavings Institution, Federally Chartered2
- HeadquartersBayonne, United States2
- Incorporated inNJ3
- Business address104-110 Avenue C, Bayonne, Nj 070023
- Filer categoryAccelerated filer, Smaller reporting company3
- Legal formCorporation2
- LEI54930024V6Z8FYSN42912
- StatusActive2
- LEI statusIssued and current2
- Registered address104-110 Avenue C, 07002 Bayonne, United States2
- Registered withBusiness Records Service (Division of Revenue & Enterprise Services), 01008973842
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.9
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Loans, including fees | $154.2M | $172.0M | $169.6M |
| Mortgage-backed securities | $2.9M | $1.4M | $880.0K |
| Other investment securities | $4.1M | $4.0M | $4.2M |
| FHLB stock dividends and other interest-earning assets | $11.8M | $16.6M | $13.7M |
| Total interest and dividend income | $173.0M | $194.0M | $188.4M |
| Demand | $21.8M | $22.2M | $16.9M |
| Savings and club | $814.0K | $620.0K | $620.0K |
| Certificates of deposit | $38.5M | $55.4M | $39.2M |
| Total deposits | $61.1M | $78.2M | $56.7M |
| Borrowings | $18.8M | $23.8M | $27.6M |
| Total interest expense | $79.9M | $102.0M | $84.3M |
| Net interest income | $93.0M | $92.0M | $104.1M |
| Provision for credit losses | $42.0M | $11.6M | $6.1M |
| Net interest income after provision for credit losses | $51.0M | $80.5M | $98.0M |
| Fees and service charges | $5.0M | $4.7M | $5.3M |
| BOLI income | $3.3M | $2.6M | $1.8M |
| (Loss) gain on sales of loans | $29.0K | -$5.3M | $36.0K |
| Gain on sales of other real estate owned | $77.0K | ||
| Realized and unrealized (loss) gain on equity investments | -$300.0K | $379.0K | -$3.4M |
| Other | $538.0K | $536.0K | $251.0K |
| Total non-interest income | $8.6M | $2.9M | $4.1M |
| Salaries and employee benefits | $31.4M | $28.2M | $30.8M |
| Occupancy and equipment | $10.4M | $10.2M | $10.3M |
| Data processing service fees | $7.9M | $7.0M | $7.0M |
| Professional fees | $3.1M | $2.4M | $2.7M |
| Director fees | $1.4M | $1.2M | $1.1M |
| Regulatory assessments | $3.3M | $3.5M | $3.6M |
| Advertising and promotional | $1.1M | $863.0K | $1.3M |
| Other real estate owned, net | $15.1M | $7.0K | |
| Other | $4.2M | $3.7M | $3.7M |
| Total non-interest expense | $77.9M | $57.1M | $60.6M |
| (Loss) Income before income tax (benefit) provision | -$18.3M | $26.3M | $41.5M |
| Income tax (benefit) provision | -$5.8M | $7.6M | $12.0M |
| Net (Loss) Income | -$12.5M | $18.6M | $29.5M |
| Preferred stock dividends | $1.9M | $1.8M | $702.0K |
| Net (Loss) Income available to common stockholders | -$14.5M | $16.8M | $28.8M |
| Basic | -$0.84 | $0.99 | $1.71 |
| Diluted | -$0.84 | $0.99 | $1.70 |
| Basic | 17.2M shares | 17.0M shares | 16.9M shares |
| Diluted | 17.2M shares | 17.0M shares | 16.9M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.9
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and amounts due from depository institutions | $13.8M | $14.1M | ||
| Interest-earning deposits | $262.8M | $303.2M | ||
| Total cash and cash equivalents | $276.6M | $317.3M | $279.5M | $229.4M |
| Interest-earning time deposits | $735.0K | $735.0K | ||
| Debt securities available for sale, at fair value (amortized cost of $129,646) | $126.4M | $101.7M | ||
| Equity investments, at fair value (amortized cost of $108,590) | $9.2M | $9.5M | ||
| Loans receivable, net of allowance for credit losses of $33,691 and $34,789, respectively | $2.7B | $3.0B | ||
| Federal Home Loan Bank of New York stock, at cost | $14.2M | $24.3M | ||
| Premises and equipment, net | $12.1M | $12.6M | ||
| Accrued interest receivable | $13.8M | $15.2M | ||
| Other real estate owned | $5.0M | |||
| Deferred income taxes | $22.2M | $17.2M | ||
| Goodwill and other intangibles | $5.3M | $5.3M | ||
| Operating lease right-of-use assets | $10.7M | $12.7M | ||
| "Bank-owned life insurance (""BOLI"")" | $79.4M | $76.0M | ||
| Other assets | $12.9M | $10.5M | ||
| Total Assets | $3.3B | $3.6B | ||
| Non-interest-bearing deposits | $531.1M | $520.4M | ||
| Interest bearing deposits | $2.1B | $2.2B | ||
| Total deposits | $2.7B | $2.8B | ||
| FHLB Advances | $235.0M | $455.4M | ||
| Subordinated debentures | $43.2M | $43.0M | ||
| Operating lease liability | $11.1M | $13.1M | ||
| Other liabilities | $12.3M | $12.9M | ||
| Total Liabilities | $3.0B | $3.3B | ||
| Additional paid-in capital preferred stock | $25.2M | $24.7M | ||
| Additional paid-in capital common stock | $203.4M | $200.9M | ||
| Retained earnings | $116.4M | $141.9M | ||
| Accumulated other comprehensive loss | -$2.5M | -$5.2M | ||
| Treasury stock, at cost, 3,233,971 and 3,233,971 shares at December 31, 2025 and December 31, 2024, respectively | -$38.3M | -$38.3M | ||
| Total Stockholders' Equity | $304.3M | $323.9M | $314.1M | $291.3M |
| Total Liabilities and Stockholders' Equity | $3.3B | $3.6B | ||
| Debt securities, amortized cost | $129.6M | $108.6M | ||
| Equity investments, amortized cost | $108.6M | |||
| Loans receivable, net of allowance for credit losses | $33.7M | $34.8M | $33.6M | $32.4M |
| Preferred stock, par value per share | $0.01 | $0.01 | ||
| Preferred stock, shares authorized | 10.0M shares | 10.0M shares | ||
| Preferred stock, shares outstanding | 2.5K shares | 2.5K shares | 2.5K shares | 2.1K shares |
| Common stock, no par value | $0 | $0 | ||
| Common stock, shares authorized | 40.0M shares | 40.0M shares | ||
| Common stock, shares issued | 20.5M shares | 20.3M shares | ||
| Common stock, shares outstanding | 17.3M shares | 17.1M shares | 16.9M shares | 16.9M shares |
| Treasury stock, shares | 3.2M shares | 3.2M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and amounts due from depository institutions | $13.8M | $14.1M | ||
| Interest-earning deposits | $262.8M | $303.2M | ||
| Total cash and cash equivalents | $276.6M | $317.3M | $279.5M | $229.4M |
| Interest-earning time deposits | $735.0K | $735.0K | ||
| Debt securities available for sale, at fair value (amortized cost of $129,646) | $126.4M | $101.7M | ||
| Equity investments, at fair value (amortized cost of $108,590) | $9.2M | $9.5M | ||
| Loans receivable, net of allowance for credit losses of $33,691 and $34,789, respectively | $2.7B | $3.0B | ||
| Federal Home Loan Bank of New York stock, at cost | $14.2M | $24.3M | ||
| Premises and equipment, net | $12.1M | $12.6M | ||
| Accrued interest receivable | $13.8M | $15.2M | ||
| Other real estate owned | $5.0M | |||
| Deferred income taxes | $22.2M | $17.2M | ||
| Goodwill and other intangibles | $5.3M | $5.3M | ||
| Operating lease right-of-use assets | $10.7M | $12.7M | ||
| "Bank-owned life insurance (""BOLI"")" | $79.4M | $76.0M | ||
| Other assets | $12.9M | $10.5M | ||
| Total Assets | $3.3B | $3.6B | ||
| Non-interest-bearing deposits | $531.1M | $520.4M | ||
| Interest bearing deposits | $2.1B | $2.2B | ||
| Total deposits | $2.7B | $2.8B | ||
| FHLB Advances | $235.0M | $455.4M | ||
| Subordinated debentures | $43.2M | $43.0M | ||
| Operating lease liability | $11.1M | $13.1M | ||
| Other liabilities | $12.3M | $12.9M | ||
| Total Liabilities | $3.0B | $3.3B | ||
| Additional paid-in capital preferred stock | $25.2M | $24.7M | ||
| Additional paid-in capital common stock | $203.4M | $200.9M | ||
| Retained earnings | $116.4M | $141.9M | ||
| Accumulated other comprehensive loss | -$2.5M | -$5.2M | ||
| Treasury stock, at cost, 3,233,971 and 3,233,971 shares at December 31, 2025 and December 31, 2024, respectively | -$38.3M | -$38.3M | ||
| Total Stockholders' Equity | $304.3M | $323.9M | $314.1M | $291.3M |
| Total Liabilities and Stockholders' Equity | $3.3B | $3.6B | ||
| Debt securities, amortized cost | $129.6M | $108.6M | ||
| Equity investments, amortized cost | $108.6M | |||
| Loans receivable, net of allowance for credit losses | $33.7M | $34.8M | $33.6M | $32.4M |
| Preferred stock, par value per share | $0.01 | $0.01 | ||
| Preferred stock, shares authorized | 10.0M shares | 10.0M shares | ||
| Preferred stock, shares outstanding | 2.5K shares | 2.5K shares | 2.5K shares | 2.1K shares |
| Common stock, no par value | $0 | $0 | ||
| Common stock, shares authorized | 40.0M shares | 40.0M shares | ||
| Common stock, shares issued | 20.5M shares | 20.3M shares | ||
| Common stock, shares outstanding | 17.3M shares | 17.1M shares | 16.9M shares | 16.9M shares |
| Treasury stock, shares | 3.2M shares | 3.2M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.9
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net (loss) income | -$12.5M | $18.6M | $29.5M |
| Depreciation of premises and equipment | $1.6M | $1.7M | $2.0M |
| Amortization and accretion, net | -$592.0K | -$1.5M | -$2.5M |
| Provision for credit losses | $42.0M | $11.6M | $6.1M |
| Deferred income tax (benefit) expense | -$5.9M | $258.0K | -$2.5M |
| Loans originated for sale | -$1.7M | -$4.9M | -$3.0M |
| Proceeds from sale of loans | $1.7M | $40.1M | $2.4M |
| Gain (loss) on sales of loans | -$29.0K | $5.3M | -$36.0K |
| OREO valuation allowance | $15.1M | ||
| Gain on sales of fixed asset | -$4.0K | ||
| Realized and unrealized loss (gain) on equity investments | $300.0K | -$379.0K | $3.4M |
| Gain from sales of other real estate owned | -$77.0K | ||
| Increase in cash surrender value of BOLI | -$3.3M | -$2.6M | -$1.8M |
| Stock-based compensation expense | $1.0M | $767.0K | $593.0K |
| Net change in accrued interest receivable | $1.3M | $896.0K | -$2.6M |
| Net change in other assets | -$2.5M | -$48.0K | -$890.0K |
| Net change in accrued interest payable | -$1.1M | -$582.0K | $2.7M |
| Net change in other liabilities | $598.0K | -$1.5M | $2.0M |
| Net Cash Provided by Operating Activities | $35.9M | $67.7M | $35.2M |
| Proceeds from repayments, calls, and maturities on securities | $41.2M | $3.8M | $14.7M |
| Purchases of securities | -$62.3M | -$15.2M | -$12.5M |
| Proceeds from sales of securities | $5.2M | ||
| Proceeds from sales of premises | $4.0K | ||
| Proceeds from sales of other real estate owned | $152.0K | ||
| Proceeds from sale of loans held in portfolio | $6.1M | ||
| Net decrease (increase) in loans receivable | $244.4M | $228.7M | -$231.6M |
| Additions to premises and equipment | -$1.0M | -$1.2M | -$4.5M |
| Redemption (purchase) of Federal Home Loan Bank of New York stock | $10.1M | $645.0K | -$4.8M |
| Net Cash Provided by (Used In) Investing Activities | $232.4M | $222.8M | -$233.3M |
| Net (decrease) increase in deposits | -$77.3M | -$228.2M | $167.5M |
| Proceeds from Federal Home Loan Bank of New York Long Term Advances | $400.0M | ||
| Repayments Federal Home Loan Bank of New York Long Term Advances | -$220.8M | -$18.0M | -$150.0M |
| Net change in Federal Home Loan Bank of New York Short Term Advances | -$160.0M | ||
| Purchase of treasury stock | -$3.8M | ||
| Cash dividends paid on common stock | -$10.6M | -$10.4M | -$10.4M |
| Cash dividends paid on preferred stock | -$1.9M | -$1.8M | -$702.0K |
| Net proceeds from issuance of common stock | $1.1M | $824.0K | $1.4M |
| Net proceeds from issuance of preferred stock | $520.0K | $9.7M | $15.3M |
| Payments for redemption of preferred stock | -$10.0M | -$11.2M | |
| Net proceeds from issuance of subordinated debt | $38.8M | ||
| Net payment from redemption of subordinated debt | -$33.5M | ||
| Exercise of stock options | $418.0K | ||
| Net Cash (Used in) Provided by Financing Activities | -$309.0M | -$252.7M | $248.3M |
| Net (Decrease) Increase in Cash and Cash Equivalents | -$40.7M | $37.8M | $50.2M |
| Cash paid for income taxes, net of refunds | $1.8M | $6.9M | $18.0M |
| Cash paid for interest | $81.1M | $102.6M | $81.6M |
| Loans transferred to Other Real Estate Owned | $20.1M |
No quarter-by-quarter statement was filed.
Corporate structure
BCB BANCORP INC sits at the top of its group. 5 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of BCB BANCORP INC
- FJ Capital Management LLC Filed SCHEDULE 13G on BCB BANCORP INC, latest Sep 30, 2026
- DIMENSIONAL FUND ADVISORS LP Filed SCHEDULE 13G/A on BCB BANCORP INC, latest Jul 14, 2026 (3 filings since Feb 10, 2023)
- BlackRock Filed SCHEDULE 13G/A on BCB BANCORP INC, latest Apr 27, 2026 (2 filings since Jan 29, 2024)
- MFP INVESTORS LLC Filed SC 13G/A on BCB BANCORP INC, latest Oct 18, 2023 (2 filings since Feb 14, 2023)
- BCB BANCORP INC Bayonne, New Jersey, United States
- BCB Capital Finance Group , LLC Subsidiary · New Jersey, United States
- BCB Community Bank Subsidiary · New Jersey, United States
- BCB Holding Company Investment Corp. Subsidiary · New Jersey, United States
- Special Asset REO 2, LLC Subsidiary · New Jersey, United States
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What BCB BANCORP INC reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $32.4M9 Dec 31, 2025 | $32.2M9 Dec 31, 2024 | +0.5% |
| Accumulated depreciation | $20.3M9 Dec 31, 2025 | $19.6M9 Dec 31, 2024 | +3.4% |
| Property and equipment, net | $12.1M9 Dec 31, 2025 | $12.6M9 Dec 31, 2024 | −4.1% |
| Operating-lease assets (leased space) | $10.7M9 Dec 31, 2025 | $12.7M9 Dec 31, 2024 | −16.0% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Debt securities available for sale | $126.4M9 Dec 31, 2025 | $101.7M9 Dec 31, 2024 | +24.3% |
| Equity securities at fair value | $9.2M9 Dec 31, 2025 | $9.5M9 Dec 31, 2024 | −3.2% |
| Stakes in other companies (equity method) | $9.2M9 Dec 31, 2025 | $9.5M9 Dec 31, 2024 | −3.2% |
| Deposits held (banks) | $2.7B9 Dec 31, 2025 | $2.8B9 Dec 31, 2024 | −2.8% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Accumulated amortization | $08 Dec 31, 2024 |
Properties, in its own words
At December 31, 2025, the Bank conducted its business through an executive office, two administrative offices, and 27 branch offices. 13 offices have drive-up facilities. The Bank has 34 automatic teller machines at its branch facilities and four other off-site locations. The following table sets forth information relating to each of the Bank’s offices at December 31, 2025. The total net book value of the Bank’s premises and equipment at December 31, 2025 was $12.1 million.
Location · Year Office Opened · Net Book Value
The rest of Item 2
Executive Office
104-110 Avenue C, Bayonne, New Jersey · 2003 · 2,046
Administrative and Other Offices
591-597 Avenue C, Bayonne, New Jersey · 2010 · 109 · (1)
27 West 18th Street, Bayonne, New Jersey · 2014 · 187 · (1)
Branch Offices
860 Broadway, Bayonne, New Jersey · 2000 · 351 · (1)
508 Broadway, Bayonne, New Jersey · 2003 · 23 · (1)
401 Washington Street, Hoboken, New Jersey · 2010 · 78 · (1)
473 Spotswood Englishtown Rd., Monroe Township, New Jersey · 2010 · 60 · (1)
611 Avenue C, Bayonne, New Jersey · 2010 · 101 · (1)
181 Avenue A, Bayonne, New Jersey · 2010 · 1,833
211 Washington St., Jersey City, New Jersey · 2010 · - · (1)
200 Valley Street, South Orange, New Jersey · 2011 · 855
378 Amboy Road, Woodbridge, New Jersey · 2019 · 3 · (1)
165 Passaic Avenue, Fairfield, New Jersey · 2014 · - · (1)
354 New Dorp Lane, Staten Island, New York · 2015 · 1 · (1)
190 Park Avenue, Rutherford, New Jersey · 2015 · 14 · (1)
1500 Forest Avenue, Staten Island, New York · 2016 · 392 · (1)
626 Laurel Avenue, Holmdel, New Jersey · 2016 · - · (1)
734 Ridge Road, Lyndhurst, New Jersey · 2016 · 17 · (1)
2000 Morris Avenue, Union, New Jersey · 2016 · 6 · (1)
156 Maplewood Avenue, Maplewood, New Jersey · 2018 · 308 · (1)
1630 Oak Tree Road, Edison, New Jersey · 2018 · 26 · (1)
1452 Route 46 West, Parsippany, New Jersey · 2018 · 1 · (1)
781 Newark Avenue, Jersey City, New Jersey · 2018 · 3,055
70 Broadway, Hicksville, New York · 2018 · - · (1)
10 Schalks Crossing Road, Plainsboro, New Jersey · 2018 · 6 · (1)
876 Kinderkamack Road, River Edge, New Jersey · 2019 · 123 · (1)
1100 Washington Street, Hoboken, New Jersey · 2019 · 119 · (1)
269 Ferry Street, Newark, New Jersey · 2020 · 215 · (1)
240 Page Avenue, Staten Island, New York · 2023 · 203 · (1)
Net book value of properties · 10,132
Net book value of furnishings and equipment · 1,924 · (2)
Total premises and equipment · 12,056
(1)Leased property
(2)Includes off-site ATMs
Item 2 of the 10-K filed Mar 9, 2026.13
Leadership
Who has led BCB BANCORP INC, and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
- Chief executive officerBrien Thomas M. O. Jun 8, 2026 to now14
- Chief executive officerMichael A. Shriner Jan 23, 2024 to Jun 8, 202615
- Chief executive officerThomas Michael Coughlin Sep 19, 2014 to May 5, 202316
- Chief executive officerDonald Mindiak Jan 12, 2006 to Jun 20, 201417
- ChairMark D. Hogan May 1, 2007 to Aug 3, 202018
- PresidentThomas Michael Coughlin Feb 12, 2014 to Jun 18, 201919
- PresidentDonald Mindiak Jan 12, 2006 to Jun 20, 201417
- Chief financial officerJawad Chaudhry Nov 4, 2022 to now20
- Chief financial officerThomas Keating Mar 19, 2014 to Feb 11, 202221
- Chief financial officerKenneth D. Walter Jul 12, 2010 to Jan 22, 201422
- Chief financial officerDonald Mindiak Aug 21, 2007 to Mar 16, 201023
- Chief financial officerThomas Michael Coughlin Jan 5, 2006 to Mar 10, 201424
- Chief operating officerRyan Blake Oct 14, 2021 to now25
- Chief operating officerMichael Lesler Apr 12, 2018 to Feb 26, 201926
- Chief operating officerThomas Michael Coughlin Jul 8, 2010 to Mar 10, 201427
Board members and other officers (31)
- Chief Lending OfficerDaniel A. Araujo Apr 8, 2026 to now28
- Chief Loan OfficerMark Noto Jun 13, 2023 to Jun 13, 202329
- SVP/Chief Strategy&Risk OffcrKenneth Emerson Mar 20, 2020 to Mar 16, 202330
- CCO & Chief Risk OfficerSandra Sievewright Mar 22, 2016 to now31
- EVP and Chief Risk OfficerWilliam Pawlo Mar 19, 2014 to Oct 27, 201432
- Chief Lending OfficerJoseph T. Javitz Jun 27, 2014 to Feb 7, 201833
- VP/Commercial Loan OfficerAmer Saleem Aug 20, 2009 to Dec 19, 201334
- Board memberGerald Werdann Mar 16, 2026 to now35
- Board memberBrien Thomas M. O. Jun 8, 2026 to now14
- Board memberMichael J. Widmer Jan 13, 2025 to now36
- Board memberMichael A. Shriner Jan 23, 2024 to now15
- Board memberTara L. French May 6, 2024 to now37
- Board memberRaymond Vanaria Jul 22, 2024 to Feb 5, 202538
- Board memberRyan Blake Jun 12, 2023 to now39
- Board memberJohn Pulomena May 6, 2019 to now40
- Board memberVincent Didomenico Jr. Dec 19, 2018 to now41
- Board memberJoseph J. Brogan Mar 10, 2014 to Feb 26, 202042
- Board memberSpencer B. Robbins Oct 19, 2011 to Feb 15, 202443
- Board memberGary S. Stetz Oct 20, 2011 to Mar 14, 201844
- Board memberKenneth D. Walter Jul 12, 2010 to Nov 29, 201222
- Board memberRobert A. Hughes Jul 12, 2010 to Jan 18, 201345
- Board memberMark D. Hogan Nov 23, 2009 to now46
- Board memberJoseph Lyga Nov 18, 2008 to now47
- Board memberRobert Ballance Aug 20, 2007 to May 1, 202348
- Board memberJoseph Tagliareni Aug 31, 2007 to Sep 30, 201149
- Board memberThomas Michael Coughlin Jan 5, 2006 to Feb 5, 202524
- Board memberDonald Mindiak Jan 12, 2006 to Jun 20, 201417
- Board memberAlexander Pasiechnik May 3, 2006 to Dec 18, 201550
- Board memberAugust Pellegrini Jr. Aug 24, 2006 to Feb 11, 202251
- Board memberJudith Q. Bielan Aug 24, 2006 to now52
- General counselJohn J. Brogan Dec 29, 2015 to Feb 26, 201953
Named in SEC Form D filings
People the company listed in its private-offering notices.
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- BCB Capital Finance Group , LLC New Jersey4
- BCB Community Bank New Jersey4
- BCB Holding Company Investment Corp. New Jersey4
- Special Asset REO 2, LLC New Jersey4
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Oct 7, 20268-K Executive or director change56
- Sep 25, 20268-K Other events57
- Sep 18, 20268-K Entered a material agreement; Other events58
- Sep 17, 20268-K Other events59
- Sep 16, 20268-K Other events60
- Sep 3, 20268-K Change of auditor61
- Aug 7, 20268-K Results of operations62
- Aug 3, 20268-K Results of operations; Other events63
- Jul 22, 20268-K Other events64
- Jul 8, 20268-K Other events65
- Jun 18, 20268-K Other events66
- Jun 8, 2026New chief executive Brien Thomas M. O. becomes CEO14
- Jun 3, 20268-K Regulation FD disclosure67
- Jan 23, 2024New chief executive Michael A. Shriner becomes CEO15
- Sep 19, 2014New chief executive Thomas Michael Coughlin becomes CEO16
- Jan 12, 2006New chief executive Donald Mindiak becomes CEO17
- Feb 3, 2003Founded BCB BANCORP INC is founded2
Calendar
Coming up
- Oct 29, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.22 a share, on Oct 27, 2025.68
When it reported results
- Aug 7, 2026Reported quarterly or annual results62
- Aug 3, 2026Reported quarterly or annual results63
- Apr 22, 2026Reported quarterly or annual results69
- Jan 30, 2026Reported quarterly or annual results70
- Oct 27, 2025Reported quarterly or annual results71
- Jul 29, 2025Reported quarterly or annual results72
- Apr 22, 2025Reported quarterly or annual results73
- Jan 28, 2025Reported quarterly or annual results74
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
322 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 75 major events, 177 insider forms, 8 large holders, 4 private raises, 38 other. The latest 20:
- Oct 13, 20263 EDGAR
- Oct 13, 20263 EDGAR
- Oct 13, 20263 EDGAR
- Oct 9, 2026DEF 14A EDGAR
- Oct 7, 20268-K EDGAR
- Sep 30, 2026SCHEDULE 13G EDGAR
- Sep 25, 20268-K EDGAR
- Sep 22, 20264 EDGAR
- Sep 22, 20264 EDGAR
- Sep 18, 20268-K EDGAR
- Sep 17, 2026424B5 EDGAR
- Sep 17, 2026FWP EDGAR
- Sep 17, 20268-K EDGAR
- Sep 16, 20268-K EDGAR
- Sep 16, 2026FWP EDGAR
- Sep 16, 2026424B5 EDGAR
- Sep 11, 2026PRE 14A EDGAR
- Sep 3, 20268-K EDGAR
- Aug 25, 2026EFFECT EDGAR
- Aug 14, 2026S-3 EDGAR
The 322 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
80 open-market trades by officers, directors and large owners since October 2021: 79 buys and 1 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Sep 18, 2026 | OBrien Thomas MCHIEF EXECUTIVE OFFICER | Buy | 160,000 | $7.75 | $1.2M | Form 4 |
| Sep 18, 2026 | Chaudhry JawadCHIEF FINANCIAL OFFICER | Buy | 10,000 | $7.75 | $77.5K | Form 4 |
| Jun 4, 2026 | Werdann GeraldDirector | Buy | 4,400 | $11.28 | $49.6K | Form 4 |
| Feb 27, 2026 | HOGAN MARK DDirector | Buy | 5,000 | $7.97 | $39.9K | Form 4 |
| Feb 10, 2026 | Widmer Michael JDirector | Buy | 2,000 | $8.40 | $16.8K | Form 4 |
| Jun 13, 2025 | HOGAN MARK DDirector | Buy | 10,000 | $7.74 | $77.4K | Form 4 |
| Jun 13, 2025 | LYGA JOSEPHDirector | Buy | 380 | $7.70 | $2.9K | Form 4 |
| Jun 13, 2025 | Rizzo James G.Director | Buy | 2,000 | $7.70 | $15.4K | Form 4 |
| May 27, 2025 | Rizzo James G.Director | Buy | 3,000 | $8.05 | $24.1K | Form 4 |
| May 23, 2025 | HOGAN MARK DDirector | Buy | 10,000 | $8.04 | $80.4K | Form 4 |
| Dec 3, 2024 | Blake RyanCHIEF OPERATING OFFICER | Sale | 8,677 | $13.06 | $113.3K | Form 4 |
| Jul 31, 2024 | VANARIA RAYMONDDirector | Buy | 1,000 | $12.90 | $12.9K | Form 4 |
| Jun 14, 2024 | Rizzo James G.Director | Buy | 1,000 | $9.55 | $9.6K | Form 4 |
| Jun 7, 2024 | Rizzo James G.Director | Buy | 500 | $9.69 | $4.8K | Form 4 |
| Jun 6, 2024 | Rizzo James G.Director | Buy | 1,250 | $9.81 | $12.3K | Form 4 |
| Jun 5, 2024 | HOGAN MARK DDirector | Buy | 5,000 | $9.90 | $49.5K | Form 4 |
| May 29, 2024 | HOGAN MARK DDirector | Buy | 5,000 | $9.90 | $49.5K | Form 4 |
| May 23, 2024 | French Tara LDirector | Buy | 2,500 | $10.70 | $26.8K | Form 4 |
| May 3, 2024 | HOGAN MARK DDirector | Buy | 1,422 | $9.79 | $13.9K | Form 4 |
| May 3, 2024 | Chaudhry JawadCHIEF FINANCIAL OFFICER | Buy | 1,000 | $9.72 | $9.7K | Form 4 |
All 80 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- FJ Capital Management LLCSCHEDULE 13G, 1 filing Sep 30, 202675
- DIMENSIONAL FUND ADVISORS LPSCHEDULE 13G/A, 3 filings Feb 10, 2023 to Jul 14, 202676
- BlackRockSCHEDULE 13G/A, 2 filings Jan 29, 2024 to Apr 27, 202677
- MFP INVESTORS LLCSC 13G/A, 2 filings Feb 14, 2023 to Oct 18, 202378
Funding
Where the company's money came from, by calendar year: private offerings filed with the SEC, federal grants, loans, contracts and other assistance from USAspending.gov, and PPP loans from the SBA. Each bar links to the records below.
- Private raises (Form D) $60.2M
Figures by year
| Year | Private raises (Form D) | Total |
|---|---|---|
| 2024 | $45.0M | $45.0M |
| 2023 | $15.3M | $15.3M |
Private raises
Private offerings the company reported to the SEC on Form D. The amount is what the latest filing says was sold so far, charted in the year of the first sale. Covers filings since Oct 1, 2021.
- Dec 31, 2024Raised $5 million in a private offering of equity54 Form D: $40 million offered in all Form D
- Aug 28, 2024Raised $40 million in a private offering of debt55 Form D: 23 investors so far Form D
- Dec 14, 2023Raised $15.3 million in a private offering of equity79 Form D: $40 million offered in all Form D
- Dec 20, 2021Filed a private offering of equity80 Form D: $30 million offered in all Form D
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How BCB BANCORP INC is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARBCB BANCORP INC1
- CIK0001228454
- Employer ID (EIN)26-006526213
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; a shell company13
- Incorporated inNew Jersey13
- Fiscal year endsDecember 311
- Industry code (SIC)6035 Savings Institution, Federally Chartered1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address104-110 Avenue C, Bayonne, NJ 070021
- Phone(201) 823-07001
- Shares outstanding18,101,822 as of Aug 1, 202611
- Public float$131.7M as of Jun 30, 202513
- AuditorWolf & Company, P.C, Boston, Massachusetts PCAOB ID 392; it also attests to the company’s internal control over financial reporting13
- On EDGAR sinceMay 1, 20031
- Filings1,339 in all: 4 (657), 8-K (253), 10-Q (69), 5 (51), 3 (31), 4/A (24), DEF 14A (24), 10-K (23)1
All 55 form types
11-K (16), D (12), DEFA14A (12), 5/A (11), UPLOAD (11), CORRESP (10), EFFECT (10), SC 13G/A (10), DFAN14A (9), 424B5 (8), S-8 (8), 8-K/A (7), NT 11-K (6), S-3 (6), SC 13G (6), FWP (5), PRE 14A (5), 424B3 (4), S-4 (4), 10-K/A (3), 10-Q/A (3), 144 (3), PRER14A (3), PRRN14A (3), 10QSB (2), 425 (2), S-1 (2), S-1/A (2), S-3D (2), S-4/A (2), SC 13D (2), SC 13D/A (2), SCHEDULE 13G/A (2), 3/A (1), 424B1 (1), 8-K12G3 (1), ARS (1), DEFC14A (1), DEFN14A (1), DFRN14A (1), NT 10-K (1), NT 10-Q (1), POS EX (1), PREN14A (1), S-3/A (1), S-3DPOS (1), SCHEDULE 13G (1)
- Latest filingsAnnual report (10-K) Mar 9, 2026
Quarterly report (10-Q) Aug 10, 2026
Proxy statement (DEF 14A) Oct 9, 2026
Latest 8-K (8-K) Oct 7, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, no par value | BCBP | The NASDAQ Stock Market, LLC |
From the cover page of the 10-K filed Mar 9, 2026 (Section 12(b) of the Exchange Act).13
Risk factors and legal proceedings
The risks BCB BANCORP INC names in Item 1A of its 10-K filed Mar 9, 2026: 31 risks under these headings, as written.13
- CREDIT AND INTEREST RATE RISKS
- Our loan portfolio consists of a high percentage of loans secured by commercial real estate and multi-family real estate, and commercial business loans. These loans are riskier than loans secured by one-to-four family properties.
- If our allowance for credit losses is not sufficient to cover actual credit losses, our earnings could decrease.
- The asset quality of our loan portfolio may continue to deteriorate if the economy falters, resulting in a portion of our loans failing to perform in accordance with their terms. Under such circumstances our profitability will be adversely affected.
- Changes in interest rates could hurt our profits.
- Rising interest rates have decreased the value of a portion of the Company’s securities portfolio, and the Company would realize losses if it were required to sell such securities to meet liquidity needs.
- RISKS RELATED TO THE COMPANY’S COMMON STOCK
- Our dividend policy may change without notice, and our future ability to pay dividends is also subject to regulatory restrictions.
- Our common stock is not heavily traded, and the stock price may fluctuate significantly.
- ECONOMIC RISKS
- Inflation can have an adverse impact on the Company’s business and its customers.
- Events similar to the COVID-19 pandemic could adversely affect our business activities, financial condition, and results of operations.
The other 22 risks
- Instability in global economic conditions and geopolitical matters could have a material adverse effect on our results of operations and financial condition.
- Interruption of our customers’ supply chains and federal funding could negatively impact their business and operations and impact their ability to repay their loans.
- OPERATIONAL RISKS
- Our deposit services for businesses in the state licensed cannabis industry could expose us to liabilities and regulatory compliance costs.
- Adverse events in New Jersey and the New York metropolitan area, where our business is generally concentrated, could adversely affect our results and future growth.
- We depend primarily on net interest income for our earnings rather than fee income.
- Risks associated with system failures, interruptions, cyber-attacks, or breaches of security, including denial of service attacks, hacking, social engineering attacks targeting our colleagues, contractors, and customers, malware intrusion or data corruption attempts, and identity theft that could result in the disclosure of confidential, proprietary, personal and other information, any of which could adversely affect our business or reputation and negatively affect our earnings, as well as create significant legal and financial exposure.
- We use AI in connection with our business and operations, which exposes us to inherent risks that may expose us to material harm.
- The Bank’s reliance on brokered and reciprocal deposits could adversely affect its liquidity and operating results.
- If deposit levels are not sufficient, it may be more expensive to fund loan originations.
- We could be adversely affected by failure in our internal controls.
- If we cannot favorably assess the effectiveness of our internal controls over financial reporting or if our independent registered public accounting firm is unable to provide an unqualified attestation report on our internal controls, we may be subject to additional regulatory scrutiny.
- The increasing use of social media platforms presents new risks and challenges and the inability or failure to recognize, respond to, and effectively manage the accelerated impact of social media could materially adversely impact the Bank’s business.
- Market conditions and economic cyclicality may adversely affect our industry.
- Negative developments in the banking industry could adversely affect our business operations and our financial condition and results of operations.
- RISKS RELATED TO THE REGULATION OF OUR INDUSTRY
- We are subject to stringent capital requirements, which may adversely impact our return on equity or constrain us from paying dividends or repurchasing shares.
- We operate in a highly regulated environment, and we may be adversely affected by changes in federal, state and local laws and regulations.
- The level of our commercial real estate loan portfolio subjects us to additional regulatory scrutiny.
- We are subject to the Community Reinvestment Act and fair lending laws, and failure to comply with these laws could lead to material penalties.
- Future legislative or regulatory actions responding to perceived financial and market problems could impair our ability to foreclose on collateral.
- STRATEGIC RISKS
- Strong competition within our market area may limit our growth and profitability.
- The small to mid-sized businesses that we lend to may have fewer resources to weather a downturn in the economy, which may impair a borrower’s ability to repay a loan to us that could materially harm our operating results.
- We depend on our executive officers and key personnel to continue the implementation of our long-term business strategy and could be harmed by the loss of their services.
Legal proceedings
We are involved, from time to time, as plaintiff or defendant in various legal actions arising in the normal course of business. As of December 31, 2025, we were not involved in any material legal proceedings the outcome of which, if determined in a manner adverse to the Company, would have a material adverse effect on our financial condition or results of operations.
The opening of Item 3, Legal Proceedings.13
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARBCB BANCORP INC filings on SEC EDGAR
- 2
- 3SEC EDGARBCB BANCORP INC filings on SEC EDGAR
- 4
- 5SEC EDGARBCB BANCORP INC 10-K for fiscal 2019
- 6SEC EDGARBCB BANCORP INC 10-K for fiscal 2020
- 7SEC EDGARBCB BANCORP INC 10-K for fiscal 2021
- 8SEC EDGARBCB BANCORP INC 10-K for fiscal 2022
- 9SEC EDGARBCB BANCORP INC 10-K for fiscal 2023
- 10SEC EDGARBCB BANCORP INC 10-Q for fiscal 2026
- 11SEC EDGARBCB BANCORP INC 10-Q for fiscal 2026
- 12SEC EDGARBCB BANCORP INC 10-K for fiscal 2021
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- 18SEC EDGARMark D. Hogan, Chair
- 19SEC EDGARThomas Michael Coughlin, President
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- 25SEC EDGARRyan Blake, Chief operating officer
- 26
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- 29SEC EDGARMark Noto, Chief Loan Officer
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- 35SEC EDGARGerald Werdann, Board member
- 36SEC EDGARMichael J. Widmer, Board member
- 37SEC EDGARTara L. French, Board member
- 38SEC EDGARRaymond Vanaria, Board member
- 39SEC EDGARRyan Blake, Board member
- 40SEC EDGARJohn Pulomena, Board member
- 41SEC EDGARVincent Didomenico Jr., Board member
- 42SEC EDGARJoseph J. Brogan, Board member
- 43SEC EDGARSpencer B. Robbins, Board member
- 44SEC EDGARGary S. Stetz, Board member
- 45SEC EDGARRobert A. Hughes, Board member
- 46SEC EDGARMark D. Hogan, Board member
- 47SEC EDGARJoseph Lyga, Board member
- 48SEC EDGARRobert Ballance, Board member
- 49SEC EDGARJoseph Tagliareni, Board member
- 50SEC EDGARAlexander Pasiechnik, Board member
- 51SEC EDGARAugust Pellegrini Jr., Board member
- 52SEC EDGARJudith Q. Bielan, Board member
- 53SEC EDGARJohn J. Brogan, General counsel
- 54
- 55
- 56SEC EDGARExecutive or director change
- 57SEC EDGAROther events
- 58
- 59SEC EDGAROther events
- 60SEC EDGAROther events
- 61SEC EDGARChange of auditor
- 62SEC EDGARResults of operations
- 63SEC EDGARResults of operations; Other events
- 64SEC EDGAROther events
- 65SEC EDGAROther events
- 66SEC EDGAROther events
- 67SEC EDGARRegulation FD disclosure
- 68NasdaqNasdaq calendar
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