Blend Labs, Inc.

Overview

Compare with Ceva, Inc., Jianpu Technology Inc. or Qutoutiao, or pick any stock.

• TickerBLND on NYSE¹
• IndustryServices-Computer Programming, Data Processing, Etc.¹
• HeadquartersNovato, California¹
• Incorporated inDE³
• Business address7250 Redwood Blvd., Suite 300, Novato, Ca 94945³
• Filer category, Emerging growth company³

See how the biggest companies compare on our leaderboards

Blend (NYSE: BLND) is on a mission to transform the financial services industry by making the process of obtaining a loan or opening an account as seamless and intuitive as modern e-commerce. Today’s consumers expect simplicity, hyper-personalization, and speed across every banking and lending interaction.⁴ From its latest annual report

Corporate structure

Blend Labs, Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Blend Labs, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Investments

Intangibles and goodwill

Properties, in its own words

We lease offices in Novato, California, Raleigh, North Carolina and Bengaluru, India. We have supplemented our leased space with temporary or on demand available space in Mexico City, Mexico. We do not own any real property. We believe that our current facilities are adequate to meet our current needs, and we believe we can acquire suitable additional or alternative space as needed.

Item 2 of the 10-K filed Mar 16, 2026.⁴

Leadership

Who has led Blend Labs, Inc., and when. Pick a name to see everywhere that person has worked.

• Chief executive officerNima Ghamsari Jul 15, 2021 to Jul 22, 2021¹²
• PresidentTimothy Mayopoulos Jul 15, 2021 to Feb 22, 2023¹³

Timeline

1. Sep 21, 20268-K Executive or director change³⁶
2. Aug 11, 20268-K Executive or director change³⁷
3. Aug 6, 20268-K Results of operations; Regulation FD disclosure³⁸
4. Jun 23, 20268-K Shareholder vote³⁹
5. May 7, 20268-K Results of operations; Regulation FD disclosure⁴⁰
6. Mar 10, 20268-K Results of operations; Regulation FD disclosure; Other events⁴¹
7. Mar 2, 20268-K Regulation FD disclosure⁴²
8. Jan 6, 20268-K Regulation FD disclosure⁴³
9. Nov 6, 20258-K Results of operations; Regulation FD disclosure⁴⁴
10. Oct 6, 20258-K Executive or director change⁴⁵
11. Aug 7, 20258-K Results of operations; Regulation FD disclosure⁴⁶
12. Aug 7, 20258-K Executive or director change; Regulation FD disclosure⁴⁷
13. Jul 15, 2021New chief executive Nima Ghamsari becomes CEO¹²

Calendar

Coming up

1. Nov 5, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported ($0.03) a share, on Nov 6, 2025.⁴⁸

When it reported results

1. Aug 6, 2026Reported quarterly or annual results³⁸
2. May 7, 2026Reported quarterly or annual results⁴⁰
3. Mar 10, 2026Reported quarterly or annual results⁴¹
4. Nov 6, 2025Reported quarterly or annual results⁴⁴
5. Aug 7, 2025Reported quarterly or annual results⁴⁶
6. May 8, 2025Reported quarterly or annual results⁴⁹
7. Feb 27, 2025Reported quarterly or annual results⁵⁰
8. Nov 6, 2024Reported quarterly or annual results⁵¹

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

512 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 44 major events, 319 insider forms, 33 large holders, 96 other. The latest 20:

1. Oct 14, 20264 EDGAR
2. Oct 13, 2026144 EDGAR
3. Oct 7, 20264 EDGAR
4. Oct 5, 2026144 EDGAR
5. Sep 30, 20264 EDGAR
6. Sep 28, 2026144 EDGAR
7. Sep 23, 20264 EDGAR
8. Sep 21, 20263 EDGAR
9. Sep 21, 2026144 EDGAR
10. Sep 21, 20268-K EDGAR
11. Sep 16, 20264 EDGAR
12. Sep 15, 20264 EDGAR
13. Sep 14, 2026144 EDGAR
14. Sep 11, 2026144 EDGAR
15. Aug 24, 20264 EDGAR
16. Aug 24, 20264 EDGAR
17. Aug 24, 20264 EDGAR
18. Aug 24, 20264 EDGAR
19. Aug 24, 20264 EDGAR
20. Aug 24, 20264 EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

172 open-market trades by officers, directors and large owners since October 2021: 53 buys and 119 sales. Grants, option exercises and gifts are left out.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

• Lightspeed Venture Partners IX, L.P.SCHEDULE 13G/A, 2 filings Feb 14, 2023 to Aug 14, 2026⁵²
• Haveli Investments, L.P.SCHEDULE 13D/A, 5 filings May 6, 2024 to Jun 12, 2026⁵³
• VANGUARD GROUP INCSCHEDULE 13G/A, 5 filings Feb 9, 2023 to Mar 26, 2026⁵⁴
• 8VC Co-Invest Fund I, L.P.SCHEDULE 13G/A, 3 filings Feb 14, 2022 to Aug 12, 2025⁵⁵
• GENERAL ATLANTIC, L.P.SCHEDULE 13G/A, 2 filings Feb 13, 2024 to Feb 10, 2025⁵⁶
• BlackRockSC 13G, 4 filings Feb 3, 2023 to Nov 8, 2024⁵⁷
• Formation8 Partners Fund I, L.P.SC 13G/A, 2 filings Feb 14, 2022 to Nov 7, 2024⁵⁸
• Nima GhamsariSC 13G/A, 3 filings Feb 14, 2022 to Feb 13, 2024⁵⁹
• Temasek Holdings (Private) LtdSC 13G/A, 2 filings Feb 14, 2022 to Feb 6, 2024⁶⁰
• TIGER GLOBAL MANAGEMENT LLCSC 13G/A, 2 filings Feb 14, 2022 to Feb 14, 2023⁶¹
• COATUE MANAGEMENT LLCSC 13G/A, 2 filings Feb 14, 2022⁶²
• Ravi MhatreSC 13G, 1 filing Feb 14, 2022⁶³

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How Blend Labs, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARBlend Labs, Inc.¹
• CIK0001855747
• Employer ID (EIN)45-5211045⁴
• Filer statusAccelerated filer an emerging growth company; not a smaller reporting company; not a shell company⁴
• Incorporated inDelaware⁴
• Fiscal year endsDecember 31¹
• Industry code (SIC)7370 Services-Computer Programming, Data Processing, Etc.¹
• SEC reviewing officeOffice of Technology, Division of Corporation Finance¹
• Business address7250 Redwood Blvd., Suite 300, Novato, CA 94945¹
• Phone(650) 550-4810¹
• Shares outstanding253,858,348 Common Class A shares; 3,256,385 Common Class B shares as of Mar 2, 2026⁴
• Public float$696.5M as of Jun 30, 2025⁴
• AuditorPricewaterhouseCoopers LLP, San Jose, California PCAOB ID 238; no auditor attestation of internal control over financial reporting⁴
• On EDGAR sinceApr 15, 2021¹
• Filings549 in all: 4 (303), 144 (77), 8-K (44), 3 (26), 10-Q (16), SC 13G/A (14), SC 13G (13), 4/A (6)¹
  All 28 form types

  S-8 (6), 10-K (5), DEF 14A (5), DEFA14A (5), ARS (4), CORRESP (4), SCHEDULE 13D/A (4), SCHEDULE 13G/A (4), UPLOAD (2), 424B4 (1), 8-A12B (1), 8-K/A (1), CERT (1), DRS (1), DRS/A (1), DRSLTR (1), EFFECT (1), S-1 (1), S-1/A (1), SC 13D (1)

• Latest filingsAnnual report (10-K) Mar 16, 2026
  Quarterly report (10-Q) Aug 6, 2026
  Proxy statement (DEF 14A) Apr 29, 2026
  Latest 8-K (8-K) Sep 21, 2026

Securities registered for trading

From the cover page of the 10-K filed Mar 16, 2026 (Section 12(b) of the Exchange Act).⁴

Risk factors and legal proceedings

The risks Blend Labs, Inc. names in Item 1A of its 10-K filed Mar 16, 2026: 68 risks under these headings, as written.⁴

• Risks Related to Our Business and Operations
• Our business is substantially dependent on revenue from the financial services industry and is therefore subject to risks impacting the mortgage industry and the larger financial services industry.
• Increases in market interest rates have, and will likely continue to, adversely affect our business, financial condition, and results of operations.
• Unfavorable conditions in our industry or the global economy or reductions in technology spending could limit our ability to grow our business and adversely affect our financial condition and results of operations.
• We have a history of net losses, and we may not be able to achieve or maintain profitability in the future.
• A large percentage of our revenue is concentrated with a small number of key customers, and if our relationships with any of these key customers were to be terminated or the level of business with them significantly reduced over time, our business, financial condition, results of operations, and future prospects would be adversely affected.
• If we fail to retain our existing customers or to acquire new customers in a cost-effective manner, or if our customers fail to maintain their utilization of our products and services, our revenue may decrease and our business, financial condition, and results of operations could be adversely affected.
• We face intense competition, and if we are unable to compete effectively, our business, financial condition, and results of operations could be adversely affected.
• We have a limited operating history in an evolving industry, and have experienced fluctuating growth rates in recent periods, which makes it difficult to evaluate our future prospects and may increase the risk that we will not be successful.
• Our business, financial condition, and results of operations depend on our ability to adapt to technological change as well as global trends in the way customers access cloud-based banking software and successfully introduce new and enhanced products, services and business models.
• Our results of operations have fluctuated from period to period, which has caused the market price of our Class A common stock to fluctuate.
• We often rely on self-reporting of completed transactions by our customers due to our primarily success-based model, which can make it difficult to estimate and forecast revenue.

Legal proceedings

From time to time, we may become involved in legal proceedings or be subject to claims arising in the normal course of business. We are not presently party to any litigation that, if determined adversely to us, we believe would be likely to have a material adverse effect on our business, financial condition, results of operations, or cash flows.

Future litigation may be necessary, among other things, to defend ourselves or our customers by determining the scope, enforceability, and validity of third-party proprietary rights or to establish our proprietary rights. The results of any litigation cannot be predicted with certainty, particularly in the areas of unsettled and evolving law in which we operate, and an unfavorable resolution in any legal proceedings could materially affect our future business, financial condition, or results of operations. Regardless of the outcome, litigation can have an adverse impact on us because of defense and settlement costs, diversion of management resources, and other factors.

The opening of Item 3, Legal Proceedings.⁴