BOH on NYSE

Bank of Hawaii

Logo: Bank of Hawaii Corporation, Public domain, via Wikimedia Commons5

American commercial bank

The Bank of Hawaii Corporation (Hawaiian: Panakō o Hawaiʻi; abbreviated BOH) is an American regional commercial bank headquartered in Honolulu, Hawaii. It is Hawaii's second oldest bank and its largest locally owned bank in that the majority of the voting stockholders reside within the state. Bank of Hawaii has the most accounts, customers, branches, and ATMs of any financial institution in the state (although First Hawaiian Bank holds a greater number of dollars in deposits).3 It was founded by Charles Montague Cooke and Peter Cushman Jones.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

Dec 17, 1897Founded1

Compare with Western Alliance Bancorporation, Citizens & Farmers Bank or Glacier Bancorp, Inc, or pick any stock.

  • TickerBOH on NYSE1
  • Industryfinance1
  • HeadquartersHonolulu1
  • Websitewww.boh.com
  • Incorporated inDE6
  • Business address130 Merchant Street, Honolulu, Hi 968136
  • Filer categoryLarge accelerated filer6
  • Legal formCommercial Bank4
  • LEIXJCRTTYJVBMA22IXL6194
  • StatusActive4
  • LEI statusIssued and current4
  • Registered address111 S King St, 96813 Honolulu, United States4
  • Registered withFederal Deposit Insurance Corporation, 180534

The Bank of Hawaii Corporation (Hawaiian: Panakō o Hawaiʻi; abbreviated BOH) is an American regional commercial bank headquartered in Honolulu, Hawaii. It is Hawaii's second oldest bank and its largest locally owned bank in that the majority of the voting stockholders reside within the state. Bank of Hawaii has the most accounts, customers, branches, and ATMs of any financial institution in the state (although First Hawaiian Bank holds a greater number of dollars in deposits). The bank consists of four business segments: retail banking, commercial banking, investment services, and treasury. The bank is currently headed by chairman, president and chief executive officer, Peter S. Ho.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

168.9%Net margin9
-0.1%Revenue growth, 20259
11.1%Return on equity9
0.30×Debt to equity9
$184.3MFree cash flow9

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Trust and Asset Management brought in 40% of the revenue Bank of Hawaii broke down this way in fiscal 2025.

  1. Trust and Asset Management$49.3M940%up 4% from 2024
  2. Fees, Exchange, and Other Service Charges$43.1M935%down 5% from 2024
  3. Service Charges on Deposit Accounts$14.4M912%up 5% from 2024
  4. Other Revenue$9.9M98%down 2% from 2024
  5. Annuity and Insurance$5.2M94%down 4% from 2024
Products and services by year
Products and services202320242025
Trust and Asset Management$43.6M$47.5M$49.3M
Fees, Exchange, and Other Service Charges$44.9M$45.5M$43.1M
Service Charges on Deposit Accounts$13.2M$13.7M$14.4M
Other Revenue$9.6M$10.1M$9.9M
Annuity and Insurance$4.7M$5.4M$5.2M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax21¢$56.1M
  • Profit79¢$205.9M

Out of $121.9M in revenue.9

Where each dollar of operating cash went, fiscal 2025

  • Capital spending16¢$34.1M
  • Dividends paid52¢$113.0M
  • Share buybacks2¢$5.0M
  • Kept or used elsewhere30¢$66.3M

Out of $218.3M of cash from operations.9

Financial statements

Revenue109$121.9M in 2025+8% since 2022
0$50.0M$100.0M$150.0M2022: $112.7M$112.7M20222023: $116.0M$116.0M2023+3%2024: $122.1M$122.1M2024+5%2025: $121.9M$121.9M2025−0%
Net income111213109$205.9M in 2025−9% since 2019
0$100.0M$200.0M$300.0M2019: $225.9M$225.9M20192020: $153.8M$153.8M2020−32%2021: $253.4M$253.4M2021+65%2022: $225.8M$225.8M2022−11%2023: $171.2M$171.2M2023−24%2024: $150.0M$150.0M2024−12%2025: $205.9M$205.9M2025+37%

Every line of the income statement as filed: the last 3 fiscal years, latest first.9

Period ending2025-12-312024-12-312023-12-31
Interest and Fees on Loans and Leases$667.5M$653.6M$590.6M
Available-for-Sale$114.0M$89.7M$93.5M
Held-to-Maturity$78.4M$85.5M$92.8M
Cash and Cash Equivalents$23.4M$30.7M$28.4M
Other$4.5M$4.2M$5.1M
Total Interest Income$887.8M$863.8M$810.4M
Deposits$324.2M$368.8M$250.8M
Securities Sold Under Agreements to Repurchase$2.2M$4.6M$16.3M
Short-Term Borrowings$0$0$5.7M
Other Debt$23.8M$23.8M$40.5M
Total Interest Expense$350.3M$397.2M$313.4M
Net Interest Income$537.5M$466.6M$497.0M
Provision for Credit Losses$11.5M$11.2M$9.0M
Net Interest Income After Provision for Credit Losses$526.0M$455.4M$488.0M
Fees, Exchange, and Other Service Charges$56.3M$57.2M$55.6M
Trust and Asset Management$49.3M$47.5M$43.6M
Service Charges on Deposit Accounts$33.6M$32.4M$31.1M
Bank-Owned Life Insurance$14.8M$13.6M$11.6M
Annuity and Insurance$5.2M$5.4M$4.7M
Mortgage Banking$3.7M$4.1M$4.3M
Investment Securities Losses, Net-$23.4M-$7.5M-$11.5M
Other$39.6M$19.8M$37.2M
Total Noninterest Income$179.1M$172.5M$176.6M
Salaries and Benefits$248.8M$232.6M$234.1M
Net Occupancy$42.0M$42.1M$39.9M
Net Equipment$40.5M$40.9M$40.3M
Data Processing$22.0M$19.5M$18.8M
Professional Fees$16.2M$19.3M$17.5M
FDIC Insurance$11.2M$17.9M$28.3M
Other$62.5M$57.9M$58.7M
Total Noninterest Expense$443.1M$430.1M$437.5M
Income Before Provision for Income Taxes$262.0M$197.9M$227.1M
Provision for Income Taxes$56.1M$47.9M$55.9M
Net Income$205.9M$150.0M$171.2M
Preferred Stock Dividends$21.1M$12.6M$7.9M
Net Income Available to Common Shareholders$184.8M$137.3M$163.3M
Basic Earnings Per Common Share (usd per share)$4.67$3.48$4.16
Diluted Earnings Per Common Share (usd per share)$4.63$3.46$4.14
Dividends Declared Per Common Share (usd per share)$2.80$2.80$2.80
Basic Weighted Average Common Shares (in shares)39.6M shares39.5M shares39.3M shares
Diluted Weighted Average Common Shares (in shares)39.9M shares39.7M shares39.4M shares

Compare Bank of Hawaii with another company

Corporate structure

Bank of Hawaii is part of a group headed by BANK OF HAWAII CORPORATION. 6 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Bank of Hawaii

  • BANK OF HAWAII CORPORATION Honolulu, Hawaii, United States
    • Bank of Hawaii Honolulu, Hawaii, United States
      • Bank Holding Company Subsidiary · Delaware, United States
      • BANK OF Subsidiary · Hawaii, United States
      • Pacific Capital Tax-Free Securities Fund Fund · Honolulu, Hawaii, United States
      • Pacific Capital U.S. Government Money Market Fund Fund · Honolulu, Hawaii, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G; owners and owned firms from Form ADV, the registration investment advisers file with the SEC. Each entity in the chart links to its source.

What it owns

What Bank of Hawaii reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$559.0M9 Dec 31, 2025$527.2M9 Dec 31, 2024+6.0%
Accumulated depreciation$359.3M9 Dec 31, 2025$342.7M9 Dec 31, 2024+4.8%
Property and equipment, net$199.7M9 Dec 31, 2025$184.5M9 Dec 31, 2024+8.3%
Finance-lease assets$531.0K9 Dec 31, 2025$551.0K9 Dec 31, 2024−3.6%
Operating-lease assets (leased space)$83.4M9 Dec 31, 2025$80.2M9 Dec 31, 2024+4.1%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$946.5M9 Dec 31, 2025$763.6M9 Dec 31, 2024+24.0%
Deposits held (banks)$21.2B9 Dec 31, 2025$20.6B9 Dec 31, 2024+2.7%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$31.5M9 Dec 31, 2025$31.5M9 Dec 31, 20240%

Properties, in its own words

Our principal office is a leased facility located in the Financial Plaza of the Pacific in Honolulu, Hawaiʻi. We own and lease other branch offices and operating facilities located throughout Hawaiʻi and the West Pacific. We believe our current facilities are adequate to meet our needs. Additional information with respect to premises and equipment is presented in Note 5 and Note 22 in Item 8. “Notes to Consolidated Financial Statements.”

Item 2 of the 10-K filed Feb 24, 2026.18

The story

Founded by Charles Montague Cooke and Peter Cushman Jones on Dec 17, 1897.1

In 1893, Charles Montague Cooke (1849–1909) with his brother-in-law Joseph Ballard Atherton and business partner Peter Cushman Jones founded Bank of Hawaii. In 1897, it was chartered in the Republic of Hawaii by Interior Minister James A. King. A decade after its founding, in 1903, the bank opened its first branch in Kauai. In 1922, the bank acquired First Bank of Hilo, which had four branches. In 1930, it amalgamated Bank of Maui.

From Wikipedia’s article on Bank of Hawaii, shared under CC BY-SA 4.0.7

Leadership

Who has led Bank of Hawaii, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (48)

Products and brands

  • bank

Listed on Wikidata.1

In 2001, BOH sold its 6.2mn shares and 5.4mn convertible notes in Bank of Queensland for $20 million and $16 million respectively. The decision reflected PCFC's new strategic plan, which mandated a focus on the bank's core markets in Hawaii, American Samoa, and Guam. BOH sold its shareholding in the Bank of Tonga and Pacific Commercial Bank of Samoa to Westpac. BOH and Westpac both had 30 percent interests in Bank of Tonga and 42 percent interests in Pacific Commercial Bank. BOH sold its operations in Papua New Guinea, Vanuatu, and Fiji to ANZ for AU$100 million. BOH sold its approximately 95 percent share interest in its French Polynesia and New Caledonia operations to France-based Caisse Nationale des Caisses d'Epargne (CNCE). Its operations in French Polynesia included 17 branches of its subsidiary, Banque de Tahiti, and about 265 employees. Its operations in New Caledonia included eight branches of subsidiary Bank of Hawaii-Nouvelle Caledonie and about 190 employees. Lastly, BOH closed its offices in Hong Kong, Seoul, Singapore, and Taipei.

In 2002, BOH was unable to find a buyer for its bank properties in the Central Pacific when it was trying to withdraw from those markets. As a result, BOH closed its Majuro branch in the Republic of the Marshall Islands (RMI) and its three branches in Pohnpei, Yap, and Kosrae in the Federated States of Micronesia (FSM). BOH turned over its 51 percent interest in National Bank of Solomon Islands to the government of the Solomon Islands.

From Wikipedia’s article on Bank of Hawaii, shared under CC BY-SA 4.0.7

Subsidiaries and ownership

Parent company (GLEIF)

Subsidiaries (Exhibit 21)

  • BANK OF HAWAII8
  • Bank Holding Company Delaware8

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record. The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Acquisitions

In 1998, BOH bought 5.4mn convertible notes of Bank of Queensland for $22 million as part of a strategic alliance giving rise to a true reflecting of the convertible note value into 49% ownership at that time. It also acquired 100 percent of Banque Paribas Pacifique (est. 1972; 3 branches) and 70 percent of Banque Paribas Polynésie (est. 1984; 1 branch). BOH integrated the operations with Bank of Hawaii-Nouvelle Calédonie and Banque de Tahiti, respectively. In 1999, BOH bought 5.8mn shares (approx. 10 percent) in Bank of Queensland.

From Wikipedia’s article on Bank of Hawaii, shared under CC BY-SA 4.0.7

Former names

  • PACIFIC CENTURY FINANCIAL CORPJul 11, 1997 to May 1, 20026
  • BANCORP HAWAII INCFeb 9, 1994 to Apr 30, 19976

Timeline

  1. Jul 27, 20268-K Results of operations76
  2. Apr 28, 20268-K Shareholder vote77
  3. Apr 20, 20268-K Results of operations78
  4. Feb 24, 20268-K Executive or director change79
  5. Feb 3, 20268-K Executive or director change; Regulation FD disclosure80
  6. Jan 26, 20268-K Results of operations81
  7. Oct 27, 20258-K Results of operations82
  8. Jul 28, 20258-K Results of operations83
  9. Jul 1, 20258-K Executive or director change84
  10. Apr 30, 20258-K Executive or director change; Shareholder vote85
  11. Apr 22, 20258-K Results of operations86
  12. Apr 21, 20258-K Results of operations87
  13. Dec 12, 2017Parent Directly consolidated by BANK OF HAWAII CORPORATION4
  14. Jul 30, 2010New chief executive Peter S. Ho becomes CEO19
  15. Apr 4, 2005New chief executive Allan R. Landon becomes CEO20
  16. May 10, 2004New chief executive Michael E. Oneill becomes CEO21
  17. Jan 2, 1990Went public Listed on NYSE1
  18. Dec 17, 1897Founded Founded1

Calendar

Coming up

  1. Oct 26, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $1.20 a share, on Oct 27, 2025.88

When it reported results

  1. Jul 27, 2026Reported quarterly or annual results76
  2. Apr 20, 2026Reported quarterly or annual results78
  3. Jan 26, 2026Reported quarterly or annual results81
  4. Oct 27, 2025Reported quarterly or annual results82
  5. Jul 28, 2025Reported quarterly or annual results83
  6. Apr 22, 2025Reported quarterly or annual results86
  7. Apr 21, 2025Reported quarterly or annual results87
  8. Jan 27, 2025Reported quarterly or annual results89

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

398 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 52 major events, 241 insider forms, 25 large holders, 59 other. The latest 20:

  1. Oct 1, 20264 PRIMARY DOCUMENT EDGAR
  2. Aug 14, 202613F-NT EDGAR
  3. Aug 13, 2026SCHEDULE 13G/A EDGAR
  4. Aug 4, 20264 PRIMARY DOCUMENT EDGAR
  5. Aug 4, 20264 PRIMARY DOCUMENT EDGAR
  6. Jul 28, 202610-Q EDGAR
  7. Jul 27, 20268-K EDGAR
  8. Jul 21, 20264 PRIMARY DOCUMENT EDGAR
  9. Jul 2, 20264 PRIMARY DOCUMENT EDGAR
  10. Jun 23, 202611-K EDGAR
  11. Jun 10, 20264 PRIMARY DOCUMENT EDGAR
  12. May 18, 202613F-NT EDGAR
  13. May 14, 2026SCHEDULE 13G/A EDGAR
  14. May 4, 20264 PRIMARY DOCUMENT EDGAR
  15. Apr 29, 2026SCHEDULE 13G EDGAR
  16. Apr 28, 2026SCHEDULE 13G EDGAR
  17. Apr 28, 20264 PRIMARY DOCUMENT EDGAR
  18. Apr 28, 20264 PRIMARY DOCUMENT EDGAR
  19. Apr 28, 20264 PRIMARY DOCUMENT EDGAR
  20. Apr 28, 20264 PRIMARY DOCUMENT EDGAR

The 398 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

24 open-market trades by officers, directors and large owners since October 2021: 5 buys and 19 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 4, 2026Abbruzzese Marco AVice ChairSale2,441$81.59$199.2KForm 4
Aug 3, 2026Abbruzzese Marco AVice ChairSale2,000$79.84$159.7KForm 4
May 1, 2026Lucien Kent ThomasDirectorSale5,000$80.17$400.9KForm 4
Feb 6, 2026WO ROBERT W JRDirectorSale5,000$78.57$392.9KForm 4
Feb 5, 2026EMERSON MATTHEWVice ChairSale1,996$76.53$152.8KForm 4
Jan 2, 2026HO PETER SChairman & CEOSale15,000$67.87$1.0MForm 4
Apr 24, 2025SALMON TARYN LVice ChairSale1,652$66.15$109.3KForm 4
Jan 31, 2025McGuirk Patrick MVice Chair and CAOSale2,000$75.08$150.2KForm 4
Jan 30, 2025SALMON TARYN LVice ChairSale449$74.97$33.7KForm 4
Oct 30, 2024EMERSON MATTHEWVice ChairSale1,355$72.27$97.9KForm 4
Jul 25, 2024SALMON TARYN LVice ChairSale2,364$67.80$160.3KForm 4
Jun 1, 2023WO ROBERT W JRDirectorBuy6,500$39.85$259.0KForm 4
May 12, 2023Lucien Kent ThomasDirectorBuy1,000$32.29$32.3KForm 4
May 3, 2023Nichols Victor KDirectorBuy2,150$46.70$100.4KForm 4
May 1, 2023Moy Alicia EDirectorBuy4,200$47.90$201.2KForm 4
Feb 10, 2023HO PETER SChairman & CEOSale7,000$76.40$534.8KForm 4
Nov 10, 2022HO PETER SChairman & CEOSale5,500$79.30$436.1KForm 4
Aug 10, 2022HO PETER SChairman & CEOSale5,500$81.67$449.2KForm 4
May 10, 2022HO PETER SChairman & CEOSale5,500$74.51$409.8KForm 4
Apr 27, 2022Shigemura Dean YVice Chair & CFOBuy500$20.25$10.1KForm 4

All 24 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025PETER S. HO$915.3K$6.0M98
2025MARCO A. ABBRUZZESE$454.3K$1.9M98
2025S. BRADLEY SHAIRSON$457.5K$1.9M98
2025PATRICK M. MCGUIRK$462.0K$1.7M98
2025BRADLEY S. SATENBERG$445.2K$1.4M98
2025DEAN Y. SHIGEMURA$474.2K$523.7K98
2024Chairman of the Board,$885.8K$4.3M98
2024Vice Chair,$406.2K$1.6M98
2024Former ViceChair,$448.1K$1.2M98
2024Vice Chair$430.8K$1.1M98
2023Chief Executive Officer$878.3K$4.6M98
2023Chief Risk Officer$189.2K$2.2M98
2023Chief Financial Officer$444.2K$1.5M98
2023Senior Executive Director$408.5K$1.2M98
2023Chief Administrative$420.0K$1.2M98

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.5,774,185$470.5M0.0%−50,335
Vanguard Portfolio Management LLC2,537,971$206.8M0.0%+15,139
State Street Corp2,413,000$196.6M0.0%+175,916
Kayne Anderson Rudnick Investment Management LLC1,834,566$149.5M0.5%−164,815
Vanguard Capital Management LLC1,779,109$145.0M0.0%−11,621
Capital International Investors1,320,852$107.6M0.0%+951,855
American Century Companies Inc1,214,334$99.0M0.0%+246,623
Dimensional Fund Advisors LP1,209,198$98.5M0.0%+102,325
Geode Capital Management, LLC1,010,064$82.3M0.0%+52,862
Goldman Sachs Group Inc626,419$51.0M0.0%+83,546
Morgan Stanley585,841$47.7M0.0%+150,527
Charles Schwab Investment Management Inc524,106$42.7M0.0%+2,306
Nfj Investment Group, LLC487,887$39.8M1.3%−5,693
Bank of New York Mellon Corp464,646$37.9M0.0%+3,196
Victory Capital Management Inc448,902$36.6M0.0%−18,727
Northern Trust Corp446,104$36.4M0.0%+31,040
Nuveen, LLC429,792$35.0M0.0%−68,210
Quantinno Capital Management LP403,302$32.9M0.0%+107,346
Qube Research & Technologies Ltd395,610$32.2M0.0%New
140 Summer Partners LP389,927$31.8M2.6%−12,538
Deprince Race & Zollo Inc383,883$31.3M0.5%−79,217
Bank Of America Corp /de/344,506$28.1M0.0%−15,632
Ameriprise Financial Inc338,893$27.6M0.0%−145,377
Newport Trust Company, LLC336,151$27.4M0.1%−11,069
Basswood Capital Management, L.l.c.324,499$26.4M1.1%+7,834

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

1 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Mar 20, 2023Lois FrankelDemocratic, HouseSale$1,001 - $15,000+64.1%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How Bank of Hawaii is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARBANK OF HAWAII CORP2
  • CIK0000046195
  • Employer ID (EIN)99-014899218
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company18
  • Incorporated inDelaware18
  • Fiscal year endsDecember 312
  • Industry code (SIC)6022 State Commercial Banks2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business address130 Merchant Street, Honolulu, HI 968132
  • Phone88864338882
  • Shares outstanding39,450,396 as of Jul 21, 202615
  • Public float$2.6B as of Jun 30, 202518
  • AuditorErnst & Young LLP, Honolulu, Hawaiʻi PCAOB ID 42; it also attests to the company’s internal control over financial reporting18
  • On EDGAR sinceFeb 9, 19942
  • Filings2,547 in all: 4 (1,682), 8-K (242), 10-Q (98), 13F-NT (91), SC 13G/A (72), 4/A (55), 3 (35), 11-K (33)2
    All 45 form types

    DEF 14A (33), 10-K (28), SC 13G (21), ARS (16), S-8 (15), UPLOAD (14), 8-K/A (11), CORRESP (10), S-8 POS (9), DEFA14A (8), 424B3 (7), PRE 14A (6), 10-K405 (5), 5 (5), SCHEDULE 13G/A (5), 3/A (4), S-3 (4), S-3ASR (4), 10-K/A (3), 144 (3), SC 13D/A (3), 13F-NT/A (2), 424B2 (2), 424B5 (2), 8-A12B (2), CERT (2), FWP (2), S-4 (2), S-4/A (2), SCHEDULE 13G (2), 10-Q/A (1), 424B1 (1), NT 11-K (1), POS AM (1), PREA14A (1), RW (1), SC 13D (1)

  • Latest filingsAnnual report (10-K) Feb 24, 2026
    Quarterly report (10-Q) Jul 28, 2026
    Proxy statement (DEF 14A) Mar 13, 2026
    Latest 8-K (8-K) Jul 27, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, par value $0.01 per shareBOHNew York Stock Exchange
Depository Shares, Each Representing 1/40th Interest in a Share of 4.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series ABOH.PRANew York Stock Exchange
Depository Shares, Each Representing 1/40th Interest in a Share of 8.000% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series BBOH.PRBNew York Stock Exchange

From the cover page of the 10-K filed Feb 24, 2026 (Section 12(b) of the Exchange Act).18

Risk factors and legal proceedings

The risks Bank of Hawaii names in Item 1A of its 10-K filed Feb 24, 2026: 33 risks under these headings, as written.18

  • Risks Related to Macroeconomic and Political Conditions
  • Our business is sensitive to regional business and economic conditions, in particular those of Hawaiʻi, Guam and other Pacific Islands.
  • Our loan portfolio is largely secured by real estate, and a downturn in the real estate market may adversely affect our results of operations.
  • Significant changes to the size, structure, powers and operations of the federal government, changes to U.S. economic policies, the effects of any prolonged shutdown of the federal government, and uncertainties regarding the potential for these changes may cause economic disruptions that could, in turn, adversely impact our business, results of operations and financial condition.
  • A sustained period of high inflation or other high-cost economic environment could pose a risk to local economies and the financial performance of the Bank.
  • Climate change and the governmental responses to it could have a material adverse impact on the Bank and its customers.
  • Disruptions, instability and failures in the banking industry may negatively impact us.
  • Any reduction in defense spending by the federal government in the State of Hawaiʻi could adversely impact the economy in Hawaiʻi and the West Pacific.
  • Changes in interest rates could adversely impact our results of operations and capital.
  • Our allowance for credit losses may prove to be insufficient to absorb losses or appropriately reflect, at any given time, the inherent risk of loss in our loan portfolio.
  • Consumer protection initiatives and court decisions related to the foreclosure process affect our remedies as a creditor.
  • Changes in the capital markets could materially affect the level of assets under management and the demand for our other fee-based services.
The other 22 risks
  • Risks Related to Common Stock
  • The Parent’s liquidity is dependent on dividends from the Bank.
  • There can be no assurance that the Parent will continue to declare cash dividends.
  • Risks Related to Regulatory Changes
  • Fiscal and monetary policy changes may significantly impact our profitability and liquidity.
  • Legislation and regulatory initiatives affecting the financial services industry, including new interpretations, restrictions and requirements, could detrimentally affect the Company’s business.
  • Changes in the capital, leverage, liquidity requirements for financial institutions could materially affect future requirements of the Company.
  • Changes in income tax laws and interpretations, or in accounting standards, could materially affect our financial condition or results of operations.
  • Risks Related to Business Operations
  • A failure in or breach of our operational systems, information systems, or infrastructure, or those of our third-party vendors and other service providers, may result in financial losses, loss of customers, or damage to our reputation.
  • An interruption or breach in security of our information systems or those related to merchants and third-party vendors, including as a result of cyber attacks, could disrupt our business, result in the disclosure or misuse of confidential or proprietary information, damage our reputation, or result in financial losses.
  • Our mortgage banking income may experience significant volatility.
  • Our mortgage loan servicing business may be impacted if we do not meet our obligations, or if servicing standards change.
  • Risks related to representation and warranty provisions may impact our mortgage loan servicing business.
  • Risks relating to residential mortgage loan servicing activities may adversely affect our results.
  • The requirement to record certain assets and liabilities at fair value may adversely affect our financial results.
  • Natural disasters and adverse weather in Hawaiʻi and the West Pacific may negatively affect real estate property values and our operations.
  • General Risk Factors
  • Competition may adversely affect our business.
  • Our future performance will depend on our ability to respond timely to technological change.
  • The development and use of AI present risks and challenges that may adversely impact our business.
  • Negative public opinion could damage our reputation and adversely impact our earnings and liquidity.
  • We are subject to certain litigation, and our expenses related to this litigation may adversely affect our results.
  • Our performance depends on attracting and retaining key employees and skilled personnel to operate our business effectively.
  • The soundness of other financial institutions may adversely impact our financial condition or results of operations.
  • We have experienced increases in FDIC insurance assessments.

Legal proceedings

We are from time to time subject to lawsuits, investigations and claims arising out of the conduct of our business. There are no pending legal proceedings against or involving the Company for which the outcome is likely to have a material adverse effect upon its financial position or results of operations. For additional information, see Note 19 in Item 8. “Notes to Consolidated Financial Statements,” under the discussion related to Contingencies.

The opening of Item 3, Legal Proceedings.18

Sources

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