BSAC on NYSE

Banco Santander-Chile

Logo: Interbrand (Madrid office) [ 1 ], Public domain, via Wikimedia Commons5

Banking company based in Santiago, founded in 19371

Banco Santander-Chile is the largest bank in Chile by loans and deposits. The bank has 504 branches network. It is a subsidiary of the Santander Group.3 Its shares trade on NYSE under the symbol BSAC.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

1.0TNet income, fiscal 20256
1937Founded1

Compare with another stock.

  • TickerBSAC on NYSE1
  • Industryfinancial services1
  • HeadquartersSantiago1
  • Websitewww.santander.cl
  • Legal formSociedad Anónima4
  • LEI3YJP8HORPAEXJ80D63684
  • StatusActive4
  • LEI statusIssued and current4
  • Registered addressBandera 140, 8340455 Santiago, Chile4
Edificio Corporativo Banco Santander, Santiago 20210905 01
Photo: Carlos Figueroa Rojas, CC BY-SA 4.0, via Wikimedia Commons7

Banco Santander-Chile is the largest bank in Chile by loans and deposits. The bank has 504 branches network. It is a subsidiary of the Santander Group. Its main competitors are Banco de Chile, Itaú Corpbanca and BCI.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

18.1%Return on equity6
-$29.3BFree cash flow6

Financial statements

Operating income89$1.1T in 2021+41% since 2018
0$500.0B$1.0T$1.5T2018: $761.7B$761.7B20182019: $793.5B$793.5B2019+4%2020: $693.9B$693.9B2020−13%2021: $1.1T$1.1T2021+55%
Net income89106$1.0T in 2025+73% since 2018
0$500.0B$1.0T$1.5T2018: $599.7B$599.7B20182019: $621.3B$621.3B2019+4%2020: $552.7B$552.7B2020−11%2021: $852.4B$852.4B2021+54%2022: $807.5B$807.5B2022−5%2023: $593.8B$593.8B2023−26%2024: $859.9B$859.9B2024+45%2025: $1.0T$1.0T2025+21%

Every line of the income statement as filed: the last 3 fiscal years, latest first.6

Period ending2025-12-312024-12-312023-12-31
Interest income and inflation3.8T CLP4.1T CLP4.4T CLP
Interest expense and inflation-1.8T CLP-2.3T CLP-3.3T CLP
Net interest income2.0T CLP1.8T CLP1.1T CLP
Fee and commission income1.0T CLP960.2B CLP848.5B CLP
Fee and commission expense-444.8B CLP-413.1B CLP-345.9B CLP
Net fee and commission income595.8B CLP547.1B CLP502.6B CLP
Net income/(expense) from financial assets and liabilities for trading-43.6B CLP85.0B CLP91.8B CLP
Net income from derecognising financial assets and liabilities at amortised cost and financial assets at fair value through other comprehensive income2.9B CLP-37.1B CLP-120.9B CLP
Net income from exchange, adjustment and hedge accounting of foreign exchange296.4B CLP202.6B CLP331.6B CLP
Net income from financial operations255.8B CLP250.5B CLP302.5B CLP
Income from investments in associates and other companies9.3B CLP10.4B CLP8.8B CLP
Net income from non-current assets and groups available for sale not admissible as discontinued operations7.2B CLP4.0B CLP13.2B CLP
Other operating income7.0B CLP8.0B CLP3.8B CLP
TOTAL OPERATING INCOME2.9T CLP2.6T CLP1.9T CLP
Personnel salaries and expenses-412.9B CLP-398.8B CLP-412.3B CLP
Administrative expenses-387.6B CLP-366.4B CLP-320.1B CLP
Depreciation and amortisation-135.2B CLP-141.4B CLP-143.8B CLP
Impairment of non-financial assets-3.7B CLP-1.3B CLP-1.9B CLP
Other operating expenses-101.7B CLP-114.7B CLP-31.6B CLP
TOTAL OPERATING EXPENSES-1.0T CLP-1.0T CLP-909.7B CLP
NET OPERATING INCOME BEFORE CREDIT LOSSES1.8T CLP1.6T CLP1.0T CLP
Provisions for loan losses for interbank loans and account receivable from customers-750.5B CLP-660.8B CLP-453.5B CLP
Provisions for loan losses for contingent loans and others-13.5B CLP2.9B CLP24.4B CLP
Recovery of loans previously charged-off192.6B CLP153.9B CLP107.1B CLP
Provision for loan losses for other financial assets at amortised cost and financial assets at fair value through OCI-4.0B CLP-622.0M CLP-759.0M CLP
Provision for loan losses-575.3B CLP-504.6B CLP-322.8B CLP
NET OPERATING INCOME BEFORE INCOME TAX1.2T CLP1.1T CLP691.4B CLP
Income tax expense-207.4B CLP-219.7B CLP-97.5B CLP
Result of continuing operations1.0T CLP859.9B CLP593.8B CLP
Result of discontinued operations0 CLP0 CLP0 CLP
NET INCOME FOR THE YEAR1.0T CLP859.9B CLP593.8B CLP
Shareholders of the Bank1.0T CLP853.0B CLP579.4B CLP
Non-controlling interest16.4B CLP6.9B CLP14.4B CLP
Basic earnings (in Pesos per share)5.42 CLP4.53 CLP3.08 CLP
Diluted earnings (in Pesos per share)5.42 CLP4.53 CLP3.08 CLP
Basic earnings (in Pesos per share)5.42 CLP4.53 CLP3.08 CLP
Diluted earnings (in Pesos per share)5.42 CLP4.53 CLP3.08 CLP

Compare Banco Santander-Chile with another company

Corporate structure

Banco Santander-Chile is part of a group headed by Santander Group. 821 entities, 30 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Santander Group Santander, Spain
    • Banco Santander (Brasil) Sao Paulo, Brazil
      • SANTANDER DIAMANTINA MULTIMERCADO CREDITO PRIVADO - FIF (SANTANDER DIAMANTINA MULTIMERCADO CRÉDITO PRIVADO - FIF) Fund · Sao Paulo, Brazil
    • Banco Santander-Chile Santiago, Chile
      • LATAM Airlines Group Stake · 7% · Santiago, Chile
        • 8 more
      • SANTANDER CORREDORES DE BOLSA LIMITADA Subsidiary · Santiago, Chile
    • Diners Club Spain Madrid, Spain
    • EBURY PARTNERS LIMITED London, United Kingdom
    • SANTANDER ASSET MANAGEMENT, S.A., SGIIC Madrid, Spain
      • SANTANDER ASSET MANAGEMENT GERENTE DE FONDOS COMUNES DE INVERSION S. A. Buenos Aires, Argentina
      • ALTAIR INVERSIONES, FI Fund · Madrid, Spain
      • BANESTO 95 SELECCION MUNDIAL, FI Fund · Boadilla del Monte, Spain
      • BANESTO FONDORED GLOBAL EQUILIBRADO, FI Fund · Boadilla del Monte, Spain
      • BANESTO FONDORED GLOBAL PRUDENTE, FI Fund · Boadilla del Monte, Spain
      • BANESTO GARANTIZADO SELECC. EUROPA 2, FI Fund · Boadilla del Monte, Spain
      • BANESTO GARANTIZADO SELECCION EUROPA, FI Fund · Boadilla del Monte, Spain
      • BANESTO GARANTIZADO SELECCION MUNDIAL 2, FI Fund · Boadilla del Monte, Spain
      • BANESTO GARANTIZADO SELECCION MUNDIAL,FI Fund · Boadilla del Monte, Spain
      • BANESTO MIXTO RENTA FIJA 75-25, FI Fund · Boadilla del Monte, Spain
      • BANESTO MIXTO RENTA FIJA 90-10, FI Fund · Boadilla del Monte, Spain
      • EUROVALOR EUROPA DEL ESTE, FI Fund · Madrid, Spain
      • INNOVA INVERSION GLOBAL, FI Fund · Madrid, Spain
      • SANTANDER 104 USA, FI Fund · Boadilla del Monte, Spain
      • SANTANDER 95 DOLAR, FI Fund · Madrid, Spain
      • SANTANDER 95 OBJETIVO USA, FI Fund · Madrid, Spain
      • SANTANDER ACCIONES USA, FI Fund · Madrid, Spain
      • SANTANDER COMPROMISO SOLIDARIO, FI Fund · Madrid, Spain
      • SANTANDER CORTO PLAZO DOLAR, FI Fund · Madrid, Spain
      • SANTANDER CORTO PLAZO, FI Fund · Madrid, Spain
      • SANTANDER DEUDA CORTO PLAZO, FI Fund · Madrid, Spain
      • SANTANDER DIVIDENDO EUROPA, FI Fund · Madrid, Spain
      • SANTANDER EUROINDICE, FI Fund · Boadilla del Monte, Spain
      • SANTANDER EUROPEAN HOSPITALITY OPPORTUNITIES Fund · Madrid, Spain
      • SANTANDER GO RETORNO ABSOLUTO, FI Fund · Madrid, Spain
      • and 220 more
    • Santander Consumer Finance Boadilla Del Monte, Spain
      • Santander Consumer Bank Lysaker, Norway
        • 1 more
      • Stellantis Financial Services España, EFC, S.A. Subsidiary · 50% · Madrid, Spain
      • BANCO SANTANDER CONSUMER PORTUGAL S.A. Subsidiary · Boadilla Del Monte, Spain
      • FINANCIERA EL CORTE INGLES EFC SA Subsidiary · Madrid, Spain
      • Hyundai Capital Bank Europe GmbH Subsidiary · Frankfurt am Main, Germany
      • Open Group Deutschland Holding GmbH Subsidiary · Mönchengladbach, Germany
      • SANTANDER CONSUMER BANK Subsidiary · Edmonton, Alberta, Canada
      • SANTANDER CONSUMER BANK S.P.A. Subsidiary · Torino, Italy
        • 2 more
      • Santander Consumer Banque Subsidiary · France
      • SANTANDER CONSUMER FINANCE SCHWEIZ AG Subsidiary · Schlieren, Switzerland
      • Santander Consumer Leasing GmbH Subsidiary · Mönchengladbach, Germany
      • SANTANDER CONSUMER LEASING S.A Subsidiary · Levallois-Perret, France
      • OPEN BANK, S.A., SUCCURSALE EN BELGIQUE Branch · Boadilla Del Monte, Spain
      • SANTANDER CONSUMER FINANCE S.A. Branch · Boadilla Del Monte, Spain
        • 2 more
      • Santander Consumer Finance S.A. Branche Nederland Branch · Boadilla Del Monte, Spain
    • SANTANDER GREEN INVESTMENT SL Madrid, Spain
    • Santander Holdings USA, Inc. Boston, Massachusetts, United States
      • Santander Bank, N.A. Subsidiary · Boston, Massachusetts, United States
      • SANTANDER INVESTMENT SECURITIES INC. Subsidiary · New York, New York, United States
    • SANTANDER UK GROUP HOLDINGS PLC London, United Kingdom
    • Abbey National Subsidiary · United Kingdom
    • Alliance & Leicester International Subsidiary · Douglas
    • Banco Real Subsidiary · São Paulo
    • Banco Santander (Portugal) Subsidiary · Lisbon
    • Banco Santander (Uruguay) Subsidiary
    • Banco Santander México, S.A. Subsidiary · Álvaro Obregón
    • Banesto Subsidiary · Madrid
    • Cater Allen Subsidiary · London, United Kingdom
    • Openbank Subsidiary · Madrid, Spain
    • RoadLoans Subsidiary · Dallas
    • Santander Subsidiary · Mönchengladbach, Germany
    • Santander Bank Subsidiary · Boston
      • 1 more
    • Merlin Properties Stake · 22% · Madrid, Spain
      • 5 more
    • SANTANDER INSURANCE SL Subsidiary · 100% · Boadilla Del Monte, Spain
    • ABENT 3T S A P I DE CV Subsidiary · 99.99% · Ciudad de México, Mexico
    • SANTANDER DE TITULIZACION SOCIEDAD GESTORA DE FONDOS DE TITULIZACION SA Subsidiary · 81% · Madrid, Spain
      • CEREZO FONDO DE TITULIZACION Fund · Madrid, Spain
      • F.T.A. PROGRAMA INDEPENDIENTE DE TITULIZ. DE CED. HIPOTECARIA Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS SANTANDER CONSUMER SPAIN AUTO 2014-1 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS SANTANDER FINANCIACION 1 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS SANTANDER HIPOTECARIO 2 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS SANTANDER HIPOTECARIO 3 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS UCI 11 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS UCI 14 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS UCI 16 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS, UCI 15 Fund · Madrid, Spain
      • FONDO DE TITULIZACION DE ACTIVOS, UCI 17 Fund · Madrid, Spain
      • FONDO DE TITULIZACION HIPOTECARIA UCI 10 Fund · Madrid, Spain
      • FONDO DE TITULIZACION HIPOTECARIA UCI 12 Fund · Madrid, Spain
      • FONDO DE TITULIZACION MAGDALENA 14 Fund · Madrid, Spain
      • FONDO DE TITULIZACION PYMES MAGDALENA Fund · Madrid, Spain
      • FONDO DE TITULIZACION PYMES MAGDALENA 2 Fund · Madrid, Spain
      • FONDO DE TITULIZACION PYMES MAGDALENA 3 Fund · Madrid, Spain
      • FONDO DE TITULIZACION SANTANDER CONSUMER SPAIN AUTO 2016-1 Fund · Madrid, Spain
      • FONDO DE TITULIZACION SANTANDER CONSUMER SPAIN AUTO 2016-2 Fund · Madrid, Spain
      • FONDO DE TITULIZACION SANTANDER CONSUMO 10 Fund · Madrid, Spain
      • FONDO DE TITULIZACION SANTANDER CONSUMO 11 Fund · Madrid, Spain
      • FONDO DE TITULIZACION SANTANDER RESIDENTIAL 1 Fund · Madrid, Spain
      • FONDO DE TITULIZACION STRUCTURED COVERED BONDS UCI Fund · Madrid, Spain
      • FONDO DE TITULIZACION TRIESTE Fund · Madrid, Spain
      • FONDO DE TITULIZACION, CIMA SPAIN Fund · Madrid, Spain
      • and 37 more
    • and 87 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What Banco Santander-Chile reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Stakes and holdings (Wikidata)

Things Wikidata records the company as owning, with the share when stated.1

Products and brands

  • financial services

Listed on Wikidata.1

Subsidiaries and ownership

Parent company

Also owns

From Wikidata.1

Timeline

  1. Jan 1, 2025Parent Directly consolidated by Santander Group4
  2. 1937Founded Founded1

Calendar

Coming up

  1. Oct 30, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.50 a share, on Oct 30, 2025.14

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

312 filings to the SEC since October 2021: 5 annual reports, 307 other. The latest 20:

  1. Oct 13, 20266-K EDGAR
  2. Sep 23, 20266-K EDGAR
  3. Sep 10, 20266-K EDGAR
  4. Sep 10, 20266-K EDGAR
  5. Sep 10, 20266-K EDGAR
  6. Aug 20, 20266-K EDGAR
  7. Aug 20, 20266-K EDGAR
  8. Aug 12, 20266-K EDGAR
  9. Aug 12, 20266-K EDGAR
  10. Aug 11, 20266-K EDGAR
  11. Jul 29, 20266-K EDGAR
  12. Jul 10, 20266-K EDGAR
  13. Jul 8, 20266-K EDGAR
  14. Jun 24, 20266-K EDGAR
  15. Jun 12, 20266-K EDGAR
  16. May 29, 20266-K EDGAR
  17. May 20, 20266-K EDGAR
  18. May 20, 20266-K EDGAR
  19. May 18, 20266-K EDGAR
  20. May 18, 20266-K EDGAR

The 312 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Franklin Resources Inc3,463,152$114.0M0.0%+36,591
INCA Investments LLC1,942,969$64.0M18.1%+679,077
USS Investment Management Ltd1,561,544$51.4M0.2%No change
Vanguard Capital Management LLC1,450,893$47.8M0.0%−73,723
BlackRock, Inc.1,377,185$45.4M0.0%−73,450
Robeco Institutional Asset Management B.V.1,204,230$39.7M0.0%+456,531
Allspring Global Investments Holdings, LLC1,096,894$35.7M0.1%−52,218
Itau Unibanco Holding S.A.691,757$22.7M0.4%New
Dimensional Fund Advisors LP672,130$22.1M0.0%+28,970
TT International Asset Management LTD617,131$20.1M2.6%−178,149
American Century Companies Inc576,745$19.0M0.0%+46,592
Jpmorgan Chase & Co480,623$15.6M0.0%−1,456,886
Storebrand Asset Management As460,147$15.2M0.0%+20,205
Morgan Stanley431,419$14.2M0.0%−112,852
State Street Corp408,974$13.5M0.0%−926
Fundamenta Capital S.A.398,778$13.1M7.6%New
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC350,464$11.5M0.0%−300
SPX Gestao de Recursos Ltda336,710$11.1M1.2%+280,231
Millennium Management LLC327,496$10.8M0.0%+120,595
Aberdeen Group plc301,031$9.9M0.0%−36,812
Bank Of America Corp /de/273,404$9.0M0.0%−25,387
Marshall Wace, Llp269,717$8.9M0.0%−136,459
Qube Research & Technologies Ltd264,795$8.7M0.0%−147,406
Renaissance Technologies LLC239,991$7.9M0.0%−303,838
Deprince Race & Zollo Inc192,269$6.3M0.1%−1,230

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How Banco Santander-Chile is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARBANCO SANTANDER-CHILE2
  • CIK0000931456
  • Fiscal year endsDecember 312
  • Industry code (SIC)6099 Functions Related To Depository Banking, NEC2
  • Business addressBandera 140, Santiago Chile, F3 000-0002
  • Phone56269604142
  • On EDGAR sinceFeb 10, 19972
  • Filings15 in all: 6-K (8), SC 13D/A (3), 20-F (1), 25 (1), SC 13G (1), SC 13G/A (1)2
  • Latest filingsAnnual report (20-F) Jun 5, 2002