CDLX on Nasdaq
Cardlytics
Logo: cardlytics.com4
American company based in Atlanta, founded in 20081
In its 2026 annual report the company says: “We operate a commerce media platform that is designed to make commerce smarter and rewarding for everyone. We have strong relationships with leading marketers across a variety of industries, including everyday spend, specialty retail, restaurant, travel and entertainment.”7 It employed 432 people in 2019.1 Its shares trade on Nasdaq under the symbol CDLX.1
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Last updated Oct 21, 2026.
Overview
2008Founded1
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- TickerCDLX on Nasdaq1
- Industryloyalty marketing1
- HeadquartersAtlanta1
- Websitewww.cardlytics.com
- Legal formDelaware corporation1
- Incorporated inDE5
- Business address675 Ponce De Leon Avenue, Ne, Suite 4100, Atlanta, Ga 303085
- Filer categoryAccelerated filer, Smaller reporting company5
- LEI549300JETJBH94EIPC663
- StatusActive3
- LEI statusLapsed (not renewed)3
- Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States3
- Registered withDivision of Corporations, Department of State, 45331883
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We operate a commerce media platform that is designed to make commerce smarter and rewarding for everyone. At the core of our commerce media platform is the financial media network that we run within our partners' digital channels, which includes online and mobile applications (the "Cardlytics platform"). Additionally, we operate an identity resolution platform that utilizes point-of-sale ("POS") data, including product-level purchase data, to enable marketers to perform analytics and targeted loyalty marketing and also measure the impact of their marketing (the "Bridg platform"). The partners for the Cardlytics platform are predominantly financial institutions ("FI partners") that provide us with access to their anonymized purchase data and digital banking customers. The partners for the Bridg platform are predominantly merchants ("merchant data partners") that provide us with access to…7 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Cost per Redemption brought in 51% of the revenue Cardlytics broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Cost per Redemption | $86.5M | $99.4M | $129.3M |
| Cost per Served Sales | $191.3M | $151.5M | $79.1M |
| Bridg Subscription Revenue | $23.8M | $22.7M | $20.9M |
| Bridg Total Revenue | $23.8M | $22.7M | $20.9M |
| Cost Other | $7.6M | $4.7M | $4.0M |
Business segments
Cardlytic Direct brought in 91% of the revenue Cardlytics broke down this way in fiscal 2025.
Business segments by year
| Business segments | 2023 | 2024 | 2025 |
|---|---|---|---|
| Cardlytic Direct | $285.4M | $255.6M | $212.3M |
| Bridg Acquisition | $23.8M | $22.7M | $20.9M |
Regions
United States brought in 87% of the revenue Cardlytics broke down this way in fiscal 2025.
Regions by year
| Regions | 2023 | 2024 | 2025 |
|---|---|---|---|
| United States | $291.4M | $254.1M | $203.0M |
| United Kingdoms | $17.8M | $24.2M | $30.3M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Research and development19¢$39.8M
- Other costs81¢$172.6M
Out of $212.3M in revenue.8 The company lost money this year.
Where each dollar of operating cash went, fiscal 2025
- Capital spending5¢$480.0K
- Kept or used elsewhere95¢$8.8M
Out of $9.3M of cash from operations.8
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | $233.3M | $278.3M | $309.2M |
| Partner Share and other third-party costs | $102.9M | $127.8M | $150.6M |
| Delivery costs | $25.7M | $29.6M | $28.2M |
| Sales and marketing expense | $39.5M | $52.6M | $57.4M |
| Research and development expense | $39.8M | $49.6M | $51.4M |
| General and administrative expense | $47.3M | $56.5M | $58.8M |
| Acquisition, integration and divestiture costs (benefits) | $561.0K | $161.0K | -$6.3M |
| Change in contingent consideration | $102.0K | $210.0K | $1.2M |
| Impairment of goodwill and intangible assets | $58.8M | $131.6M | $70.5M |
| Gain (Loss) on Disposition of Business | -$4.8M | $0 | $6.5M |
| Depreciation and amortization expense | $25.2M | $25.7M | $26.5M |
| Total costs and expenses | $335.1M | $473.8M | $444.9M |
| Operating loss | -$101.8M | -$195.5M | -$135.7M |
| Interest expense, net | -$7.9M | -$5.6M | -$2.3M |
| Foreign currency gain/(loss) | $6.2M | -$1.3M | $3.3M |
| Gain on debt extinguishment | $0 | $13.0M | $0 |
| Total other (expense)/income | -$1.7M | $6.2M | $968.0K |
| Loss before income taxes | -$103.5M | -$189.3M | -$134.7M |
| Income tax benefit | $0 | $0 | $0 |
| Net Loss | -$103.5M | -$189.3M | -$134.7M |
| Net loss per share, basic (in dollars per share) | -$1.95 | -$3.91 | -$3.69 |
| Net loss per share, diluted (in dollars per share) | -$1.95 | -$3.91 | -$3.69 |
| Weighted-average common shares outstanding, basic (in shares) | 53.1M shares | 48.4M shares | 36.5M shares |
| Weighted-average common shares outstanding, diluted (in shares) | 53.1M shares | 48.4M shares | 36.5M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $48.7M | $65.6M | $91.8M | |
| Accounts receivable and contract assets, net | $82.7M | $103.3M | ||
| Other receivables | $2.6M | $3.8M | ||
| Prepaid expenses and other assets | $3.3M | $5.3M | ||
| Total current assets | $137.3M | $178.0M | ||
| Property and equipment, net | $2.0M | $2.6M | ||
| Right-of-use assets under operating leases, net | $4.9M | $6.3M | ||
| Intangible assets, net | $5.6M | $11.4M | ||
| Goodwill | $110.3M | $159.4M | $277.2M | $352.7M |
| Capitalized software development costs, net | $24.2M | $33.3M | ||
| Other long-term assets, net | $1.3M | $1.6M | ||
| Total assets | $285.6M | $392.7M | ||
| Accounts payable | $3.4M | $3.7M | ||
| Accrued compensation | $6.1M | $5.5M | ||
| Accrued expenses | $7.7M | $7.2M | ||
| Partner Share liability | $24.9M | $32.5M | ||
| Consumer Incentive liability | $32.1M | $45.5M | ||
| Contract with Customer, Liability, Current | $2.6M | $2.2M | ||
| Short-Term Debt | $0 | $45.9M | ||
| Current operating lease liabilities | $1.6M | $2.0M | ||
| Current contingent consideration | $0 | -$4.6M | ||
| Total current liabilities | $78.4M | $149.0M | ||
| Convertible senior notes, net | $168.8M | $167.7M | ||
| Other Long-Term Debt | $40.1M | $0 | ||
| Long-term deferred revenue | $52.0K | $0 | ||
| Long-term operating lease liabilities | $4.8M | $6.0M | ||
| Total liabilities | $292.1M | $322.7M | ||
| Common stock | $10.0K | $10.0K | ||
| Additional paid-in capital | $1.4B | $1.4B | ||
| Accumulated other comprehensive (loss) income | -$2.0M | $3.6M | ||
| Accumulated deficit | -$1.4B | -$1.3B | ||
| Total stockholders (deficit) equity | -$6.5M | $70.0M | $134.8M | $211.6M |
| Total liabilities and stockholders (deficit) equity | $285.6M | $392.7M | ||
| Common stock, par value (in usd per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 100.0M shares | 100.0M shares | ||
| Common stock, shares issued (in shares) | 54.5M shares | 51.3M shares | ||
| Common stock, shares outstanding (in shares) | 54.5M shares | 51.3M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $48.7M | $65.6M | $91.8M | |
| Accounts receivable and contract assets, net | $82.7M | $103.3M | ||
| Other receivables | $2.6M | $3.8M | ||
| Prepaid expenses and other assets | $3.3M | $5.3M | ||
| Total current assets | $137.3M | $178.0M | ||
| Property and equipment, net | $2.0M | $2.6M | ||
| Right-of-use assets under operating leases, net | $4.9M | $6.3M | ||
| Intangible assets, net | $5.6M | $11.4M | ||
| Goodwill | $110.3M | $159.4M | $277.2M | $352.7M |
| Capitalized software development costs, net | $24.2M | $33.3M | ||
| Other long-term assets, net | $1.3M | $1.6M | ||
| Total assets | $285.6M | $392.7M | ||
| Accounts payable | $3.4M | $3.7M | ||
| Accrued compensation | $6.1M | $5.5M | ||
| Accrued expenses | $7.7M | $7.2M | ||
| Partner Share liability | $24.9M | $32.5M | ||
| Consumer Incentive liability | $32.1M | $45.5M | ||
| Contract with Customer, Liability, Current | $2.6M | $2.2M | ||
| Short-Term Debt | $0 | $45.9M | ||
| Current operating lease liabilities | $1.6M | $2.0M | ||
| Current contingent consideration | $0 | -$4.6M | ||
| Total current liabilities | $78.4M | $149.0M | ||
| Convertible senior notes, net | $168.8M | $167.7M | ||
| Other Long-Term Debt | $40.1M | $0 | ||
| Long-term deferred revenue | $52.0K | $0 | ||
| Long-term operating lease liabilities | $4.8M | $6.0M | ||
| Total liabilities | $292.1M | $322.7M | ||
| Common stock | $10.0K | $10.0K | ||
| Additional paid-in capital | $1.4B | $1.4B | ||
| Accumulated other comprehensive (loss) income | -$2.0M | $3.6M | ||
| Accumulated deficit | -$1.4B | -$1.3B | ||
| Total stockholders (deficit) equity | -$6.5M | $70.0M | $134.8M | $211.6M |
| Total liabilities and stockholders (deficit) equity | $285.6M | $392.7M | ||
| Common stock, par value (in usd per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 100.0M shares | 100.0M shares | ||
| Common stock, shares issued (in shares) | 54.5M shares | 51.3M shares | ||
| Common stock, shares outstanding (in shares) | 54.5M shares | 51.3M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net Loss | -$103.5M | -$189.3M | -$134.7M |
| Credit loss expense | $2.1M | $6.1M | $1.7M |
| Depreciation and amortization | $25.2M | $25.7M | $26.5M |
| Amortization of financing costs charged to interest expense | $1.5M | $1.6M | $1.6M |
| Amortization of right-of-use asset | $2.2M | $2.2M | $3.1M |
| Impairment of goodwill and intangible assets | $58.8M | $131.6M | $70.5M |
| Gain (Loss) on Disposition of Business | -$4.8M | $0 | $6.5M |
| Gain on debt extinguishment | $0 | -$13.0M | $0 |
| Stock-based compensation expense | $28.1M | $40.4M | $41.0M |
| Business Combination, Contingent Consideration, Change in Contingent Consideration, Liability, Increase (Decrease) | $102.0K | $210.0K | $1.2M |
| Other non-cash expense (income), net | -$6.2M | $1.5M | -$4.2M |
| Accounts receivable and contracts assets, net | $20.6M | $12.5M | -$7.7M |
| Prepaid expenses and other assets | $1.8M | $1.4M | $2.5M |
| Accounts payable | $179.0K | $499.0K | $239.0K |
| Other accrued expenses | -$724.0K | -$6.6M | -$7.5M |
| Partner Share liability | -$8.2M | -$16.4M | $405.0K |
| Customer Incentive liability | -$8.0M | -$7.1M | -$1.4M |
| Net cash provided by (used in) operating activities | $9.3M | -$8.8M | -$185.0K |
| Acquisition of property and equipment | -$480.0K | -$1.6M | -$667.0K |
| Capitalized software development costs | -$15.3M | -$17.7M | -$11.7M |
| Proceeds from Divestiture of Businesses, Net of Cash Divested | $480.0K | $552.0K | $2.3M |
| Net cash used in investing activities | -$15.3M | -$18.7M | -$10.1M |
| Proceeds from issuance of debt | $56.0M | $172.5M | $30.0M |
| Principal payments of debt | -$62.0M | -$199.3M | -$31.0K |
| Proceeds from termination of capped calls related to convertible notes | $0 | $115.0K | $0 |
| Proceeds from issuance of common stock | $0 | $48.6M | $55.0K |
| Settlement of contingent consideration | -$5.0M | -$14.2M | -$50.0M |
| Equity issuance costs | $0 | -$309.0K | $0 |
| Debt issuance costs | -$122.0K | -$6.0M | $0 |
| Net cash (used in) provided by financing activities | -$11.1M | $1.4M | -$20.0M |
| Effect of exchange rates on cash, cash equivalents and restricted cash | $259.0K | -$110.0K | $118.0K |
| Net decrease in cash, cash equivalents and restricted cash | -$16.9M | -$26.2M | -$30.2M |
| Cash paid for interest | $9.3M | $6.1M | $4.2M |
| Issuance of common stock, net of issuance costs - Settlement Agreement (as defined below) | $0 | $27.5M | $0 |
No quarter-by-quarter statement was filed.
Corporate structure
Cardlytics sits at the top of its group. 3 entities, 3 countries on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of Cardlytics
- CAS Investment Partners, LLC Filed SCHEDULE 13D/A on Cardlytics, latest Aug 20, 2025 (9 filings since Feb 14, 2022)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on Cardlytics, latest Jul 29, 2025 (4 filings since Feb 9, 2022)
- BlackRock Filed SCHEDULE 13G/A on Cardlytics, latest Jul 16, 2025 (6 filings since Feb 3, 2022)
- 683 Capital Management, LLC Filed SC 13G/A on Cardlytics, latest Feb 14, 2024 (3 filings since Jul 21, 2022)
- Wellington Management Company Filed SC 13G/A on Cardlytics, latest Dec 9, 2022 (3 filings since Feb 4, 2022)
- JPMorgan Chase Filed SC 13G/A on Cardlytics, latest Jun 3, 2022 (2 filings since Jan 7, 2022)
- Cardlytics Atlanta, Georgia, United States
- Cardlytics Services India Private Limited Subsidiary · India
- Cardlytics UK Limited England and Subsidiary · United Kingdom
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What Cardlytics reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Computer equipment and software | $87.9M8 Dec 31, 2025 | $69.3M8 Dec 31, 2024 | +26.9% |
| Property and equipment, before depreciation | $6.8M8 Dec 31, 2025 | $12.3M8 Dec 31, 2024 | −44.8% |
| Accumulated depreciation | $4.7M8 Dec 31, 2025 | $9.7M8 Dec 31, 2024 | −50.9% |
| Property and equipment, net | $2.0M8 Dec 31, 2025 | $2.6M8 Dec 31, 2024 | −22.0% |
| Finance-lease assets | $012 Dec 31, 2024 | $14.0K12 Dec 31, 2023 | −100.0% |
| Operating-lease assets (leased space) | $4.9M8 Dec 31, 2025 | $6.3M8 Dec 31, 2024 | −22.0% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $48.7M8 Dec 31, 2025 | $65.6M8 Dec 31, 2024 | −25.7% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $110.3M8 Dec 31, 2025 | $159.4M8 Dec 31, 2024 | −30.8% |
| Intangible assets, net (excluding goodwill) | $5.6M8 Dec 31, 2025 | $11.4M8 Dec 31, 2024 | −51.2% |
| Finite-lived intangibles, gross | $71.8M8 Dec 31, 2025 | $85.6M8 Dec 31, 2024 | −16.1% |
| Accumulated amortization | $66.2M8 Dec 31, 2025 | $60.4M8 Dec 31, 2024 | +9.6% |
| Finite-lived intangibles, net | $5.6M8 Dec 31, 2025 | $11.4M8 Dec 31, 2024 | −51.2% |
Properties, in its own words
Our principal executive offices are located in Atlanta, Georgia, where we occupy a facility of approximately 17,000 square feet. Our lease expires on January 1, 2032, and we have the option to renew for an additional five-year period. We have additional offices in Los Angeles, CA; Champaign, IL; London, U.K.; and Taipei, Taiwan. A portion of our workforce operates remotely. We believe that our facilities are sufficient for our current needs and that, should it be needed, additional facilities will be available to accommodate the expansion of our business.
Item 2 of the 10-K filed Mar 4, 2026.7
Leadership
Who has led Cardlytics, and when. Pick a name to see everywhere that person has worked.
Chief executive
Chair
Chief financial officer
Chief operating officer
2010201520202025
- Chief executive officerAmit Gupta Aug 22, 2024 to now16
- Chief executive officerKarim Saad Temsamani Sep 1, 2022 to Jun 4, 202417
- Chief executive officerLynne Marie Laube May 22, 2020 to Aug 8, 202218
- Chief executive officerScott D. Grimes Feb 8, 2018 to May 20, 202019
- ChairScott D. Grimes Jun 17, 2020 to Oct 19, 202020
- Chief financial officerAlexis Desieno Aug 14, 2023 to now21
- Chief financial officerAndrew Christiansen Mar 5, 2020 to Jul 20, 202322
- Chief operating officerAmit Gupta Jan 23, 2023 to Jul 24, 202423
- Chief operating officerLynne Marie Laube Feb 8, 2018 to May 13, 202024
Board members and other officers (20)
- Board memberAndre J. Fernandez Jan 2, 2024 to now25
- Board memberJonathan Edward Francis Jan 2, 2024 to now26
- Board memberLiane Hornsey Apr 9, 2024 to now27
- Board memberAmit Gupta Aug 22, 2024 to now16
- Board memberScott A. Hill Sep 6, 2023 to now28
- Board memberAlex Mishurov Sep 19, 2023 to Sep 19, 202329
- Board memberKarim Saad Temsamani Sep 1, 2022 to Jun 4, 202417
- Board memberChris Suh Sep 28, 2021 to May 25, 202330
- Board memberJessica Jensen Aug 4, 2020 to May 23, 202431
- Board memberS. Aimee Lapic Apr 9, 2019 to May 23, 202432
- Board memberBryce Youngren Feb 8, 2018 to Aug 18, 202033
- Board memberJohn Balen V. Feb 8, 2018 to May 25, 202334
- Board memberJohn L. Klinck Jr. Feb 8, 2018 to now35
- Board memberLynne Marie Laube Feb 8, 2018 to Nov 10, 202224
- Board memberScott D. Grimes Feb 8, 2018 to Nov 10, 202219
- Board memberTony Weisman Feb 8, 2018 to May 25, 202336
- Board memberDavid Perdue 2010 to 20141
- General counselChristopher Chi-Kit Cheng Aug 4, 2026 to now37
- General counselNicholas Hollmeyer Lynton Aug 8, 2022 to now38
- General counselKirk Somers Feb 8, 2018 to Jul 20, 202239
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Employees over time
- 20194321
Timeline
- Sep 11, 20268-K Entered a material agreement40
- Aug 5, 20268-K Results of operations41
- Jun 3, 20268-K Listing notice or transfer; Change to shareholders' rights42
- May 20, 20268-K Shareholder vote43
- May 12, 20268-K Executive or director change44
- May 7, 20268-K Results of operations45
- Mar 24, 20268-K Completed an acquisition or sale46
- Mar 4, 20268-K Results of operations47
- Jan 26, 20268-K Entered a material agreement48
- Dec 18, 20258-K Executive or director change; Regulation FD disclosure49
- Dec 5, 20258-K Executive or director change50
- Nov 5, 20258-K Results of operations51
- Aug 22, 2024New chief executive Amit Gupta becomes CEO16
- Sep 1, 2022New chief executive Karim Saad Temsamani becomes CEO17
- May 22, 2020New chief executive Lynne Marie Laube becomes CEO18
- Feb 8, 2018New chief executive Scott D. Grimes becomes CEO19
- Feb 2018Went public Listed on NASDAQ1
- 2008Founded Founded1
Calendar
Coming up
- Nov 4, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported ($13.60) a share, on Nov 5, 2025.52
When it reported results
- Aug 5, 2026Reported quarterly or annual results41
- May 7, 2026Reported quarterly or annual results45
- Mar 4, 2026Reported quarterly or annual results47
- Nov 5, 2025Reported quarterly or annual results51
- Aug 6, 2025Reported quarterly or annual results53
- May 7, 2025Reported quarterly or annual results54
- Mar 12, 2025Reported quarterly or annual results55
- Nov 6, 2024Reported quarterly or annual results56
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
480 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 66 major events, 258 insider forms, 27 large holders, 108 other. The latest 20:
- Oct 2, 2026144 EDGAR
- Oct 2, 20264 EDGAR
- Oct 1, 2026144 EDGAR
- Sep 11, 20268-K EDGAR
- Aug 24, 20264/A EDGAR
- Aug 24, 20264/A EDGAR
- Aug 24, 20264/A EDGAR
- Aug 24, 20264/A EDGAR
- Aug 24, 20264/A EDGAR
- Aug 24, 20264/A EDGAR
- Aug 18, 2026144 EDGAR
- Aug 18, 20264 EDGAR
- Aug 17, 2026144 EDGAR
- Aug 5, 202610-Q EDGAR
- Aug 5, 20268-K EDGAR
- Aug 4, 20264 EDGAR
- Aug 4, 20263 EDGAR
- Jul 6, 2026144 EDGAR
- Jul 6, 20264 EDGAR
- Jul 6, 20264 EDGAR
The 480 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
159 open-market trades by officers, directors and large owners since October 2021: 27 buys and 132 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 18, 2026 | Gupta AmitChief Executive Officer | Sale | 6,676 | $4.03 | $26.9K | Form 4 |
| Aug 17, 2026 | Gupta AmitChief Executive Officer | Sale | 6,785 | $3.97 | $26.9K | Form 4 |
| Jul 6, 2026 | Gupta AmitChief Executive Officer | Sale | 9,640 | $4.39 | $42.3K | Form 4 |
| Jul 2, 2026 | Gupta AmitChief Executive Officer | Sale | 6,498 | $4.40 | $28.6K | Form 4 |
| Jul 2, 2026 | Lynton Nicholas HollmeyerChief Legal & Privacy Officer | Sale | 2,151 | $4.40 | $9.5K | Form 4 |
| May 18, 2026 | Evans David ThomasChief Financial Officer | Buy | 50,000 | $0.63 | $31.5K | Form 4 |
| May 15, 2026 | Evans David ThomasChief Financial Officer | Buy | 150,000 | $0.65 | $97.5K | Form 4 |
| Apr 6, 2026 | Gupta AmitChief Executive Officer | Sale | 69,833 | $1.19 | $83.1K | Form 4 |
| Apr 2, 2026 | Gupta AmitChief Executive Officer | Sale | 54,225 | $1.04 | $56.4K | Form 4 |
| Apr 1, 2026 | Gupta AmitChief Executive Officer | Sale | 62,549 | $0.99 | $61.9K | Form 4 |
| Apr 1, 2026 | Lynton Nicholas HollmeyerChief Legal & Privacy Officer | Sale | 40,296 | $0.99 | $39.9K | Form 4 |
| Feb 18, 2026 | Gupta AmitChief Executive Officer | Sale | 45,159 | $0.93 | $42.0K | Form 4 |
| Feb 17, 2026 | Gupta AmitChief Executive Officer | Sale | 52,049 | $0.90 | $46.8K | Form 4 |
| Jan 5, 2026 | Lynton Nicholas HollmeyerChief Legal & Privacy Officer | Sale | 6,253 | $1.17 | $7.3K | Form 4 |
| Jan 5, 2026 | Gupta AmitChief Executive Officer | Sale | 5,807 | $1.17 | $6.8K | Form 4 |
| Jan 5, 2026 | DeSieno AlexisChief Financial Officer | Sale | 8,607 | $1.17 | $10.1K | Form 4 |
| Oct 2, 2025 | Lynton Nicholas HollmeyerChief Legal & Privacy Officer | Sale | 6,098 | $2.27 | $13.8K | Form 4 |
| Oct 2, 2025 | Gupta AmitChief Executive Officer | Sale | 7,799 | $2.27 | $17.7K | Form 4 |
| Oct 2, 2025 | DeSieno AlexisChief Financial Officer | Sale | 8,493 | $2.27 | $19.3K | Form 4 |
| Aug 19, 2025 | Gupta AmitChief Executive Officer | Sale | 68,685 | $1.12 | $76.9K | Form 4 |
All 159 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- CAS Investment Partners, LLCSCHEDULE 13D/A, 9 filings Feb 14, 2022 to Aug 20, 202557
- VANGUARD GROUP INCSCHEDULE 13G/A, 4 filings Feb 9, 2022 to Jul 29, 202558
- BlackRockSCHEDULE 13G/A, 6 filings Feb 3, 2022 to Jul 16, 202559
- 683 Capital Management, LLCSC 13G/A, 3 filings Jul 21, 2022 to Feb 14, 202460
- Wellington Management CompanySC 13G/A, 3 filings Feb 4, 2022 to Dec 9, 202261
- JPMorgan ChaseSC 13G/A, 2 filings Jan 7, 2022 to Jun 3, 202262
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Amit GuptaChief Executive Officer and Director | $550.0K | $5.0M63 | |
| 2025 | Alexis DeSienoFormer Chief Financial Officer | $415.0K | $1.3M63 | |
| 2025 | Nick LyntonChief Legal and Privacy Officer | $350.8K | $1.2M63 | |
| 2024 | Amit GuptaChief Executive Officer and Director | $438.1K | $4.6M63 | |
| 2024 | Alexis DeSienoFormer Chief Financial Officer | $400.0K | $2.2M63 | |
| 2024 | Nick LyntonChief Legal and Privacy Officer | $334.8K | $1.7M63 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 41. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
Members of Congress who traded it
3 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.
| Date | Member | Trade | Amount | Vs S&P since | Filing |
|---|---|---|---|---|---|
| Mar 18, 2020 | David A Perdue , Jr, Senate | Buy | $100,001 - $250,000 | −320.9% | Report |
| Mar 18, 2020 | David A Perdue , Jr, Senate | Buy | $100,001 - $250,000 | −320.9% | Report |
| Jan 23, 2020 | David A Perdue , Jr, Senate | Partial sale | $1,000,001 - $5,000,000 | +232.4% | Report |
Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).
SEC filer profile
How Cardlytics is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARCardlytics, Inc.2
- CIK0001666071
- Employer ID (EIN)26-30394367
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; not a shell company7
- Incorporated inDelaware7
- Fiscal year endsDecember 312
- Industry code (SIC)7370 Services-Computer Programming, Data Processing, Etc.2
- SEC reviewing officeOffice of Technology, Division of Corporation Finance2
- Business address675 Ponce De Leon Avenue, Ne, Suite 4100, Atlanta, GA 303082
- Phone888-798-58022
- Shares outstanding5,888,716 as of Jul 31, 202614
- Public float$85.8M as of Jun 30, 20257
- AuditorDELOITTE & TOUCHE LLP, Atlanta, Georgia PCAOB ID 34; it also attests to the company’s internal control over financial reporting7
- On EDGAR sinceApr 5, 20172
- Filings1,038 in all: 4 (633), 8-K (103), 144 (72), SC 13G/A (32), 3 (31), 10-Q (26), S-8 (15), SC 13G (14)2
All 42 form types
4/A (11), 10-K (9), UPLOAD (9), DEF 14A (8), DEFA14A (8), CORRESP (7), DRS/A (6), DRSLTR (6), 424B5 (5), ARS (4), EFFECT (4), SC 13D/A (4), 3/A (2), 8-K/A (2), CT ORDER (2), POS AM (2), S-3 (2), S-3/A (2), SCHEDULE 13D/A (2), SCHEDULE 13G/A (2), SEC STAFF LETTER (2), 10-K/A (1), 424B4 (1), 8-A12B (1), CERT (1), D (1), DEFR14A (1), DRS (1), POSASR (1), PRE 14A (1), S-1 (1), S-1/A (1), S-3ASR (1), SC 13D (1)
- Latest filingsAnnual report (10-K) Mar 4, 2026
Quarterly report (10-Q) Aug 5, 2026
Proxy statement (DEF 14A) Apr 9, 2026
Latest 8-K (8-K) Sep 11, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock | CDLX | NASDAQ |
From the cover page of the 10-K filed Mar 4, 2026 (Section 12(b) of the Exchange Act).7
Risk factors and legal proceedings
The risks Cardlytics names in Item 1A of its 10-K filed Mar 4, 2026: 57 risks under these headings, as written.7
- Risks Related to our Business and Industry
- Unfavorable conditions, including inflationary pressure, or tariffs and other trade protection measures, in the global economy or the industries we serve could limit our ability to grow our business and negatively affect our operating results.
- Our quarterly operating results have fluctuated and may continue to vary from period to period, which could result in our failure to meet expectations with respect to operating results and cause the trading price of our stock to decline.
- We may not achieve or sustain revenue and billings growth in the future.
- We are dependent upon the Cardlytics platform.
- We are substantially dependent on Chase, Wells Fargo and a limited number of other FI partners.
- We may fail to meet our publicly announced guidance or other expectations about our business and future operating results, which would cause our stock price to decline.
- If we fail to maintain our relationships with current FI partners or attract new FI partners or other supply partners, we may not be able to sufficiently grow our revenue, which could significantly harm our business, results of operations and financial condition.
- The failure to consummate the sale of Bridg may materially and adversely affect our business, financial condition and results of operations.
- Our future success will depend, in part, on our ability to expand into new industries.
- An actual or perceived breach of the security of our systems, or those of third parties with whom we work, could result in adverse consequences resulting from such breach, including but not limited to a disruption of our operations, reputational harm, loss of revenue or profits, loss of customers, regulatory investigations or actions, litigation, fines and penalties and other adverse consequences.
- Our business could be adversely affected if marketers or their agencies are not satisfied with our solutions or our systems and infrastructure fail to meet their needs.
The other 46 risks
- We derive a material portion of our revenue from a limited number of marketers, and the loss of one or more of these marketers could adversely impact our business, results of operations and financial conditions.
- We have a relatively short operating history, which makes it difficult to evaluate our future prospects and may increase the risk that we will not be successful.
- Any failure of our partners to effectively deliver and promote the online incentive programs that comprise the Cardlytics platform could materially and adversely affect our business.
- If we do not effectively grow and train our sales team, we may be unable to add new marketers or increase sales to our existing marketers and our business will be adversely affected.
- We generally do not have long-term commitments from marketers, and if we are unable to retain and increase sales of our solutions to marketers and their agencies or attract new marketers and their agencies, our business, financial condition and operating results would be adversely affected.
- We have a history of losses and may not achieve net income in the future.
- We operate in an emerging industry and future demand and market acceptance for our solutions is uncertain.
- The market in which we participate is competitive and we may not be able to compete successfully with our current or future competitors.
- If we fail to identify and respond effectively to rapidly changing technology and industry needs, our solutions may become less competitive or obsolete.
- A number of factors could impair our ability to collect the significant amounts of data that we use to deliver our solutions.
- The efficacy of some of our solutions depends upon third-party data providers.
- Defects, errors or delays in our solutions could harm our reputation, which would harm our operating results.
- Significant system disruptions, loss of data center capacity, or changes to our data hosting solutions could adversely affect our business, financial condition and operating results.
- Seasonal fluctuations in marketing activity could adversely affect our cash flows.
- Our corporate culture has contributed to our success, and if we cannot maintain it, we could lose the innovation, creativity and teamwork fostered by our culture, and our business may be harmed.
- If we are unable to attract, integrate and retain additional qualified personnel, including top technical talent, our business could be adversely affected.
- We are dependent on the continued services and performance of our senior management and other key personnel, the loss of any of whom could adversely affect our business.
- Our international sales and operations subject us to additional risks that can adversely affect our business, operating results and financial condition.
- If we do not manage our growth effectively, the quality of our solutions may suffer, and our business, financial condition and operating results may be negatively affected.
- If currency exchange rates fluctuate substantially in the future, the results of our operations could be adversely affected.
- Our ability to use net operating losses and certain other tax attributes to offset future taxable income may be limited.
- Changes in tax laws or regulations could materially adversely affect our company.
- Future acquisitions could disrupt our business and adversely affect our business, financial condition and operating results.
- Charges to earnings resulting from our acquisitions may cause our operating results to suffer.
- We may require additional capital to support growth, and such capital might not be available on terms acceptable to us, if at all, which may in turn hamper our growth and adversely affect our business.
- Bringing new FI partners into our network may require considerable time and expense and can be long and unpredictable.
- Bringing new FI partners into our network, or changes made by our existing FI partners, may impede our ability to accurately forecast the performance of our network.
- If we are not able to maintain and enhance our brand, our business, financial condition and operating results may be adversely affected.
- Risks Related to our Indebtedness
- Servicing our debt may require a significant amount of cash. We may not have sufficient cash flow from our business to pay our indebtedness, and we may not have the ability to raise the funds necessary to settle for cash conversions of the 2024 Convertible Senior Notes or to repurchase the 2024 Convertible Senior Notes for cash upon a fundamental change, which could adversely affect our business and results of operations.
- The conditional conversion feature of either series of 2024 Convertible Senior Notes, if triggered, may adversely affect our financial condition and results of operations.
- Transactions relating to our 2024 Convertible Senior Notes may affect the value of our common stock.
- Risks Related to Regulatory and Intellectual Property Matters
- Failure to protect our proprietary technology and intellectual property rights could substantially harm our business, financial condition and operating results.
- Assertions by third parties of infringement or other violations by us of their intellectual property rights, whether or not correct, could result in significant costs and harm our business, financial condition and operating results.
- Our use of open-source software could negatively affect our ability to sell our solutions and subject us to possible litigation.
- Risks related to our development, deployment, or use of AI and machine learning technologies could adversely affect our business, financial condition, results of operations, and reputation.
- We are subject to government regulation, including import, export, economic sanctions and anti-corruption laws and regulations that may expose us to liability and increase our costs.
- Risks Related to Ownership of Our Common Stock
- The market price of our common stock has been and is likely to continue to be volatile.
- We do not intend to pay dividends for the foreseeable future and, as a result, your ability to achieve a return on your investment will depend on appreciation in the price of our common stock.
- Anti-takeover provisions in our charter documents and under Delaware law could make an acquisition of us more difficult, limit attempts by our stockholders to replace or remove our current management and limit the market price of our common stock.
- Our amended and restated certificate of incorporation designates the Court of Chancery of the State of Delaware as the exclusive forum for certain litigation that may be initiated by our stockholders, which could limit our stockholders’ ability to obtain a favorable judicial forum for disputes with us.
- General Risk Factors
- Natural or man-made disasters, pandemics and other similar events may significantly disrupt our business, and negatively impact our business, financial condition and operating results.
- An active trading market for our common stock may not be sustained.
- Future sales of our common stock in the public market could cause our share price to decline.
- If securities or industry analysts do not publish research or reports about our business, or publish negative reports about our business, our stock price and trading volume could decline.
- Our reported financial results may be adversely affected by changes in accounting principles generally accepted in the U.S.
- Our business and operations could be negatively affected if we become subject to any securities litigation or stockholder activism.
Legal proceedings
From time to time we may become involved in legal proceedings or be subject to claims arising in the ordinary course of our business.
We are not presently a party to any other legal proceedings that, if determined adversely to us, would individually or taken together have a material adverse effect on our business, operating results, financial condition or cash flows. Regardless of the outcome, litigation can have an adverse impact on us because of defense and settlement costs, diversion of management resources and other factors.
The opening of Item 3, Legal Proceedings.7
Links
- Websitewww.cardlytics.com1
- WikidataQ103793759
- SEC EDGARCIK 1666071
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1WikidataCardlytics on Wikidata
- 2SEC EDGARCardlytics filings on SEC EDGAR
- 3
- 4Company websiteCardlytics logo
- 5SEC EDGARCardlytics filings on SEC EDGAR
- 6
- 7
- 8SEC EDGARCardlytics 10-K for fiscal 2025
- 9SEC EDGARCardlytics 10-K for fiscal 2019
- 10SEC EDGARCardlytics 10-K for fiscal 2020
- 11SEC EDGARCardlytics 10-K for fiscal 2021
- 12SEC EDGARCardlytics 10-K for fiscal 2022
- 13SEC EDGARCardlytics 10-Q for fiscal 2026
- 14SEC EDGARCardlytics 10-Q for fiscal 2026
- 15SEC EDGARCardlytics 10-K for fiscal 2019
- 16SEC EDGARAmit Gupta, Chief executive officer
- 17
- 18
- 19
- 20SEC EDGARScott D. Grimes, Chair
- 21
- 22
- 23SEC EDGARAmit Gupta, Chief operating officer
- 24
- 25SEC EDGARAndre J. Fernandez, Board member
- 26
- 27SEC EDGARLiane Hornsey, Board member
- 28SEC EDGARScott A. Hill, Board member
- 29SEC EDGARAlex Mishurov, Board member
- 30SEC EDGARChris Suh, Board member
- 31SEC EDGARJessica Jensen, Board member
- 32SEC EDGARS. Aimee Lapic, Board member
- 33SEC EDGARBryce Youngren, Board member
- 34SEC EDGARJohn Balen V., Board member
- 35SEC EDGARJohn L. Klinck Jr., Board member
- 36SEC EDGARTony Weisman, Board member
- 37
- 38
- 39SEC EDGARKirk Somers, General counsel
- 40SEC EDGAREntered a material agreement
- 41SEC EDGARResults of operations
- 42
- 43SEC EDGARShareholder vote
- 44SEC EDGARExecutive or director change
- 45SEC EDGARResults of operations
- 46SEC EDGARCompleted an acquisition or sale
- 47SEC EDGARResults of operations
- 48SEC EDGAREntered a material agreement
- 49
- 50SEC EDGARExecutive or director change
- 51SEC EDGARResults of operations
- 52NasdaqNasdaq calendar
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