Overview
Compare with Regions Financial Corporation, National Bank Holdings Corp or Frost Bank, or pick any stock.
- TickerCHCO on Nasdaq1
- IndustryNational Commercial Banks1
- HeadquartersCharleston, West Virginia1
- Incorporated inWV2
- Business address25 Gatewater Road, P O Box 7520, Charleston, Wv 253132
- Filer categoryLarge accelerated filer2
See how the biggest companies compare on our leaderboards
City Holding Company (the "Company" or "City Holding" or the "Parent Company") is a financial holding company headquartered in Charleston, West Virginia. The Company conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia ("City National"). City National provides banking, wealth and investment management and other financial solutions through its network of 96 bank branches and 934 full-time equivalent associates located in West Virginia, Kentucky, Virginia and southeastern Ohio. The Company’s business activities are currently limited to one reportable business segment, which is community banking.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Deposit Account brought in 20% of the revenue CITY HOLDING CO broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Deposit Account | $27.8M | $29.2M | $30.0M |
| Fees and Commissions, Depositor Accounts | $27.8M | $29.2M | $30.0M |
| Debit Card | $28.0M | $28.5M | $28.7M |
| Fees and Commissions, Debit Cards | $28.0M | $28.5M | $28.7M |
| Fees and Commissions, Fiduciary and Trust Accounts | $9.6M | $11.3M | $12.3M |
| Fiduciary and Trust | $9.6M | $11.3M | $12.3M |
| Other Non Interest Income | $3.8M | $3.0M | $3.3M |
| Product and Service, Other | $3.8M | $3.0M | $3.3M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Income tax19¢$31.0M
- Profit81¢$130.5M
Out of $74.3M in revenue.5
Where each dollar of operating cash went, fiscal 2025
- Capital spending2¢$2.9M
- Dividends paid36¢$47.3M
- Share buybacks35¢$45.8M
- Kept or used elsewhere27¢$35.4M
Out of $131.4M of cash from operations.5
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Interest and fees on loans | $252.5M | $241.5M | $212.7M |
| Taxable | $59.9M | $54.1M | $48.3M |
| Tax-exempt | $3.2M | $3.3M | $3.9M |
| Interest on deposits in depository institutions | $5.7M | $7.5M | $6.4M |
| Total Interest Income | $321.2M | $306.4M | $271.3M |
| Interest on deposits | $65.4M | $64.5M | $37.3M |
| Interest on customer repurchase agreements | $13.2M | $15.5M | $12.0M |
| Interest on FHLB long-term advances | $6.3M | $6.2M | $2.7M |
| Total Interest Expense | $84.8M | $86.2M | $52.0M |
| Net Interest Income | $236.4M | $220.2M | $219.2M |
| (Recovery of) Provision for credit losses | -$1.4M | $1.8M | $3.2M |
| Net Interest Income After (Recovery of) Provision for Credit Losses | $237.8M | $218.4M | $216.0M |
| Net gains (losses) on sale of investment securities | $187.0K | -$2.8M | -$4.9M |
| Unrealized (losses) gains recognized on equity securities still held | -$588.0K | $175.0K | $432.0K |
| Revenue | $74.3M | $72.0M | $69.1M |
| Bank owned life insurance | $3.9M | $4.0M | $6.0M |
| Total Non-Interest Income | $77.8M | $73.3M | $70.6M |
| Salaries and employee benefits | $79.2M | $76.4M | $73.2M |
| Occupancy related expenses | $9.6M | $9.2M | $9.4M |
| Equipment and software related expenses | $14.5M | $13.2M | $11.6M |
| FDIC insurance expense | $3.0M | $2.9M | $2.9M |
| Advertising | $3.1M | $3.8M | $3.1M |
| Bankcard expenses | $9.0M | $8.5M | $7.4M |
| Legal and professional fees | $2.3M | $2.2M | $2.0M |
| Repossessed asset losses, net of expenses | $257.0K | $246.0K | $28.0K |
| Taxes, Miscellaneous | $9.0M | $7.7M | $6.2M |
| Merger related costs | $0 | $0 | $5.2M |
| Other expenses | $24.2M | $23.2M | $22.4M |
| Total Non-Interest Expense | $154.1M | $147.2M | $143.5M |
| Income Before Income Taxes | $161.5M | $144.5M | $143.1M |
| Income tax expense | $31.0M | $27.4M | $28.7M |
| Net Income Available to Common Shareholders | $130.5M | $117.1M | $114.4M |
| Effect of dilutive securities | 8.0K shares | 21.0K shares | 23.0K shares |
| Basic earnings per common share | $8.94 | $7.91 | $7.62 |
| Diluted earnings per common share | $8.93 | $7.89 | $7.61 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $152.1M | $117.6M | ||
| Interest-bearing deposits in depository institutions | $39.8M | $107.8M | ||
| Cash and Cash Equivalents | $191.9M | $225.4M | ||
| Investment securities available for sale, at fair value (amortized cost $1,602,721 and $1,570,449, net of allowance for credit losses of $0 at December 31, 2025 and December 31, 2024, respectively) | $1.5B | $1.4B | ||
| Other securities | $29.5M | $29.8M | ||
| Total Investment Securities | $1.5B | $1.5B | ||
| Gross loans | $4.5B | $4.3B | ||
| Allowance for credit losses | -$19.9M | -$21.9M | -$22.7M | -$17.1M |
| Net Loans | $4.5B | $4.3B | ||
| Bank owned life insurance | $124.4M | $120.9M | ||
| Premises and equipment, net | $69.1M | $70.5M | ||
| Accrued interest receivable | $20.7M | $20.6M | ||
| Deferred tax assets, net | $30.0M | $41.7M | ||
| Goodwill and other intangible assets, net | $157.9M | $160.0M | ||
| Other assets | $108.0M | $116.3M | ||
| Total Assets | $6.7B | $6.5B | ||
| Noninterest-bearing | $1.4B | $1.3B | ||
| Demand deposits | $1.3B | $1.3B | ||
| Savings deposits | $1.2B | $1.2B | ||
| Time deposits | $1.3B | $1.2B | ||
| Total Deposits | $5.3B | $5.1B | ||
| Customer repurchase agreements | $367.7M | $325.7M | $309.9M | |
| FHLB long-term advances | $150.0M | $150.0M | ||
| Other liabilities | $93.7M | $109.0M | ||
| Total Liabilities | $5.9B | $5.7B | ||
| Preferred stock, par value $25 per share: 500,000 shares authorized; 0 issued | $0 | $0 | ||
| Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at December 31, 2025 and 2024, less 4,693,613 and 4,342,108 shares in treasury, respectively | $47.6M | $47.6M | ||
| Capital surplus | $174.6M | $176.5M | ||
| Retained earnings | $935.0M | $852.8M | ||
| Treasury stock | -$271.0M | -$230.5M | ||
| Unrealized loss on securities available-for-sale | -$75.7M | -$114.3M | ||
| Underfunded pension liability | $875.0K | $1.4M | ||
| Total Accumulated Other Comprehensive Loss | -$76.6M | -$115.7M | ||
| Total Shareholders Equity | $809.7M | $730.7M | $677.1M | $577.9M |
| Total Liabilities and Shareholders Equity | $6.7B | $6.5B | ||
| Debt Securities, Available-for-sale, Amortized Cost | $1.6B | $1.6B | ||
| Debt Securities, Available-for-Sale, Allowance for Credit Loss | $0 | $0 | ||
| Preferred stock, par value | $25.00 | $25.00 | ||
| Preferred stock, shares authorized | 500.0K shares | 500.0K shares | ||
| Preferred stock, shares issued | 0 shares | 0 shares | ||
| Common stock, par value | $2.50 | $2.50 | ||
| Common stock, shares authorized | 50.0M shares | 50.0M shares | ||
| Common stock, shares issued | 19.0M shares | 19.0M shares | ||
| Common stock, treasury shares | 4.7M shares | 4.3M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $152.1M | $117.6M | ||
| Interest-bearing deposits in depository institutions | $39.8M | $107.8M | ||
| Cash and Cash Equivalents | $191.9M | $225.4M | ||
| Investment securities available for sale, at fair value (amortized cost $1,602,721 and $1,570,449, net of allowance for credit losses of $0 at December 31, 2025 and December 31, 2024, respectively) | $1.5B | $1.4B | ||
| Other securities | $29.5M | $29.8M | ||
| Total Investment Securities | $1.5B | $1.5B | ||
| Gross loans | $4.5B | $4.3B | ||
| Allowance for credit losses | -$19.9M | -$21.9M | -$22.7M | -$17.1M |
| Net Loans | $4.5B | $4.3B | ||
| Bank owned life insurance | $124.4M | $120.9M | ||
| Premises and equipment, net | $69.1M | $70.5M | ||
| Accrued interest receivable | $20.7M | $20.6M | ||
| Deferred tax assets, net | $30.0M | $41.7M | ||
| Goodwill and other intangible assets, net | $157.9M | $160.0M | ||
| Other assets | $108.0M | $116.3M | ||
| Total Assets | $6.7B | $6.5B | ||
| Noninterest-bearing | $1.4B | $1.3B | ||
| Demand deposits | $1.3B | $1.3B | ||
| Savings deposits | $1.2B | $1.2B | ||
| Time deposits | $1.3B | $1.2B | ||
| Total Deposits | $5.3B | $5.1B | ||
| Customer repurchase agreements | $367.7M | $325.7M | $309.9M | |
| FHLB long-term advances | $150.0M | $150.0M | ||
| Other liabilities | $93.7M | $109.0M | ||
| Total Liabilities | $5.9B | $5.7B | ||
| Preferred stock, par value $25 per share: 500,000 shares authorized; 0 issued | $0 | $0 | ||
| Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at December 31, 2025 and 2024, less 4,693,613 and 4,342,108 shares in treasury, respectively | $47.6M | $47.6M | ||
| Capital surplus | $174.6M | $176.5M | ||
| Retained earnings | $935.0M | $852.8M | ||
| Treasury stock | -$271.0M | -$230.5M | ||
| Unrealized loss on securities available-for-sale | -$75.7M | -$114.3M | ||
| Underfunded pension liability | $875.0K | $1.4M | ||
| Total Accumulated Other Comprehensive Loss | -$76.6M | -$115.7M | ||
| Total Shareholders Equity | $809.7M | $730.7M | $677.1M | $577.9M |
| Total Liabilities and Shareholders Equity | $6.7B | $6.5B | ||
| Debt Securities, Available-for-sale, Amortized Cost | $1.6B | $1.6B | ||
| Debt Securities, Available-for-Sale, Allowance for Credit Loss | $0 | $0 | ||
| Preferred stock, par value | $25.00 | $25.00 | ||
| Preferred stock, shares authorized | 500.0K shares | 500.0K shares | ||
| Preferred stock, shares issued | 0 shares | 0 shares | ||
| Common stock, par value | $2.50 | $2.50 | ||
| Common stock, shares authorized | 50.0M shares | 50.0M shares | ||
| Common stock, shares issued | 19.0M shares | 19.0M shares | ||
| Common stock, treasury shares | 4.7M shares | 4.3M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net Income Available to Common Shareholders | $130.5M | $117.1M | $114.4M |
| Amortization, net | $6.9M | $9.0M | $6.2M |
| (Recovery of) Provision for credit losses | -$1.4M | $1.8M | $3.2M |
| Depreciation of premises and equipment | $4.3M | $4.2M | $4.6M |
| Deferred income tax (benefit) expense | -$50.0K | $381.0K | -$2.8M |
| Net periodic employee (benefit) cost | -$96.0K | $62.0K | $52.0K |
| Unrealized and realized securities losses, net | $401.0K | $2.6M | $4.5M |
| Stock-based compensation expense | $3.4M | $3.5M | $3.2M |
| Excess tax benefit from stock-compensation expense | $493.0K | $387.0K | $228.0K |
| Increase in value of bank-owned life insurance | -$3.9M | -$4.0M | -$6.0M |
| Loans originated for sale | -$17.3M | -$10.1M | -$11.2M |
| Proceeds from the sale of loans originated for sale | $17.6M | $10.2M | $11.3M |
| Gain on sale of loans | -$288.0K | -$114.0K | -$147.0K |
| Change in accrued interest receivable | -$68.0K | -$360.0K | -$1.1M |
| Change in other assets | -$18.8M | $5.0M | $14.4M |
| Change in other liabilities | $9.8M | -$7.9M | -$3.2M |
| Net Cash Provided by Operating Activities | $131.4M | $131.9M | $137.6M |
| Net increase in loans | -$229.8M | -$147.8M | -$223.8M |
| Purchases | $328.7M | $294.9M | $93.7M |
| Proceeds from sales | $66.8M | $33.4M | $205.6M |
| Proceeds from maturities and calls | $234.8M | $169.2M | $119.1M |
| Purchases | -$308.0K | -$268.0K | -$8.0M |
| Proceeds from sales | $50.0K | $1.6M | $536.0K |
| Proceeds from maturities and calls | $0 | $0 | $780.0K |
| Purchases of premises and equipment | -$2.9M | -$2.7M | -$3.0M |
| Proceeds from the disposals of premises and equipment | $42.0K | $98.0K | $283.0K |
| Proceeds from bank-owned life insurance policies | $0 | $1.5M | $10.9M |
| Payments for low income housing tax credits | -$9.9M | -$12.3M | -$8.1M |
| Acquisition of Citizens Commerce Bancshares, Inc. | $0 | $0 | $14.0M |
| Net Cash (Used in) Provided by Investing Activities | -$269.9M | -$252.3M | $14.7M |
| Net increase (decrease) in noninterest-bearing deposits | $69.2M | $1.6M | -$68.9M |
| Net increase (decrease) in interest-bearing deposits | $87.7M | $208.4M | -$165.4M |
| Net increase (decrease) in customer repurchase agreements | $42.0M | -$9.2M | $37.4M |
| Proceeds from FHLB long-term advances | $0 | $50.0M | $100.0M |
| Purchases of treasury stock | -$45.8M | -$17.9M | -$60.1M |
| Proceeds from exercise of stock options | $0 | $694.0K | $0 |
| Lease payments | -$742.0K | -$636.0K | $1.1M |
| Dividends paid | -$47.3M | -$43.5M | -$40.0M |
| Net Cash Provided by (Used in) Financing Activities | $105.1M | $189.5M | -$196.0M |
| (Decrease) Increase in Cash and Cash Equivalents | -$33.5M | $69.1M | -$43.7M |
| Interest paid | $85.8M | $83.8M | $49.1M |
| Income taxes paid | $35.8M | $28.0M | $32.8M |
No quarter-by-quarter statement was filed.
Corporate structure
CITY HOLDING CO sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of CITY HOLDING CO
- State Street Corporation Filed SCHEDULE 13G on CITY HOLDING CO, latest Aug 7, 2026
- VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G on CITY HOLDING CO, latest Apr 29, 2026
- VANGUARD PORTFOLIO MANAGEMENT LLC Filed SCHEDULE 13G on CITY HOLDING CO, latest Apr 29, 2026
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on CITY HOLDING CO, latest Mar 26, 2026 (4 filings since Feb 9, 2022)
- BlackRock Filed SC 13G/A on CITY HOLDING CO, latest Jan 23, 2024 (5 filings since Jan 25, 2022)
- CITY HOLDING CO Charleston, West Virginia
- City National Bank of Subsidiary · West Virginia, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What CITY HOLDING CO reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $178.8M5 Dec 31, 2025 | $177.3M5 Dec 31, 2024 | +0.8% |
| Accumulated depreciation | $109.6M5 Dec 31, 2025 | $106.8M5 Dec 31, 2024 | +2.7% |
| Property and equipment, net | $69.1M5 Dec 31, 2025 | $70.5M5 Dec 31, 2024 | −2.0% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $191.9M5 Dec 31, 2025 | $225.4M5 Dec 31, 2024 | −14.8% |
| Debt securities available for sale | $1.5B5 Dec 31, 2025 | $1.4B5 Dec 31, 2024 | +5.8% |
| Deposits held (banks) | $5.3B5 Dec 31, 2025 | $5.1B5 Dec 31, 2024 | +3.0% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $149.8M5 Dec 31, 2025 | $149.8M5 Dec 31, 2024 | 0% |
| Accumulated amortization | $21.4M5 Dec 31, 2025 | $19.2M5 Dec 31, 2024 | +11.3% |
| Finite-lived intangibles, net | $8.1M5 Dec 31, 2025 | $10.3M5 Dec 31, 2024 | −21.1% |
Properties, in its own words
City National owns the Company’s executive office, located at 25 Gatewater Road, Charleston, West Virginia. This facility has approximately 60,000 square feet and houses the Company's executive and administrative personnel.
As of December 31, 2025, City National owns seventy-nine bank branch locations and leases seventeen bank branch locations, pursuant to operating leases. All of the properties are suitable and adequate for their current operations. City National also operates two loan production offices, one leased in Cincinnati, Ohio and one owned in Columbus, Ohio.
The rest of Item 2
The Company also owns parcels of real estate for potential future branch development.
Item 2 of the 10-K filed Feb 25, 2026.4
Leadership
Who has led CITY HOLDING CO, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
- Chief executive officerCharles R. Hageboeck Jan 13, 2006 to now13
- PresidentCharles R. Hageboeck Jan 13, 2006 to now13
- Chief financial officerDavid L. Bumgarner Mar 2, 2007 to now14
Board members and other officers (36)
- EVP, Commercial LendingTimothy James Whittaker Jan 30, 2026 to now15
- SVP, CAO & CIOJeffrey Dale Legge Mar 7, 2014 to now16
- SVP, Branch BankingMichael T. Quinlan Jr. Mar 2, 2010 to now17
- EVP, Commercial BankingJohn A. Derito Mar 2, 2007 to Mar 27, 202518
- EVP, Retail BankingCraig G. Stilwell Jan 27, 2006 to Nov 12, 202019
- Board memberBryan Scott Raynes Apr 29, 2026 to now20
- Board memberJessica Rae Alsop Sep 30, 2026 to now21
- Board memberVonda Huss Sep 30, 2026 to now22
- Board memberJames M. Parsons Feb 5, 2024 to now23
- Board memberJames A. Hoyer Jul 31, 2024 to now24
- Board memberGregory A. Burton Aug 2, 2021 to now25
- Board memberJavier A. Reyes Aug 30, 2021 to now26
- Board memberDiane W. Strong-Treister Feb 7, 2018 to now27
- Board memberThomas Burnette Dec 28, 2018 to Feb 23, 202328
- Board memberPatrick C. Graney Iii. Jul 31, 2015 to Feb 2, 201829
- Board memberCharles W. Fairchilds Jan 22, 2013 to Mar 27, 202530
- Board memberJ. Thomas Jones Jul 31, 2013 to now31
- Board memberJohn R. Elliot Feb 8, 2007 to Jun 4, 202132
- Board memberAlbert M. Tieche Jr. Jan 18, 2006 to Feb 23, 200633
- Board memberC. Dallas Kayser Feb 23, 2006 to now34
- Board memberDavid W. Hambrick Feb 23, 2006 to Feb 2, 201835
- Board memberE. M. Payne Iii. Feb 23, 2006 to Mar 2, 200736
- Board memberHugh R. Clonch Feb 23, 2006 to Mar 1, 201337
- Board memberJames E. Songer Ii. Feb 23, 2006 to Feb 29, 200838
- Board memberJames L. Rossi Feb 23, 2006 to now39
- Board memberJay C. Goldman Feb 23, 2006 to Jan 28, 202140
- Board memberMary H. Williams Feb 23, 2006 to Aug 11, 201141
- Board memberOshel B. Craigo Feb 23, 2006 to Mar 1, 201342
- Board memberPhilip L. McLaughlin Feb 23, 2006 to Feb 26, 201543
- Board memberRobert D. Fisher Feb 23, 2006 to now44
- Board memberSharon Horton Rowe Feb 23, 2006 to now45
- Board memberTracy W. Hylton Ii. Feb 23, 2006 to Oct 10, 202446
- Board memberW. H. File Iii. Feb 23, 2006 to now47
- Board memberCharles R. Hageboeck May 8, 2006 to now48
- Board memberSamuel M. Bowling Dec 6, 2006 to Feb 6, 200849
- General counselJohn W. Alderman Iii. Feb 26, 2007 to Mar 26, 200950
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- City National Bank of West Virginia3
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Sep 30, 20268-K Executive or director change51
- Sep 30, 20268-K Other events52
- Jul 22, 20268-K Results of operations53
- May 28, 20268-K Executive or director change54
- May 28, 20268-K Other events55
- May 1, 20268-K Shareholder vote56
- Apr 29, 20268-K Executive or director change57
- Apr 29, 20268-K Executive or director change; Shareholder vote58
- Apr 23, 20268-K Results of operations59
- Mar 26, 20268-K Other events60
- Feb 4, 20268-K Other events61
- Jan 21, 20268-K Results of operations62
- Jan 13, 2006New chief executive Charles R. Hageboeck becomes CEO13
Calendar
Coming up
- Oct 28, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $2.41 a share, on Oct 22, 2025.63
When it reported results
- Jul 22, 2026Reported quarterly or annual results53
- Apr 23, 2026Reported quarterly or annual results59
- Jan 21, 2026Reported quarterly or annual results62
- Oct 22, 2025Reported quarterly or annual results64
- Jul 22, 2025Reported quarterly or annual results65
- Apr 24, 2025Reported quarterly or annual results66
- Apr 23, 2025Reported quarterly or annual results67
- Jan 23, 2025Reported quarterly or annual results68
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
483 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 68 major events, 310 insider forms, 12 large holders, 73 other. The latest 20:
- Sep 30, 20263 EDGAR
- Sep 30, 20263 EDGAR
- Sep 30, 20268-K 8-K, CHCO DIV 10 2026 EDGAR
- Sep 30, 20268-K 8-K, DIRECTORS - ALSOP, HUSS EDGAR
- Aug 27, 20264 EDGAR
- Aug 7, 2026SCHEDULE 13G EDGAR
- Aug 5, 202610-Q EDGAR
- Jul 31, 20264 EDGAR
- Jul 30, 2026144 EDGAR
- Jul 22, 20268-K EDGAR
- Jul 21, 20264 EDGAR
- Jul 21, 20264 EDGAR
- Jul 21, 20264 EDGAR
- Jul 21, 20264 EDGAR
- Jul 21, 20264 EDGAR
- Jul 10, 202613F-HR EDGAR
- Jun 23, 202611-K EDGAR
- Jun 1, 20264 EDGAR
- May 29, 2026144 EDGAR
- May 28, 20268-K 8-K, CHCO DIV 07 2026 EDGAR
The 483 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
141 open-market trades by officers, directors and large owners since October 2021: 72 buys and 69 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 26, 2026 | Rowe Sharon HDirector | Sale | 400 | $143.96 | $57.6K | Form 4 |
| Jul 30, 2026 | HAGEBOECK CHARLES RPresident & CEO | Sale | 4,485 | $144.96 | $650.1K | Form 4 |
| Jul 21, 2026 | STRONG-TREISTER DIANE WDirector | Buy | 110 | $134.55 | $14.8K | Form 4 |
| Jul 21, 2026 | Reyes Javier ADirector | Buy | 83 | $134.55 | $11.2K | Form 4 |
| Jul 21, 2026 | Hoyer James ADirector | Buy | 95 | $134.55 | $12.8K | Form 4 |
| Jul 21, 2026 | FISHER ROBERT DDirector | Buy | 156 | $134.55 | $21.0K | Form 4 |
| May 29, 2026 | HAGEBOECK CHARLES RPresident & CEO | Sale | 1,858 | $124.40 | $231.1K | Form 4 |
| May 26, 2026 | LEGGE JEFFREY DALEEVP, CAO & CIO | Sale | 1,309 | $125.00 | $163.6K | Form 4 |
| May 22, 2026 | BUMGARNER DAVID LEVP & Chief Financial Officer | Sale | 1,161 | $124.50 | $144.5K | Form 4 |
| May 20, 2026 | BUMGARNER DAVID LEVP & Chief Financial Officer | Sale | 805 | $124.50 | $100.2K | Form 4 |
| May 12, 2026 | Parsons James M.Director | Buy | 100 | $121.60 | $12.2K | Form 4 |
| May 6, 2026 | BUMGARNER DAVID LEVP & Chief Financial Officer | Sale | 402 | $125.00 | $50.2K | Form 4 |
| Apr 28, 2026 | HAGEBOECK CHARLES RPresident & CEO | Sale | 5,855 | $125.30 | $733.6K | Form 4 |
| Apr 28, 2026 | Quinlan Michael T JrEVP, Retail Banking | Sale | 1,210 | $126.09 | $152.6K | Form 4 |
| Apr 27, 2026 | HAGEBOECK CHARLES RPresident & CEO | Sale | 375 | $125.00 | $46.9K | Form 4 |
| Apr 20, 2026 | STRONG-TREISTER DIANE WDirector | Buy | 119 | $126.36 | $15.0K | Form 4 |
| Apr 20, 2026 | Reyes Javier ADirector | Buy | 103 | $126.36 | $13.0K | Form 4 |
| Apr 20, 2026 | Hoyer James ADirector | Buy | 103 | $126.36 | $13.0K | Form 4 |
| Apr 20, 2026 | FISHER ROBERT DDirector | Buy | 133 | $126.36 | $16.8K | Form 4 |
| Mar 9, 2026 | STRONG-TREISTER DIANE WDirector | Buy | 126 | $115.88 | $14.6K | Form 4 |
All 141 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- State Street CorporationSCHEDULE 13G, 1 filing Aug 7, 202669
- VANGUARD CAPITAL MANAGEMENT LLCSCHEDULE 13G, 1 filing Apr 29, 202670
- VANGUARD PORTFOLIO MANAGEMENT LLCSCHEDULE 13G, 1 filing Apr 29, 202671
- VANGUARD GROUP INCSCHEDULE 13G/A, 4 filings Feb 9, 2022 to Mar 26, 202672
- BlackRockSC 13G/A, 5 filings Jan 25, 2022 to Jan 23, 202473
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Charles R. Hageboeck | 63 | $699.0K | $1.9M74 |
| 2025 | Michael T. QuinlanJr. | 57 | $415.0K | $924.8K74 |
| 2025 | David L. Bumgarner | 61 | $364.0K | $848.5K74 |
| 2025 | John A. DeRito | 76 | $331.0K | $740.2K74 |
| 2025 | Jeffrey D. Legge | 62 | $305.0K | $626.8K74 |
| 2024 | PresidentChief Executive Officer and Director | $674.7K | $1.9M74 | |
| 2024 | Chief Financial Officer | $350.0K | $831.6K74 | |
| 2024 | Executive Vice PresidentCommercial Banking | $320.0K | $735.6K74 | |
| 2023 | (Principal Executive Officer) | $674.7K | $1.9M74 | |
| 2023 | (Principal Financial Officer) | $340.0K | $800.9K74 | |
| 2023 | Executive Vice PresidentCommercial Banking | $320.0K | $764.1K74 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How CITY HOLDING CO is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARCITY HOLDING CO1
- CIK0000726854
- Employer ID (EIN)55-06199574
- Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
- Incorporated inWest Virginia4
- Fiscal year endsDecember 311
- Industry code (SIC)6021 National Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address25 Gatewater Road, P O Box 7520, Charleston, WV 253131
- Phone30476911001
- Shares outstanding14,045,160 as of Aug 3, 202611
- Public float$1.7B as of Jun 30, 20254
- AuditorCrowe LLP, Washington, D.C. PCAOB ID 173; it also attests to the company’s internal control over financial reporting4
- On EDGAR sinceFeb 21, 19951
- Filings1,866 in all: 4 (969), 8-K (373), 10-Q (95), 13F-HR (51), 4/A (40), SC 13G/A (37), 144 (35), 11-K (32)1
All 46 form types
DEF 14A (31), 10-K (28), 3 (21), 5 (19), SC 13G (11), CORRESP (10), S-4 (10), 425 (9), EFFECT (8), UPLOAD (8), 424B3 (7), 8-K/A (7), S-4/A (7), 10-K/A (6), S-3 (5), 10-K405 (4), S-3/A (4), S-8 (4), 11-K/A (3), DEFA14A (3), NT 10-K (3), SC 13D (3), SCHEDULE 13G (3), 3/A (2), 8-A12G (2), NT 11-K (2), POS AM (2), PRE 14A (2), 10-C (1), 10-K405/A (1), 424B4 (1), 424B5 (1), 5/A (1), 8-A12G/A (1), FWP (1), S-4EF/A (1), SC 13D/A (1), SCHEDULE 13G/A (1)
- Latest filingsAnnual report (10-K) Feb 25, 2026
Quarterly report (10-Q) Aug 5, 2026
Proxy statement (DEF 14A) Mar 27, 2026
Latest 8-K (8-K) Sep 30, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $2.50 par value | CHCO | NASDAQ Global Select Market |
From the cover page of the 10-K filed Feb 25, 2026 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
The risks CITY HOLDING CO names in Item 1A of its 10-K filed Feb 25, 2026: 34 risks under these headings, as written.4
- Economic Risks
- Economic Conditions in the Company's Market Areas Could Negatively Impact the Company's Business and Financial Condition.
- Credit and Interest Rate Risks
- The Value of Real Estate Collateral May Fluctuate Significantly Resulting in an Under-Collateralized Loan Portfolio.
- The Company Is Subject to Lending Risk, and the Impacts of Interest Rate Changes Could Adversely Impact the Company.
- Default on the Repayment of Loans May Impact Operating Expenses and Earnings.
- Remediation Costs for Real Property Could Impact the Financial Outcomes of the Company.
- Changes to Interest Rates Could Impact the Financial Outcomes of the Company.
- The Company’s Allowance for Credit Losses May Not be Sufficient.
- Risks Related to an Investment in the Company's Securities
- The Value of the Company’s Common Stock Fluctuates.
- The Trading Volume in the Company’s Common Stock Is Less Than That of Other Larger Financial Services Companies.
The other 25 risks
- Future Sales or the Issuance of Shares of the Company’s Common Stock Could Negatively Affect its Market Price.
- Shares of the Company’s Common Stock Are Not FDIC Insured.
- Strategic Risks
- Due to Increased Competition, the Company May Not be Able to Attract and Retain Banking Customers.
- New Lines of Business or New Products and Services May Subject the Company to Additional Risks.
- The Company Faces Technological Change and the Emergence of Nonbank Alternatives to the Financial System.
- The Value of the Company's Investments Could Decline.
- The Company May Be Required to Write Down Goodwill and Other Intangible Assets, Causing Its Financial Condition and Results to Be Negatively Affected.
- The Company May Require Additional Capital in the Future, But That Capital May Not Be Available or May Be Dilutive.
- Acquisition and Other Growth Opportunities May Present Challenges.
- Operational Risks
- The Company May be Adversely Affected by the Soundness of Third Parties, Including Other Financial Institutions.
- The Company Depends on the Accuracy and Completeness of Information About Our Customers and Counterparties.
- The Company's Risk Management Practices May Prove to be Inadequate or Not Fully Effective.
- The Company May Not Be Able to Attract and Retain Skilled Key Employees.
- Risks Related to Legal, Reputational and Compliance Matters
- Certain Banking Laws May Have an Anti–Takeover Effect.
- The Company’s Ability to Pay Dividends Is Limited.
- The Company and City National Are Extensively Regulated.
- The Company’s Controls and Procedures May Fail or Be Circumvented.
- The Company Faces Reputational Risk.
- The Company Is Subject to Possible Claims and Litigation Relating to Fiduciary Activities.
- Significant Legal Actions Could Result in Substantial Liabilities.
- Changes in Tax Law and Accounting Standards Could Materially Affect the Company's Operations.
- Risks Related to Privacy and Technology
- System Failure, Cybersecurity Breaches, Fraud and Employee Misconduct Could Subject the Company to Increased Operating Costs, as Well as Litigation and Other Potential Losses.
- General Risk Factors
- The Company Relies Heavily on Its Management Team, and the Unexpected Loss of Key Management May Adversely Affect Its Operations.
- Severe Weather, Natural Disasters, Acts of War or Terrorism, Political Instability, and Other External Events Could Significantly Impact the Company's Business.
- Climate Change Could Materially Impact the Company’s Underlying Customers or the General Economic Conditions, Resulting in Impacts on the Company.
Legal proceedings
The Company is engaged in various legal actions that it deems to be in the ordinary course of business. As these legal actions are resolved, the Company could realize positive and/or negative impact to its financial performance in the period in which these legal actions are ultimately decided. There can be no assurance that current actions will have immaterial results, either positive or negative, or that no material actions may be presented in the future. As of December 31, 2025, management expects the resolution of current legal actions will not have a material impact on the Company's financial statements.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARCITY HOLDING CO filings on SEC EDGAR
- 2SEC EDGARCITY HOLDING CO filings on SEC EDGAR
- 3
- 4
- 5SEC EDGARCITY HOLDING CO 10-K for fiscal 2025
- 6SEC EDGARCITY HOLDING CO 10-K for fiscal 2019
- 7SEC EDGARCITY HOLDING CO 10-K for fiscal 2020
- 8SEC EDGARCITY HOLDING CO 10-K for fiscal 2021
- 9SEC EDGARCITY HOLDING CO 10-K for fiscal 2022
- 10SEC EDGARCITY HOLDING CO 10-Q for fiscal 2026
- 11SEC EDGARCITY HOLDING CO 10-Q for fiscal 2026
- 12SEC EDGARCITY HOLDING CO 10-K for fiscal 2019
- 13
- 14
- 15
- 16SEC EDGARJeffrey Dale Legge, SVP, CAO & CIO
- 17
- 18
- 19
- 20SEC EDGARBryan Scott Raynes, Board member
- 21SEC EDGARJessica Rae Alsop, Board member
- 22SEC EDGARVonda Huss, Board member
- 23SEC EDGARJames M. Parsons, Board member
- 24SEC EDGARJames A. Hoyer, Board member
- 25SEC EDGARGregory A. Burton, Board member
- 26SEC EDGARJavier A. Reyes, Board member
- 27
- 28SEC EDGARThomas Burnette, Board member
- 29SEC EDGARPatrick C. Graney Iii., Board member
- 30SEC EDGARCharles W. Fairchilds, Board member
- 31SEC EDGARJ. Thomas Jones, Board member
- 32SEC EDGARJohn R. Elliot, Board member
- 33SEC EDGARAlbert M. Tieche Jr., Board member
- 34SEC EDGARC. Dallas Kayser, Board member
- 35SEC EDGARDavid W. Hambrick, Board member
- 36SEC EDGARE. M. Payne Iii., Board member
- 37SEC EDGARHugh R. Clonch, Board member
- 38SEC EDGARJames E. Songer Ii., Board member
- 39SEC EDGARJames L. Rossi, Board member
- 40SEC EDGARJay C. Goldman, Board member
- 41SEC EDGARMary H. Williams, Board member
- 42SEC EDGAROshel B. Craigo, Board member
- 43SEC EDGARPhilip L. McLaughlin, Board member
- 44SEC EDGARRobert D. Fisher, Board member
- 45SEC EDGARSharon Horton Rowe, Board member
- 46SEC EDGARTracy W. Hylton Ii., Board member
- 47SEC EDGARW. H. File Iii., Board member
- 48SEC EDGARCharles R. Hageboeck, Board member
- 49SEC EDGARSamuel M. Bowling, Board member
- 50
- 51SEC EDGARExecutive or director change
- 52SEC EDGAROther events
- 53SEC EDGARResults of operations
- 54SEC EDGARExecutive or director change
- 55SEC EDGAROther events
- 56SEC EDGARShareholder vote
- 57SEC EDGARExecutive or director change
- 58
- 59SEC EDGARResults of operations
- 60SEC EDGAROther events
- 61SEC EDGAROther events
- 62SEC EDGARResults of operations
- 63NasdaqNasdaq calendar
- 64
- 65
- 66
- 67
- 68
- 69
- 70
- 71
- 72
- 73
- 74