CIZN on OTC
CITIZENS HOLDING CO /MS/
In its 2024 annual report the company says: “The Company is a one-bank holding company incorporated under the laws of the State of Mississippi on February 16, 1982. The Company is the sole shareholder of the “Bank. The Company does not have any subsidiaries other than the Bank.”4 It is headquartered in Philadelphia, Mississippi.1 Its shares trade on OTC under the symbol CIZN.1
Price unavailable
Last updated Oct 21, 2026.
Overview
- TickerCIZN on OTC1
- IndustryState Commercial Banks1
- HeadquartersPhiladelphia, Mississippi1
- Incorporated inMS2
- Business addressP O Box 209, Philadelphia, Ms 393502
- Filer categoryNon-accelerated filer, Smaller reporting company2
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The Company is a one-bank holding company incorporated under the laws of the State of Mississippi on February 16, 1982. The Company is the sole shareholder of the “Bank. The Company does not have any subsidiaries other than the Bank. The “Company,” “we,” or “our,” as used herein, includes the Bank, unless the context otherwise requires. All dollar amounts appearing in this report are in thousands unless otherwise noted or the context otherwise dictates.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Financial statements
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest | $3.3M5 | $4.5M6 | $9.7M7 | $7.4M8 | $5.0M9 | $4.8M9 | $19.4M9 | |
| Income before tax | $8.9M9 | $11.5M9 | $1.8M9 | |||||
| Income tax | $4.1M5 | $828.0K6 | $1.4M7 | $1.8M8 | $1.4M9 | $1.9M9 | -$74.0K9 | |
| Net income | $3.7M5 | $6.7M6 | $5.9M7 | $6.9M8 | $7.5M9 | $9.6M9 | $1.9M9 | |
| Earnings per share | $0.765 | $1.366 | $1.177 | $1.248 | $1.349 | $1.729 | $0.339 | |
| Earnings per share (diluted) | $0.765 | $1.366 | $1.177 | $1.248 | $1.349 | $1.729 | $0.339 | |
| Shares (weighted, basic) | 5.6M shares9 | 5.6M shares9 | 5.6M shares9 | |||||
| Shares (weighted, diluted) | 5.6M shares9 | 5.6M shares9 | 5.6M shares9 |
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash | $18.0M6 | $20.7M7 | $74.5M7 | $42.3M7 | $79.2M8 | $28.6M9 | $94.5M9 | |
| Property, plant and equipment | $26.7M8 | $27.7M9 | $27.1M9 | |||||
| Goodwill | $13.0M9 | $13.0M9 | $13.0M9 | |||||
| Intangible assets | $521.0K7 | $412.0K8 | $301.0K9 | |||||
| Total assets | $993.1M13 | $958.6M5 | $1.2B6 | $1.5B7 | $1.4B8 | $1.3B9 | $1.4B9 | |
| Short-term debt | $112.8M8 | $127.6M9 | $158.1M9 | |||||
| Long-term debt | $07 | $18.0M8 | $18.0M9 | $18.0M9 | ||||
| Total liabilities | $904.6M13 | $874.8M5 | $1.1B6 | $1.3B7 | $1.3B8 | $1.3B9 | $1.4B9 | |
| Retained earnings | $98.3M8 | $102.5M9 | $99.4M9 | |||||
| Shareholders’ equity | $88.5M6 | $83.9M7 | $112.8M8 | $119.5M9 | $105.9M9 | $39.0M9 | $42.8M9 | |
| Shares outstanding | 4.9M shares13 | 4.9M shares5 | 5.6M shares6 | 5.6M shares7 | 5.6M shares8 | 5.6M shares9 | 5.6M shares9 | 5.6M shares9 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | $10.6M5 | $12.2M6 | $13.5M7 | $14.0M8 | $17.5M9 | $13.8M9 | $5.5M9 | |
| Depreciation and amortization | $1.2M9 | $1.3M9 | $1.4M9 | |||||
| Stock-based compensation | $161.0K9 | $157.0K9 | $138.0K9 | |||||
| Capital spending | $2.9M5 | $346.0K6 | $1.0M7 | $2.0M8 | $2.6M9 | $2.6M9 | $718.0K9 | |
| Free cash flow | $7.7M | $11.8M | $12.5M | $12.0M | $14.9M | $11.1M | $4.8M | |
| Cash from investing | $98.6M9 | -$88.3M9 | -$9.8M9 | |||||
| Dividends paid | $4.7M5 | $4.7M6 | $4.9M7 | $5.4M8 | $5.4M9 | $5.4M9 | $4.0M9 | |
| Share buybacks | ||||||||
| Cash from financing | -$79.2M9 | $23.9M9 | $70.1M9 | |||||
| Dividend per share | $0.965 | $0.966 | $0.967 | $0.968 | $0.969 | $0.969 | $0.729 |
Corporate structure
CITIZENS HOLDING CO /MS/ sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of CITIZENS HOLDING CO /MS/
- MOLPUS CO Filed SC 13G/A on CITIZENS HOLDING CO /MS/, latest Feb 2, 2024 (2 filings since Jan 12, 2022)
- CITIZENS HOLDING CO /MS/ Philadelphia, Mississippi
- The Citizens Bank of Philadelphia, Mississippi Subsidiary · Mississippi, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What CITIZENS HOLDING CO /MS/ reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $43.2M9 Dec 31, 2023 | $43.6M9 Dec 31, 2022 | −1.0% |
| Accumulated depreciation | $16.2M9 Dec 31, 2023 | $15.9M9 Dec 31, 2022 | +1.3% |
| Property and equipment, net | $27.1M9 Dec 31, 2023 | $27.7M9 Dec 31, 2022 | −2.3% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $94.5M9 Dec 31, 2023 | $28.6M9 Dec 31, 2022 | +230.4% |
| Debt securities available for sale | $177.8M9 Dec 31, 2023 | $201.3M9 Dec 31, 2022 | −11.7% |
| Loans, net of allowance | $580.3M8 Dec 31, 2022 | $567.3M8 Dec 31, 2021 | +2.3% |
| Deposits held (banks) | $1.2B9 Dec 31, 2023 | $1.1B9 Dec 31, 2022 | +3.9% |
Intangibles and goodwill
Leadership
Who has led CITIZENS HOLDING CO /MS/, and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
- Chief executive officerStacy M. Brantley Feb 5, 2024 to Feb 9, 202414
- Chief executive officerGregory Lyle McKee Jan 31, 2006 to Apr 29, 202215
- PresidentGregory E. Cronin Oct 7, 2019 to May 26, 202216
- PresidentGregory Lyle McKee Jan 31, 2006 to Apr 29, 202215
- Chief financial officerPhillip R. Branch Oct 14, 2020 to Feb 16, 202417
Board members and other officers (15)
- Board memberStacy M. Brantley Mar 2, 2023 to Feb 9, 202418
- Board memberJason Voyles May 7, 2021 to Apr 27, 202319
- Board memberJane D. Crosswhite Apr 30, 2020 to Aug 14, 202320
- Board memberGregory E. Cronin Oct 7, 2019 to Apr 27, 202316
- Board memberVincent Craig Dungan Jun 8, 2018 to Aug 25, 202321
- Board memberDaniel Adam Mars Apr 27, 2007 to Apr 27, 202322
- Board memberTerrell Elton Winstead Apr 27, 2007 to Apr 27, 202323
- Board memberGregory Lyle McKee Jan 31, 2006 to Apr 27, 202315
- Board memberAmzie Thomas Williams Mar 15, 2006 to Apr 25, 201924
- Board memberDavid Anderson King Mar 15, 2006 to Apr 27, 202325
- Board memberDon Lowell Fulton Mar 15, 2006 to Apr 30, 202026
- Board memberDonald Leland Kilgore Mar 15, 2006 to Apr 27, 202327
- Board memberHerbert A. King Mar 15, 2006 to Feb 9, 202428
- Board memberShelby Karl Brantley Mar 15, 2006 to Apr 27, 200629
- Board memberWilliam Montgomery Mars Mar 15, 2006 to Jan 25, 200830
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- The Citizens Bank of Philadelphia, Mississippi Mississippi3
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Feb 5, 2024New chief executive Stacy M. Brantley becomes CEO14
- Dec 7, 20238-K Listing notice or transfer; Regulation FD disclosure31
- Dec 5, 20238-K Regulation FD disclosure32
- Dec 5, 20238-K Regulation FD disclosure33
- Nov 1, 20238-K Results of operations; Regulation FD disclosure34
- Sep 14, 20238-K Regulation FD disclosure35
- Jul 31, 20238-K Results of operations; Regulation FD disclosure36
- Jun 7, 20238-K Regulation FD disclosure37
- Apr 27, 20238-K Results of operations; Regulation FD disclosure38
- Apr 27, 20238-K Executive or director change39
- Apr 27, 20238-K Shareholder vote; Other events40
- Mar 7, 20238-K Regulation FD disclosure41
- Jan 27, 20238-K Results of operations; Regulation FD disclosure42
- Jan 31, 2006New chief executive Gregory Lyle McKee becomes CEO15
Calendar
When it reported results
- Nov 1, 2023Reported quarterly or annual results34
- Jul 31, 2023Reported quarterly or annual results36
- Apr 27, 2023Reported quarterly or annual results38
- Jan 27, 2023Reported quarterly or annual results42
- Oct 25, 2022Reported quarterly or annual results43
- Jul 27, 2022Reported quarterly or annual results44
- Apr 26, 2022Reported quarterly or annual results45
- Jan 26, 2022Reported quarterly or annual results46
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
82 filings to the SEC since October 2021: 3 annual reports, 7 quarterly reports, 25 major events, 38 insider forms, 2 large holders, 7 other. The latest 20:
- Mar 29, 202410-K EDGAR
- Feb 16, 20244 EDGAR
- Feb 9, 20244 EDGAR
- Feb 9, 20244 EDGAR
- Feb 7, 20244 EDGAR
- Feb 5, 20244 EDGAR
- Feb 2, 2024SC 13G/A EDGAR
- Jan 3, 202415-15D EDGAR
- Jan 3, 2024S-8 POS EDGAR
- Jan 3, 2024S-8 POS EDGAR
- Dec 29, 202315-12G EDGAR
- Dec 11, 202325 EDGAR
- Dec 7, 20238-K/A EDGAR
- Dec 5, 20238-K EDGAR
- Dec 5, 20238-K EDGAR
- Nov 14, 202310-Q EDGAR
- Nov 1, 20238-K EDGAR
- Sep 14, 20238-K EDGAR
- Aug 25, 20234 EDGAR
- Aug 25, 20234 EDGAR
The 82 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
16 open-market trades by officers, directors and large owners since October 2021: 16 buys and 0 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Feb 14, 2024 | Branch Phillip RChief Financial Officer | Buy | 117 | $7.76 | $908 | Form 4 |
| Feb 9, 2024 | KING HERBERT ADirector | Buy | 14,000 | $7.89 | $110.5K | Form 4 |
| Feb 9, 2024 | Brantley Stacy MChief Executive Officer | Buy | 4,951 | $7.88 | $39.0K | Form 4 |
| Feb 7, 2024 | Brantley Stacy MChief Executive Officer | Buy | 6,400 | $7.73 | $49.5K | Form 4 |
| Feb 1, 2024 | Brantley Stacy MChief Executive Officer | Buy | 13,649 | $7.73 | $105.5K | Form 4 |
| Aug 24, 2023 | Dungan Vincent CraigDirector | Buy | 30,000 | $10.50 | $315.0K | Form 4 |
| Aug 15, 2023 | KING HERBERT ADirector | Buy | 1,000 | $10.49 | $10.5K | Form 4 |
| Aug 15, 2023 | Branch Phillip RChief Financial Officer | Buy | 285 | $10.42 | $3.0K | Form 4 |
| Aug 14, 2023 | KING HERBERT ADirector | Buy | 1,000 | $10.47 | $10.5K | Form 4 |
| Aug 11, 2023 | KING HERBERT ADirector | Buy | 1,000 | $10.48 | $10.5K | Form 4 |
| Aug 10, 2023 | Crosswhite Jane D.Director | Buy | 1,000 | $10.54 | $10.5K | Form 4 |
| Aug 9, 2023 | Dungan Vincent CraigDirector | Buy | 3,500 | $10.49 | $36.7K | Form 4 |
| Aug 9, 2023 | Dungan Vincent CraigDirector | Buy | 500 | $10.19 | $5.1K | Form 4 |
| Feb 3, 2023 | Dungan Vincent CraigDirector | Buy | 1,153 | $14.89 | $17.2K | Form 4 |
| Oct 27, 2022 | Branch Phillip RChief Financial Officer | Buy | 197 | $15.25 | $3.0K | Form 4 |
| May 25, 2022 | Cronin Gregory E.Director | Buy | 1,100 | $17.90 | $19.7K | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
SEC filer profile
How CITIZENS HOLDING CO /MS/ is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARCITIZENS HOLDING CO /MS/1
- CIK0001075706
- Employer ID (EIN)64-06665121
- Filer statusNon-accelerated filer<br>smaller reporting company1
- Incorporated inMississippi1
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business addressP O Box 209, Philadelphia, MS 393501
- Phone60165646921
- Shares outstanding5,624,052 as of Mar 29, 20249
- Public float$61.6M as of Jun 30, 20239
- On EDGAR sinceDec 30, 19981
- Filings679 in all: 4 (253), 8-K (208), 10-Q (73), 10-K (24), DEF 14A (24), SC 13G/A (20), ARS (12), 3 (8)1
All 35 form types
5 (8), UPLOAD (8), CORRESP (5), 4/A (3), DEFA14A (3), SC 13G (3), 10-12G (2), 10-Q/A (2), 25 (2), 8-A12B (2), S-8 (2), S-8 POS (2), 10-12G/A (1), 10-K/A (1), 10-K405 (1), 15-12G (1), 15-15D (1), 424B3 (1), 425 (1), 8-K/A (1), CERTNAS (1), DEFR14A (1), EFFECT (1), PRE 14A (1), RW (1), S-4 (1), S-4/A (1)
- Latest filingsAnnual report (10-K) Mar 29, 2024
Quarterly report (10-Q) Nov 14, 2023
Proxy statement (DEF 14A) Mar 21, 2023
Latest 8-K (8-K) Dec 5, 2023
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 13
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- 16SEC EDGARGregory E. Cronin, President
- 17
- 18SEC EDGARStacy M. Brantley, Board member
- 19SEC EDGARJason Voyles, Board member
- 20SEC EDGARJane D. Crosswhite, Board member
- 21SEC EDGARVincent Craig Dungan, Board member
- 22SEC EDGARDaniel Adam Mars, Board member
- 23SEC EDGARTerrell Elton Winstead, Board member
- 24SEC EDGARAmzie Thomas Williams, Board member
- 25SEC EDGARDavid Anderson King, Board member
- 26SEC EDGARDon Lowell Fulton, Board member
- 27SEC EDGARDonald Leland Kilgore, Board member
- 28SEC EDGARHerbert A. King, Board member
- 29SEC EDGARShelby Karl Brantley, Board member
- 30
- 31
- 32SEC EDGARRegulation FD disclosure
- 33SEC EDGARRegulation FD disclosure
- 34
- 35SEC EDGARRegulation FD disclosure
- 36
- 37SEC EDGARRegulation FD disclosure
- 38
- 39SEC EDGARExecutive or director change
- 40SEC EDGARShareholder vote; Other events
- 41SEC EDGARRegulation FD disclosure
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