COLB on Nasdaq

COLUMBIA BANKING SYSTEM, INC.

COLUMBIA BANKING SYSTEM, INC. is an American state commercial bank based in Tacoma, incorporated in Washington.2 Its shares trade on Nasdaq under the symbol COLB.2

$28.57 up 0.55 (1.94%)Price as of Oct 15, 2026 at 17:33 UTC

Last updated Oct 21, 2026.

Overview

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  • TickerCOLB on Nasdaq2
  • IndustryState Commercial Banks2
  • HeadquartersTacoma, United States2
  • Incorporated inWA4
  • Business address1301 A Street, Tacoma, Wa 984024
  • Filer categoryLarge accelerated filer4
  • Legal formProfit Corporation2
  • LEI254900CTRJTQZ3BJ2V172
  • StatusActive2
  • LEI statusIssued and current2
  • Registered addressC/O C T CORPORATION SYSTEM, 98501-1267 Olympia, United States2
  • Registered withCorporations Division (Office of the Secretary of State), 601 087 9152

We make forward-looking statements including, but not limited to, statements about derivatives and hedging; the results and performance of models and economic assumptions used in our calculation of the ACL; projected sources of funds and the Company's liquidity position and deposit level and types; our securities portfolio; loan sales; adequacy of our ACL, including the RUC; provision for credit losses; non-performing loans and future losses; our CRE portfolio, its collectability and subsequent charge-offs; resolution of non-accrual loans; mortgage volumes and the impact of rate changes; the economic environment; inflation and interest rates generally; litigation; dividends; junior subordinated debentures; fair values of certain assets and liabilities, including MSR values and sensitivity analyses; tax rates; deposit pricing; and the effect of accounting pronouncements and changes in acc…6 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

310.7%Net margin7
18.8%Revenue growth, 20257
7.0%Return on equity7

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Card-based Fees brought in 33% of the revenue COLUMBIA BANKING SYSTEM, INC. broke down this way in fiscal 2025.

  1. Card-based Fees$58.0M733%up 2% from 2024
  2. Account Service Fees$57.0M732%up 24% from 2024
  3. Investment Advisory, Management and Administrative Service$35.0M720%up 75% from 2024
  4. Transaction-based and overdraft service charges$27.0M715%up 4% from 2024
Products and services by year
Products and services202320242025
Card-based Fees$55.0M$57.0M$58.0M
Account Service Fees$38.0M$46.0M$57.0M
Investment Advisory, Management and Administrative Service$13.0M$20.0M$35.0M
Transaction-based and overdraft service charges$28.0M$26.0M$27.0M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax24¢$178.0M
  • Profit76¢$550.0M

Out of $177.0M in revenue.7

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid45¢$335.0M
  • Share buybacks15¢$109.0M
  • Kept or used elsewhere40¢$302.0M

Out of $746.0M of cash from operations.7

Financial statements

Revenue897$177.0M in 2025+112% since 2021
0$50.0M$100.0M$150.0M$200.0M2021: $83.3M$83.3M20212022: $85.8M$85.8M2022+3%2023: $134.0M$134.0M2023+56%2024: $149.0M$149.0M2024+11%2025: $177.0M$177.0M2025+19%
Net income1011897$550.0M in 2025+183% since 2019
0$200.0M$400.0M$600.0M2019: $194.5M$194.5M20192020: $154.2M$154.2M2020−21%2021: $420.3M$420.3M2021+172%2022: $336.8M$336.8M2022−20%2023: $349.0M$349.0M2023+4%2024: $534.0M$534.0M2024+53%2025: $550.0M$550.0M2025+3%

Every line of the income statement as filed: the last 3 fiscal years, latest first.7

Period ending2025-12-312024-12-312023-12-31
Interest and fees on loans and leases$2.5B$2.3B$2.1B
Taxable$340.0M$305.0M$277.0M
Exempt from federal income tax$34.0M$28.0M$24.0M
Dividends$13.0M$12.0M$13.0M
Interest on temporary investments and interest-bearing deposits$71.0M$90.0M$111.0M
Total interest income$2.9B$2.8B$2.5B
Interest on deposits$747.0M$803.0M$462.0M
Interest on securities sold under agreement to repurchase and federal funds purchased$4.0M$5.0M$3.0M
Interest on borrowings$128.0M$190.0M$243.0M
Interest on junior and other subordinated debentures$34.0M$39.0M$38.0M
Total interest expense$913.0M$1.0B$746.0M
Net interest income$2.0B$1.7B$1.8B
PROVISION FOR CREDIT LOSSES$150.0M$106.0M$213.0M
Net interest income after provision for credit losses$1.9B$1.6B$1.6B
Revenue from contract with customer$177.0M$149.0M$134.0M
Residential mortgage banking revenue, net$31.0M$24.0M$17.0M
Gain on investment securities, net$6.0M$0$2.0M
Gain (loss) on loan and lease sales, net$1.0M-$3.0M$4.0M
Gain (loss) on certain loans held for investment, at fair value$11.0M-$10.0M$3.0M
Bank-owned life insurance income$25.0M$19.0M$16.0M
Other income$47.0M$32.0M$28.0M
Total non-interest income$298.0M$211.0M$204.0M
Salaries and employee benefits$672.0M$589.0M$616.0M
Occupancy and equipment, net$216.0M$182.0M$183.0M
Communications$14.0M$14.0M$16.0M
Marketing$15.0M$11.0M$11.0M
Services$57.0M$53.0M$53.0M
Deposit costs$24.0M$8.0M$7.0M
FDIC assessments$28.0M$42.0M$71.0M
Intangible amortization$127.0M$119.0M$111.0M
Merger and restructuring expense$148.0M$24.0M$172.0M
Legal settlement$55.0M$0$0
Other expenses$67.0M$62.0M$73.0M
Total non-interest expense$1.4B$1.1B$1.3B
Income before provision for income taxes$728.0M$719.0M$471.0M
Provision for income taxes$178.0M$185.0M$122.0M
Net income$550.0M$534.0M$349.0M
Basic (in dollars per share)$2.31$2.56$1.79
Diluted (in dollars per share)$2.30$2.55$1.78
Basic (in shares)238.0M shares208.5M shares195.3M shares
Diluted (in shares)239.1M shares209.3M shares195.9M shares

Compare COLUMBIA BANKING SYSTEM, INC. with another company

Corporate structure

COLUMBIA BANKING SYSTEM, INC. sits at the top of its group. 25 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of COLUMBIA BANKING SYSTEM, INC.

  • COLUMBIA BANKING SYSTEM, INC. Tacoma, Washington, United States
    • Bank of Commerce Holdings Trust II Subsidiary · Delaware, United States
    • CIB Capital Trust Subsidiary · Delaware, United States
    • Columbia Bank Subsidiary · Lake Oswego, Oregon, United States
    • Humboldt Bancorp Statutory Trust II Subsidiary · Connecticut, United States
    • Humboldt Bancorp Statutory Trust III Subsidiary · Connecticut, United States
    • Klamath First Capital Trust I Subsidiary · Delaware, United States
    • Lynnwood Financial Statutory Trust I Subsidiary · Connecticut, United States
    • Lynnwood Financial Statutory Trust II Subsidiary · Delaware, United States
    • Sterling Capital Statutory Trust V Subsidiary · Connecticut, United States
    • Sterling Capital Trust III Subsidiary · Delaware, United States
    • Sterling Capital Trust IV Subsidiary · Delaware, United States
    • Sterling Capital Trust IX Subsidiary · Delaware, United States
    • Sterling Capital Trust VI Subsidiary · Delaware, United States
    • Sterling Capital Trust VII Subsidiary · Delaware, United States
    • Sterling Capital Trust VIII Subsidiary · Delaware, United States
    • Umpqua Master Trust I Subsidiary · Delaware, United States
    • Umpqua Statutory Trust II Subsidiary · Delaware, United States
    • Umpqua Statutory Trust III Subsidiary · Delaware, United States
    • Umpqua Statutory Trust IV Subsidiary · Delaware, United States
    • Umpqua Statutory Trust V Subsidiary · Connecticut, United States
    • Western Sierra Statutory Trust I Subsidiary · Connecticut, United States
    • Western Sierra Statutory Trust II Subsidiary · Connecticut, United States
    • Western Sierra Statutory Trust III Subsidiary · Delaware, United States
    • Western Sierra Statutory Trust IV Subsidiary · Delaware, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What COLUMBIA BANKING SYSTEM, INC. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Land$106.0M7 Dec 31, 2025$91.0M7 Dec 31, 2024+16.5%
Buildings and improvements$345.0M7 Dec 31, 2025$294.0M7 Dec 31, 2024+17.3%
Furniture and fixtures$176.0M7 Dec 31, 2025$141.0M7 Dec 31, 2024+24.8%
Computer equipment and software$113.0M7 Dec 31, 2025$111.0M7 Dec 31, 2024+1.8%
Construction in progress$25.0M7 Dec 31, 2025$43.0M7 Dec 31, 2024−41.9%
Property and equipment, before depreciation$765.0M7 Dec 31, 2025$680.0M7 Dec 31, 2024+12.5%
Accumulated depreciation$343.0M7 Dec 31, 2025$331.0M7 Dec 31, 2024+3.6%
Property and equipment, net$422.0M7 Dec 31, 2025$349.0M7 Dec 31, 2024+20.9%
Operating-lease assets (leased space)$154.0M7 Dec 31, 2025$111.0M7 Dec 31, 2024+38.7%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$2.4B7 Dec 31, 2025$1.9B7 Dec 31, 2024+26.7%
Debt securities available for sale$11.1B7 Dec 31, 2025$8.3B7 Dec 31, 2024+34.3%
Debt securities held to maturity$18.0M7 Dec 31, 2025$2.0M7 Dec 31, 2024+800.0%
Loans, net of allowance$47.3B7 Dec 31, 2025$37.3B7 Dec 31, 2024+27.0%
Deposits held (banks)$54.2B7 Dec 31, 2025$41.7B7 Dec 31, 2024+29.9%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$1.5B7 Dec 31, 2025$1.0B7 Dec 31, 2024+44.0%
Intangible assets, net (excluding goodwill)$712.0M7 Dec 31, 2025$484.0M7 Dec 31, 2024+47.1%
Finite-lived intangibles, gross$1.1B7 Dec 31, 2025$710.0M7 Dec 31, 2024+50.0%
Accumulated amortization$353.0M7 Dec 31, 2025$226.0M7 Dec 31, 2024+56.2%
Finite-lived intangibles, net$712.0M7 Dec 31, 2025$484.0M7 Dec 31, 2024+47.1%

Properties, in its own words

The Company’s principal properties include our leased corporate headquarters, which is located at 13th & A Street, Tacoma, Washington and leased corporate office space in Lake Oswego, Oregon.

As of December 31, 2025, the Company had the following properties located throughout several counties in Arizona, California, Colorado, Idaho, Nevada, Oregon, Texas, Utah, and Washington:

The rest of Item 2

Owned Properties · Leased Properties · Total Properties

Customer-facing locations · 180 · 205 · 385

Administrative locations · 7 · 15 · 22

Total locations · 187 · 220 · 407

Item 2 of the 10-K filed Feb 26, 2026.6

Leadership

Who has led COLUMBIA BANKING SYSTEM, INC., and when. Pick a name to see everywhere that person has worked.

Board members and other officers (54)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • Bank of Commerce Holdings Trust II Delaware5
  • CIB Capital Trust Delaware5
  • Columbia Bank Oregon5
  • Humboldt Bancorp Statutory Trust II Connecticut5
  • Humboldt Bancorp Statutory Trust III Connecticut5
  • Klamath First Capital Trust I Delaware5
  • Lynnwood Financial Statutory Trust I Connecticut5
  • Lynnwood Financial Statutory Trust II Delaware5
  • Sterling Capital Statutory Trust V Connecticut5
  • Sterling Capital Trust III Delaware5
  • Sterling Capital Trust IV Delaware5
  • Sterling Capital Trust IX Delaware5
  • Sterling Capital Trust VI Delaware5
  • Sterling Capital Trust VII Delaware5
  • Sterling Capital Trust VIII Delaware5
  • Umpqua Master Trust I Delaware5
  • Umpqua Statutory Trust II Delaware5
  • Umpqua Statutory Trust III Delaware5
  • Umpqua Statutory Trust IV Delaware5
  • Umpqua Statutory Trust V Connecticut5
  • Western Sierra Statutory Trust I Connecticut5
  • Western Sierra Statutory Trust II Connecticut5
  • Western Sierra Statutory Trust III Delaware5
  • Western Sierra Statutory Trust IV Delaware5

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • COLUMBIA BANKING SYSTEM INCAug 13, 1996 to May 3, 20194

Timeline

  1. Sep 30, 20268-K Regulation FD disclosure81
  2. Aug 14, 20268-K Other events82
  3. Jul 30, 20268-K Executive or director change; Regulation FD disclosure83
  4. Jul 23, 20268-K Results of operations; Regulation FD disclosure84
  5. Jul 1, 20268-K Regulation FD disclosure85
  6. May 15, 20268-K Shareholder vote86
  7. May 15, 20268-K Other events87
  8. Apr 23, 20268-K Results of operations; Regulation FD disclosure88
  9. Mar 31, 20268-K Regulation FD disclosure89
  10. Feb 13, 20268-K Other events90
  11. Jan 22, 20268-K Results of operations; Regulation FD disclosure91
  12. Dec 31, 20258-K Regulation FD disclosure92
  13. Jan 6, 2020New chief executive Clint Stein becomes CEO15
  14. Feb 24, 2017New chief executive Hadley S. Robbins becomes CEO16
  15. Jan 4, 2006New chief executive Melanie J. Dressel becomes CEO17
  16. May 27, 1988Founded COLUMBIA BANKING SYSTEM, INC. is founded2

Calendar

Coming up

  1. Oct 22, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $0.85 a share, on Oct 30, 2025.93

When it reported results

  1. Jul 23, 2026Reported quarterly or annual results84
  2. Apr 23, 2026Reported quarterly or annual results88
  3. Jan 22, 2026Reported quarterly or annual results91
  4. Oct 30, 2025Reported quarterly or annual results94
  5. Jul 24, 2025Reported quarterly or annual results95
  6. Apr 23, 2025Reported quarterly or annual results96
  7. Jan 23, 2025Reported quarterly or annual results97
  8. Oct 24, 2024Reported quarterly or annual results98

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

625 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 87 major events, 421 insider forms, 24 large holders, 73 other. The latest 20:

  1. Sep 30, 20268-K EDGAR
  2. Sep 15, 20264 EDGAR
  3. Sep 8, 20264 EDGAR
  4. Sep 4, 20264 EDGAR
  5. Sep 2, 20263 EDGAR
  6. Aug 18, 20264 EDGAR
  7. Aug 14, 20268-K EDGAR
  8. Aug 13, 2026SCHEDULE 13G/A EDGAR
  9. Aug 4, 202610-Q EDGAR
  10. Jul 30, 20268-K EDGAR
  11. Jul 23, 20268-K EDGAR
  12. Jul 2, 20264 EDGAR
  13. Jul 1, 20268-K EDGAR
  14. Jun 25, 202611-K EDGAR
  15. Jun 16, 20264 EDGAR
  16. Jun 16, 202611-K/A EDGAR
  17. Jun 10, 20264 EDGAR
  18. Jun 8, 2026144 EDGAR
  19. May 18, 20264 EDGAR
  20. May 18, 20264 EDGAR

The 625 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

35 open-market trades by officers, directors and large owners since October 2021: 28 buys and 7 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 30, 2026Deer Aaron JamesEVP Chief Strategy/Innov OffcrBuy886$25.37$22.5KForm 4
Jun 8, 2026Moore Devine DavidEVP Chief Marketing OfficerSale3,872$29.78$115.3KForm 4
Mar 13, 2026Lakely BrockEVP, Chief Accounting OfficerSale211$26.23$5.5KForm 4
Mar 13, 2026BARUFFI KUMI YAMAMOTOEVP General Counsel, Corp SecSale937$26.23$24.6KForm 4
Mar 4, 2026Nixon Torran BSenior Executive VPSale2,240$28.85$64.6KForm 4
Mar 3, 2026Nixon Torran BSenior Executive VPSale2,241$28.25$63.3KForm 4
Jan 30, 2026GARDNER STEVEN RDirectorSale13,725$29.43$403.9KForm 4
Mar 4, 2025Nixon Torran BSenior Executive VPSale4,481$25.99$116.5KForm 4
Feb 6, 2024SEATON ELIZABETH WHITEHEADDirectorBuy2,685$18.48$49.6KForm 4
Feb 1, 2024Lund Randal LeeDirectorBuy1,000$19.29$19.3KForm 4
Feb 1, 2024Deer Aaron JamesEVP Chief Strategy/Innov OffcrBuy2,000$19.32$38.6KForm 4
Jan 31, 2024MACHUCA LUISDirectorBuy4,889$20.58$100.6KForm 4
Jan 31, 2024Nixon Torran BSenior Executive VPBuy3,650$20.49$74.8KForm 4
Jan 30, 2024EERKES CRAIG DDirectorBuy2,141$20.82$44.6KForm 4
Jan 30, 2024Merrywell ChristopherSenior Executive VPBuy5,000$21.09$105.5KForm 4
Jan 30, 2024Stein ClintChair, CEO, PresidentBuy9,500$20.96$199.1KForm 4
Jan 30, 2024Numata S Mae FujitaDirectorBuy2,400$21.09$50.6KForm 4
Jan 30, 2024Finkelstein Mark ADirectorBuy3,592$20.87$75.0KForm 4
Jan 29, 2024Forrest EricDirectorBuy4,750$20.89$99.2KForm 4
Jan 29, 2024FARNSWORTH RON LChief Financial OfficerBuy2,500$20.71$51.8KForm 4

All 35 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Cort L. O’HaverFormer Executive Chair$312.5K$11.8M108
2025Clint E. SteinChair, Chief Executive Officer and President54$1.2M$7.7M108
2025Torran B. NixonSenior Executive Vice President, Columbia Bank President of Commercial Banking$740.0K$3.5M108
2025Christopher M.Merrywell , Senior Executive Vice President, Columbia Bank President of Consumer Banking$740.0K$3.2M108
2025Andrew H. OgnallExecutive Vice President, Chief Risk Officer$492.0K$3.0M108
2025Ron L. FarnsworthFormer Executive Vice President, Chief Financial Officer and Principal Financial Officer$623.0K$2.8M108
2025Ivan A. Seda. Executive Vice President, Chief Financial Officer and Principal Financial Officer$155.6K$1.1M108
2024Clint E. SteinChair, Chief Executive Officer and President54$1.1M$6.3M108
2024Cort L. O’HaverFormer Executive Chair$1.2M$5.3M108
2024Torran B. NixonSenior Executive Vice President, Columbia Bank President of Commercial Banking$715.0K$3.3M108
2024Christopher M.Merrywell , Senior Executive Vice President, Columbia Bank President of Consumer Banking$715.0K$3.2M108
2024Ron L. FarnsworthFormer Executive Vice President, Chief Financial Officer and Principal Financial Officer$605.0K$2.7M108
2023Cort L. O’HaverFormer Executive Chair$1.0M$11.8M108
2023Clint E. SteinChair, Chief Executive Officer and President54$1.1M$6.3M108
2023Christopher M.Merrywell , Senior Executive Vice President, Columbia Bank President of Consumer Banking$600.0K$3.7M108
2023Torran B. NixonSenior Executive Vice President, Columbia Bank President of Commercial Banking$570.8K$3.3M108
2023Ron L. FarnsworthFormer Executive Vice President, Chief Financial Officer and Principal Financial Officer$475.0K$1.5M108

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.27,470,920$880.4M0.0%+405,919
Dimensional Fund Advisors LP13,906,292$445.7M0.1%+356,689
Vanguard Portfolio Management LLC13,678,183$438.4M0.0%−661,533
Vanguard Capital Management LLC13,072,525$419.0M0.0%−152,100
State Street Corp12,694,096$406.8M0.0%+217,936
Wellington Management Group Llp11,686,430$374.6M0.1%−3,257,845
Charles Schwab Investment Management Inc11,025,378$353.4M0.0%+585,587
American Century Companies Inc7,903,579$253.3M0.1%−1,832,490
Franklin Resources Inc6,101,719$195.6M0.0%−85,428
Massachusetts Financial Services Co /ma/5,958,440$193.0M0.1%−65,934
Geode Capital Management, LLC5,795,510$185.8M0.0%−69,372
HoldCo Asset Management, LP5,722,786$183.4M11.8%No change
Invesco Ltd.4,686,223$150.2M0.0%+589,203
Silvercrest Asset Management Group LLC4,005,647$128.4M0.8%−141,782
Morgan Stanley3,816,175$122.3M0.0%−1,086,006
Nomura Asset Management International Inc.3,807,940$122.0M0.2%−93,405
Bank of New York Mellon Corp3,771,212$120.9M0.0%−3,640,551
Mackenzie Financial Corp3,176,857$101.8M0.1%+2,042,060
Epoch Investment Partners, Inc.3,143,704$100.8M0.6%+612,425
Norges Bank2,966,686$95.1M0.0%New
UBS Group AG2,636,227$84.5M0.0%−889,335
Northern Trust Corp2,611,337$83.7M0.0%−3,730
Goldman Sachs Group Inc2,571,314$82.4M0.0%+1,228,813
Fisher Asset Management, LLC2,481,754$79.5M0.0%+159,790
Manufacturers Life Insurance Company, The2,149,943$68.9M0.1%+78,028

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

4 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Mar 5, 2026Josh GottheimerDemocratic, HouseSale$1,001 - $15,000+11.7%Report
Jan 15, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseSale$15,001 - $50,000+14.3%Report
Oct 3, 2025Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−7.6%Report
Apr 10, 2023Daniel S. GoldmanDemocratic, HouseBuy$15,001 - $50,000−58.4%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How COLUMBIA BANKING SYSTEM, INC. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARCOLUMBIA BANKING SYSTEM, INC.1
  • CIK0000887343
  • Employer ID (EIN)91-14222376
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company6
  • Incorporated inWashington6
  • Fiscal year endsDecember 311
  • Industry code (SIC)6022 State Commercial Banks1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address1301 A Street, Tacoma, WA 984021
  • Phone25330519001
  • Shares outstanding282,902,268 as of Jul 31, 202613
  • Public float$3.6B as of Jun 30, 20256
  • AuditorDeloitte & Touche LLP, Portland, Oregon PCAOB ID 34; it also attests to the company’s internal control over financial reporting6
  • On EDGAR sinceMay 22, 19961
  • Filings1,889 in all: 4 (989), 8-K (292), 10-Q (92), 425 (56), SC 13G/A (53), 4/A (51), 3 (49), 5 (38)1
    All 44 form types

    DEF 14A (30), 10-K (27), SC 13G (26), S-8 (18), CORRESP (17), EFFECT (14), UPLOAD (14), 8-K/A (12), S-4/A (12), DEFA14A (11), 424B3 (10), S-4 (10), 3/A (7), ARS (7), 11-K (6), 144 (5), PRE 14A (4), S-3ASR (4), SCHEDULE 13G (4), 10-K405 (3), 10-Q/A (3), POS AM (3), S-3 (3), 10-C (2), 10-K/A (2), 424B5 (2), S-2/A (2), S-3MEF (2), SCHEDULE 13G/A (2), 11-K/A (1), 424B1 (1), DEFM14A (1), DFAN14A (1), S-2 (1), S-2MEF (1), S-8 POS (1)

  • Latest filingsAnnual report (10-K) Feb 26, 2026
    Quarterly report (10-Q) Aug 4, 2026
    Proxy statement (DEF 14A) Mar 31, 2026
    Latest 8-K (8-K) Sep 30, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, No Par ValueCOLBThe Nasdaq Stock Market LLC

From the cover page of the 10-K filed Feb 26, 2026 (Section 12(b) of the Exchange Act).6

Risk factors and legal proceedings

The risks COLUMBIA BANKING SYSTEM, INC. names in Item 1A of its 10-K filed Feb 26, 2026: 31 risks under these headings, as written.6

  • Risks Relating to our Operations
  • A failure in or breach of our operational or security systems, or those of our third-party service providers, including as a result of cyberattacks, could disrupt our business, result in unintentional disclosure or misuse of confidential or proprietary information, damage our reputation, increase our costs, and cause losses.
  • Acquisitions and the integration of acquired businesses subject us to various risks and may not result in all of the benefits anticipated, future acquisitions may be dilutive to current shareholders and future acquisitions may be delayed, impeded, or prohibited due to regulatory issues.
  • Our ability to sustain or improve upon existing performance is dependent upon our ability to respond to technological change, and we may have fewer resources than some of our competitors to continue to invest in technological improvements.
  • We may not be able to attract or retain key employees.
  • The development and use of Artificial Intelligence (“AI”) presents risks and challenges that may adversely impact our business.
  • Risks Relating to our acquisition of Pacific Premier
  • Combining Columbia and Pacific Premier may be more difficult, costly or time-consuming than expected, and Columbia may fail to realize the anticipated benefits of the acquisition of Pacific Premier.
  • Columbia may be unable to retain Columbia and/or legacy Pacific Premier personnel successfully.
  • Interest Rate and Credit Risks
  • Economic conditions in the market areas we serve may adversely impact our earnings and could increase our credit risk associated with our loan portfolio, the value of our investment portfolio and the availability of deposits.
  • Concentrations within our loan portfolio could result in increased credit risk in a challenging economy.
The other 22 risks
  • A large percentage of our loan portfolio is secured by real estate, in particular CRE. Deterioration in the real estate market or other segments of our loan portfolio would lead to additional losses.
  • Our allowance may not be adequate to cover future loan losses, which could adversely affect earnings.
  • Non-performing assets take significant time to resolve and could adversely affect our results of operations and financial condition.
  • Fluctuating interest rates could adversely affect our business.
  • Our business depends on our ability to successfully manage credit risk.
  • We may be required, in the future, to recognize a credit loss with respect to investment securities.
  • We are exposed to the risk of environmental liabilities in connection with real properties acquired.
  • Funding and Liquidity Risks
  • Our management of capital could adversely affect profitability measures and the market price of our common stock and could dilute the holders of our outstanding common stock.
  • Deposits are a critical source of funds for our continued growth and profitability.
  • Rate fluctuations are unpredictable and can adversely impact our ability to maintain consistently low-cost funding.
  • Loss of customer deposits could increase the Company’s funding costs.
  • The Company could lose access to sources of liquidity if it were to experience financial or regulatory issues.
  • Legal, Accounting and Compliance Risks
  • We operate in a highly regulated environment and changes to or increases in, or supervisory enforcement of, banking or other laws and regulations or governmental fiscal or monetary policies could adversely affect us.
  • Changes in accounting standards could materially impact our financial statements.
  • Significant legal or regulatory actions could subject us to substantial uninsured liabilities and reputational harm and have a material adverse effect on our business and results of operations.
  • Financial holding company status.
  • Risks Relating to Markets and External Events
  • National and global economic and other conditions could adversely affect our future results of operations or market price of our stock.
  • Substantial competition in our market areas could adversely affect us.
  • Climate change concerns could adversely affect our business, affect client activity levels, and damage our reputation.
  • Risks Relating to Investment in our Stock
  • There can be no assurance as to the level of dividends we may pay on our common stock.
  • We rely on dividends and other payments from our bank for substantially all of our revenue.
  • We have various anti-takeover measures that could impede a takeover.

Legal proceedings

The information required by this item is set forth in Part II, Item 8 under Note 16 – Commitments and Contingencies and Related-Party Transactions—Legal Proceedings and Regulatory Matters, and incorporated herein by reference.

The opening of Item 3, Legal Proceedings.6

Sources

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