Sign in

Private company

CSG SYSTEMS INTERNATIONAL INC

CSG SYSTEMS INTERNATIONAL INC is an American computer processing and data preparation services company.2 It is headquartered in Englewood, United States.2

Last updated Oct 21, 2026.

Overview

  • IndustryServices-Computer Processing & Data Preparation2
  • HeadquartersEnglewood, United States2
  • Incorporated inDE3
  • Business address169 Inverness Dr W, Suite 300, Englewood, Co 801123
  • Filer categoryLarge accelerated filer3
  • Legal formCorporation2
  • LEI549300D7FJZUOHHXUA812
  • StatusActive2
  • LEI statusLapsed (not renewed)2
  • Registered addressc/o NATIONAL REGISTERED AGENTS, INC., 19801 Wilmington, United States2
  • Registered withDivision of Corporations, Department of State, 24445462

See how the biggest companies compare on our leaderboards

CSG Systems International, Inc. (the “Company”, “CSG”, or forms of the pronoun “we”) is a purpose-driven, SaaS platform company that enables global companies in a wide variety of industry verticals to simplify their complex customer engagement and how they monetize in the digital age. Our cloud-first architecture and customer-centric approach empower companies to deliver unforgettable experiences for their B2B (business-to-business), B2C (business-to-consumer), and B2B2X (business-to-business-to-consumer) customers, making it easier for people and businesses to buy, use, and pay for the services they value most. CSG manages billions of critical customer interactions annually, and we do it with a singular focus – an obsession on our customers’ success.5 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

9.7%Operating margin6
4.6%Net margin6
2.2%Revenue growth, 20256
19.7%Return on equity6
1.90×Debt to equity6
$141.4MFree cash flow6

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Cost of revenue51¢$623.6M
  • Research and development13¢$161.6M
  • Selling, general and admin23¢$281.5M
  • Other costs5¢$66.0M
  • Income tax3¢$34.8M
  • Profit5¢$55.9M

Out of $1.2B in revenue.6

Where each dollar of operating cash went, fiscal 2025

  • Capital spending9¢$14.5M
  • Dividends paid24¢$37.4M
  • Share buybacks53¢$83.2M
  • Kept or used elsewhere13¢$20.8M

Out of $155.9M of cash from operations.6

Financial statements

Revenue789106$1.2B in 2025+23% since 2019
0$500.0M$1.0B$1.5B2019: $996.8M$996.8M20192020: $990.5M$990.5M2020−1%2021: $1.0B$1.0B2021+6%2022: $1.1B$1.1B2022+4%2023: $1.2B$1.2B2023+7%2024: $1.2B$1.2B2024+2%2025: $1.2B$1.2B2025+2%
Operating income789106$118.7M in 2025−6% since 2019
0$50.0M$100.0M$150.0M2019: $126.1M$126.1M20192020: $105.6M$105.6M2020−16%2021: $124.2M$124.2M2021+18%2022: $78.7M$78.7M2022−37%2023: $123.9M$123.9M2023+57%2024: $131.3M$131.3M2024+6%2025: $118.7M$118.7M2025−10%
Net income789106$55.9M in 2025−32% since 2019
0$25.0M$50.0M$75.0M$100.0M2019: $82.8M$82.8M20192020: $58.7M$58.7M2020−29%2021: $72.3M$72.3M2021+23%2022: $44.1M$44.1M2022−39%2023: $66.2M$66.2M2023+50%2024: $86.9M$86.9M2024+31%2025: $55.9M$55.9M2025−36%
Fiscal year2019202020212022202320242025
Revenue$996.8M7$990.5M8$1.0B9$1.1B10$1.2B6$1.2B6$1.2B6
Cost of revenue$525.1M7$535.6M8$543.2M9$565.2M10$615.0M6$614.5M6$623.6M6
Research and development$128.0M7$122.8M8$134.7M9$137.9M10$143.2M6$158.2M6$161.6M6
Selling, general and admin$191.3M7$198.3M8$214.7M9$238.0M10$247.6M6$258.3M6$281.5M6
Operating expenses$922.3M9$1.0B10$1.0B6$1.1B6$1.1B6
Operating income$126.1M7$105.6M8$124.2M9$78.7M10$123.9M6$131.3M6$118.7M6
Interest
Income before tax$100.9M9$60.8M10$92.4M6$112.3M6$90.7M6
Income tax$23.0M7$26.6M8$28.6M9$16.7M10$26.1M6$25.4M6$34.8M6
Net income$82.8M7$58.7M8$72.3M9$44.1M10$66.2M6$86.9M6$55.9M6
Earnings per share$2.587$1.838$2.289$1.4210$2.216$3.066$2.026
Earnings per share (diluted)$2.557$1.828$2.269$1.4110$2.206$3.036$1.986
Shares (weighted, basic)31.8M shares931.0M shares1029.9M shares628.3M shares627.7M shares6
Shares (weighted, diluted)32.0M shares931.3M shares1030.1M shares628.7M shares628.2M shares6

Compare CSG SYSTEMS INTERNATIONAL INC with another company

Corporate structure

CSG SYSTEMS INTERNATIONAL INC sits at the top of its group. 44 entities, 26 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of CSG SYSTEMS INTERNATIONAL INC

  • VANGUARD PORTFOLIO MANAGEMENT LLC Filed SCHEDULE 13G on CSG SYSTEMS INTERNATIONAL INC, latest Apr 29, 2026
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on CSG SYSTEMS INTERNATIONAL INC, latest Mar 26, 2026 (5 filings since Feb 9, 2022)
  • LSV ASSET MANAGEMENT Filed SCHEDULE 13G/A on CSG SYSTEMS INTERNATIONAL INC, latest Aug 12, 2025 (2 filings since May 1, 2025)
  • BlackRock Filed SCHEDULE 13G/A on CSG SYSTEMS INTERNATIONAL INC, latest Apr 28, 2025 (6 filings since Jan 26, 2022)
  • CSG SYSTEMS INTERNATIONAL INC Englewood, Colorado, United States
    • Ascade AB Subsidiary · Sweden
    • Ascade Middle East FZ-LLC Subsidiary · United Arab Emirates
    • Billing Intec Uruguay S.A. Subsidiary · Uruguay
    • CSG Forte Payments Canada, Inc. Subsidiary · Canada
    • CSG Forte Payments Holdings, Inc. Subsidiary · Delaware, United States
    • CSG Forte Payments, Inc. Subsidiary · Delaware, United States
    • CSG International Australia Pty Limited Subsidiary · Australia
    • CSG International Colombia SAS Subsidiary · Colombia
    • CSG International PTE Ltd Subsidiary · Singapore
    • CSG SA Holdings (Pty) Limited Subsidiary · South Africa
    • CSG SA Services (Pty) Limited Subsidiary · South Africa
    • CSG SYSTEMS INTERNATIONAL (INDIA) PRIVATE LIMITED Subsidiary · Bangalore, India
    • CSG Systems International (India) Pvt. Ltd. Subsidiary · India
    • CSG Systems U.K. Limited Subsidiary · United Kingdom
    • CSG Systems, Inc. Subsidiary · Delaware, United States
    • CSGI Maroc Sarl Subsidiary · Morocco
    • Designgen, Comunicação Visual, Unipessoal Lda. Subsidiary · Portugal
    • DGIT Holdings Pty, Ltd. Subsidiary · Australia
    • DGIT NZ Limited Subsidiary · New Zealand
    • DGIT Systems Pty, Ltd. Subsidiary · Australia
    • Digiquant, Inc. Subsidiary · Delaware, United States
    • Independent Technology Billing Solutions S de RL de CV Subsidiary · Mexico
    • Independent Technology Systems for Information Technology LLC Subsidiary · Saudi Arabia
    • Independent Technology Systems Limited Subsidiary · United Kingdom
    • Independent Technology Systems SL Unipersonal Subsidiary · Spain
    • and 18 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What CSG SYSTEMS INTERNATIONAL INC reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$165.5M6 Dec 31, 2025$190.1M6 Dec 31, 2024−13.0%
Accumulated depreciation$122.9M6 Dec 31, 2025$133.5M6 Dec 31, 2024−7.9%
Property and equipment, net$42.5M6 Dec 31, 2025$56.6M6 Dec 31, 2024−24.9%
Operating-lease assets (leased space)$16.3M6 Dec 31, 2025$24.2M6 Dec 31, 2024−32.6%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$180.0M6 Dec 31, 2025$161.8M6 Dec 31, 2024+11.3%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$324.7M6 Dec 31, 2025$316.0M6 Dec 31, 2024+2.7%

Properties, in its own words

Our corporate headquarters is located in Denver, Colorado where we occupy office space under a lease that expires in 2033. We also lease office space for our operations in various locations throughout the U.S. as well as a number of countries in Europe, North America, Asia, South America, and Africa. These leases run through 2029.

Additionally, we lease approximately 250,000 square feet for our design and delivery centers located in Omaha, Nebraska and Fort Worth, Texas. The leases for these facilities expire in the years 2028 and 2029, and include an option to extend for an additional five and ten years, respectively. During 2025, we closed our design and delivery center in Crawfordville, Florida. See Note 9 to our Financial Statements for additional information regarding this closure.

The rest of Item 2

We believe that our facilities are adequate for our current and anticipated needs. We may enter into new leases or renew or terminate existing leases as necessary as our business evolves. See Note 7 to our Financial Statements for information regarding our obligations under our facility leases.

Item 2 of the 10-K filed Feb 19, 2026.5

Leadership

Who has led CSG SYSTEMS INTERNATIONAL INC, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Edward C. Nafus2006–2007
  2. Peter E. Kalan2008–2015
  3. Bret C. Griess2016–2020

President

  1. Edward C. Nafus2006–2007
  2. Robert M. Scott2006
  3. Peter E. Kalan2008–2015
  4. Bret C. Griess2016–2020
  5. Alfred George Binford2022

Chief financial officer

  1. Peter E. Kalan2006
  2. Randy Wiese2006–2018
  3. Rolland B. Johns2018–2021
  4. Hai Tran2021–now

Chief operating officer

  1. Robert M. Scott2008–2010
  2. Bret C. Griess2011–2016
  3. Kenneth M. Kennedy2021–2023
2010201520202025
Board members and other officers (28)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • Ascade AB Sweden4
  • Ascade Middle East FZ-LLC United Arab Emirates4
  • Billing Intec Uruguay S.A. Uruguay4
  • CSG Forte Payments Canada, Inc. Canada4
  • CSG Forte Payments Holdings, Inc. Delaware4
  • CSG Forte Payments, Inc. Delaware4
  • CSG International Australia Pty Limited Australia4
  • CSG International Colombia SAS Colombia4
  • CSG International PTE Ltd Singapore4
  • CSG International Pty Limited Australia4
  • CSG International Sdn Bhd Malaysia4
  • CSG SA Holdings (Pty) Limited South Africa4
  • CSG SA Services (Pty) Limited South Africa4
  • CSG Systems International (India) Pvt. Ltd. India4
  • CSG Systems International, Inc. Delaware4
  • CSG Systems U.K. Limited United Kingdom4
  • CSG Systems, Inc. Delaware4
  • CSGI Maroc Sarl Morocco4
  • DGIT Holdings Pty, Ltd. Australia4
  • DGIT NZ Limited New Zealand4
  • DGIT Systems Pty, Ltd. Australia4
  • Designgen, Comunicação Visual, Unipessoal Lda. Portugal4
  • Digiquant, Inc. Delaware4
  • Independent Technology Billing Solutions S de RL de CV Mexico4
All 45 listed subsidiaries
  • Independent Technology Systems Limited United Kingdom4
  • Independent Technology Systems SL Unipersonal Spain4
  • Independent Technology Systems for Information Technology LLC Saudi Arabia4
  • Inomial Pty, Ltd. Australia4
  • Intec Billing Canada Ltd. Canada4
  • Intec Billing Ireland Ltd. Ireland4
  • Intec Billing Nigeria Limited Nigeria4
  • Intec Billing, LLC Delaware4
  • Intec Telecom Systems (France) SARL France4
  • Intec Telecom Systems Denmark A/S Denmark4
  • Intec Telecom Systems Deutschland GmbH Germany4
  • Intec Telecom Systems Italia S.P.A. Italy4
  • Intec Telecom Systems Limited United Kingdom4
  • Intec Telecom Systems South Africa (Pty) Limited South Africa4
  • Intec Telecom Systems do Brasil Limitada Brazil4
  • MobileCard Holdings, LLC Delaware4
  • PT CSG Systems Indonesia Indonesia4
  • Tango Telecom (APAC) Sdn. Bhd. Malaysia4
  • Tango Telecom Ltd. Ireland4
  • Volubill Danmark ApS Denmark4
  • Volubill, Inc. Delaware4

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. May 14, 20268-K Entered a material agreement; Ended a material agreement; Completed an acquisition or sale55
  2. May 11, 20268-K Other events56
  3. May 6, 20268-K Results of operations57
  4. Feb 5, 20268-K Results of operations58
  5. Feb 4, 20268-K Results of operations59
  6. Jan 30, 20268-K Shareholder vote60
  7. Jan 6, 20268-K Other events61
  8. Nov 5, 20258-K Results of operations62
  9. Oct 29, 20258-K Other events63
  10. Oct 29, 20258-K Entered a material agreement64
  11. Sep 4, 20258-K Entered a material agreement; Regulation FD disclosure65
  12. Aug 6, 20258-K Results of operations66
  13. Feb 29, 2016New chief executive Bret C. Griess becomes CEO15
  14. Feb 26, 2008New chief executive Peter E. Kalan becomes CEO16
  15. Jan 13, 2006New chief executive Edward C. Nafus becomes CEO17
  16. Oct 17, 1994Founded CSG SYSTEMS INTERNATIONAL INC is founded2

Calendar

When it reported results

  1. May 6, 2026Reported quarterly or annual results57
  2. Feb 5, 2026Reported quarterly or annual results58
  3. Feb 4, 2026Reported quarterly or annual results59
  4. Nov 5, 2025Reported quarterly or annual results62
  5. Aug 6, 2025Reported quarterly or annual results66
  6. May 7, 2025Reported quarterly or annual results67
  7. Feb 5, 2025Reported quarterly or annual results68
  8. Nov 6, 2024Reported quarterly or annual results69

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

292 filings to the SEC since October 2021: 6 annual reports, 14 quarterly reports, 49 major events, 167 insider forms, 14 large holders, 42 other. The latest 20:

  1. May 26, 202615-12G EDGAR
  2. May 18, 2026EFFECT EDGAR
  3. May 18, 20264 EDGAR
  4. May 18, 20264 EDGAR
  5. May 18, 20264 EDGAR
  6. May 18, 20264 EDGAR
  7. May 18, 20264 EDGAR
  8. May 18, 20264 EDGAR
  9. May 18, 20264 EDGAR
  10. May 18, 20264 EDGAR
  11. May 18, 20264 EDGAR
  12. May 18, 20264 EDGAR
  13. May 18, 20264 EDGAR
  14. May 18, 20264 EDGAR
  15. May 18, 20264 EDGAR
  16. May 18, 20264 EDGAR
  17. May 18, 20264 EDGAR
  18. May 18, 20264 EDGAR
  19. May 15, 202625-NSE/A EDGAR
  20. May 14, 202625-NSE EDGAR

The 292 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

7 open-market trades by officers, directors and large owners since October 2021: 3 buys and 4 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Feb 25, 2025Cooper RonaldDirectorSale9,000$66.62$599.6KForm 4
Mar 28, 2024Tran HaiEVP & CFOBuy2$43.81$100Form 4
Mar 28, 2024Woods Michael JosephEVP Pres NA Comm, Media & TechBuy11$43.81$500Form 4
Feb 29, 2024Woods Michael JosephEVP Pres NA Comm, Media & TechBuy22$46.38$1.0KForm 4
May 17, 2023Kennedy Kenneth MEVP, COO & Pres-RMDMSale9,000$49.06$441.5KForm 4
May 18, 2022Kennedy Kenneth MEVP, COO & Pres-RMDMSale9,885$58.06$573.9KForm 4
Feb 25, 2022Schaaf David NeilSVP, Chief Accounting OfficerSale1,500$61.53$92.3KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2024Brian ShepherdPresident and CEO57$754.5K$11.4M74
2024Hai TranEVP and CFO$514.7K$3.7M74
2024Elizabeth BauerEVP and Chief Experience Officer$469.6K$2.7M74
2024Rasmani BhattacharyaEVP and Chief Legal Officer$439.7K$2.1M74
2024Michael WoodsEVP and President of Communications, Media and Technology$399.0K$1.5M74
2023Brian ShepherdPresident and CEO57$725.4K$8.0M74
2023Hai TranEVP and CFO$496.2K$3.1M74
2023Elizabeth BauerEVP and Chief Experience Officer$442.3K$1.9M74
2023Rasmani BhattacharyaEVP and Chief Legal Officer$421.2K$1.6M74
2022Brian ShepherdPresident and CEO57$700.0K$7.5M74
2022Hai TranEVP and CFO$475.0K$2.9M74
2022Elizabeth BauerEVP and Chief Experience Officer$395.7K$1.7M74
2022Rasmani BhattacharyaEVP and Chief Legal Officer$384.6K$1.4M74

SEC filer profile

How CSG SYSTEMS INTERNATIONAL INC is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARCSG SYSTEMS INTERNATIONAL INC1
  • CIK0001005757
  • Employer ID (EIN)47-07831825
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company5
  • Incorporated inDelaware5
  • Fiscal year endsDecember 311
  • Industry code (SIC)7374 Services-Computer Processing & Data Preparation1
  • SEC reviewing officeOffice of Technology, Division of Corporation Finance1
  • Business address169 Inverness Dr W, Suite 300, Englewood, CO 801121
  • Phone30379628501
  • Shares outstanding28,509,904 as of May 4, 202613
  • Public float$1.3B as of Jun 30, 20255
  • AuditorKPMG LLP, Omaha, Nebraska PCAOB ID 185; it also attests to the company’s internal control over financial reporting5
  • On EDGAR sinceJul 10, 19961
  • Filings1,963 in all: 4 (1,087), 8-K (264), SC 13G/A (114), 10-Q (90), CT ORDER (65), SC 13G (50), 3 (36), DEF 14A (31)1
    All 42 form types

    10-K (28), DEFA14A (23), UPLOAD (21), 8-K/A (20), CORRESP (18), S-8 (16), 5 (14), 4/A (12), 10-K/A (8), S-8 POS (6), 10-Q/A (5), POS AM (5), S-3/A (5), 144 (4), 424B3 (4), IRANNOTICE (4), PRE 14A (4), SCHEDULE 13G/A (4), SC TO-I/A (3), 10-K405 (2), 3/A (2), 424B7 (2), ARS (2), S-3 (2), SCHEDULE 13G (2), SEC STAFF LETTER (2), 15-12G (1), 25-NSE (1), 25-NSE/A (1), 424B1 (1), DEFM14A (1), EFFECT (1), PREM14A (1), SC TO-I (1)

  • Latest filingsAnnual report (10-K) Feb 19, 2026
    Quarterly report (10-Q) May 7, 2026
    Proxy statement (DEF 14A) Apr 1, 2025
    Latest 8-K (8-K) May 14, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, Par Value $0.01 Per ShareCSGSNasdaq Stock Market LLC

From the cover page of the 10-K filed Feb 19, 2026 (Section 12(b) of the Exchange Act).5

Risk factors and legal proceedings

The risks CSG SYSTEMS INTERNATIONAL INC names in Item 1A of its 10-K filed Feb 19, 2026: 33 risks under these headings, as written.5

  • Risks Related to the Proposed Merger
  • The Merger May Not Be Completed on the Terms or Timeline Currently Contemplated or at All, Which Could Adversely Affect Our Stock Price, Business, Financial Condition and Results of Operations.
  • The Pendency of the Merger Could Negatively Impact Our Business, Financial Condition and Results of Operations.
  • Until the Completion of the Merger or the Termination of the Merger Agreement in Accordance with its Terms, We are Prohibited from Entering into Certain Transactions and Taking Certain Actions that Might Otherwise Be Beneficial to Us and Our Stockholders.
  • We Have Incurred, and Will Continue to Incur, Direct and Indirect Costs as a Result of the Merger.
  • Litigation Challenging the Merger Agreement May Prevent the Merger from Being Consummated within the Expected Timeframe or at All.
  • Even if Successfully Completed, There are Certain Risks to Our Stockholders from the Merger.
  • Risks Related to Our Business
  • We Derive a Significant Portion of Our Revenue from a Limited Number of Customers, and the Loss of the Business of a Significant Customer Could Have a Material Adverse Effect on Our Financial Position and Results of Operations.
  • A Reduction in Demand for Our Revenue Management Platforms Could Have a Material Adverse Effect on Our Financial Position and Results of Operations.
  • The Delivery of Our Solutions is Dependent on a Variety of Computing and Processing Environments and Communications Networks, Including Our Customer’s Systems and Networks, Which May Not Be Available or May Be Subject to Security Attacks.
  • We May Not Be Able to Efficiently and Effectively Implement New Solutions or Migrate Customers and Merchants onto Our Solutions.
The other 23 risks
  • We May Not Be Able to Respond to Rapid Technological Changes.
  • We Use Artificial Intelligence in Our Business and Solutions and May Have Challenges with Properly Managing its Use Resulting in Operational, Financial, and Other Adverse Consequences to Our Business.
  • We May Incur Material Restructuring or Reorganization Charges in the Future.
  • We Rely on A Limited Number of Third-Party Vendor Relationships to Execute Our Business Which Exposes Us to Supply Chain Disruptions, Cost Increases, and Cyberattacks.
  • Our Global Operations Subject Us to Additional Risks.
  • Failure to Deal Effectively with Fraud, Fictitious Transactions, Bad Transactions, and Negative Experiences Could Increase Our Loss Rate and Harm Our Payments Business, and Could Severely Diminish Merchant and Consumer Confidence in and Use of Our Services.
  • Our Use of Open Source Software May Subject Us to Certain Intellectual Property-Related Claims or Require Us to Re-Engineer Our Software, Which Could Harm Our Business.
  • Failure to Protect Our Intellectual Property Rights or Claims by Others That We Infringe Their Intellectual Property Rights Could Substantially Harm Our Business, Financial Position and Results of Operations.
  • We May Not Be Successful in the Integration or Achievement of Financial Targets of Our Acquisitions.
  • Our Alliances with Strategic Partners Could Put Our Business at Risk if the Partner Does Not Perform as Expected.
  • Risks Related to Our Industry
  • Our Business is Highly Dependent on the Global Communications Industry.
  • We Face Significant Competition in Our Industry.
  • Risks Related to Laws and Regulations
  • The Occurrence or Perception of a Security Breach or Disclosure of Confidential Personally Identifiable Information Could Harm Our Business.
  • We May Be Subject to Enforcement Actions or Financial Penalties with Payments Regulation in the U.S.
  • We Are Subject to Various Anti-Money Laundering and Counter-Terrorist Financing Laws and Regulations.
  • Our Global Operations Require Us to Comply with Applicable U.S. and International Laws and Regulations.
  • General Risks
  • Our Business may be Adversely Impacted by Certain Geopolitical, Global Market, and Economic Conditions.
  • Failure to Attract and Retain Our Key Management and Other Highly Skilled Personnel Could Have a Material Adverse Effect on Our Business.
  • Variability of Our Quarterly Revenue and Our Failure to Meet Revenue and Earnings Expectations Would Negatively Affect the Market Price of Our Common Stock.
  • Changes in Tax Laws and Regulations Could Adversely Affect Our Results of Operations and Financial Position.
  • Our Business May Be Disrupted and Our Results of Operations and Cash Flows May be Adversely Affected by a Global Pandemic.
  • We are Subject to a Series of Risks Associated with Our Environmental, Social, and Governance Initiatives and Sustainability Commitments.
  • Substantial Impairment of Goodwill and Long-lived Assets in the Future May Be Possible.

Legal proceedings

From time-to-time, we are involved in litigation relating to claims arising out of our operations in the normal course of business. In the opinion of our management, we are not presently a party to any material pending legal proceedings.

The opening of Item 3, Legal Proceedings.5

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
  40. 40
  41. 41
  42. 42
  43. 43
  44. 44
  45. 45
  46. 46
  47. 47
  48. 48
  49. 49
  50. 50
  51. 51
  52. 52
  53. 53
  54. 54
  55. 55
  56. 56
    SEC EDGAROther events
  57. 57
  58. 58
  59. 59
  60. 60
  61. 61
    SEC EDGAROther events
  62. 62
  63. 63
    SEC EDGAROther events
  64. 64
  65. 65
  66. 66
  67. 67
  68. 68
  69. 69
  70. 70
  71. 71
  72. 72
  73. 73
  74. 74