Dynamic Advisor Solutions LLC

Dynamic is an investment adviser registered with the SEC. Dynamic was founded in 2008 as a Delaware limited liability company. Dynamic Management LLC, an Arizona limited liability company, owns 100% of Dynamic. Investment Advisory Services Dynamic offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension plans, profit sharing plans and businesses (each referred to as a “Client” or “You”) through affiliated investment adviser representatives (“Financial Advisers”). Many of the Financial Advisers have their own legal business entities whose trade names and logos are used for marketing purposes that will appear on marketing materials and/or client statements. Clients should understand that the businesses are legal entities of the Financial Adviser and not of Dynamic. The Financial Advisers are under the supervision of Dynamic and all advisory services offered by the Financial Adviser are provided through Dynamic. Additional information regarding these "trade names" is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov. Dynamic’s investment strategies are primarily long-term focused, but Financial Advisers may, in certain circumstances, buy, sell, re-allocate, or rebalance positions that have been held less than one year to meet a client’s objectives or due to market conditions. Prior to rendering investment recommendations, Financial Advisers ascertain your financial situation, risk tolerance, and investment objectives. Financial Advisers may recommend, on occasion, redistributing investment allocations to diversify the portfolio. Financial Advisers may recommend specific positions to increase sector or asset class weightings. Financial Advisers may recommend employing cash, options, or inverse ETF positions as possible hedges against general market declines, which could adversely affect the portfolio. Financial Advisers may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the positions in the portfolio, change in a Client’s risk tolerance or investment objectives, generating cash to meet a Client’s needs, or any risk deemed unacceptable for a Client’s risk tolerance. You should immediately advise your Financial Adviser if your investment objectives or risk tolerance changes, or other factors change that may affect the proper positioning of your portfolio. Your participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of your portfolio. Your Financial Adviser and Dynamic shall rely on the financial and other information provided by you or your designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is your responsibility to inform your Financial Advisor or Dynamic of any changes in financial condition, goals or other factors that may affect this analysis. The Financial Adviser will work with you to determine your tolerance for risk as part of the asset allocation and portfolio construction process. Dynamic Discretionary Investment Management Accounts Dynamic and Clients enter into an Investment Management Agreement (“IMA”) to provide Dynamic with discretion to manage one or more Client accounts. Your Financial Adviser works with you to identify your investment goals and objectives as well as your risk tolerance and financial situation. Investment strategies consider your specific needs and are implemented using the investment options most appropriate for you. Your Financial Adviser may develop an asset allocation or a targeted investment strategy for you, as appropriate. Your Financial Adviser will construct your portfolios utilizing various types of securities based upon your investment objectives, risk tolerance, and other factors. Dynamic and your Financial Adviser may use 4|D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

individual equity and fixed income securities, mutual funds, exchange-traded funds (“ETFs”), structured notes, and options as necessary to achieve your investment goals. Individual equity securities may include domestic and international securities covering all market capitalizations. Fixed income securities may include corporate debt securities, U.S. government securities, municipal securities, foreign debt, and short-term instruments. Investments in tradable or non-tradable real estate investment trusts (“REITs”), private equity, private debt investments, limited partnerships and non-security investments may be recommended, if appropriate, for certain Client portfolios. Financial Advisers may recommend Subadvisers to manage a portion of your portfolio. Sub-advisers act in accordance with Dynamic’s instruction and charge Dynamic for investment management. Dynamic may, in accordance with Client’s investment objectives, determine to allocate all or a portion of the Assets among various individual debt and/or equity securities and/or mutual funds, or other securities or investment contracts. In some cases, Assets may serve as collateral for loans, derivatives, or other securities. A portion of the Assets may remain in cash. In some cases, a substantial portion of the Assets may be held in cash for a period of time, rather than being invested in money market funds or other cash equivalents, to improve liquidity and flexibility to invest the cash in other securities and ensure that cash is available for Fees, distributions, etc. To monitor cash balances, we perform periodic cash reviews. Cash balances may be outside of tolerance to due to upcoming Fees, distributions, deposits, or other money movements, or to reduce trades and trading costs. If a significant portion of the Assets is held in cash or cash-like instruments, investment performance may be affected. The custodian cash sweep accounts typically used for cash positions are generally low-to-no interest-bearing accounts.

Financial Advisers construct, implement, and monitor your portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance that you have agreed to. You have the ability to place reasonable restrictions on the types of investments to be held in your respective portfolio, subject to the acceptance by the Financial Adviser and Dynamic. Dynamic Investment Advisory Accounts (Non-Discretionary) Dynamic and Clients may enter into an Investment Advisory Agreement (“IAA”) to provide Dynamic on a non-discretionary basis to perform services as described in the IAA to one or more Client accounts. Financial Adviser shall be responsible for reviewing, analyzing, and providing recommendations regarding your investments and accounts you designate as subject to the IAA. Your Financial Adviser works with you to identify your investment goals and objectives as well as your risk tolerance and financial situation. Investment strategies consider your specific needs and the recommendations made are using the investment options most appropriate for you. Your Financial Adviser may develop and recommend an asset allocation or a targeted investment strategy for you, as appropriate. The IAA is a non-discretionary advisory agreement. If your Financial adviser does not have access or authority to execute trades in your account(s), you are responsible for the implementation, trading and execution of any recommendations provided by your Financial Adviser. In some instances, your Financial Adviser will have trading authorization on your account(s), however the Financial Adviser must confirm all trades with you prior to executing the trade(s). Sub-advisers Some of our Financial Advisers utilize third-party managers to sub-advise your accounts if you need or are seeking a specific type of investment management or strategy. Sub-advisers provide investment allocation and securities selection and may execute securities transactions in your accounts pursuant to an agreement with Dynamic and your IMA. Certain sub-advisers use ETFs and/or mutual funds in Client portfolios to which they are manager or sub-adviser. Some Financial Advisers utilize a third-party platform to purchase alternative investments and other illiquid securities. Such investment recommendations must be your best interest, and you must meet the specific product suitability requirements. In such cases, the selection of these investments creates a conflict of interest for the sub-adviser. These sub-advisers disclose conflicts of interest, including their selection of such investments, in their Form ADV Part 2. 5|D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Financial Advisers advise you in establishing investment objectives, and work with the sub-advisers to ensure an appropriate investment strategy for you. You are provided with the sub-adviser’s Form ADV Part 2 (or a brochure such as this). Third-party Account Managers Some of our Financial Advisers may recommend to you that all or a portion of your portfolio be implemented by utilizing one or more unaffiliated money managers. This involves entering into an IMA with Dynamic and a separate agreement with a third-party manager. Financial Advisers advise you in establishing investment objectives for the account, the selection of the third-party manager, and defining any restrictions on the account. Financial Advisers continue to provide management oversight of your account and ongoing monitoring of the activities of the third-party manager. Certain third-party managers use ETFs and/or mutual funds in Client portfolios to which they are manager or sub-adviser. In such cases, the selection of these investments creates a conflict of interest for the third-party manager. These third-party managers disclose conflicts of interests, including their selection of such investments, in their Form ADV Part 2. You are provided with the third-party manager’s Form ADV Part 2 (or a brochure such as this one). Through a contract directly between Dynamic and Raymond James Financial Services Advisors, Inc. (“RJ”) Financial Advisers have access to various investment strategies and products for clients. One of these products is a wrap fee program sponsored by RJ(“wrap sponsor”). Under this program, Financial Advisers recommend and assist clients in selecting an appropriate investment strategy, taking into account the client’s financial situation and investment objectives. Dynamic’s role is to oversee the client’s wrap fee account to ensure it is being managed according to the strategy selected. The wrap program includes all fees for investment management, trading, and execution. Wrap fees are charged to the client account by RJ. Dynamic charges the client a separate Advisory Fee for overseeing the management of the client account. RJ has prepared a brochure which contains detailed information about its wrap fee program, including the wrap fee charged. Copies of the brochure are available from RJ upon request. Outside Accounts Some Financial Advisers also manage and recommend allocations as well as provide consolidated reporting for Outside Accounts such as sub accounts of variable annuities, fixed annuities, 529 Plans, 401ks, REITs and other similar accounts. Generally, these accounts are not held by a custodian that is holding other accounts managed by Dynamic and Financial Advisers. If the Outside Accounts are managed, we periodically review the current holdings and available investment options in these accounts, monitor the accounts, rebalance and implement our strategies as necessary. In some cases, we may recommend the use of a third-party Order Management System to implement asset allocation or rebalancing strategies on behalf of the client. In other cases, we do not have the ability to execute the recommended asset allocation or strategies and therefore you are responsible for implementing any such recommendations. Outside Accounts may be included in the accounts on the IMA and subject to an Investment Advisory Fee, if applicable (See “Fees and Compensation” section herein below and your IMA). To service the management of certain variable insurance products or contracts, Dynamic has an agreement with third party vendors under which Financial Advisers provide investment advice to the vendor that serves as agent on certain variable insurance products or contracts owned by Clients. Financial Advisers may recommend that Clients transfer their variable insurance contract to one of these third-party vendors to serve as agent and to facilitate the management of the sub accounts in the variable products or contracts owned by Clients in an effort to integrate asset allocation, risk tolerance and investment objectives across all or a broader portion of Client Assets. The third-party vendor is not required to follow the advice of Financial Advisers. The third-party vendor may receive compensation from the insurance carriers of these products. Dynamic receives a service fee from the third-party vendor for providing investment advice to the vendor. Although the receipt of the service fee creates a conflict of interest for Dynamic, we believe many Clients can benefit from this arrangement by receiving a more 6|D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Read the rest in the brochure

The following paragraphs detail the fee structure and compensation methodology for investment management. You are required to sign an IMA with Dynamic which details the fees payable to each. Dynamic Investment Management and Advisory Account Fees Investment Advisory Fees (“Fees”) are paid monthly or quarterly, in advance or in arrears, pursuant to the terms of the IMA or IAA, unless otherwise agreed to in writing by you and Dynamic. Fees are generally determined by the Financial Advisers and are based upon the market value of all the assets subject to an IMA or IAA (“Assets”). If billing is in arrears, the Fee will be based on the average daily balance of the Assets held for the period in which the fee is charged. Fees may range up to 2.25% annually depending on the type and complexity of the investment management strategy employed as well as the size of your account(s). Generally, larger accounts, or accounts with less complexity may be offered a lower Fee relative to fees generally assessed by a Financial Adviser. Certain accounts may be charged higher Fees based on complex situations, including, but not limited to, accounts with multiple investment objectives, multiple underlying registrations, or aggressive growth strategies and/or accounts which require active trading to achieve your objectives. Fees may be negotiable at the discretion of Financial Advisers. Fees vary among Financial Advisers. Some Financial Advisers establish minimum Fees. In these cases, the total Fee can be in excess of 2.25% annually, depending upon the market value of the Assets and the amount of the minimum annual Fee. Please refer to your IMA or IAA and Fee Schedule for details about your Fees. Clients with margin accounts are subject to Fees on the additional amount of assets resulting from the use of margin, if any. For example, an account with a value of $100,000 before margin that later uses margin of $20,000, would be subject to a Fee on $120,000. The use of margin creates a conflict of interest since we receive a Fee on the entire balance. In addition, unless specifically excluded from Fees by you or your Adviser Representative, all Assets are included in the Fee charged, for accounts with or without margin, including cash and cash equivalents. All securities held in accounts managed by Dynamic and Financial Advisers are independently valued by the custodian or other third-party pricing services. Dynamic does not have the authority or responsibility to value portfolio securities. Dynamic relies upon third-party sources for account data to determine the calculation of fees to be charged. While Dynamic reviews and periodically samples the data to ensure it is accurate, there may be cases where the account data does not match the source of the data. In these cases, the Fees charged may be different than expected. If Dynamic discovers, is made aware of, or is advised by clients of differences, then any bills generated and Fees collected will be updated, if necessary. Fees are deducted from your account(s) by the custodian as requested by Dynamic. You provide written authorization permitting Dynamic to bill your accounts directly from the custodian when you execute an IMA or IAA and separate account forms required by the custodian. If billed quarterly, the Fee due is calculated by applying the quarterly rate (annual rate divided by 4) to the total market value of your Assets as of the end of preceding quarter. If billing is in arrears, the Fee will be based on the average daily balance of your Assets held during the billing period. Fees can be primarily structured in one of the following ways: 1. Blended Management Fee: Total Fee is calculated based upon sum of Asset value multiplied by the fee percentage in all asset ranges; 2. Breakpoint Management Fee: Total Fee is calculated based upon total Asset value multiplied by the fee percentage of highest total asset value range applicable for Assets in the account(s); or

11 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

3. Flat Management Fee: Total Fee is calculated based upon sum of Asset value multiplied by the fee percentage. If your Assets are billed in advance, Fees in the initial quarter of service are prorated to include the number of days in the previous quarter your account(s) was managed. Additional contributions to accounts may be charged a prorated fee pursuant to your IMA. If your Assets are billed in arrears, the Fee is based on the average daily balance of the Assets held during the billing period. You may request a Fee Statement showing the Fees charged by account and the annual Fee used to calculate your Fees. You should also receive, at least quarterly, a statement from the custodian reflecting the deduction of the Fees (please note: usually this is coded as a “management fee” by the custodian). It is your responsibility to verify the accuracy of any fees listed on the custodian’s brokerage statement as neither the custodian nor Dynamic assume this responsibility You should immediately notify your Financial Adviser or Dynamic if you are not receiving statements from custodians, or if you have questions about Fees. Termination of Investment Management or Advisory Agreement You may request to terminate your IMA or IAA with Dynamic, in whole or in part, by providing advance written notice. You are responsible for Fees up to and including the effective date of termination. Dynamic will refund any unearned, prepaid Fees based on the number of days remaining in the quarter from the day following the effective date of termination to the end of the quarter. If billing is in arrears, the Fee will be calculated up to the termination date and charged to the account based on the average daily balance of the Assets held as of the end of the final billing period. Your IMA is non-transferable and cannot be assigned to another registered investment adviser without your consent. Dynamic RIA Professional Services Fees Unaffiliated registered investment adviser that contract with Dynamic to provide support services to their firm pay Dynamic based upon the amount of assets on Dynamic’s platform and the type of services provided. The fees generally range up to .50% of assets annually. In most cases, advisers also pay technology license fees ranging from $400 to $500 per month per user. Clients of unaffiliated registered investment advisers should consult with their adviser and read their adviser’s Form ADV Part 2. Dynamic Sub-Advisory Services Fees Dynamic charges some unaffiliated registered investment advisers’ fees for performing certain SubAdvisory Services for their client accounts. Fees are generally based upon a percentage of the total assets under sub-advisory arrangements with Dynamic, and generally range up to .50% annually. Fees for Dynamic Sub-Advisory Services may be passed onto clients in certain situations. Clients of unaffiliated registered investment advisers should consult with their adviser and read their adviser’s Form ADV Part 2. Dynamic Financial Planning, Retainer Financial Planning and Consulting Services Fees Dynamic offers financial planning on a fixed rate or hourly basis. The hourly rate generally ranges from $150 to $500 per hour and fixed fees may range from $1,000 to $50,000 per project, depending on the nature and complexity of the specific services involved in each certain engagement. Fixed fee engagements are based on the estimated hours to complete the deliverable for the engagement. You may also be charged for any out-of-pocket expenses, such as, postage, copying, etc. involved with the engagement. Fixed fees are due upon receipt, unless you and your Financial Adviser specifically agree otherwise. If you are billed on a quarterly basis and/or upon completion of work performed, you may be required to provide an advance payment of up to 50% of the expected cost of the financial plan. These fees may be negotiated by the Financial Adviser at his or her sole discretion. In addition, some of our advisers include financial planning services without charging a separate fee. Financial Advisers cannot charge pre-planning fees of $1,200 more than 6 months in advance. Consequently, services to the Client must be performed on an ongoing basis once the initial fee is received. For example, Financial Advisers may charge Clients a Retainer where the annual fee is $5,000 to be paid monthly or quarterly (e.g., $416.66 per month or $1,250 per quarter). The Retainer Agreement renews automatically every year unless terminated in writing by the Client or the Financial Adviser or if payment is not received by the Client as agreed upon. 12 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

A Retainer Agreement includes financial planning, consulting and related services, and in certain cases discretionary or non-discretionary investment management is included. Retainer fees are generally billed monthly or quarterly in advance, unless you and your Financial Adviser specifically agree otherwise. Retainer fee arrangements generally range from $1,000 to $20,000 per year, depending upon several factors including, but not limited to the scope of work in the Agreement, the type or amount of Client assets and/or net worth, and on the nature and complexity of the specific services involved in each engagement. Whether you implement any investment recommendations resulting from the financial planning services provided by your Financial Adviser is entirely your decision. If you implement recommendations, you may do so through the financial professional of your choice. If you implement recommendations through your Financial Adviser, Dynamic and your Financial Adviser will receive compensation for the services provided in conjunction with that implementation. Certain Financial Advisers are also licensed to sell insurance products and are compensated with commissions for recommending insurance solutions to you as part of your financial plan. See your Financial Adviser’s ADV 2B for information about additional compensation. You may terminate a planning or fixed retainer fee agreement at any time by providing written notice to Dynamic. In the event you wish to cancel the agreement under which any plan or service is being provided, any unearned fees will be returned to you. Dynamic Retirement Plan Services Fees Dynamic’s Fees for Retirement Plan services generally range from .10% to 1.20% of the plan assets, depending upon the total plan assets. All Dynamic's fees are detailed in the IMAA. All plan fees are detailed in a separate disclosure provided to plan sponsors. ERISA Fees Fees charged for ERISA fiduciary or non-fiduciary services are agreed upon between the plan sponsor, Dynamic and Financial Adviser. Fees may be based on a percentage of plan assets per year, hourly charges, or a fixed fee. All fees are detailed in an Investment Management Adoption Agreement ("IMAA") between the plan fiduciaries, and Dynamic. When Complete 401k is selected by a Plan Sponsor, Dynamic is paid a 5-basis point annual 3(38) investment fiduciary fee from the Plan assets in Complete 401k. In addition, Dynamic receives a Fee for 3(21) plan services as stated in the IMAA. When other retirement plan solutions are selected, Dynamic’s 3(21) and 3(38) investment fiduciary fees are combined and listed as a single fee in the IMAA. Fees for Sub-advisors The fees for sub-advisors used by Dynamic to sub-advise Client portfolios are paid from Investment Advisory Fees Dynamic charges as outlined above. In certain instances, you may pay higher Investment Advisory Fees to Dynamic if a sub-advisor is used. Total Investment Advisory Fees shall not exceed 2.25% per year, including the sub-advisor. Compensation from Third-Party Service Providers Dynamic Advisor Solutions, LLC ('Dynamic') maintains an arrangement with ALX, a trading and execution provider used in connection with certain model-based and non-discretionary trading programs. When an investment adviser representative (“adviser”) or third-party RIA that engages Dynamic elects to utilize ALX for trading and execution under a separate contract, Dynamic may receive a portion of the basispoint fees that ALX charges to such adviser/third-party RIA. Dynamic’s receipt of this compensation does not increase the total fees paid by the adviser/third-party RIA or its clients. In addition, the adviser’s assets/third-party RIA’s assets may be aggregated with Dynamic’s assets at ALX for pricing purposes, which can reduce the blended rate that Dynamic pays to ALX for its own trading and execution services. This arrangement creates a potential conflict of interest, as Dynamic has an incentive to recommend ALX in part based on these benefits. Dynamic addresses this conflict by evaluating service providers based on the quality and overall value of services provided and by disclosing this arrangement to advisers/thirdparty RIAs. 13 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Read the rest in the brochure

Loss Methods of Analysis Dynamic and its Financial Advisers primarily employ fundamental and technical analysis methods in developing investment strategies for you. Fundamental analysis is a method of evaluating a company that has issued securities by attempting to measure the value of its underlying assets. This involves researching overall economic and industry conditions as well as the financial condition and the quality of the company’s management. Earning, expenses, assets, and liabilities are all important in determining the value of a company. The value is then compared to the current price of the company’s securities to determine whether to purchase, sell or hold those securities. Technical analysis is a method of evaluating securities by analyzing statistics associated with market activity, such as past prices and trading volume. Technical analysis involves using charts and other tools to identify patterns that can suggest future performance. Research and analysis are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Dynamic Financial Advisors generally employ a long-term investment strategy for their Clients, consistent with their financial goals. Financial Advisers may typically hold all or a portion of a security for more than a year but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting your cash needs. At times, Financial Advisers may also buy and sell positions that are more short-term in nature, depending on your goals and/or the fundamentals of the security, sector or asset class. Dynamic Financial Advisors may recommend portfolios with non-traded securities, private placements, private equity, and private debt investments based upon factors that include, but are not limited to accreditation status, the level of interest Clients express, the level of risk a Client is willing to assume, and diversification considerations. We consider these types of investments to have a higher degree of risk. Generally, there is no ready market for these types of investments and therefore they are less liquid than marketable, exchange traded securities. Consequently, these investments are limited to persons who meet certain income and/or net worth requirements. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. You should be prepared to bear the potential risk of loss. Financial Advisers will assist you in determining an appropriate strategy based on your tolerance for risk and other factors noted above. However, there is no guarantee that you will meet your investment goals. Your engagement will entail a review of your investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing your account. All investments have certain risks. Investing in securities involves the risk of loss, including the principal amount invested, and clients should be prepared to bear this loss. Below is a more complete discussion of the types of risks inherent in the securities and investment techniques referenced above. The value of the securities held in portfolios may fluctuate because of these risks. Dynamic’s investment strategies may be subject to the following principal investment risks: Alternative Investment Risk: Financial Advisers may recommend to qualified Clients the use of alternative investments such as investments in real estate, private equity, or hedge funds. Firm may also recommend a direct investment into a private company. Investments in such “alternative assets” may be illiquid, which may impair the ability of the client to exit such investments in times of adversity. 17 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Alternative investments may be subject to risks including, but not limited to, derivatives risk, liquidity risk, credit risk and commodities risk. Certain alternative strategies involve the risk that a counterparty to a transaction will not perform as promised, which would result in losses. Alternative strategies may employ leverage, involve extensive short positions and/or focus on narrow segments of the market, which may magnify the overall risks and volatility associated with such investments. Certain alternatives such as private placements, private equity, private credit, and non-traded REITs are not liquid and Clients are subject to long periods in which they may not be able to liquidate any or all of their investment. Alternative investments may utilize highly speculative investment techniques, including leverage, highly concentrated portfolios, senior and/or subordinated securities positions, control positions and illiquid investments. In addition, they may utilize derivative instruments to attempt to hedge the risks associated with certain of their investments. Transactions in such derivative instruments may expose the assets of investment funds to the risks of material financial loss. Clients who invest in alternative investments will pay the Firm's advisory fees and those of the underlying investment managers, and certain other fees and expenses of underlying investment funds in which the client invests. Investors in alternative investments may also pay carried interest, performance or incentive allocations to an underlying manager or sponsor of an underlying investment fund in which they invest, all of which contribute to the overall cost of the investment. Financial Advisers may recommend to qualified Clients the use of alternative investments such as investments in real estate, private equity, or hedge funds. Firm may also recommend a direct investment into a private company. Investments in such “alternative assets” may be illiquid, which may impair the ability of the client to exit such investments in times of adversity. Bond Market Risk: The risk that the bond market as a whole would decline, bringing the value of individual securities down with it regardless of their fundamental characteristics. Call Risk: Bonds that are callable carry an additional risk because they may be called prior to maturity depending on current interest rates thereby increasing the likelihood that reinvestment risk may be realized. Cash Risk: If a significant portion of the Assets is held in cash or cash-like instruments, investment performance might be affected. Credit Risk: A bond issuer’s credit rating may change, which can cause price volatility, and in the case of a credit rating downgrade, lower prices. Cryptocurrency Risk: Cryptocurrency is a digital representation of value that functions as a medium of exchange, a unit of account, or a store of value, but it does not have legal tender status. Cryptocurrencies are sometimes exchanged for U.S. dollars or other currencies around the world, but they are not currently backed nor supported by any government or central bank. Their value is completely derived by market forces of supply and demand, and they are more volatile than traditional currencies, stocks, bonds or other “traditional asset classes.” Trading (buying/ selling) in cryptocurrencies comes with significant risks, including volatile market price swings or flash crashes, market manipulation, and cybersecurity risks and risk of losing principal or all of your investment. In addition, cryptocurrency markets and exchanges are not regulated with the same controls or customer protections available in equity, option, futures, or foreign exchange investing. Cryptocurrency trading requires knowledge of cryptocurrency markets. In attempting to profit through cryptocurrency trading, you must compete with traders worldwide. You should have appropriate knowledge and experience before engaging in substantial cryptocurrency trading. Cryptocurrency trading may not generally be appropriate, particularly with funds drawn from retirement savings, student loans, mortgages, emergency funds, or funds set aside for other

18 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

purposes. Cryptocurrency trading can lead to large and immediate financial losses. Under certain market conditions, you may find it difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a particular cryptocurrency suddenly drops, or if trading is halted due to recent news events, unusual trading activity, or changes in the underlying cryptocurrency system. Cybersecurity risk: Intentional cybersecurity breaches include unauthorized access to systems, networks, or devices (such as through "hacking" activity); infection from computer viruses or other malicious software code; and attacks that shut down, disable, slow, or otherwise disrupt operations, business processes, or website access or functionality. In addition, unintentional incidents can occur, such as the inadvertent release of confidential information (possibly resulting in the violation of applicable privacy laws). A cybersecurity breach could result in the loss or theft of customer data or funds, the inability to access electronic systems ("denial of services"), loss or theft of proprietary information or corporate data, physical damage to a computer or network system, or costs associated with system repairs. Such incidents could cause an investment fund, the adviser, a manager, or other service providers to incur regulatory penalties, reputational damage, additional compliance costs, or financial loss. Default Risk: The possibility that a bond issuer will be unable to make interest or principal payments when they are due. If these payments are not made according to the agreements in the bond documentation, the issuer can default. Foreign Risk: Investing in foreign stocks can be riskier than U.S. stock investments. Foreign stocks tend to be more volatile and less liquid than U.S. stocks. The prices of foreign stocks and the prices of U.S. stocks may move in opposite directions. There is also a chance that world events—such as political upheaval, financial troubles, or natural disasters—will adversely affect the value of securities issued by companies in foreign countries or regions. General Risks of Owning Securities: The prices of securities held in client accounts and the income they generate may decline in response to certain events taking place around the world. These include events directly involving the issuers of securities held as underlying assets of mutual funds in a client’s account, conditions affecting the general economy, and overall market changes. Other contributing factors include local, regional, or global political, social, or economic instability and governmental or governmental agency responses to economic conditions. Finally, currency, interest rate, and commodity price fluctuations may also affect security prices and income. Hedging Risk: The risk associated with utilizing hedging strategies. Hedging instruments such as options and certain ETFs are typically intended to limit or reduce investment risk, but can also be expected to limit or reduce the potential for profit or result in losses. No assurance can be given that any particular hedging strategy will be successful and achieve its desired objective, or will make any profit, or will be able to avoid incurring losses. Certain hedging transactions may involve the use of leverage, which could result in losses exceeding the amount committed in the transaction. Inflation Risk: Inflation causes tomorrow’s dollar to be worth less than today’s; in other words, it reduces the purchasing power of a bond investor’s future payments and principal, collectively known as “cash flows.” Inflation also leads to higher interest rates, which in turn leads to lower bond prices. Inflation-indexed securities such as Treasury Protection Securities (TIPS) are structured to limit inflation risks. Interest Rate Risk: Security price and total return will vary in response to changes in interest rates. If rates increase, the market value of bonds generally will decline, as will the value of your investment. Securities with longer maturities tend to produce higher yields, but are more sensitive to changes in interest rates and are subject to greater fluctuations in value. 19 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Read the rest in the brochure

Investment Advisory Services Dynamic, through Financial Advisers, offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension plans, profit sharing plans, businesses, and other investment advisers who sponsor investment management programs. Dynamic generally does not impose a minimum account size for establishing a relationship, however, some Financial Advisers may require minimum total client assets to establish a relationship. 15 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

RIA Professional Services Dynamic offers a range of professional services, including back-office support, technology solutions, investment management and administrative services to other independent financial advisers and registered investment advisers for a fee. ERISA Clients If a Client’s account is a pension or other employee benefit plan governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), Dynamic is a fiduciary to the plan. In providing our investment management services, the sole standard of care imposed upon us is to act with the care, skill, prudence and diligence under the circumstances then prevailing that a prudent man acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims. When we provide investment advice to you regarding your retirement plan or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Dynamic will provide certain required disclosures to the “responsible plan fiduciary” (as such term is defined in ERISA) in accordance with Section 408(b)(2), regarding the services we provide and the direct and indirect compensation we receive by such clients. Generally, these disclosures are contained in this Form ADV Part 2A, the client agreement and/or in separate ERISA disclosure documents and are designed to enable the ERISA plan’s fiduciary to: (1) determine the reasonableness of all compensation received by Dynamic; (2) identify any potential conflicts of interests; and (3) satisfy reporting and disclosure requirements to plan participants.

16 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Dynamic does not charge performance-based fees for its investment advisory services. The fees charged by Dynamic are as described above and are not based upon the capital appreciation of the funds or securities you hold. Dynamic does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund).

RIA Professional Services In addition to providing advisory and related services to you, Dynamic provides unaffiliated registered investment advisers with practice support, including technology platforms, back-office support, compliance support and other business services. These services represent approximately 20% of the business time of Dynamic. Dynamic has entered into a Service Agreement with a nonaffiliated RIA whereby we share various back office, technology, accounting, payroll, human resources, marketing, administrative and investment management related resources. Other than sharing these services, both firms are organized, managed, and operate independently of each other. When Client assets are managed by Dynamic, the other RIA pays a sub-advisory fee to Dynamic. Outside Business Activities of Financial Advisers Insurance. Certain Financial Advisers are engaged in other professions in addition to providing financial planning and investment advice for which they receive additional compensation. They may be licensed to sell insurance products through various insurance companies that are unaffiliated with Dynamic. As a Dynamic Client, these products are offered separate and apart from your Financial Adviser’s relationship with Dynamic. You are under no obligation to utilize the services of your Financial Adviser in the purchase or sales of other products including securities, insurance, annuities, commodities, or futures products. Any such transactions you effect through a Financial Adviser will result in the receipt of commissions and other compensation in addition to any Investment Advisory Fees as discussed above. The commissions and other compensation from the sale of other products do not offset the regular advisory fees charged to client accounts managed by Dynamic. It is the client’s ultimate responsibility to determine whether other products being offered to them are appropriate investment products. Technology Vendor Relationship. Certain of the Firm’s principals and Financial Advisers are involved with and have an economic interest in a third-party technology vendor that is developing an application that will use artificial intelligence and other technology to create operational and service efficiencies for wealth management firms like Dynamic. Dynamic has entered into a corporate sponsorship agreement with the vendor to support the development efforts in exchange for preferred pricing on licenses to utilize the application in its operations, if a commercially viable product is developed. During the development phase, Dynamic will engage in collaboration with the vendor, providing firm data solely for system integration and workflow efficiency exploration and development. Dynamic will not share Client data containing personal information (PII) during the development of the application. If a commercially viable product meeting Dynamic’s cybersecurity and other operational and business requirements is developed by the vendor, Dynamic intends to enter into a vendor agreement to license the technology application. Dynamic could benefit from this application if it is fully developed for use in its operations. If successfully developed, the technology vendor intends to license the application to firms in the wealth management industry. The Firm’s principals and Financial Advisers involved could benefit from these efforts. Advisers to Qualified Retirement Plans In the course of serving as adviser to qualified retirement plans, Dynamic or Financial Advisers may introduce other service providers to retirement plan sponsors if they believe they may benefit from such services. Such providers include record keepers, third-party administrators and other fiduciaries. Dynamic does not receive a fee or other compensation for making such introductions. Dynamic and its Financial Advisers are committed to acting in your best interests at all times. Financial Advisers will aim to explain to you the specific costs associated with any investments recommended and you have no obligation to purchase investments or insurance products or to implement any financial plan recommendations through a Financial Adviser. 26 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Personal and Business Relationship In Item 4, we explained that Financial Advisers may recommend specific positions to increase sector or asset class weightings and otherwise develop an asset allocation or a targeted investment strategy for you. Because Dynamic and its Financial Advisers have relationships with other investment professionals, we may allocate a portion of your account to a security advised by individuals with a personal (including familial) or business relationship with Dynamic or one of its Financial Advisers. One example of such a relationship is that Dynamic may recommend that some Clients invest in Fundamental Income Net Lease Real Estate ETF (NETL), which is managed by a relative of one of our Financial Advisers. No compensation is received by Dynamic or any of our Financial Advisers in connection with such a recommendation or allocation, other than the Investment Advisory Fee normally charged by Dynamic. Trading Services Dynamic maintains a business relationship with Advisor Logistics, LLC (“ALX”), an SEC registered adviser. ALX provides execution and trading services to some of Dynamic’s managed accounts. In the event RIA clients of Dynamic use ALX service, Dynamic receives reduced pricing for accounts ALX services for Dynamic, and Dynamic receivesa portion of ALX’s service fee. Dynamic pays ALX for accounts serviced by ALX. Clients are not charged separately for ALX services. While Dynamic believes the relationship with ALX best serves the interests of its clients, this relationship may potentially present certain conflicts of interest due to the fact that ALX is paid by Dynamic or its RIA clients for the services referenced above. In light of the foregoing, Dynamic seeks at all times to ensure that any material conflicts are addressed on a fully-disclosed basis and handled in a manner that is aligned with its clients’ best interests. Dynamic reviews relationships with advisers and service providers on a periodic basis in an effort to ensure clients are receiving competitive rates in relation to the quality and scope of the services provided. Financial Advisers affiliation with outside broker/dealers Neither Dynamic nor its Financial Advisers are registered with a broker/dealer. Commodity Pool Operator, Commodity Trading Adviser, Futures Commission Merchant Registration Dynamic is neither registered nor has an application pending to register with the Commodity Futures Trading Commission (“CFTC”) as a futures commission merchant (“FCM”), a commodity pool operator (“CPO”) or a commodity trading adviser (“CTA”) or have any application pending to be registered with respect to any of the foregoing.

Personal Trading Code of Ethics Dynamic has implemented a Code of Ethics to define our fiduciary commitment to you. This Code of Ethics applies to all persons associated with Dynamic. The Code of Ethics was developed to provide general ethical guidelines and specific instructions regarding our duties to you, our Client. Dynamic and its personnel owe a duty of loyalty, fairness, and good faith to you. It is the obligation of Dynamic associates to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code of Ethics. The Code of Ethics covers a range of topics that may include; general ethical principles, reporting personal securities trading, exceptions to reporting securities trading, reportable securities, initial public offerings, and private placements, reporting ethical violations, distribution of the Code of Ethics, review and enforcement processes, amendments to Form ADV, managing conflicts of interest, and supervisory 27 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

procedures. Dynamic has established its Code of Ethics to meet and exceed regulatory standards. We will provide a copy of our Code of Ethics to any client or prospective client upon request. Personal Trading and Conflicts of Interest Dynamic allows Financial Advisers and our personnel to purchase or sell the same securities that may be recommended to and purchased on your behalf. Owning the same securities, we recommend to you presents a potential conflict of interest that, as fiduciaries, we must disclose to you and mitigate through policies and procedures. As noted above, we have adopted, consistent with Section 204A of the Investment Advisers Act of 1940, a Code of Ethics, which addresses insider trading (material non-public information controls) and personal securities reporting procedures. We have also adopted written policies and procedures to detect the misuse of material, non-public information. We may have an interest or position in certain securities, which may also be recommended to you. At no time, will Dynamic or any associated person of Dynamic, transact in any security to your detriment.

28 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Recommendation of Custodians Dynamic and its Financial Advisers generally recommend Clients use either Fidelity Brokerage Services, LLC (“Fidelity”), Schwab Advisor Services division of Charles Schwab & Co., Inc. (“Schwab”), or Raymond James & Associates, Inc. member of the New York Stock Exchange/SIPC (“Raymond James”) (“custodians”) as custodians for your accounts. Dynamic does not have discretionary authority to select the broker-dealer/custodian for custodial and execution services or to select the administrator for defined contribution accounts. You, in consultation with your Financial Adviser, determine the broker-dealer or custodian to safeguard your assets and authorize Dynamic to direct trades to this custodian as agreed in the Investment Management Agreement and custodian documents. Further, Dynamic does not have the discretionary authority to negotiate commissions on your behalf on a trade-by-trade basis. You are not obligated to use the recommended custodian and will not incur any extra fee or cost from Dynamic by using a custodian not recommended by Dynamic. Dynamic may recommend a custodian based on criteria such as, but not limited to, reasonableness of commissions charged to you, services made available to you and Financial Advisers, and location of the custodian’s offices. Directed Brokerage You are serviced on a “directed brokerage basis”, where Dynamic will place trades within the established account at the custodian designated by you. Further, your accounts are traded within their respective brokerage account. Because you are selecting the custodian for your accounts, Dynamic will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by your designated custodian. Please note that not all advisers require their clients to direct brokerage. Dynamic may not engage in any principal transactions (i.e., trade of any security from or to Dynamic’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account). Aggregating and Allocating Trades Dynamic does not generally aggregate trades. The primary objective in placing orders for the purchase and sale of securities for your accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the broker. Dynamic executes its transactions through unaffiliated custodians. Dynamic may - but is not required to aggregate orders in a block trade or trades when securities are purchased or sold through the same custodian for multiple discretionary accounts. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage particular Client accounts. Trade Errors From time-to-time Dynamic may make an error in submitting a trade order on your behalf. An overriding principle in dealing with a trading error made by Dynamic or a Financial Adviser (or any other party to the trade other than the client) is that the client never pays for losses resulting from such errors. In general, when the error and responsible party are identified, the trade is broken immediately, if possible, and the error is corrected the same day. Research and Other Soft-Dollar Benefits Dynamic currently has no written soft dollar agreements.

29 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Certain Financial Advisers are engaged in other professions in addition to providing financial planning and investment advice for which they receive additional commissions and compensation. They may be licensed to sell insurance products through various insurance companies that are unaffiliated with Dynamic. Any such transactions you may affect through a Financial Adviser result in the receipt of commissions and other compensation in addition to any Investment Advisory Fees as discussed above. The insurance product sales create a conflict of interest since there is an incentive to recommend such products based upon the commissions and other compensation paid by insurance companies rather than based upon a client’s needs. Dynamic has procedures in place to address the conflicts of interest with disclosure, including the information contained herein and on Financial Advisers’ Form ADV2Bs. As a Dynamic Client, you are under no obligation to utilize the services of your Financial Adviser in the purchase or sales of other products including insurance. Commissions and other compensation received by your Financial Adviser for insurance product sales do not reduce Fees paid to Dynamic and Financial Advisers. Referrals Dynamic has Agreements with certain unaffiliated investment advisers, other outside RIA Firms, custodians, and other professionals to compensate them for referring Clients to Dynamic. As disclosed in an Agreement between such Parties and Dynamic, Dynamic pays a portion of the Investment Advisory Fee to the Party who refers a Client to Dynamic. Any such referral fee is paid solely from Dynamic’s Investment Advisory Fee and does not result in any additional charge to the Client. Dynamic is required to disclose this arrangement with the referred Client. This disclosure contains the terms and conditions of the arrangement. Lead Generators and Other Compensation Dynamic and many of our advisers have entered into arrangements with one or more third-party intermediaries pursuant to which it agrees to compensate the third-party intermediaries or “Lead Generators” for prospect referrals that may result in the referred clients establishing an investment advisory relationship with Dynamic. Such compensation will be paid on a flat fee per referral(s) and is not dependent upon whether the referred prospect becomes a client or not, and no portion of any fees paid are not passed on to referred clients. Other Consideration and Benefits Dynamic and Financial Advisers, in certain cases, receive benefits and other support from product sponsors and custodians used and recommended by Financial Advisers. In certain cases, these companies provide for technology, training, education, industry meetings, client events and marketing. The benefits are generally paid in the form of reimbursement or direct payment of expenses. The receipt of such benefits is a conflict of interest as Dynamic and/or Financial Advisers may recommend products or custodians based upon these arrangements. Dynamic and Financial Advisers are obligated to act in the client's best interest at all times.

31 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Neither Dynamic nor its employees have been involved in any legal or disciplinary events in the past ten years that would-be material to a client’s evaluation of the Firm or its personnel.

25 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

During periodic reviews, Dynamic seeks to analyze a variety of factors, including risk tolerance, suitability and fiduciary standards. Dynamic requires that the Financial Advisers have a reasonable basis to believe that recommended investment strategies are in the best interest of its clients based on information obtained from clients through reasonable diligence. In addition, account reviews will take into consideration the current economic environment, the outlook for the securities markets, and the merits of the securities in which the accounts are invested. Clients are strongly encouraged to immediately notify their Financial Adviser of the following: (a) a change in the client’s investment objectives, guidelines and/or financial situation; (b) change in strategy or diversification; (c) change in tax considerations; (d) plans to add or withdrawn from the account; and (e) any other changes or concerns their Financial Adviser may need to know to properly manage their accounts. For discretionary accounts, the allocation of each portfolio is adjusted, and securities selected, at the Financial Adviser’s discretion, in accordance with the client's investment objectives, risk tolerance, and financial needs. Accounts are reviewed by Financial Advisers on a periodic basis. Third Party Manager Financial Advisers will review third party money manager reports provided to the client in order to review client’s investment and financial profile. Dynamic will assist client to understand and evaluate services provided by the third-party manager. The client is expected to notify Dynamic of any changes in his/her financial situation, investment objectives, or account restrictions that could affect their account. Upon client request, Dynamic will contact directly the third-party money manager managing to account to facilitate any request from the client. Advisory & Consultation Services for Retirement Plan Sponsors Retirement Plan Sponsor clients’ advisory accounts will be reviewed based on the terms outlined in the Investment Policy Statement and advisory agreement. For clients that have entered into a consultation agreement, the frequency and scope of periodic review will be stipulated in the Investment Policy Statement and in the agreement for services. Reports You will receive brokerage statements no less than quarterly from the trustee or custodian of your account. These brokerage statements are sent directly from the custodian to you either electronically or by physical mail, at your election. You may also establish electronic access to the custodian’s website so that you may view these reports and your account activity. Your brokerage statements will include all positions, transactions and fees relating to your account. Dynamic also provides you with periodic reports regarding your holdings, allocations, and performance via an on-line portal which you may access with a unique user ID and password. You may request that your Financial Adviser provide physical copies of these Dynamic reports to you. You are encouraged to compare any reports from Dynamic or your Financial Adviser with statements from custodians.

30 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6

Dynamic does not accept or maintain custody of your accounts. You must place your assets with a qualified third-party custodian. You select your own custodian, in consultation with your Financial Adviser, to hold your funds and securities and direct Dynamic to utilize that custodian for your securities transactions. You will receive statements from your custodian at least quarterly. We urge you to review these statements and ensure the transactions are consistent with your objectives. For more information about custodians and brokerage practices, see “Brokerage Practices” herein above.

Dynamic generally has discretion over the selection and the amount of securities to be bought or sold in your accounts without obtaining prior consent or approval from you. However, these purchases or sales are subject to specified investment objectives, guidelines, or limitations previously set forth by you and agreed to by Dynamic. Discretionary authority will only be authorized upon full disclosure to you. The granting of such authority will be evidenced by your execution of an Investment Management Agreement containing all applicable limitations to such authority and necessary custodian agreements and required custodian forms. All discretionary trades made by Dynamic are designed to be in accordance with your investment objectives and goals. Dynamic is authorized to make the following determinations in accordance with client objectives and restrictions without obtaining prior consent from the client: (1) which securities or instruments, including mutual funds, to buy or sell; (2) the total amount of securities or instruments to buy or sell; (3) the executing broker or dealer for any transaction; (4) the commission rates or commission equivalents charged for transactions; (5) whether to hire or fire a third-party manager.

Dynamic does not accept proxy-voting responsibility for you. Clients may contact Dynamic or their Financial Adviser to obtain information about proxy voting. Clients will receive their proxies or other solicitations directly from their custodian(s) or transfer agent(s).

Neither Dynamic nor its management has any adverse financial situations that would reasonably impair our ability to meet all our obligations to you. Dynamic has not been subject to a bankruptcy or financial compromise.

32 | D y n a m i c A D V P a r t 2 A – 3 . 2 0 2 6