Private company

DZI

Company based in Bulgaria

DZI (Bulgarian: Държавният застрахователен институт) is the company with the longest experience on the Bulgarian insurance market, founded in 1946. The company is a leader on the insurance market in Bulgaria and has been part of the Belgian banking and insurance group КВС since 2007. DZI develops and offers a full range of products in the General Insurance and Life Insurance domains, as well as such, related to coverage of health-related risks.² It is part of KBC Group.¹ Wikipedia text CC BY-SA 4.0

Last updated Oct 21, 2026.

Overview

1946Founded¹

HeadquartersSofia¹
Websitewww.dzi.bg

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DZI2 — Photo: SDI95, Public domain, via Wikimedia Commons⁴

DZI (Bulgarian: Държавният застрахователен институт) is the company with the longest experience on the Bulgarian insurance market, founded in 1946. The company is a leader on the insurance market in Bulgaria and has been part of the Belgian banking and insurance group КВС since 2007. DZI develops and offers a full range of products in the General Insurance and Life Insurance domains, as well as such, related to coverage of health-related risks. Over the years DZI experts have devised dozens of innovative product portfolio and customer services.²

Corporate structure

DZI is part of a group headed by KBC Group. 117 entities, 8 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

KBC Group Molenbeek-Saint-Jean, Belgium
- DZI 100% · Sofia
- KBC BANK 100% · Brussels, Belgium
  - United Bulgarian Bank 99.96% · Sofia, Bulgaria
  - 365.bank 98.45% · Bratislava, Slovakia
    - 365.invest,sprav.spol., a. s. (365.invest,správ.spol., a. s.) Subsidiary · 100% · Bratislava, Slovakia
      - 14 more
    - 365FINTECH, AS (365.fintech, a.s.) Subsidiary · Bratislava - mestská časť Staré Mesto, Slovakia
    - Ahoj, a.s. Subsidiary · Bratislava, Slovakia
    - DanubePay, a. s. Subsidiary · Bratislava, Slovakia
    - PB Servis, a. s. Subsidiary · Bratislava, Slovakia
  - Československá obchodná banka Bratislava, Slovakia
    - ČSOB Leasing 100% · Bratislava, Slovakia
      - 1 more
    - Československá Obchodní Banka, A.S. - Other Liquidity Provider (Olp) Subsidiary · Czechia
  - Almafin Real Estate Subsidiary · Molenbeek-Saint-Jean, Belgium
  - APICINQ Subsidiary · Molenbeek-Saint-Jean, Belgium
  - KBC Autolease Subsidiary · Leuven, Belgium
  - KBC BAIL IMMOBILIER FRANCE SAS Subsidiary · Villeneuve D Ascq, France
  - KBC IFIMA S.A. Subsidiary · Luxembourg, Luxembourg
  - KBC INVESTMENTS LIMITED Subsidiary · London, United Kingdom
  - KBC SECURITIES Subsidiary · Brussel, Belgium
    - KBC Private Partners Life Sciences Fund · Molenbeek-Saint-Jean, Belgium
  - KBC VASTGOEDPORTEFEUILLE BELGIE Subsidiary · Molenbeek-Saint-Jean, Belgium
  - POELAERT INVEST Subsidiary · Molenbeek-Saint-Jean, Belgium
  - KBC BANK Branch · Bruxelles, Belgium
  - KBC Bank NV Nederland Branch · Bruxelles, Belgium
- KBC Verzekeringen Leuven, Belgium
  - ČSOB Poisťovňa Bratislava, Slovakia
  - ДЗИ - Животозастраховане Subsidiary · 100% · София, Bulgaria
    - Pension Insurance Company UBB (Пенсионноосигурителна компания ОББ - ЕАД) Subsidiary · 100% · Sofia, Bulgaria
      - 5 more
  - THEA PHARMA Subsidiary · 89% · Gent, Belgium
  - ADD Subsidiary · Leuven, Belgium
  - AGENTUUR VOOR BRANDHERVERZEKERING Subsidiary · Leuven, Belgium
  - KBC Group Re S.A. Subsidiary · Luxembourg, Luxembourg
  - Omnia Travel Subsidiary · Leuven, Belgium
- CBC Banque & Assurance Subsidiary · 100% · Namur, Belgium
- K&H Bank Subsidiary · 100% · Budapest
- Československá obchodní banka Subsidiary · 100% · Praha 5, Czechia
  - Skip Pay 100% · Praha, Czechia
  - ČSOB Hypoteční banka 100% · Praha 5, Czechia
  - ČSOB Stavební spořitelna 100% · Praha 5, Czechia
  - Patria Finance Subsidiary · 100% · Praha 1, Czechia
  - Ušetřeno Subsidiary · 100% · Prague, Czech Republic
  - Motokov Subsidiary · 70.09% · Praha 5, Czechia
  - CSOB Advisory, a.s. (ČSOB Advisory, a.s.) Subsidiary · 100% · Praha 5, Czechia
  - CSOB Leasing, a.s. (ČSOB Leasing, a.s.) Subsidiary · 100% · Praha, Czechia
  - Patria Corporate Finance Subsidiary · 100% · Czechia
  - Patria Finance, a.s. Subsidiary · 100% · Praha 5, Czechia
    - Patria Finance Magyarorszagi Fioktelepe (Patria Finance Magyarországi Fióktelepe) Branch · 100% · Praha, Czechia
  - Patria investiční společnost Subsidiary · 100% · Czechia
  - ČSOB Advisory Subsidiary · 100% · Czechia
  - ČSOB Leasing Subsidiary · 100% · Czechia
  - ČSOB Penzijní společnost, a. s., člen skupiny ČSOB Subsidiary · 100% · Czechia
  - Patria Corporate Finance, a.s. Subsidiary · Praha, Czechia
- Lunch Garden Subsidiary · Evere
- ČSOB Pojišťovna Subsidiary · Pardubice, Czechia
- CSOB Asset Management, a.s., investicni spolecnost (ČSOB Asset Management, a.s., investiční společnost) Subsidiary · 100% · Praha 5, Czechia
  - CSOB Akciovy Srdce Evropy, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Akciovy zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Akciovy, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Fer Rastovy SRI o.p.f. Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Fer Vyvazeny SRI o.p.f. Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Privatny o.p.f. Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Rastovy o.p.f. Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Svetovy akciovy o.p.f. Fund · Praha 5, Czechia
  - CSOB Asset Management, a.s., investicni spolecnost, CSOB Vyvazeny o.p.f. Fund · Praha 5, Czechia
  - CSOB bohatstvi, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Dluhopisovy zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, opf Fund · Praha 5, Czechia
  - CSOB Dluhopisovy, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Medium zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Odvazny zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Opatrny zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Premiera zodpovedna, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Largo, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Moderato EUR, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Moderato zodpovedne, CSOB Asset Management, a.s., investicni spolecnost, opf Fund · Praha 5, Czechia
  - CSOB Private Banking Moderato, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Presto, CSOB Asset Management, a. s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Wealth Office I.+, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Private Banking Wealth Office II., CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Velmi odvazny zodpovedny, CSOB Asset Management, a.s., investicni spolecnost, otevreny podilovy fond Fund · Praha 5, Czechia
  - CSOB Velmi opatrny zodpovedny, CSOB Asset Management, a.s., investicni spolecnost otevreny podilovy fond Fund · Praha 5, Czechia
  - and 10 more
- KBC Global Services Subsidiary · 100% · Sint-Jans-Molenbeek, Belgium
- CBC BANQUE Subsidiary · Namur, Belgium
- K&H AUTÓPARK BÉRLETI ÉS SZOLGÁLTATÓ KORLÁTOLT FELELŐSSÉGŰ TÁRSASÁG Subsidiary · Budapest, Hungary
- K&H JELZÁLOGBANK ZÁRTKÖRŰEN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG Subsidiary · Budapest, Hungary
- OBB INTERLIJZ (ОББ ИНТЕРЛИЙЗ) Subsidiary · Sofia, Bulgaria
- ČSOB Asset Management Subsidiary · Czechia

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

The story

DZI was founded on June 27, 1946 with the nationalization of Insurance Companies and State Monopoly on Insurance Act was adopted. In 1992 the company became one of the co-founders of the Association of Bulgarian Insurers.

In October 1998, DZI was transformed into a sole-owner joint stock company with a 100% participation of the State. On 10 October 2002, the General Meeting of Shareholders made a decision to rename на State Insurance Institute – DZI EAD (sole-owner joint stock company) into DZI AD (joint stock company). On 3 August 2007, KBC obtained the relevant approval of the regulatory authorities and successfully finalized the acquisition of DZI Insurance and Reinsurance Joint –Stock Company. Thereby, becoming part of Belgian banking and insurance group KBC, DZI gained support at international level.

From Wikipedia’s article on DZI (company), shared under CC BY-SA 4.0.³

Products and brands

Motor insurance

Property insurance

Health insurance

Travel insurance

Read the full text

Life insurance

Life insurance with savings components

Accident insurance

Agricultural insurance

Transport insurance

From Wikipedia’s article on DZI (company), shared under CC BY-SA 4.0.³

Subsidiaries and ownership

Parent company

KBC Group

From Wikidata.¹

Timeline

1946Founded Founded¹

Sources

The numbers on this page point here. Each one links to the record it came from.

1
WikidataDZI on Wikidata
2
WikipediaDZI on Wikipedia
3
WikipediaDZI on Wikipedia (revision used)
4
Wikimedia CommonsDZI photo by SDI95, Public domain