Private company

EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA

EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA is an American life insurance company based in New York, incorporated in Arizona.2

Last updated Oct 21, 2026.

Overview

  • IndustryLife Insurance2
  • HeadquartersNew York, United States2
  • Incorporated inAZ3
  • Business address8501 Ibm Drive, Suite 150, Charlotte, Nc 28262-43333
  • Filer categoryNon-accelerated filer3
  • Legal formINSURANCE COMPANY2
  • LEI549300U0TGYHZWHQH4182
  • StatusActive2
  • LEI statusIssued and current2
  • Registered address3030 N. Third Street, 85012 Phoenix, United States2
  • Registered withNational Association of Insurance Commissioners, 780772

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2023

46.2%Net margin4
374.4%Revenue growth, 20234
55.1%Return on equity4

Where the money goes

Where each dollar of revenue went, fiscal 2023

  • Other costs45¢$1.1B
  • Interest0¢$1.0M
  • Income tax9¢$234.0M
  • Profit46¢$1.2B

Out of $2.6B in revenue.4

Where each dollar of operating cash went, fiscal 2023

  • Kept or used elsewhere100¢$686.0M

Out of $686.0M of cash from operations.4

Financial statements

Revenue564$2.6B in 2023+551% since 2019
0$1.0B$2.0B$3.0B2019: $396.0M$396.0M20192020: $446.0M$446.0M2020+13%2021: $461.0M$461.0M2021+3%2022: $543.0M$543.0M2022+18%2023: $2.6B$2.6B2023+374%
Net income564$1.2B in 2023
-$500.0M0$500.0M$1.0B$1.5B2019: -$45.0M-$45.0M20192020: -$10.0M-$10.0M2020−78%2021: -$85.0M-$85.0M2021+750%2022: -$88.0M-$88.0M2022+4%2023: $1.2B$1.2B2023
Fiscal year201820192020202120222023
Revenue$396.0M5$446.0M6$461.0M4$543.0M4$2.6B4
Interest$04$04$1.0M4
Income before tax-$109.0M4-$110.0M4$1.4B4
Income tax-$13.0M5-$29.0M6-$24.0M4-$22.0M4$234.0M4
Net income-$45.0M5-$10.0M6-$85.0M4-$88.0M4$1.2B4

Compare EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA with another company

Corporate structure

EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA is part of a group headed by Equitable Holdings. 510 entities, 26 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Equitable Holdings New York, New York, United States
    • AllianceBernstein Nashville, Tennessee, United States
      • AB Commercial Real Estate Private Debt Fund, LLC Nashville, Tennessee, United States
      • AB Private Lending Fund Nashville, Tennessee, United States
      • ALLIANCEBERNSTEIN (EUROPE) LIMITED Dublin, Ireland
      • AllianceBernstein (Luxembourg) S.à r.l. Luxembourg, Luxembourg
        • 2050 Cleantech Solutions (Master) Fund Fund · Luxembourg, Luxembourg
        • AB CARVAL GLOBAL CREDIT OPPORTUNITIES FEEDER FUND Fund · Luxembourg, Luxembourg
        • AB CARVAL GLOBAL CREDIT OPPORTUNITIES FUND Fund · Luxembourg, Luxembourg
        • AB COMMERCIAL REAL ESTATE DEBT FUND IV, SICAV-SIF S.C.SP. Fund · Luxembourg, Luxembourg
        • AB FCP I Fund · Luxembourg, Luxembourg
          • 9 more
        • AB FCP II Fund · Luxembourg, Luxembourg
          • 1 more
        • AB Institutional Series B Fund · Luxembourg, Luxembourg
          • 3 more
        • AB SICAV I Fund · Luxembourg, Luxembourg
          • 39 more
        • ALL MARKET INCOME PORTFOLIO Fund · Luxembourg, Luxembourg
        • ALLIANCEBERNSTEIN PRIVATE CREDIT FUND FEEDER, SA SICAV PART II UCI Fund · Luxembourg, Luxembourg
        • AllianceBernstein Private Credit Fund Master, SCSp SICAV Part II UCI Fund · Luxembourg, Luxembourg
        • American Multi-Asset Portfolio Fund · Luxembourg, Luxembourg
        • Asia High Yield Portfolio Fund · Luxembourg, Luxembourg
        • ASIA INCOME OPPORTUNITIES PORTFOLIO Fund · Luxembourg, Luxembourg
        • CHINA A SHARES EQUITY PORTFOLIO Fund · Luxembourg, Luxembourg
        • China Multi-Asset Portfolio Fund · Luxembourg, Luxembourg
        • China Net Zero Solutions Portfolio Fund · Luxembourg, Luxembourg
        • Climate High Income Portfolio Fund · Luxembourg, Luxembourg
        • EMERGING MARKET LOCAL CURRENCY DEBT PORTFOLIO Fund · Luxembourg, Luxembourg
        • EMERGING MARKETS LOW VOLATILITY EQUITY PORTFOLIO Fund · Luxembourg, Luxembourg
        • EMERGING MARKETS MULTI-ASSET PORTFOLIO Fund · Luxembourg, Luxembourg
        • Emerging Markets Small Cap Portfolio Fund · Luxembourg, Luxembourg
        • EQ European Commercial Real Estate Debt I, SICAV-RAIF Fund · Luxembourg, Luxembourg
        • Eurozone Growth Portfolio Fund · Luxembourg, Luxembourg
        • Fixed Maturity Bond 2026 Portfolio Fund · Luxembourg, Luxembourg
        • and 49 more
      • ALLIANCEBERNSTEIN (SINGAPORE) LTD. Singapore, Singapore
      • ALLIANCEBERNSTEIN BUSINESS SERVICES PRIVATE LIMITED Pune, India
      • ALLIANCEBERNSTEIN LIMITED London, United Kingdom
      • 聯博證券投資信託股份有限公司 Taipei, Taiwan
        • ABITL 4 Year Maturity Global USD Bond Fund Fund · Taipei, Taiwan
        • ABITL Emerging Asian Income Fund Fund · Taipei, Taiwan
        • ABITL Global High Yield Fund Fund · Taipei, Taiwan
        • ABITL Multi-Asset Umbrella Fund Fund · Taipei, Taiwan
        • ABITL Multi-Asset Umbrella Fund - Asia Pacific Multi-Asset Fund Fund · Taipei, Taiwan
        • ABITL US High Yield Fund Fund · Taipei, Taiwan
        • ABITL US Umbrella Fund Fund · Taipei, Taiwan
        • European Multi-Asset Fund Fund · Taipei, Taiwan
        • Fixed Income Fund of Funds Fund · Taipei, Taiwan
        • US Growth Fund Fund · Taipei, Taiwan
        • US Multi-Asset Income Fund Fund · Taipei, Taiwan
      • AB Broadly Syndicated Loan Manager LLC Subsidiary · Delaware, United States
      • AB Custom Alternative Solutions LLC Subsidiary · Delaware, United States
      • AB Distribution Vehicle LLC Subsidiary · Delaware, United States
      • AB Private Credit Investors LLC Subsidiary · Delaware, United States
      • AB Trust Company, LLC Subsidiary · New Hampshire, United States
      • Alliance Capital Management LLC Subsidiary · Delaware, United States
      • AllianceBernstein Corporation of Delaware Subsidiary · Delaware, United States
      • AllianceBernstein Holding L.P. Subsidiary · Delaware, United States
      • AllianceBernstein Invest. Research & Management (India) Private Ltd. Subsidiary · India
      • AllianceBernstein Investments, Inc. Subsidiary · Delaware, United States
      • ALLIANCEBERNSTEIN INVESTOR SERVICES, INC. Subsidiary · Wilmington, Delaware, United States
      • AllianceBernstein Oceanic Corporation Subsidiary · Delaware, United States
      • AnchorPath Financial, LLC Subsidiary · Delaware, United States
      • AnchorPath GP, LLC Subsidiary · Delaware, United States
      • Autonomous Research U.S. L.P. Subsidiary · New York, United States
      • Bernstein Institutional Services LLC Subsidiary · Delaware, United States
      • Bernstein North America Holdings LLC Subsidiary · Delaware, United States
      • and 301 more
    • AllianceBernstein Japan 千代田区, Japan
    • EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA New York, New York, United States
    • AB (Shanghai) Overseas Investment Fund Management Co., Ltd. Subsidiary · China
    • AB Bernstein Israel Ltd. Subsidiary · Israel
    • AB Germany GmbH Subsidiary · Germany
    • AllianceBernstein (Argentina) S.R.L. Subsidiary · Argentina
    • AllianceBernstein (Chile) SpA Subsidiary · Chile
    • AllianceBernstein (Europe) Limited Subsidiary · Ireland
    • AllianceBernstein (Luxembourg) S.a.r.l. Subsidiary · Luxembourg
    • AllianceBernstein (Mexico) S. de R.L. de C.V. Subsidiary · Mexico
    • AllianceBernstein (Singapore) Ltd. Subsidiary · Singapore
    • AllianceBernstein Administradora de Carteiras (Brasil) Ltda. Subsidiary · Brazil
    • AllianceBernstein Asset Management (Korea) Ltd (얼라이언스번스타인자산운용(한국) (주)) Subsidiary · 중구, South Korea
      • AB Monthly Distribution American Growth Security Investment Trust (Equity-Fund of Funds) (미국 성장 증권 투자 신탁 (주식-펀드 오브 펀즈) 월간 분배) Fund · 중구, South Korea
      • AB Monthly Distribution American Income Security Investment Trust (Bond-Fund of Funds) (월간 분배 아메리칸 인컴 담보 투자 신탁(채권-펀드 오브 펀드)) Fund · 중구, South Korea
      • AB Monthly Distribution Global High Yield Securities Investment Trust (Bond-Fund of Funds) (AB 월간 배당 글로벌 고수익 증권 투자 신탁 (채권-펀드)) Fund · 중구, South Korea
      • AB Sustainable Global Thematic Security Investment Trust (Equity-Fund of Funds) (ㅏ비 지속 가능한 글로벌 테마 보안 투자신탁(주식펀드)) Fund · 중구, South Korea
    • ALLIANCEBERNSTEIN AUSTRALIA LIMITED Subsidiary · Sydney, Australia
    • AllianceBernstein Business Services Private Limited Subsidiary · India
    • AllianceBernstein Canada, Inc. Subsidiary · Toronto, Ontario, Canada
      • AB Canada Core Plus Long Duration Bond Fund Fund · Toronto, Ontario, Canada
      • AB Canada Global Strategic Core Equity Fund Fund · Toronto, Ontario, Canada
    • AllianceBernstein ECRED Co-Investment Limited Subsidiary · United Kingdom
    • AllianceBernstein ECRED Management Limited Subsidiary · United Kingdom
    • AllianceBernstein Fund Management Co., Ltd. Subsidiary · China
    • AllianceBernstein Holdings (Cayman) Ltd. Subsidiary · Cayman Islands
    • AllianceBernstein Holdings Limited Subsidiary · United Kingdom
    • AllianceBernstein Hong Kong Limited (聯博香港有限公司) Subsidiary · Hong Kong, Hong Kong
      • AB (HK) All Market Income Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) American Income Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) American Multi-Asset Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Asia Income Opportunities Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Emerging Markets Multi-Asset Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) European Income Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Global High Yield Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Global Low Volatility Equity Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Low Volatility Equity Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) RMB Income Plus Portfolio Fund · Hong Kong, Hong Kong
      • AB (HK) Unit Trust Series Fund · Hong Kong, Hong Kong
      • CLP Global Bond Fund Fund · Hong Kong, Hong Kong
    • AllianceBernstein Invest. Res. & Man. (India) Pvt. Ltd. Subsidiary · India
    • ALLIANCEBERNSTEIN INVESTMENT MANAGEMENT AUSTRALIA LIMITED Subsidiary · Sydney, Australia
      • AB Emerging Markets Strategic Core Equities Fund Fund · Sydney, Australia
      • AB GLOBAL EQUITIES FUND Fund · Sydney, Australia
      • AB MANAGED VOLATILITY EQUITIES FUND Fund · Sydney, Australia
    • and 40 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC. Each entity in the chart links to its source.

What it owns

What EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$1.8B4 Dec 31, 2023$294.0M4 Dec 31, 2022+525.2%
Loans, net of allowance$294.0M4 Dec 31, 2023$17.0M4 Dec 31, 2022+1629.4%

Subsidiaries and ownership

Parent company (GLEIF)

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Former names

  • MONY LIFE INSURANCE CO OF AMERICADec 22, 2004 to May 1, 20193
  • MONY LIFE INSURANCE COMPANY OF AMERICADec 29, 1998 to Nov 12, 20043

Timeline

  1. Feb 24, 20258-K Entered a material agreement11
  2. May 18, 20238-K Entered a material agreement12
  3. May 17, 20238-K Other events13
  4. Nov 7, 2017Parent Directly consolidated by Equitable Holdings2
  5. Mar 6, 1969Founded EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA is founded2

Filings

200 filings to the SEC since October 2021: 4 annual reports, 9 quarterly reports, 3 major events, 184 other. The latest 20:

  1. May 1, 2026EFFECT EDGAR
  2. May 1, 2026EFFECT EDGAR
  3. May 1, 2026EFFECT EDGAR
  4. Apr 21, 2026POS AM EDGAR
  5. Apr 21, 2026POS AM EDGAR
  6. Apr 21, 2026POS AM EDGAR
  7. Feb 13, 2026POS AM EDGAR
  8. Feb 13, 2026POS AM EDGAR
  9. Feb 13, 2026POS AM EDGAR
  10. May 1, 2025EFFECT EDGAR
  11. May 1, 2025EFFECT EDGAR
  12. May 1, 2025EFFECT EDGAR
  13. May 1, 2025POS EX EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA EDGAR
  14. Apr 22, 2025S-1/A EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA EDGAR
  15. Apr 22, 2025S-1/A EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA EDGAR
  16. Apr 22, 2025S-1/A EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA EDGAR
  17. Mar 20, 202510-K EDGAR
  18. Mar 11, 2025424B3 EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA EDGAR
  19. Feb 28, 2025RW EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA EDGAR
  20. Feb 24, 20258-K EDGAR

The 200 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGAREQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA1
  • CIK0000835357
  • Employer ID (EIN)86-022206214
  • Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company14
  • Incorporated inArizona14
  • Fiscal year endsDecember 311
  • Industry code (SIC)6311 Life Insurance1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address8501 Ibm Drive, Suite 150, Charlotte, NC 28262-43331
  • Phone21255412341
  • Shares outstanding2,500,000 shares as of Mar 18, 202514
  • Public float$0 as of Jun 30, 20234
  • AuditorPricewaterhouseCoopers LLP, Charlotte, NC PCAOB ID 238; no auditor attestation of internal control over financial reporting14
  • On EDGAR sinceSep 29, 19981
  • Filings447 in all: 424B3 (85), EFFECT (67), POS AM (55), 10-Q (49), S-3 (31), 4 (20), S-1 (18), 10-K (17)1
    All 30 form types

    S-3/A (16), S-1/A (13), 4/A (8), 40-APP/A (8), 497 (8), 40-APP (7), 8-K (7), CORRESP (7), RW (6), UPLOAD (6), 40-OIP/A (4), 10-K/A (2), 10-Q/A (2), NT 10-Q (2), POS EX (2), 10-K405 (1), 40-6C (1), 40-OIP (1), AW (1), OIP NTC (1), OIP ORDR (1), S-2 (1)

  • Latest filingsAnnual report (10-K) Mar 20, 2025
    Quarterly report (10-Q) Nov 7, 2024
    Latest 8-K (8-K) Feb 24, 2025