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EZPW on Nasdaq

EZCorp

Logo: EZCorp, Public domain, via Wikimedia Commons5

American pawn shop operator

EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International. As of September 30, 2021, the company operated 1,148 stores, 516 in the U.S (with 44% located in Texas, 18% in Florida and the remainder spread across 18 other states), 508 locations in Mexico, 90 in Guatemala, 18 in El Salvador and 16 in Honduras.3 Its shares trade on Nasdaq under the symbol EZPW.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

$1.3BRevenue, fiscal 20256
$109.6MNet income, fiscal 20256
1989Founded1

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  • TickerEZPW on Nasdaq1
  • IndustryRetail-Miscellaneous Retail1
  • HeadquartersAustin1
  • Websitewww.ezcorp.com
  • Legal formDelaware corporation1
  • Incorporated inDE7
  • Business address2500 Bee Cave Road, Building 1, Suite 200, Rollingwood, Tx 787467
  • Filer categoryAccelerated filer7
  • LEI5493003K6PG3ZQ7TUQ634
  • StatusActive4
  • LEI statusLapsed (not renewed)4
  • Registered addressC/O CAPITOL SERVICES, INC., 19901 Dover, United States4
  • Registered withDivision of Corporations, Department of State, 54005514

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EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

58.5%Gross margin6
11.7%Operating margin6
8.6%Net margin6
9.7%Revenue growth, 20256
10.7%Return on equity6
0.51×Debt to equity6

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Merchandise brought in 55% of the revenue EZCorp broke down this way in fiscal 2025.

  1. Merchandise$701.0M655%up 6% from 2024
  2. Pawn Service$474.2M637%up 9% from 2024
  3. Jewelry Scrap$98.9M68%up 62% from 2024
  4. Product and Service, Other$169.0K60%down 29% from 2024
Products and services by year
Products and services202320242025
Merchandise$615.4M$663.7M$701.0M
Pawn Service$383.8M$436.5M$474.2M
Jewelry Scrap$49.5M$61.1M$98.9M
Product and Service, Other$295.0K$239.0K$169.0K

Business segments

U.S. Pawn brought in 72% of the revenue EZCorp broke down this way in fiscal 2025.

  1. U.S. Pawn$912.5M672%up 9% from 2024
  2. Latin America Pawn$361.8M628%up 11% from 2024
Business segments by year
Business segments202320242025
U.S. Pawn$761.9M$836.1M$912.5M
Latin America Pawn$287.1M$325.5M$361.8M

Regions

United States brought in 72% of the revenue EZCorp broke down this way in fiscal 2025.

  1. United States$912.5M672%up 9% from 2024
  2. Mexico$267.3M621%up 8% from 2024
  3. Latin America$94.5M67%up 21% from 2024
Regions by year
Regions202320242025
United States$761.9M$836.1M$912.5M
Mexico$223.8M$247.6M$267.3M
Latin America$63.3M$77.9M$94.5M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs88¢$1.1B
  • Income tax3¢$37.2M
  • Profit9¢$109.6M

Out of $1.3B in revenue.6

Where each dollar of operating cash went, fiscal 2025

  • Share buybacks5¢$7.0M
  • Kept or used elsewhere95¢$142.0M

Out of $149.0M of cash from operations.6

Financial statements

Revenue10111213146$1.3B in 2025+57% since 2018
0$500.0M$1.0B$1.5B2018: $812.2M$812.2M20182019: $847.2M$847.2M2019+4%2020: $822.8M$822.8M2020−3%2021: $729.6M$729.6M2021−11%2022: $886.2M$886.2M2022+21%2023: $1.0B$1.0B2023+18%2024: $1.2B$1.2B2024+11%2025: $1.3B$1.3B2025+10%
Gross profit10111213146$746.1M in 2025+55% since 2018
0$200.0M$400.0M$600.0M$800.0M2018: $481.6M$481.6M20182019: $494.4M$494.4M2019+3%2020: $449.2M$449.2M2020−9%2021: $449.5M$449.5M2021+0%2022: $528.1M$528.1M2022+18%2023: $609.8M$609.8M2023+15%2024: $682.3M$682.3M2024+12%2025: $746.1M$746.1M2025+9%
Operating income10111213146$149.2M in 2025+122% since 2018
-$50.0M0$50.0M$100.0M$150.0M2018: $67.1M$67.1M20182019: $47.0M$47.0M2019−30%2020: -$48.4M-$48.4M20202021: $31.2M$31.2M20212022: $74.9M$74.9M2022+140%2023: $92.2M$92.2M2023+23%2024: $112.5M$112.5M2024+22%2025: $149.2M$149.2M2025+33%
Net income10111213146$109.6M in 2025+194% since 2018
-$100.0M-$50.0M0$50.0M$100.0M$150.0M2018: $37.3M$37.3M20182019: $2.5M$2.5M2019−93%2020: -$68.5M-$68.5M20202021: $8.6M$8.6M20212022: $50.2M$50.2M2022+482%2023: $38.5M$38.5M2023−23%2024: $83.1M$83.1M2024+116%2025: $109.6M$109.6M2025+32%

Every line of the income statement as filed: the last 3 fiscal years, latest first.6

Period ending2025-09-302024-09-302023-09-30
Total revenues$1.3B$1.2B$1.0B
Gross profit$746.1M$682.3M$609.8M
Store expenses$481.1M$461.1M$418.6M
General and administrative$83.5M$75.6M$67.5M
Impairment of other assets$877.0K$843.0K$4.3M
Depreciation and amortization$32.5M$33.1M$32.1M
Loss (gain) on sale or disposal of assets and other$135.0K-$16.0K$208.0K
Other operating income-$1.3M-$765.0K-$5.1M
Total operating expenses$596.9M$569.7M$517.7M
Operating income$149.2M$112.5M$92.2M
Interest expense$23.0M$13.6M$16.5M
Interest income-$14.7M-$10.6M-$7.5M
Equity in net (income) loss of unconsolidated affiliates-$6.2M-$4.7M$28.5M
Other (income) expense$238.0K-$1.4M$3.1M
Income before income taxes$146.8M$115.6M$51.6M
Income tax expense$37.2M$32.5M$13.2M
Net income$109.6M$83.1M$38.5M
Basic earnings per share (in dollars per share)$1.91$1.51$0.69
Diluted earnings per share (in dollars per share)$1.42$1.10$0.53
Weighted-average basic shares outstanding (in shares)57.5M shares54.9M shares55.6M shares
Weighted-average diluted shares outstanding (in shares)83.4M shares84.4M shares80.9M shares

Compare EZCorp with another company

Corporate structure

EZCorp sits at the top of its group. 66 entities, 10 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of EZCorp

  • EZCorp Austin, Texas, United States
    • USA Pawn and Jewelry Subsidiary · Las Vegas
    • Brainerd Honduras, S.A. de C.V. Subsidiary · Honduras
    • Brainerd, S.A. Subsidiary · Guatemala
    • Brainerd, S.A. de C.V. Subsidiary · El Salvador
    • Camira Administration Corp. Subsidiary · British Virgin Islands
    • CCV Americas, LLC Subsidiary · Delaware, United States
    • CCV Pennsylvania, Inc. Subsidiary · Delaware, United States
    • Change Capital International Holdings, B.V. Subsidiary · Netherlands
    • EGreen Financial, Inc. Subsidiary · Delaware, United States
    • EZ Online Sales, Inc. Subsidiary · Delaware, United States
    • EZ Talent S. de R.L. de C.V. Subsidiary · Mexico
    • EZ Transfers S.A. de C.V. Subsidiary · Mexico
    • EZCORP FS Holdings, Inc. Subsidiary · Delaware, United States
    • EZCORP Global Holdings, C.V. Subsidiary · Netherlands
    • EZCORP Global, B.V. Subsidiary · Netherlands
    • EZCORP International Holdings, LLC Subsidiary · Delaware, United States
    • EZCORP International, Inc. Subsidiary · Delaware, United States
    • EZCORP Services, Inc. Subsidiary · Delaware, United States
    • EZCORP UK Limited Subsidiary · United Kingdom
    • EZCORP USA, Inc. Subsidiary · Delaware, United States
    • EZMONEY Canada Holdings, Inc. Subsidiary · British Columbia, Canada
    • EZMONEY Canada, Inc. Subsidiary · Delaware, United States
    • EZMONEY Tario, Inc. Subsidiary · British Columbia, Canada
    • EZPAWN Alabama, Inc. Subsidiary · Delaware, United States
    • EZPAWN Arizona, Inc. Subsidiary · Delaware, United States
    • and 40 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What EZCorp reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$310.3M6 Sep 30, 2025$280.7M6 Sep 30, 2024+10.5%
Accumulated depreciation$234.9M6 Sep 30, 2025$214.7M6 Sep 30, 2024+9.4%
Property and equipment, net$75.3M6 Sep 30, 2025$66.0M6 Sep 30, 2024+14.2%
Finance-lease assets$1.1M6 Sep 30, 2025$1.6M6 Sep 30, 2024−31.0%
Operating-lease assets (leased space)$236.5M6 Sep 30, 2025$226.6M6 Sep 30, 2024+4.4%

Real estate and locations

ItemLatestA year beforeChange
Stores1,3606 Sep 30, 20251,27914 Sep 30, 2024+6.3%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$469.5M6 Sep 30, 2025$170.5M6 Sep 30, 2024+175.4%
Stakes in other companies (equity method)$18.1M6 Sep 30, 2025$13.3M6 Sep 30, 2024+36.0%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$324.9M6 Sep 30, 2025$306.5M6 Sep 30, 2024+6.0%
Intangible assets, net (excluding goodwill)$58.8M6 Sep 30, 2025$58.5M6 Sep 30, 2024+0.7%
Indefinite-lived intangibles (excluding goodwill)$28.9M6 Sep 30, 2025$28.3M6 Sep 30, 2024+2.0%
Finite-lived intangibles, net$30.0M6 Sep 30, 2025$30.1M14 Sep 30, 2024−0.6%

Inventory

ItemLatestA year beforeChange
Inventory, total$248.5M6 Sep 30, 2025$191.9M6 Sep 30, 2024+29.5%

Properties, in its own words

We lease our pawn store locations, which are located throughout our geographic areas of operations. See “Part I, Item 1 — Business — Segment and Geographic Information.” Our pawn stores are typically located in a freestanding building or occupy all or part of a retail strip center with contiguous parking. A portion of the store interior is designed for retail operations, with merchandise displayed for sale by category. Distinctive exterior design and attractive in-store signage provide an appealing atmosphere to customers. We maintain or reimburse our landlords for maintaining property and general liability insurance for each of our stores. Our stores are open six or seven days a week.

Leases for our U.S. locations generally have initial terms ranging from five to ten years and typically allow for renewals in increments of three-to-five years. Our primary corporate office is located in Austin, Texas and is leased through October 2035 with annual escalating rent payments. Our locations in Latin America are generally leased on three to five year terms.

The rest of Item 2

Our existing leases expire on various dates through fiscal 2039, with a small number of leases on month-to-month terms. All leases provide for specified periodic rental payments at market rates. Most leases require us to maintain the property and pay the cost of insurance and taxes. We believe the termination of any one of our leases would not have a material adverse effect on our operations. Our strategy generally is to lease rather than own space for our stores. On an ongoing basis, we may close or consolidate under-performing store locations.

As of September 30, 2025, we had a total of 1,360 stores, 545 of which are located in the U.S., with 45% located in Texas, 17% in Florida and the remainder spread across 17 other states. We also have 622 locations in Mexico, 148 in Guatemala, 20 in El Salvador and 25 in Honduras.

In addition to our store leases, we lease approximately 85,000 square feet of corporate office space in Austin, Texas, of which 73,876 square feet is being subleased or made available for sublease to other tenants. We lease other corporate office space in Mexico (8,600 square feet), Guatemala (3,500 square feet), El Salvador (4,500 square feet) and Honduras (1,200 square feet).

For additional information about store locations, see “Part I, Item 1 — Business — Segment and Geographic Information.

Item 2 of the 10-K filed Nov 13, 2025.19

The story

The company was founded in 1989. In 1994, the company had grown to operate 234 pawn shops in nine states. The company expanded its business to offer payday loan services in its EZPAWN locations in 2001. The first stand-alone payday loan stores were opened and branded EZMONEY in 2003. EZCORP then entered into international markets. EZPAWN opened 4 new stores along the Texas/Mexico border and acquired 20 stores in the interior of Mexico, which were branded Empeño Fácil in 2007. In late 2008 EZCORP purchased the Las Vegas based loan providers, Pawn Plus and ASAP Pawn. In 2009, EZCORP expanded to Canada, operating under the name CashMax.

The company also acquired 30% interest in Cash Converters International in November 2009. The company reports it acquired Value Financial Services in January 2009. In 2010, EZCORP increased interest in Cash Converters International to 33%. The company was also listed on Fortune Magazine's 100 Fastest Growing Companies for 2010. EZCORP acquired the Cash Converters master franchise rights in Canada in 2011. In 2012, EZCORP acquired a controlling interest in Grupo Finmart, a specialty consumer finance company headquartered in Mexico City and operating under the name "Crediamigo"; and TUYO, a company headquartered in Mexico City that owns and operates buy/sell stores in Mexico City and the surrounding metropolitan area.

In 2015, EZCORP acquired USA Pawn & Jewelry, which operated in Arizona and Oregon.

As per the company's website, effective July 29, 2015, EZCORP, Inc. announced the closure of its U.S. Financial Services business which offered payday loans, auto title loans, installment loans and lines of credit. All stores are now closed.

From Wikipedia’s article on EZCorp, shared under CC BY-SA 4.0.8

Leadership

Who has led EZCorp, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Paul Rothamel2014
  2. Stuart Grimshaw2016–2019
  3. Jason A. Kulas2020–2021
  4. Lachlan P. Given2022–now

Chair

  1. Sterling B. Brinkley2006–2014

President

  1. John R. Kissick2006–2010
  2. Robert A. Kasenter2006–2010
  3. Connie Kondik2006–2009
  4. Eric Fosse2007–2019
  5. Joseph S. Borbely2009–2010
  6. Paul Rothamel2010–2014
  7. Mark Edward Kuchenrither2011–2013
  8. Barry William Guest2012–2014
  9. Shanna Munro2012–2014
  10. Jodie E. B. Maccarone2014
  11. Joseph L. Rotunda2015–2016
  12. Francisco Kuthy2016–2021
  13. Mitchell E. Fadel2016
  14. Jason A. Kulas2020

Chief financial officer

  1. Stephen Stamp2010–2011
  2. Mark Edward Kuchenrither2014
  3. Mark Ashby2015–2016
  4. David Francis McGuire2016–2018
  5. Daniel M. Chism2017–2018
  6. Jason A. Kulas2020
  7. Timothy Jugmans2020–now

Chief operating officer

  1. Paul Rothamel2009–2013
  2. Joseph L. Rotunda2016–2019
19901995200020052010201520202025
Board members and other officers (62)

Products and brands

  • pawnbroker

Listed on Wikidata.1

Subsidiaries and ownership

Subsidiaries

Subsidiaries (Exhibit 21)

  • Brainerd Honduras, S.A. de C.V. Honduras9
  • Brainerd, S.A. Guatemala9
  • Brainerd, S.A. de C.V. El Salvador9
  • CCV Americas, LLC Delaware9
  • CCV Pennsylvania, Inc. Delaware9
  • Camira Administration Corp. British Virgin Islands9
  • Change Capital International Holdings, B.V. Netherlands9
  • EGreen Financial, Inc. Delaware9
  • EZ Online Sales, Inc. Delaware9
  • EZ Talent S. de R.L. de C.V. Mexico9
  • EZ Transfers S.A. de C.V. Mexico9
  • EZCORP FS Holdings, Inc. Delaware9
  • EZCORP Global Holdings, C.V. Netherlands9
  • EZCORP Global, B.V. Netherlands9
  • EZCORP International Holdings, LLC Delaware9
  • EZCORP International, Inc. Delaware9
  • EZCORP Services, Inc. Delaware9
  • EZCORP UK Limited United Kingdom9
  • EZCORP USA, Inc. Delaware9
  • EZMONEY Canada Holdings, Inc. British Columbia9
  • EZMONEY Canada, Inc. Delaware9
  • EZMONEY Tario, Inc. British Columbia9
  • EZPAWN Alabama, Inc. Delaware9
  • EZPAWN Arizona, Inc. Delaware9
All 64 listed subsidiaries
  • EZPAWN Arkansas, Inc. Delaware9
  • EZPAWN Colorado, Inc. Delaware9
  • EZPAWN Florida, Inc. Delaware9
  • EZPAWN Georgia, Inc. Delaware9
  • EZPAWN Holdings, Inc. Delaware9
  • EZPAWN Illinois, Inc. Delaware9
  • EZPAWN Indiana, Inc. Delaware9
  • EZPAWN Iowa, Inc. Delaware9
  • EZPAWN MS, Inc. Delaware9
  • EZPAWN Management Mexico, S. de R.L. de C.V. Mexico9
  • EZPAWN Mexico Holdings, LLC Delaware9
  • EZPAWN Mexico Ltd., LLC Delaware9
  • EZPAWN Minnesota, Inc. Delaware9
  • EZPAWN Nevada, Inc. Delaware9
  • EZPAWN Oklahoma, Inc. Delaware9
  • EZPAWN Oregon, Inc. Delaware9
  • EZPAWN Services Mexico, S. de R.L. de C.V. Mexico9
  • EZPAWN Tennessee, Inc. Delaware9
  • EZPAWN Utah, Inc. Delaware9
  • Janama Honduras, S.A. de C.V. Honduras9
  • Janama, S.A. Guatemala9
  • Janama, S.A. de C.V. El Salvador9
  • Khoper Advisors, Ltd. British Virgin Islands9
  • MP Luxury, LLC Delaware9
  • Madras Investments Corp. British Virgin Islands9
  • Maxiprestamos. S.A. de C.V. El Salvador9
  • Miravet Planning Corp Panama9
  • Mister Money Holdings, Inc. Colorado9
  • Operadora de Servicios, S.A. de C.V. El Salvador9
  • PLO Del Bajio S. de R.L. de C.V. Mexico9
  • Parkway Insurance, Inc. Texas9
  • Prenda Aval, S.A. de C.V. El Salvador9
  • Renueva Comercial, S.A.P.I. de C.V. Mexico9
  • Rollingwood Holdings, LLC Delaware9
  • Salvaprenda, S.A. de C.V. El Salvador9
  • Texas EZPAWN Management, Inc. Delaware9
  • Texas EZPAWN, L.P. Texas9
  • USA Pawn & Jewelry Co. 19, LLC Nevada9
  • USA Pawn & Jewelry Co. XI, LLC Nevada9
  • Unicode Market, Inc. Panama9

From Wikidata.1 The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Aug 5, 20268-K Results of operations; Regulation FD disclosure107
  2. May 18, 20268-K Other events108
  3. May 6, 20268-K Results of operations; Regulation FD disclosure109
  4. Mar 27, 20268-K Shareholder vote; Regulation FD disclosure110
  5. Feb 4, 20268-K Results of operations; Regulation FD disclosure111
  6. Jan 5, 20268-K Regulation FD disclosure112
  7. Nov 13, 20258-K Results of operations; Regulation FD disclosure113
  8. Jul 30, 20258-K Results of operations; Regulation FD disclosure114
  9. Jun 18, 20258-K Regulation FD disclosure115
  10. May 1, 20258-K Regulation FD disclosure116
  11. Apr 28, 20258-K Results of operations; Regulation FD disclosure117
  12. Mar 28, 20258-K Entered a material agreement; New debt or obligation; Other events118
  13. Mar 8, 2022New chief executive Lachlan P. Given becomes CEO20
  14. Aug 5, 2020New chief executive Jason A. Kulas becomes CEO21
  15. Feb 3, 2016New chief executive Stuart Grimshaw becomes CEO22
  16. Feb 3, 2014New chief executive Paul Rothamel becomes CEO23
  17. 1989Founded Founded1

Calendar

Coming up

  1. Nov 12, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.34 a share, on Nov 13, 2025.119

When it reported results

  1. Aug 5, 2026Reported quarterly or annual results107
  2. May 6, 2026Reported quarterly or annual results109
  3. Feb 4, 2026Reported quarterly or annual results111
  4. Nov 13, 2025Reported quarterly or annual results113
  5. Jul 30, 2025Reported quarterly or annual results114
  6. Apr 28, 2025Reported quarterly or annual results117
  7. Feb 5, 2025Reported quarterly or annual results120
  8. Nov 13, 2024Reported quarterly or annual results121

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

265 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 45 major events, 158 insider forms, 14 large holders, 28 other. The latest 20:

  1. Sep 23, 20263 EDGAR
  2. Aug 25, 20264 EDGAR
  3. Aug 24, 2026144 EDGAR
  4. Aug 6, 2026SCHEDULE 13G/A EDGAR
  5. Aug 5, 20268-K EDGAR
  6. Aug 5, 202610-Q EDGAR
  7. Jul 31, 2026SCHEDULE 13G EDGAR
  8. Jul 9, 20264 EDGAR
  9. Jun 8, 20264 EDGAR
  10. Jun 5, 2026144 EDGAR
  11. Jun 4, 2026144 EDGAR
  12. May 21, 20264 EDGAR
  13. May 18, 2026144 EDGAR
  14. May 18, 20268-K EDGAR
  15. May 13, 20264 EDGAR
  16. May 12, 2026144 EDGAR
  17. May 6, 20268-K EDGAR
  18. May 6, 202610-Q EDGAR
  19. Mar 30, 20264/A EDGAR
  20. Mar 30, 20264 EDGAR

The 265 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

32 open-market trades by officers, directors and large owners since October 2021: 0 buys and 32 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 24, 2026Bryant Ellen HChief Legal OfficerSale30,000$34.77$1.0MForm 4
Jul 6, 2026ESPINOSA PABLO LAGOSDirectorSale10,000$35.54$355.4KForm 4
Jun 5, 2026ESPINOSA PABLO LAGOSDirectorSale10,000$32.00$320.0KForm 4
May 20, 2026APPEL MATTHEW WDirectorSale15,037$33.25$500.0KForm 4
May 12, 2026Kulas Jason A.DirectorSale20,000$33.56$671.2KForm 4
Mar 2, 2026Sajnani SunilChief Audit/LP ExecutiveSale18,353$26.76$491.1KForm 4
Feb 23, 2026Tillett GaryDirectorSale10,000$25.50$255.0KForm 4
Feb 23, 2026Tillett GaryDirectorSale10,000$25.50$255.0KForm 4
Feb 19, 2026ESPINOSA PABLO LAGOSDirectorSale20,000$25.00$500.0KForm 4
Feb 18, 2026Tillett GaryDirectorSale10,000$25.00$250.0KForm 4
Feb 17, 2026Swies NicoleChief Revenue OfficerSale24,138$24.75$597.4KForm 4
Feb 17, 2026Bryant Ellen HChief Legal OfficerSale20,000$25.00$500.0KForm 4
Sep 19, 2025APPEL MATTHEW WDirectorSale9,038$18.02$162.9KForm 4
Sep 8, 2025APPEL MATTHEW WDirectorSale9,000$17.03$153.3KForm 4
Jun 10, 2025Powell John Blair Jr.Chief Operating OfficerSale3,500$13.81$48.3KForm 4
May 22, 2025Powell John Blair Jr.Chief Operating OfficerSale10,000$13.26$132.6KForm 4
May 15, 2025Powell John Blair Jr.Chief Operating OfficerSale10,000$13.73$137.3KForm 4
May 13, 2025Powell John Blair Jr.Chief Operating OfficerSale20,000$14.17$283.4KForm 4
May 8, 2025Powell John Blair Jr.Chief Operating OfficerSale42,500$14.55$618.4KForm 4
Dec 5, 2024Swies NicoleChief Revenue OfficerSale10,000$12.47$124.7KForm 4

All 32 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Fmr LLC8,283,627$286.4M0.0%+1,541,317
BlackRock, Inc.6,812,555$235.5M0.0%−230,640
Capital Research Global Investors3,527,021$121.9M0.0%+14,310
Dimensional Fund Advisors LP3,064,188$105.9M0.0%−361,601
Vanguard Capital Management LLC2,503,906$86.6M0.0%+43,904
Two Sigma Investments, LP2,496,332$86.3M0.1%−25,863
Renaissance Technologies LLC2,002,266$69.2M0.1%−155,100
UBS Group AG1,906,747$65.9M0.0%−5,080
Morgan Stanley1,538,587$53.2M0.0%+273,323
Ophir Asset Management Pty Ltd1,489,613$51.5M4.2%−126,905
Atlas FRM LLC1,450,000$50.1M2.1%No change
State Street Corp1,348,561$46.6M0.0%+59,101
Goldman Sachs Group Inc1,317,668$45.6M0.0%−153,040
Invesco Ltd.1,184,767$41.0M0.0%+26,679
Bnp Paribas Financial Markets1,056,060$36.5M0.0%−5,229
Capital World Investors1,051,408$36.3M0.0%New
Stephens Investment Management Group LLC1,038,856$35.9M0.4%−395,598
Geode Capital Management, LLC1,032,142$35.7M0.0%+4,385
Qube Research & Technologies Ltd966,840$33.4M0.0%−400,021
Royce & Associates LP851,915$29.5M0.2%+267,869
Jupiter Topco LLC823,136$28.5M0.0%New
Jpmorgan Chase & Co824,019$27.5M0.0%+382,690
Vanguard Portfolio Management LLC723,232$25.0M0.0%+1,399
Silvercrest Asset Management Group LLC712,696$24.6M0.2%−76,253
Heartland Advisors Inc705,906$24.4M1.1%No change

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How EZCorp is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGAREZCORP INC2
  • CIK0000876523
  • Employer ID (EIN)74-254014519
  • Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company19
  • Incorporated inDelaware19
  • Fiscal year endsSeptember 302
  • Industry code (SIC)5900 Retail-Miscellaneous Retail2
  • SEC reviewing officeOffice of Trade & Services, Division of Corporation Finance2
  • Business address2500 Bee Cave Road, Building 1, Suite 200, Rollingwood, TX 787462
  • Phone51231433252
  • Shares outstanding57,921,451 Common Class A shares; 2,970,171 Common Class B shares as of Nov 7, 202519
  • Public float$682.0M as of Mar 31, 202519
  • AuditorBDO USA, P.C., Dallas, Texas PCAOB ID 243; it also attests to the company’s internal control over financial reporting19
  • On EDGAR sinceMay 14, 19962
  • Filings1,590 in all: 4 (733), 8-K (301), 10-Q (93), 3 (72), SC 13G/A (62), 5 (61), 4/A (32), 10-K (29)2
    All 44 form types

    SC 13G (25), CORRESP (23), UPLOAD (23), 144 (19), S-8 (19), 10-Q/A (8), EFFECT (7), S-3/A (7), S-4/A (7), 8-K/A (6), SC 13D/A (6), S-3 (5), S-3ASR (5), S-8 POS (5), 10-K/A (4), RW (4), S-4 (4), SCHEDULE 13G (3), SCHEDULE 13G/A (3), 11-K (2), 3/A (2), 5/A (2), D (2), NT 10-Q (2), POS AM (2), SC 13D (2), 10-C (1), 10-K405 (1), 11-KT (1), CT ORDER (1), DEF 14A (1), DEFA14A (1), NT 10-K (1), NT 11-K (1), PRE 14A (1), PRER14A (1)

  • Latest filingsAnnual report (10-K) Nov 13, 2025
    Quarterly report (10-Q) Aug 5, 2026
    Proxy statement (DEF 14A) Feb 12, 2014
    Latest 8-K (8-K) Aug 5, 2026

Securities registered for trading

ClassSymbolExchange
Class A Non-voting Common Stock, $.01 par value per shareEZPWThe NASDAQ Stock Market

From the cover page of the 10-K filed Nov 13, 2025 (Section 12(b) of the Exchange Act).19

Risk factors and legal proceedings

The risks EZCorp names in Item 1A of its 10-K filed Nov 13, 2025: 29 risks under these headings, as written.19

  • Company Specific Risks
  • Changes in, or failure to comply with, laws and regulations affecting our products and services could have a material adverse effect on our operations and financial performance.
  • Negative characterizations of the pawn industry by consumer advocates, media or others could result in increased legislative or regulatory activity, could adversely affect the market value of our publicly traded stock, or could make it harder to operate our business successfully.
  • A significant portion of our U.S. business is concentrated in Texas and Florida.
  • A significant or sudden decrease in gold values or the volume of gold transactions may have a material impact on our earnings and financial position.
  • Fluctuations in our sales, PLO, sales margins and pawn redemption rates could have a material adverse impact on our operating results.
  • Achievement of our growth objectives is dependent upon our ability to open and acquire new stores.
  • We continue to have limited indemnity obligations to AlphaCredit for pre-closing taxes.
  • One person beneficially owns all of our voting stock and generally controls the outcome of all matters requiring a vote of stockholders, which may influence the value of our publicly traded non-voting stock.
  • We are in the firearms business in the U.S., which exposes us to increased risks of regulatory fines and penalties, lawsuits and related liabilities.
  • Changes in competition from various sources could have a material adverse impact on our ability to achieve our plans.
  • Our continued profitability and growth plans are dependent on our ability to successfully design or acquire, deploy and maintain information technology and other business systems to support our current business and our planned growth and expansion.
The other 18 risks
  • We invested in Cash Converters International Limited for strategic reasons. Law or regulatory changes in Australia or other jurisdictions in which Cash Converters operates, or other factors, could adversely affect Cash Converters’ operating performance, our share of which would be reflected in our own financial statements due to the equity method of accounting. Further, if that operating performance, or other factors, adversely impact the value of Cash Converters’ publicly traded stock, then we may be required to impair our investment, as we have done in the past.
  • Our ability to recover our investments in other companies (such as our indirect investment in Simple Management Group, Inc. and our investment in Rich Data Corporation) is heavily dependent on the success and performance of those companies, including their respective ability to obtain further debt or equity financing.
  • We may incur property, casualty or other losses, including losses related to natural disasters such as hurricanes, earthquakes and volcanoes. Not all such losses will be covered by insurance.
  • Goodwill comprises a significant portion of our total assets. We assess goodwill for impairment at least annually, which could result in a material, non-cash write-down and could have a material adverse effect on our results of operations and financial conditions.
  • The conversion feature of our convertible notes, if triggered, may adversely affect our financial condition and operating results.
  • Conversion of our convertible notes into stock may dilute the ownership interests of existing stockholders or may otherwise depress the price of our Class A Common Stock.
  • We have a limited number of unreserved shares available for future issuance, which may limit our ability to conduct future financings and other transactions and our ability to offer equity awards to management.
  • Our incurrence of debt in the form of the 2032 Senior Notes could have a material adverse effect on our financial condition and results of operations
  • General Risks
  • Public health issues could adversely affect our financial condition, results of operations or liquidity.
  • We have significant operations in Latin America, and changes in the business, regulatory, political or social climate could impact our operations there, which could adversely affect our results of operations and growth plans.
  • A significant change in foreign currency exchange rates could have a material adverse impact on our earnings and financial position.
  • Litigation and regulatory proceedings could have a material adverse impact on our business.
  • Our acquisitions, investments and other transactions could disrupt our ongoing business and harm our results of operations.
  • We may be exposed to liabilities under applicable anti-bribery, anti-corruption, anti-money laundering and other general business laws and regulations, and any determination that we violated these laws or regulations could have a material adverse effect on our business.
  • Changes in our liquidity and capital requirements or in access to capital markets or other financing and transactional banking sources could limit our ability to achieve our plans.
  • We collect and store a variety of sensitive customer information, and breaches in data security or other cyber-attacks could harm our business operations and lead to reputational damage.
  • We may face business interruptions or other adverse effects on our operations and growth.
  • We face other risks discussed under “Part II, Item 7A — Quantitative and Qualitative Disclosures about Market Risk.”

Legal proceedings

See Note 12: Contingencies of Notes to Consolidated Financial Statements included in “Part II, Item 8 — Financial Statements and Supplementary Data.”

The opening of Item 3, Legal Proceedings.19

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